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Bank of India Small Cap Fund Direct-Growth
| NAV as of Jul 21, 2025 | Returns since inception | ET Money Rank | AUM (Fund size) |
|---|---|---|---|
| ₹54.01+0.15% 1 day change | 29.19% |   | ₹1,819 Cr |
Historical NAV & returns
NAV: ₹54.01 as on Jul 21, 2025
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Bank of India Small Cap Fund overview
| Expense ratio | 0.53% as on May 31, 2025 |
| Exit load | 1.0% Exit load of 1% if redeemed within 1 year for units beyond 10% of the investment.! |
| AUM (Fund size) | ₹1,819 Cr |
| Lock-in Period | Nil |
| Age | 6 yrs 7 m since Nov 28, 2018 |
| Benchmark | NIFTY Smallcap 250 TRI |
| Min. investment | SIP: ₹1000 & Lumpsum: ₹5000 |
| Risk | Very High |
| Short term capital gains (STCG) | Returns taxed at 20% if you redeem before 1 year |
| Long term capital gains (LTCG) | After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5% |
Bank of India Small Cap Fund Returns calculator
Investment type
- Total investment ₹ 12 lakh
- Profit ₹12 lakhs
- Total corpus ₹1 lakh
- Absolute return 52.69%
Trailing returns as on Jun 12, 2025
| Period | This fund | Category average |
|---|---|---|
| 1 Month | 3.82% | 2.66% |
| 3 Months | 10.02% | 11.58% |
| 6 Months | 10.11% | 9.49% |
| 1 Year | 6.55% | 5.96% |
| 2 Years | 26.84% | 24.35% |
| 3 Years | 27.11% | 25.4% |
| 4 Years | 21.07% | 20.67% |
| 5 Years | 36.21% | 34.69% |
Asset allocationas on May 31, 2025
Large Cap 4.19%
Mid Cap 13.94%
Small Cap 74.51%
Other Cap 0%
Top holdings
Top sectors
Capital Goods 21.509999999999998%
Financial 16.05%
Healthcare 13.36%
Consumer Staples 8.4%
Credit quality
Bifurcation by Credit Quality is not available for this fund
Top Debt Holdings
Reserve Bank of India 0.16%
Allocation by Instruments
Repo 6.79%
Net Receivables 0.41%
Treasury Bills 0.16%
Other Holdings
Others 6.79%
Peer comparison
Key risk & return ratios Compared to other funds in the category
About this fund
More funds from Bank of India Mutual Fund
Frequently asked questions
ET Money rank
#NA
- Return Outperformance: This fund has generated highest return amongst Small Cap funds in the last 5 Years.
- Return/Risk: For every unit of risk this fund takes, it produces 20% more returns.
- Volatility Protection: This fund ranks lower in terms of protecting against volatility within its category.
- Exit Load: Exit load of 1% if redeemed within 1 year for units beyond 10% of the investment.