Bank of India Large Cap Fund

Q: What are the returns of this mutual fund scheme?

The Bank of India Large Cap Fund is a 4 yrs 7 m old fund and has delivered average annual returns of 11.15% since inception. Bank of India Large Cap Fund Returns 1-Year 3-Year Since Inception 11.16% 15.83% 11.15%

Q: How much does this mutual fund charge as expense ratio?

The Bank of India Large Cap Fund has an expense ratio of 2.44% , representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

NAV as of Feb 02, 2026	Returns since inception	ET Money Rank	AUM (Fund size)
₹16.24-1.28% 1 day change	11.15% p.a.	App exclusive #NA View Ranked Funds	₹210 Cr

Historical NAV & returns

NAV: ₹16.24 as on Feb 02, 2026

This fund Category average

Bank of India Large Cap Fund overview

AUM (Fund size)	₹210 Cr
Exit load	1.0% Exit load of 1%, if redeemed within 3 months.!
Lock-in Period	Nil
Age	4 yrs 7 m since Jun 08, 2021
Benchmark	NIFTY 100 TRI
Min. investment	SIP: ₹1000 & Lumpsum: ₹5000
Expense ratio	2.44% as on Feb 02, 2026
Plan type	Regular
Risk	Very High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%

Bank of India Large Cap Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Feb 03, 2026

Period	This fund	Category average
1 Month	-3.33%	-4.41%
3 Months	-2.46%	-3.46%
6 Months	3.5%	0.28%
1 Year	11.16%	6.36%
2 Years	6.09%	8.28%
3 Years	15.83%	14.02%
4 Years	10.74%	10.24%

View returns in detail

Asset allocationas on Dec 31, 2025

Large Cap 84.24%

Mid Cap 6.29%

Small Cap 8.93%

Other Cap 0%

Top holdings

HDFC Bank Ltd.8.49%

State Bank of India6.02%

ICICI Bank Ltd.4.77%

Vedanta Ltd.4.18%

Top sectors

Financial 27.639999999999997%

Metals & Mining 10.209999999999999%

Technology 9.530000000000001%

Automobile 7.9399999999999995%

Credit quality

Bifurcation by Credit Quality is not available for this fund

Top Debt Holdings

Reserve Bank of India 0.02%

Allocation by Instruments

Repo 0.63%

Treasury Bills 0.02%

Other Holdings

Others 0.63%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
Bank of India Large Cap Fund	-3.33%	3.5%	11.16%	15.83%	N.A.	N.A.
ICICI Prudential Large Cap Fund	-4.56%	1.68%	9.67%	17.16%	15.45%	15.48%
Nippon India Large Cap Fund	-4.28%	0.55%	8.63%	18.0%	17.5%	15.58%
HDFC Large Cap Fund	-4.33%	0.96%	6.4%	14.8%	14.4%	14.82%
Canara Robeco Large Cap Fund	-4.24%	-0.32%	5.87%	14.33%	12.05%	14.86%
Baroda BNP Paribas Large Cap Fund	-4.01%	0.32%	5.88%	15.09%	12.83%	13.68%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Bank of India Large Cap Fund	13.54	1.07	0.77	1.1
ICICI Prudential Large Cap Fund	11.13	0.91	0.98	1.55
Nippon India Large Cap Fund	11.48	0.93	1.04	1.59
HDFC Large Cap Fund	11.37	0.93	0.79	1.21
Canara Robeco Large Cap Fund	11.03	0.92	0.8	1.2
Baroda BNP Paribas Large Cap Fund	11.95	0.97	0.78	1.12

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Bank of India Large Cap Fund	N.A.	210 Cr	4 yrs 7 m	2.44%
ICICI Prudential Large Cap Fund	N.A.	78,502 Cr	17 yrs 9 m	1.4%
Nippon India Large Cap Fund	N.A.	50,876 Cr	18 yrs 7 m	1.48%
HDFC Large Cap Fund	N.A.	40,604 Cr	29 yrs 5 m	1.58%
Canara Robeco Large Cap Fund	N.A.	17,493 Cr	15 yrs 7 m	1.65%
Baroda BNP Paribas Large Cap Fund	N.A.	2,702 Cr	21 yrs 5 m	1.98%

View all Large Cap funds

Key risk & return ratios Compared to other funds in the category

Alpha	0.82 vs. 4.1 Underperformed at beating benchmark
Sharpe	0.77 vs. 4.23 Poor risk-adjusted returns
Beta	1.07 vs. 0.91 More sensitive to market's ups & downs
Standard deviation	13.54 vs. 9.99 More volatile performance

Compare Bank of India Large Cap Fund in detail with

About this fund

About Bank of India Large Cap Fund

Bank of India Large Cap Fund is a Large Cap mutual fund scheme from Bank Of India Mutual Fund. This fund has been in existence for 4 yrs 7 m, having been launched on 08/06/2021. Bank of India Large Cap Fund has ₹210 Crores worth of assets under management (AUM) as on 31/12/2025 and is small fund of its category. The latest Net Asset Value (NAV) of Bank of India Large Cap Fund as of 02/02/2026 is ₹16.24. The fund has an expense ratio of 2.44%, which is higher than what most other Large Cap funds charge.

