Bank of India Large Cap Fund

Q: What are the returns of this mutual fund scheme?

The Bank of India Large Cap Fund is a 4 yrs 6 m old fund and has delivered average annual returns of 11.83% since inception. Bank of India Large Cap Fund Returns 1-Year 3-Year Since Inception 1.22% 14.38% 11.83%

Q: How much does this mutual fund charge as expense ratio?

The Bank of India Large Cap Fund has an expense ratio of 2.41% , representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

Previously called: Bank of India Bluechip Fund Regular-Growth

NAV as of Dec 04, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹16.43-0.06% 1 day change	11.83% p.a.	App exclusive #NA View Ranked Funds	₹208 Cr

Historical NAV & returns

NAV: ₹16.43 as on Dec 04, 2025

This fund Category average

Bank of India Large Cap Fund overview

AUM (Fund size)	₹208 Cr
Exit load	1.0% Exit load of 1%, if redeemed within 3 months.!
Lock-in Period	Nil
Age	4 yrs 6 m since Jun 08, 2021
Benchmark	NIFTY 100 TRI
Min. investment	SIP: ₹1000 & Lumpsum: ₹5000
Expense ratio	2.41% as on Nov 30, 2025
Plan type	Regular
Risk	Very High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%

Bank of India Large Cap Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Dec 01, 2025

Period	This fund	Category average
1 Month	-0.6%	1.43%
3 Months	4.48%	3.73%
6 Months	6.7%	4.45%
1 Year	1.22%	3.05%
2 Years	11.85%	13.39%
3 Years	14.38%	13.7%
4 Years	10.85%	12.2%

View returns in detail

Asset allocationas on Oct 31, 2025

Large Cap 82.92%

Mid Cap 6.43%

Small Cap 9.85%

Other Cap 0%

Top holdings

HDFC Bank Ltd.8.29%

State Bank of India5.79%

ICICI Bank Ltd.4.66%

Reliance Industries Ltd.3.93%

Top sectors

Financial 25.77%

Capital Goods 10.67%

Metals & Mining 9.549999999999999%

Energy 8.67%

Credit quality

Bifurcation by Credit Quality is not available for this fund

Top Debt Holdings

Reserve Bank of India 0.02%

Allocation by Instruments

Repo 0.82%

Treasury Bills 0.02%

Other Holdings

Others 0.82%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
Bank of India Large Cap Fund	-0.6%	6.7%	1.22%	14.38%	N.A.	N.A.
ICICI Prudential Large Cap Fund	1.63%	7.27%	7.86%	17.32%	19.41%	15.02%
Nippon India Large Cap Fund	0.3%	6.16%	6.25%	18.31%	21.68%	14.92%
HDFC Large Cap Fund	0.85%	5.74%	4.14%	14.92%	18.52%	13.67%
SBI Equity Minimum Variance Fund	1.02%	6.64%	5.13%	12.92%	15.44%	9.59%
Baroda BNP Paribas Large Cap Fund	1.71%	4.88%	2.24%	14.81%	16.24%	13.24%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Bank of India Large Cap Fund	14.04	1.09	0.59	0.89
ICICI Prudential Large Cap Fund	11.16	0.89	0.95	1.53
Nippon India Large Cap Fund	11.56	0.92	0.99	1.54
HDFC Large Cap Fund	11.44	0.92	0.75	1.17
SBI Equity Minimum Variance Fund	12.9	0.9	0.53	0.73
Baroda BNP Paribas Large Cap Fund	12.2	0.97	0.69	1.0

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Bank of India Large Cap Fund	N.A.	208 Cr	4 yrs 6 m	2.41%
ICICI Prudential Large Cap Fund	N.A.	75,863 Cr	17 yrs 8 m	1.4%
Nippon India Large Cap Fund	N.A.	48,871 Cr	18 yrs 5 m	1.48%
HDFC Large Cap Fund	N.A.	39,779 Cr	29 yrs 3 m	1.58%
SBI Equity Minimum Variance Fund	N.A.	229 Cr	6 yrs 9 m	0.75%
Baroda BNP Paribas Large Cap Fund	N.A.	2,729 Cr	21 yrs 4 m	1.97%

View all Large Cap funds

Key risk & return ratios Compared to other funds in the category

Alpha	-0.48 vs. 4.03 Underperformed at beating benchmark
Sharpe	0.59 vs. 4.5 Poor risk-adjusted returns
Beta	1.09 vs. 0.76 More sensitive to market's ups & downs
Standard deviation	14.04 vs. 10.12 More volatile performance

Compare Bank of India Large Cap Fund in detail with

About this fund

About Bank of India Large Cap Fund

Bank of India Large Cap Fund is a Large Cap mutual fund scheme from Bank Of India Mutual Fund. This fund has been in existence for 4 yrs 6 m, having been launched on 08/06/2021. Bank of India Large Cap Fund has ₹208 Crores worth of assets under management (AUM) as on 31/10/2025 and is small fund of its category. The latest Net Asset Value (NAV) of Bank of India Large Cap Fund as of 04/12/2025 is ₹16.43. The fund has an expense ratio of 2.41%, which is higher than what most other Large Cap funds charge.

