Q: What are the returns of this mutual fund scheme?

The Bank of India Multi Cap Fund Direct-Growth is a 2 yrs 8 m old fund and has delivered average annual returns of 27.0% since inception. Bank of India Multi Cap Fund Direct-Growth Returns 1-Year Since Inception 8.53% 27.0%

Question 1

What is the current NAV of Bank of India Multi Cap Fund Direct-Growth?

Accepted Answer

The current Net Asset Value (NAV) of the Bank of India Multi Cap Fund - Direct Growth plan is approximately ₹18.76 as of Oct 20, 2025.

Question 2

What are the returns of this mutual fund scheme?

Accepted Answer

The Bank of India Multi Cap Fund Direct-Growth is a 2 yrs 8 m old fund and has delivered average annual returns of 27.0% since inception.

Bank of India Multi Cap Fund Direct-Growth Returns

1-Year	Since Inception
8.53%	27.0%

Question 3

How much does this mutual fund charge as expense ratio?

Accepted Answer

The Bank of India Multi Cap Fund - Direct Growth has an expense ratio of 1.05%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

Question 4

What is the AUM or fund size of this mutual fund?

Accepted Answer

The Bank of India Multi Cap Fund currently has assets under management (AUM) or fund size valued at approximately 909 Cr as on Sep 30, 2025.

Question 5

What are the top stock holdings of Bank of India Multi Cap Fund?

Accepted Answer

The Bank of India Multi Cap Fund has invested the majority of its money in the stocks of the following companies -

Company	Percentage of Portfolio
Reliance Industries Ltd.	4.77%
Hero Motocorp Ltd.	4.15%
HDFC Bank Ltd.	3.91%
Lloyds Metals & Energy Ltd.	3.13%
ICICI Lombard General Insurance Company Ltd.	2.94%
FSN E-Commerce Ventures Ltd.	2.86%
Eris Lifesciences Ltd.	2.8%
PB Fintech Ltd.	2.69%
Tips Industries Ltd.	2.68%
Manorama Industries Ltd.	2.62%

Question 6

What are the top sectors Bank of India Multi Cap Fund has invested in?

Accepted Answer

The Bank of India Multi Cap Fund has primarily invested in the following sectors

Company	Percentage of Portfolio
Reliance Industries Ltd.	4.77%
Hero Motocorp Ltd.	4.15%
HDFC Bank Ltd.	3.91%
Lloyds Metals & Energy Ltd.	3.13%
ICICI Lombard General Insurance Company Ltd.	2.94%
FSN E-Commerce Ventures Ltd.	2.86%
Eris Lifesciences Ltd.	2.8%
PB Fintech Ltd.	2.69%
Tips Industries Ltd.	2.68%
Manorama Industries Ltd.	2.62%

Question 7

What is risk level of Bank of India Multi Cap Fund?

Accepted Answer

This is a Multi Cap fund comes with Very High risk.

Question 8

Is there any lock-in period in this mutual fund?

Accepted Answer

No, this fund does not have any lock-in period.

Question 9

How do I invest in Bank of India Multi Cap Fund Direct-Growth?

Accepted Answer

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. The whole process takes just a few minutes. Here's how it works:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for Bank of India Multi Cap Fund - Direct Growth, select your investment mode (lump sum or SIP), and enter the investment amount.
Provide the required details, including the bank account you'll use for payment, and confirm your investment.

That's it. Your investment in the Bank of India Multi Cap Fund is complete.

Question 10

How can I redeem my investments in Bank of India Multi Cap Fund?

Accepted Answer

Redeeming your investments in the Bank of India Multi Cap Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

Expense ratio	1.05% as on Sep 30, 2025
Exit load	1.0% Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 1 year.!
AUM (Fund size)	₹909 Cr
Lock-in Period	Nil
Age	2 yrs 8 m since Feb 10, 2023
Benchmark	Nifty 500 Multicap 50:25:25 TRI
Min. investment	SIP: ₹1000 & Lumpsum: ₹5000
Risk	Very High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%

Period	This fund	Category average
1 Month	3.29%	2.36%
3 Months	3.92%	3.0%
6 Months	11.89%	11.01%
1 Year	8.53%	7.09%
2 Years	24.1%	22.89%

Fund AUM	909 Cr as on Sep 30, 2025
Scheme document	View Scheme Document

No. of schemes	21 view all schemes
Total AUM	13,428 Cr as on Sep 30, 2025
Address	B/204-Tower 1, Peninsula Corporate Park, Ganpatrao Kadam Marg, Lower Parel, Mumbai, 400013
Email	service@boiaxa-im.com

Fund name	ETM Rank	AUM	1Y	5Y
Bank of India Manufacturing & Infrastructure Fund	N.A.	621 Cr	8.73%	30.75%
Bank of India Small Cap Fund	N.A.	1,925 Cr	1.2%	30.04%
Bank of India Flexi Cap Fund	N.A.	2,165 Cr	5.29%	27.23%
Bank of India ELSS Tax Saver Fund	N.A.	1,375 Cr	0.06%	22.51%
Bank of India Large & Mid Cap Fund	N.A.	414 Cr	6.35%	21.67%

Bank of India Multi Cap Fund Direct-Growth

Historical NAV & returns

Bank of India Multi Cap Fund overview

Bank of India Multi Cap Fund Returns calculator

Trailing returns as on Oct 17, 2025

Asset allocationas on Sep 30, 2025

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Bank of India Multi Cap Fund Direct-Growth Returns

ET Money rank

Sector	Percentage of Portfolio
Healthcare	14.73%
Financial	13.98%
Services	10.450000000000001%
Automobile	10.049999999999999%
Energy	8.37%
Technology	7.279999999999999%
Metals & Mining	7.19%
Construction	6.31%
Capital Goods	5.699999999999999%
Consumer Staples	3.31%