Bank of India Large Cap Fund returns of last 1-year are 9.23%. Since launch, it has delivered 11.12% average annual returns.
Bank of India Large Cap Fund scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is average.
The fund has the majority of its money invested in Financial, Metals & Mining, Technology, Automobile, Capital Goods sectors. It has taken less exposure in Financial, Metals & Mining sectors compared to other funds in the category.
The fund's top 5 holdings are in HDFC Bank Ltd., State Bank of India, ICICI Bank Ltd., Vedanta Ltd., Reliance Industries Ltd..

...

Fund AUM	210 Cr as on Dec 31, 2025
Scheme document	View Scheme Document

Fund managers

Alok Singh

Mr. Singh is a CFA and PGDBA from ICFAI Business School. Prior to joining Bank of India AMC he has worked with BNP Paribas Asset Management and Axis Bank

Nilesh Jethani

Mr. Jethani has done Bachelor of Financial Markets from HR College and Postgraduate Program in Global Financial Markets from BSE Institute Ltd. Prior to joining Bank of India Mutual Fund, he has worked with HDFC Securities, HDFC Bank, and ASK Investment Managers

Investment objective

The scheme seeks to provide investors with the opportunities long term capital appreciation by investing predominantly in equity and equity-related instruments of large cap companies.

Bank of India Mutual Fund details

No. of schemes	21 view all schemes
Total AUM	13,871 Cr as on Dec 31, 2025
Address	B/204-Tower 1, Peninsula Corporate Park, Ganpatrao Kadam Marg, Lower Parel, Mumbai, 400013
Email	service@boiaxa-im.com

More funds from Bank of India Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
Bank of India Manufacturing & Infrastructure Fund	N.A.	674 Cr	11.51%	22.79%
Bank of India Small Cap Fund	N.A.	1,939 Cr	-3.12%	20.14%
Bank of India Flexi Cap Fund	N.A.	2,244 Cr	6.82%	19.05%
Bank of India ELSS Tax Saver Fund	N.A.	1,402 Cr	4.73%	15.54%
Bank of India Large & Mid Cap Fund	N.A.	456 Cr	9.28%	15.3%
Bank of India Multi Cap Fund	N.A.	1,013 Cr	9.35%	N.A.

See all Equity funds from this AMC

Frequently asked questions

What is the current NAV of Bank of India Large Cap Fund?

The current Net Asset Value (NAV) of the Bank of India Large Cap Fund plan is approximately ₹16.24 as of Feb 02, 2026.

What are the returns of this mutual fund scheme?

The Bank of India Large Cap Fund is a 4 yrs 7 m old fund and has delivered average annual returns of 11.15% since inception.

Bank of India Large Cap Fund Returns

1-Year	3-Year	Since Inception
11.16%	15.83%	11.15%

How much does this mutual fund charge as expense ratio?

The Bank of India Large Cap Fund has an expense ratio of 2.44%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The Bank of India Large Cap Fund currently has assets under management (AUM) or fund size valued at approximately 210 Cr as on Dec 31, 2025.

What are the top stock holdings of Bank of India Large Cap Fund?

The Bank of India Large Cap Fund has invested the majority of its money in the stocks of the following companies -

Company	Percentage of Portfolio
HDFC Bank Ltd.	8.49%
State Bank of India	6.02%
ICICI Bank Ltd.	4.77%
Vedanta Ltd.	4.18%
Reliance Industries Ltd.	4.12%
Adani Ports and Special Economic Zone Ltd.	3.58%
Tata Steel Ltd.	3.17%
Infosys Ltd.	3.14%
ITC Ltd.	2.88%
Tech Mahindra Ltd.	2.85%

What are the top sectors Bank of India Large Cap Fund has invested in?

The Bank of India Large Cap Fund has primarily invested in the following sectors

Sector	Percentage of Portfolio
Financial	27.639999999999997%
Metals & Mining	10.209999999999999%
Technology	9.530000000000001%
Automobile	7.9399999999999995%
Capital Goods	7.2700000000000005%
Energy	7.24%
Consumer Staples	6.789999999999999%
Services	4.61%
Healthcare	3.75%
Materials	3.4000000000000004%

What is risk level of Bank of India Large Cap Fund?

This is a Large Cap fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in Bank of India Large Cap Fund?

Redeeming your investments in the Bank of India Large Cap Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.