Bank of India Large Cap Fund Direct-Growth

Q: What are the returns of this mutual fund scheme?

The Bank of India Large Cap Fund Direct-Growth is a 4 yrs 7 m old fund and has delivered average annual returns of 12.59% since inception. Bank of India Large Cap Fund Direct-Growth Returns 1-Year 3-Year Since Inception 12.84% 17.25% 12.59%

Previously called: Bank of India Bluechip Fund Direct-Growth

NAV as of Feb 02, 2026	Returns since inception	ET Money Rank	AUM (Fund size)
₹17.23-1.26% 1 day change	12.59% p.a.	App exclusive #NA View Ranked Funds	₹210 Cr

Historical NAV & returns

NAV: ₹17.23 as on Feb 02, 2026

This fund Category average

Bank of India Large Cap Fund overview

Expense ratio	1.01% as on Feb 02, 2026
Exit load	1.0% Exit load of 1%, if redeemed within 3 months.!
AUM (Fund size)	₹210 Cr
Lock-in Period	Nil
Age	4 yrs 7 m since Jun 08, 2021
Benchmark	NIFTY 100 TRI
Min. investment	SIP: ₹1000 & Lumpsum: ₹5000
Risk	Very High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%

Bank of India Large Cap Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Feb 03, 2026

Period	This fund	Category average
1 Month	-3.2%	-4.34%
3 Months	-2.1%	-3.25%
6 Months	4.3%	0.54%
1 Year	12.84%	7.85%
2 Years	7.54%	9.66%
3 Years	17.25%	15.42%
4 Years	12.1%	11.58%

View returns in detail

Asset allocationas on Dec 31, 2025

Large Cap 84.24%

Mid Cap 6.29%

Small Cap 8.93%

Other Cap 0%

Top holdings

HDFC Bank Ltd.8.49%

State Bank of India6.02%

ICICI Bank Ltd.4.77%

Vedanta Ltd.4.18%

Top sectors

Financial 27.639999999999997%

Metals & Mining 10.209999999999999%

Technology 9.530000000000001%

Automobile 7.9399999999999995%

Credit quality

Bifurcation by Credit Quality is not available for this fund

Top Debt Holdings

Reserve Bank of India 0.02%

Allocation by Instruments

Repo 0.63%

Treasury Bills 0.02%

Other Holdings

Others 0.63%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
Bank of India Large Cap Fund	-3.2%	4.3%	12.84%	17.25%	N.A.	N.A.
ICICI Prudential Large Cap Fund	-4.52%	1.97%	10.29%	17.83%	16.13%	16.31%
Nippon India Large Cap Fund	-4.22%	0.96%	9.55%	19.0%	18.5%	16.65%
Canara Robeco Large Cap Fund	-4.15%	0.26%	7.1%	15.69%	13.54%	16.32%
Edelweiss Large Cap Fund	-4.15%	2.53%	8.13%	16.06%	14.31%	15.35%
Baroda BNP Paribas Large Cap Fund	-3.92%	0.92%	7.14%	16.45%	14.19%	15.07%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Bank of India Large Cap Fund	13.54	1.07	0.86	1.23
ICICI Prudential Large Cap Fund	11.13	0.91	1.03	1.63
Nippon India Large Cap Fund	11.48	0.93	1.11	1.7
Canara Robeco Large Cap Fund	11.04	0.92	0.91	1.37
Edelweiss Large Cap Fund	11.59	0.96	0.89	1.27
Baroda BNP Paribas Large Cap Fund	11.96	0.97	0.88	1.26

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Bank of India Large Cap Fund	N.A.	210 Cr	4 yrs 7 m	1.01%
ICICI Prudential Large Cap Fund	N.A.	78,502 Cr	13 yrs 1 m	0.85%
Nippon India Large Cap Fund	N.A.	50,876 Cr	13 yrs 1 m	0.66%
Canara Robeco Large Cap Fund	N.A.	17,493 Cr	13 yrs 1 m	0.5%
Edelweiss Large Cap Fund	N.A.	1,456 Cr	13 yrs 1 m	0.59%
Baroda BNP Paribas Large Cap Fund	N.A.	2,702 Cr	13 yrs 1 m	0.82%

View all Large Cap funds

Key risk & return ratios Compared to other funds in the category

Alpha	2.03 vs. 4.75 Underperformed at beating benchmark
Sharpe	0.86 vs. 4.84 Poor risk-adjusted returns
Beta	1.07 vs. 0.97 More sensitive to market's ups & downs
Standard deviation	13.54 vs. 10.0 More volatile performance

About this fund

About Bank of India Large Cap Fund

Bank of India Large Cap Fund Direct-Growth is a Large Cap mutual fund scheme from Bank Of India Mutual Fund. This fund has been in existence for 4 yrs 7 m, having been launched on 08/06/2021. Bank of India Large Cap Fund Direct-Growth has ₹210 Crores worth of assets under management (AUM) as on 31/12/2025 and is small fund of its category. The latest Net Asset Value (NAV) of Bank of India Large Cap Fund Direct-Growth as of 02/02/2026 is ₹17.23. The fund has an expense ratio of 1.01%, which is higher than what most other Large Cap funds charge.

