Bank of India Large Cap Fund Direct-Growth

Q: What are the returns of Bank of India Large Cap Fund?

The Bank of India Large Cap Fund is a 4 yrs 3 m old fund and has delivered average annual returns of 13.04% since inception. Bank of India Large Cap Fund Returns 1-Year 3-Year Since Inception -4.41% 15.49% 13.04%

Previously called: Bank of India Bluechip Fund Direct-Growth

NAV as of Sep 03, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹16.7+0.72% 1 day change	13.04% p.a.	App exclusive #NA View Ranked Funds	₹201 Cr

Historical NAV & returns

NAV: ₹16.7 as on Sep 03, 2025

This fund Category average

Bank of India Large Cap Fund overview

Expense ratio	0.78% as on Aug 31, 2025
Exit load	1.0% Exit load of 1%, if redeemed within 3 months.!
AUM (Fund size)	₹201 Cr
Lock-in Period	Nil
Age	4 yrs 3 m since Jun 08, 2021
Benchmark	NIFTY 100 TRI
Min. investment	SIP: ₹1000 & Lumpsum: ₹5000
Risk	Very High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%

Bank of India Large Cap Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Sep 01, 2025

Period	This fund	Category average
1 Month	1.09%	0.43%
3 Months	2.14%	1.54%
6 Months	16.95%	14.15%
1 Year	-4.41%	-1.14%
2 Years	17.05%	16.33%
3 Years	15.49%	15.37%
4 Years	10.6%	11.84%

View returns in detail

Asset allocationas on May 31, 2025

Large Cap 80.75%

Mid Cap 8.54%

Small Cap 8.27%

Other Cap 0%

Top holdings

HDFC Bank Ltd.8.7%

ICICI Bank Ltd.5.27%

State Bank of India4.82%

Reliance Industries Ltd.3.78%

Top sectors

Financial 27.439999999999998%

Energy 13.41%

Capital Goods 9.55%

Technology 8.43%

Credit quality

Bifurcation by Credit Quality is not available for this fund

Top Debt Holdings

Reserve Bank of India 0.02%

Allocation by Instruments

Repo 1.55%

Net Receivables 0.06%

Treasury Bills 0.02%

Other Holdings

Others 1.55%

Detailed portfolio analysis

Peer comparison

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Bank of India Large Cap Fund	N.A.	201 Cr	4 yrs 3 m	0.78%
ICICI Prudential Large Cap Fund	N.A.	68,034 Cr	12 yrs 8 m	0.86%
Nippon India Large Cap Fund	N.A.	39,677 Cr	12 yrs 8 m	0.69%
Canara Robeco Bluechip Equity Fund	N.A.	16,027 Cr	12 yrs 8 m	0.47%
Baroda BNP Paribas Large Cap Fund	N.A.	2,614 Cr	12 yrs 8 m	0.76%
Edelweiss Large Cap Fund	N.A.	1,271 Cr	12 yrs 8 m	0.61%

Fund name	1M	6M	1Y	3Y	5Y	10Y
Bank of India Large Cap Fund	1.09%	16.95%	-4.41%	15.49%	N.A.	N.A.
ICICI Prudential Large Cap Fund	0.68%	14.64%	0.56%	18.5%	22.12%	15.75%
Nippon India Large Cap Fund	1.31%	16.55%	2.4%	19.98%	25.06%	15.99%
Canara Robeco Bluechip Equity Fund	0.08%	13.37%	1.19%	16.2%	19.56%	15.75%
Baroda BNP Paribas Large Cap Fund	-0.12%	12.56%	-4.3%	16.71%	19.8%	14.35%
Edelweiss Large Cap Fund	0.43%	12.89%	-2.92%	16.39%	19.86%	14.55%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Bank of India Large Cap Fund	14.15	1.06	0.6	0.94
ICICI Prudential Large Cap Fund	11.74	0.91	0.93	1.65
Nippon India Large Cap Fund	11.89	0.92	1.06	1.78
Canara Robeco Bluechip Equity Fund	11.56	0.91	0.77	1.24
Baroda BNP Paribas Large Cap Fund	12.67	0.98	0.75	1.16
Edelweiss Large Cap Fund	12.17	0.96	0.76	1.21

View all Large Cap funds

Key risk & return ratios Compared to other funds in the category

Alpha	0.89 vs. 4.53 Underperformed at beating benchmark
Sharpe	0.6 vs. 5.04 Poor risk-adjusted returns
Beta	1.06 vs. 0.8 More sensitive to market's ups & downs
Standard deviation	14.15 vs. 10.41 More volatile performance

Compare Bank of India Large Cap Fund in detail with

About this fund

About Bank of India Large Cap Fund

Bank of India Large Cap Fund Direct-Growth is a Large Cap mutual fund scheme from Bank Of India Mutual Fund. This fund has been in existence for 4 yrs 3 m, having been launched on 08/06/2021. Bank of India Large Cap Fund Direct-Growth has ₹201 Crores worth of assets under management (AUM) as on 31/05/2025 and is small fund of its category. The latest Net Asset Value (NAV) of Bank of India Large Cap Fund Direct-Growth as of 03/09/2025 is ₹16.70. The fund has an expense ratio of 0.78%, which is close to what most other Large Cap funds charge.