Bank of India Large Cap Fund returns of last 1-year are 0.12%. Since launch, it has delivered 11.84% average annual returns.
Bank of India Large Cap Fund scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is average.
The fund has the majority of its money invested in Financial, Capital Goods, Metals & Mining, Energy, Technology sectors. It has taken less exposure in Financial, Capital Goods sectors compared to other funds in the category.
The fund's top 5 holdings are in HDFC Bank Ltd., State Bank of India, ICICI Bank Ltd., Reliance Industries Ltd., Shriram Finance Ltd.

...

Fund AUM	208 Cr as on Oct 31, 2025
Scheme document	View Scheme Document

Fund managers

Alok Singh

Mr. Singh is a CFA and PGDBA from ICFAI Business School. Prior to joining Bank of India AMC he has worked with BNP Paribas Asset Management and Axis Bank

Nilesh Jethani

Mr. Jethani has done Bachelor of Financial Markets from HR College and Postgraduate Program in Global Financial Markets from BSE Institute Ltd. Prior to joining Bank of India Mutual Fund, he has worked with HDFC Securities, HDFC Bank, and ASK Investment Managers

Investment objective

The scheme seeks to provide investors with the opportunities long term capital appreciation by investing predominantly in equity and equity-related instruments of large cap companies.

Bank of India Mutual Fund details

No. of schemes	21 view all schemes
Total AUM	13,428 Cr as on Sep 30, 2025
Address	B/204-Tower 1, Peninsula Corporate Park, Ganpatrao Kadam Marg, Lower Parel, Mumbai, 400013
Email	service@boiaxa-im.com

More funds from Bank of India Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
Bank of India Manufacturing & Infrastructure Fund	N.A.	659 Cr	2.16%	25.91%
Bank of India Small Cap Fund	N.A.	2,016 Cr	-9.07%	24.77%
Bank of India Flexi Cap Fund	N.A.	2,261 Cr	-2.83%	22.08%
Bank of India ELSS Tax Saver Fund	N.A.	1,417 Cr	-6.56%	18.5%
Bank of India Large & Mid Cap Fund	N.A.	437 Cr	1.71%	18.02%
Bank of India Multi Cap Fund	N.A.	968 Cr	2.95%	N.A.

See all Equity funds from this AMC

Frequently asked questions

What is the current NAV of Bank of India Large Cap Fund?

The current Net Asset Value (NAV) of the Bank of India Large Cap Fund plan is approximately ₹16.43 as of Dec 04, 2025.

What are the returns of this mutual fund scheme?

The Bank of India Large Cap Fund is a 4 yrs 6 m old fund and has delivered average annual returns of 11.83% since inception.

Bank of India Large Cap Fund Returns

1-Year	3-Year	Since Inception
1.22%	14.38%	11.83%

How much does this mutual fund charge as expense ratio?

The Bank of India Large Cap Fund has an expense ratio of 2.41%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The Bank of India Large Cap Fund currently has assets under management (AUM) or fund size valued at approximately 208 Cr as on Oct 31, 2025.

What are the top stock holdings of Bank of India Large Cap Fund?

The Bank of India Large Cap Fund has invested the majority of its money in the stocks of the following companies -

Company	Percentage of Portfolio
HDFC Bank Ltd.	8.29%
State Bank of India	5.79%
ICICI Bank Ltd.	4.66%
Reliance Industries Ltd.	3.93%
Shriram Finance Ltd	3.75%
Adani Ports and Special Economic Zone Ltd.	3.56%
Tata Steel Ltd.	3.25%
Vedanta Ltd.	3.21%
Hyundai Motor India Ltd.	3.17%
ITC Ltd.	3.03%

What are the top sectors Bank of India Large Cap Fund has invested in?

The Bank of India Large Cap Fund has primarily invested in the following sectors

Sector	Percentage of Portfolio
Financial	25.77%
Capital Goods	10.67%
Metals & Mining	9.549999999999999%
Energy	8.67%
Technology	7.630000000000001%
Automobile	7.17%
Consumer Staples	6.82%
Services	6.720000000000001%
Consumer Discretionary	3.75%
Materials	3.16%

What is risk level of Bank of India Large Cap Fund?

This is a Large Cap fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in Bank of India Large Cap Fund?

Redeeming your investments in the Bank of India Large Cap Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Large Cap

#NA

Return Outperformance: This fund has generated highest return amongst Large Cap funds in the last 3 Years.
Return/Risk: The fund is performing poorly than its category.
Exit Load: Exit load of 1%, if redeemed within 3 months.