Bank of India Large Cap Fund Direct-Growth returns of last 1-year are 10.88%. Since launch, it has delivered 12.56% average annual returns.
Bank of India Large Cap Fund Direct-Growth scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is average.
The fund has the majority of its money invested in Financial, Metals & Mining, Technology, Automobile, Capital Goods sectors. It has taken less exposure in Financial, Metals & Mining sectors compared to other funds in the category.
The fund's top 5 holdings are in HDFC Bank Ltd., State Bank of India, ICICI Bank Ltd., Vedanta Ltd., Reliance Industries Ltd..

...

Fund AUM	210 Cr as on Dec 31, 2025
Scheme document	View Scheme Document

Fund managers

Alok Singh

Mr. Singh is a CFA and PGDBA from ICFAI Business School. Prior to joining Bank of India AMC he has worked with BNP Paribas Asset Management and Axis Bank

Nilesh Jethani

Mr. Jethani has done Bachelor of Financial Markets from HR College and Postgraduate Program in Global Financial Markets from BSE Institute Ltd. Prior to joining Bank of India Mutual Fund, he has worked with HDFC Securities, HDFC Bank, and ASK Investment Managers

Investment objective

The scheme seeks to provide investors with the opportunities long term capital appreciation by investing predominantly in equity and equity-related instruments of large cap companies.

Bank of India Mutual Fund details

No. of schemes	21 view all schemes
Total AUM	13,871 Cr as on Dec 31, 2025
Address	B/204-Tower 1, Peninsula Corporate Park, Ganpatrao Kadam Marg, Lower Parel, Mumbai, 400013
Email	service@boiaxa-im.com

More funds from Bank of India Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
Bank of India Manufacturing & Infrastructure Fund	N.A.	674 Cr	13.25%	24.49%
Bank of India Small Cap Fund	N.A.	1,939 Cr	-1.73%	22.0%
Bank of India Flexi Cap Fund	N.A.	2,244 Cr	8.39%	20.88%
Bank of India ELSS Tax Saver Fund	N.A.	1,402 Cr	5.99%	16.83%
Bank of India Large & Mid Cap Fund	N.A.	456 Cr	10.71%	16.55%
Bank of India Multi Cap Fund	N.A.	1,013 Cr	10.73%	N.A.

See all Equity funds from this AMC

Frequently asked questions

What is the current NAV of Bank of India Large Cap Fund Direct-Growth?

The current Net Asset Value (NAV) of the Bank of India Large Cap Fund - Direct Growth plan is approximately ₹17.23 as of Feb 02, 2026.

What are the returns of this mutual fund scheme?

The Bank of India Large Cap Fund Direct-Growth is a 4 yrs 7 m old fund and has delivered average annual returns of 12.59% since inception.

Bank of India Large Cap Fund Direct-Growth Returns

1-Year	3-Year	Since Inception
12.84%	17.25%	12.59%

How much does this mutual fund charge as expense ratio?

The Bank of India Large Cap Fund - Direct Growth has an expense ratio of 1.01%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The Bank of India Large Cap Fund currently has assets under management (AUM) or fund size valued at approximately 210 Cr as on Dec 31, 2025.

What are the top stock holdings of Bank of India Large Cap Fund?

The Bank of India Large Cap Fund has invested the majority of its money in the stocks of the following companies -

Company	Percentage of Portfolio
HDFC Bank Ltd.	8.49%
State Bank of India	6.02%
ICICI Bank Ltd.	4.77%
Vedanta Ltd.	4.18%
Reliance Industries Ltd.	4.12%
Adani Ports and Special Economic Zone Ltd.	3.58%
Tata Steel Ltd.	3.17%
Infosys Ltd.	3.14%
ITC Ltd.	2.88%
Tech Mahindra Ltd.	2.85%

What are the top sectors Bank of India Large Cap Fund has invested in?

The Bank of India Large Cap Fund has primarily invested in the following sectors

Sector	Percentage of Portfolio
Financial	27.639999999999997%
Metals & Mining	10.209999999999999%
Technology	9.530000000000001%
Automobile	7.9399999999999995%
Capital Goods	7.2700000000000005%
Energy	7.24%
Consumer Staples	6.789999999999999%
Services	4.61%
Healthcare	3.75%
Materials	3.4000000000000004%

What is risk level of Bank of India Large Cap Fund?

This is a Large Cap fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How do I invest in Bank of India Large Cap Fund Direct-Growth?

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. The whole process takes just a few minutes. Here's how it works:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for Bank of India Large Cap Fund - Direct Growth, select your investment mode (lump sum or SIP), and enter the investment amount.
Provide the required details, including the bank account you'll use for payment, and confirm your investment.

That's it. Your investment in the Bank of India Large Cap Fund is complete.

How can I redeem my investments in Bank of India Large Cap Fund?

Redeeming your investments in the Bank of India Large Cap Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.