Bank of India Large Cap Fund Direct-Growth returns of last 1-year are -4.46%. Since launch, it has delivered 13.04% average annual returns.
Bank of India Large Cap Fund Direct-Growth scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is below average.
The fund has the majority of its money invested in Financial, Energy, Capital Goods, Technology, Metals & Mining sectors. It has taken less exposure in Financial, Energy sectors compared to other funds in the category.
The fund's top 5 holdings are in HDFC Bank Ltd., ICICI Bank Ltd., State Bank of India, Reliance Industries Ltd., Shriram Finance Ltd.

...

Fund AUM	201 Cr as on May 31, 2025
Scheme document	View Scheme Document

Fund managers

Alok Singh

Mr. Singh is a CFA and PGDBA from ICFAI Business School. Prior to joining Bank of India AMC he has worked with BNP Paribas Asset Management and Axis Bank

Nilesh Jethani

Mr. Jethani has done Bachelor of Financial Markets from HR College and Postgraduate Program in Global Financial Markets from BSE Institute Ltd. Prior to joining Bank of India Mutual Fund, he has worked with HDFC Securities, HDFC Bank, and ASK Investment Managers

Investment objective

The scheme seeks to provide investors with the opportunities long term capital appreciation by investing predominantly in equity and equity-related instruments of large cap companies.

Bank of India Mutual Fund details

No. of schemes	21 view all schemes
Total AUM	12,458 Cr as on Jun 30, 2025
Address	B/204-Tower 1, Peninsula Corporate Park, Ganpatrao Kadam Marg, Lower Parel, Mumbai, 400013
Email	service@boiaxa-im.com

More funds from Bank of India Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
Bank of India Small Cap Fund	N.A.	1,819 Cr	-5.47%	30.54%
Bank of India Manufacturing & Infrastructure Fund	N.A.	573 Cr	-4.15%	29.56%
Bank of India Flexi Cap Fund	N.A.	2,153 Cr	-5.84%	27.21%
Bank of India ELSS Tax Saver Fund	N.A.	1,398 Cr	-8.61%	22.89%
Bank of India Large & Mid Cap Fund	N.A.	399 Cr	-6.46%	21.38%
Bank of India Multi Cap Fund	N.A.	857 Cr	-3.83%	N.A.

See all Equity funds from this AMC

Frequently asked questions

What is the current NAV of Bank of India Large Cap Fund?

The current Net Asset Value (NAV) of the Bank of India Large Cap Fund - Direct Growth plan is approximately ₹16.7 as of Sep 03, 2025.

What are the returns of this mutual fund scheme?

The Bank of India Large Cap Fund is a 4 yrs 3 m old fund and has delivered average annual returns of 13.04% since inception.

Bank of India Large Cap Fund Returns

1-Year	3-Year	Since Inception
-4.41%	15.49%	13.04%

How much does this mutual fund charge as expense ratio?

The Bank of India Large Cap Fund - Direct Growth has an expense ratio of 0.78%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

What is the AUM or fund size of this mutual fund?

The Bank of India Large Cap Fund currently has assets under management (AUM) or fund size valued at approximately 201 Cr as on May 31, 2025.

What are the top stock holdings of Bank of India Large Cap Fund?

The Bank of India Large Cap Fund has invested the majority of its money in the stocks of the following companies -

Company	Percentage of Portfolio
HDFC Bank Ltd.	8.7%
ICICI Bank Ltd.	5.27%
State Bank of India	4.82%
Reliance Industries Ltd.	3.78%
Shriram Finance Ltd	3.24%
Dr. Reddy's Laboratories Ltd.	3.14%
Hyundai Motor India Ltd.	3.06%
ITC Ltd.	3.05%
NTPC Ltd.	3.04%
Tata Steel Ltd.	3.01%

What are the top sectors Bank of India Large Cap Fund has invested in?

The Bank of India Large Cap Fund has primarily invested in the following sectors

Sector	Percentage of Portfolio
Financial	27.439999999999998%
Energy	13.41%
Capital Goods	9.55%
Technology	8.43%
Metals & Mining	7.609999999999999%
Services	6.67%
Healthcare	5.779999999999999%
Automobile	4.880000000000001%
Consumer Staples	3.5599999999999996%
Consumer Discretionary	3.05%

What is risk level of Bank of India Large Cap Fund?

This is a Large Cap fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How do I invest in Bank of India Large Cap Fund?

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. It is just a matter of a few minutes. Here's how:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for Bank of India Large Cap Fund and choose the investment mode (Lump sum investment or a SIP). Then, enter your investment amount.
Fill in additional required details, including the bank account you'll use for payment, and confirm.

All set! Your investment in Bank of India Large Cap Fund is complete.

How can I redeem my investments in Bank of India Large Cap Fund?

Redeeming your investments in Bank of India Large Cap Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in Bank of India Large Cap Fund from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Large Cap

#NA

Return Outperformance: This fund has generated highest return amongst Large Cap funds in the last 2 Years.
Return/Risk: The fund is performing poorly than its category.
Exit Load: Exit load of 1%, if redeemed within 3 months.