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Bank of India Small Cap Fund Direct-Growth
| NAV as of Oct 20, 2025 | Returns since inception | ET Money Rank | AUM (Fund size) |
|---|---|---|---|
| ₹52.03+0.5% 1 day change | 27.37% | App exclusive   | ₹1,925 Cr |
Historical NAV & returns
NAV: ₹52.03 as on Oct 20, 2025
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Bank of India Small Cap Fund overview
| Expense ratio | 0.74% as on Sep 30, 2025 |
| Exit load | 1.0% Exit load of 1% if redeemed within 1 year for units beyond 10% of the investment.! |
| AUM (Fund size) | ₹1,925 Cr |
| Lock-in Period | Nil |
| Age | 6 yrs 10 m since Nov 28, 2018 |
| Benchmark | NIFTY Smallcap 250 TRI |
| Min. investment | SIP: ₹1000 & Lumpsum: ₹5000 |
| Risk | Very High |
| Short term capital gains (STCG) | Returns taxed at 20% if you redeem before 1 year |
| Long term capital gains (LTCG) | After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5% |
Bank of India Small Cap Fund Returns calculator
Investment type
- Total investment ₹ 12 lakh
- Profit ₹12 lakhs
- Total corpus ₹1 lakh
- Absolute return 52.69%
Trailing returns as on Oct 17, 2025
| Period | This fund | Category average |
|---|---|---|
| 1 Month | 0.44% | 1.2% |
| 3 Months | -0.74% | 0.81% |
| 6 Months | 9.07% | 12.27% |
| 1 Year | 1.2% | 3.3% |
| 2 Years | 20.45% | 20.63% |
| 3 Years | 21.8% | 21.36% |
| 4 Years | 18.75% | 18.12% |
| 5 Years | 30.04% | 29.82% |
Asset allocationas on Sep 30, 2025
Large Cap 4.37%
Mid Cap 17.75%
Small Cap 68.8%
Other Cap 0%
Top holdings
Top sectors
Capital Goods 19.950000000000003%
Financial 14.599999999999998%
Healthcare 13.21%
Consumer Staples 8.05%
Credit quality
Bifurcation by Credit Quality is not available for this fund
Top Debt Holdings
Bank Of Baroda 0.77%
Kotak Mahindra Bank Ltd. 0.38%
Indian Bank 0.38%
Reserve Bank of India 0.15%
Allocation by Instruments
Repo 5.64%
Net Receivables 1.76%
Certificate of Deposit 1.5299999999999998%
Treasury Bills 0.15%
Other Holdings
Others 1.76%
Key risk & return ratios Compared to other funds in the category
About this fund
More funds from Bank of India Mutual Fund
Frequently asked questions
ET Money rank
App exclusive
#NA
- Return Outperformance: This fund has generated highest return amongst Small Cap funds in the last 5 Years.
- Return/Risk: For every unit of risk this fund takes, it produces 20% more returns.
- Volatility Protection: This fund ranks lower in terms of protecting against volatility within its category.
- Exit Load: Exit load of 1% if redeemed within 1 year for units beyond 10% of the investment.