Bank of India Large & Mid Cap Fund Direct-Growth

Q: What are the returns of Bank of India Large & Mid Cap Fund?

The Bank of India Large & Mid Cap Fund is a 12 yrs 8 m old fund and has delivered average annual returns of 14.12% since inception. Bank of India Large & Mid Cap Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception -6.46% 16.29% 21.38% 13.98% 14.12%

Previously called: Bank of India Large & Mid Cap Equity Fund Direct-Growth

NAV as of Sep 03, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹99.15+0.37% 1 day change	14.12% p.a.	App exclusive #NA View Ranked Funds	₹399 Cr

Historical NAV & returns

NAV: ₹99.15 as on Sep 03, 2025

This fund Category average

Bank of India Large & Mid Cap Fund overview

Expense ratio	0.95% as on Aug 31, 2025
Exit load	1.0% Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 1 year.!
AUM (Fund size)	₹399 Cr
Lock-in Period	Nil
Age	12 yrs 8 m since Jan 01, 2013
Benchmark	BSE 250 Large MidCap TRI
Min. investment	SIP: ₹1000 & Lumpsum: ₹5000
Risk	Very High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%

Bank of India Large & Mid Cap Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Sep 04, 2025

Period	This fund	Category average
1 Month	0.49%	0.52%
3 Months	-0.05%	1.53%
6 Months	16.63%	17.13%
1 Year	-6.46%	-1.08%
2 Years	16.88%	19.41%
3 Years	16.29%	18.95%
4 Years	13.06%	15.28%
5 Years	21.38%	23.65%
7 Years	13.9%	16.22%
10 Years	13.98%	16.16%

View returns in detail

Asset allocationas on May 31, 2025

Large Cap 39.11%

Mid Cap 40.27%

Small Cap 15.15%

Other Cap 0%

Top holdings

HDFC Bank Ltd.8.0%

Reliance Industries Ltd.4.39%

Lloyds Metals & Energy Ltd.3.74%

ICICI Lombard General Insurance Company Ltd.3.46%

Top sectors

Financial 21.97%

Healthcare 11.33%

Energy 9.59%

Services 9.59%

Credit quality

Bifurcation by Credit Quality is not available for this fund

Top Debt Holdings

Reserve Bank of India 0.11%

Allocation by Instruments

Repo 5.37%

Treasury Bills 0.11%

Net Receivables 0.02%

Other Holdings

Others 5.37%

Detailed portfolio analysis

Peer comparison

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Bank of India Large & Mid Cap Fund	N.A.	399 Cr	12 yrs 8 m	0.95%
ICICI Prudential Large & Mid Cap Fund	N.A.	20,352 Cr	12 yrs 8 m	0.77%
Bandhan Large & Mid Cap Fund	N.A.	9,107 Cr	12 yrs 8 m	0.57%
Kotak Large & Midcap Fund	N.A.	27,046 Cr	12 yrs 8 m	0.53%
Motilal Oswal Large and Midcap Fund	N.A.	10,840 Cr	5 yrs 11 m	0.65%
HDFC Large and Mid Cap Fund	N.A.	25,412 Cr	12 yrs 8 m	0.85%

Fund name	1M	6M	1Y	3Y	5Y	10Y
Bank of India Large & Mid Cap Fund	0.49%	16.63%	-6.46%	16.29%	21.38%	13.98%
ICICI Prudential Large & Mid Cap Fund	2.44%	15.55%	1.25%	21.86%	27.37%	17.76%
Bandhan Large & Mid Cap Fund	1.11%	17.79%	-0.94%	24.87%	27.01%	18.11%
Kotak Large & Midcap Fund	0.49%	16.99%	-0.65%	19.47%	23.78%	17.04%
Motilal Oswal Large and Midcap Fund	-0.25%	26.23%	4.82%	28.61%	29.82%	13.58%
HDFC Large and Mid Cap Fund	0.35%	16.69%	-2.52%	20.57%	26.3%	15.76%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Bank of India Large & Mid Cap Fund	14.42	1.04	0.66	0.99
ICICI Prudential Large & Mid Cap Fund	11.91	0.86	1.17	1.84
Bandhan Large & Mid Cap Fund	13.49	0.97	1.21	1.77
Kotak Large & Midcap Fund	13.01	0.93	0.91	1.32
Motilal Oswal Large and Midcap Fund	18.37	1.11	1.08	1.21
HDFC Large and Mid Cap Fund	14.05	1.04	0.93	1.42

View all Large & Midcap funds

Key risk & return ratios Compared to other funds in the category

Alpha	1.59 vs. 5.75 Underperformed at beating benchmark
Sharpe	0.66 vs. 6.54 Poor risk-adjusted returns
Beta	1.04 vs. 0.9 More sensitive to market's ups & downs
Standard deviation	14.42 vs. 10.95 More volatile performance

Compare Bank of India Large & Mid Cap Fund in detail with

About this fund

About Bank of India Large & Mid Cap Fund

Bank of India Large & Mid Cap Fund Direct-Growth is a Large & MidCap mutual fund scheme from Bank Of India Mutual Fund. This fund has been in existence for 12 yrs 8 m, having been launched on 01/01/2013. Bank of India Large & Mid Cap Fund Direct-Growth has ₹399 Crores worth of assets under management (AUM) as on 31/05/2025 and is small fund of its category. The latest Net Asset Value (NAV) of Bank of India Large & Mid Cap Fund Direct-Growth as of 03/09/2025 is ₹99.15. The fund has an expense ratio of 0.95%, which is higher than what most other Large & Midcap funds charge.

Bank of India Large & Mid Cap Fund Direct-Growth returns of last 1-year are -6.93%. Since launch, it has delivered 14.14% average annual returns. The fund has doubled the money invested in it every 5 yrs.
Bank of India Large & Mid Cap Fund Direct-Growth scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is below average.
The fund has the majority of its money invested in Financial, Healthcare, Energy, Services, Metals & Mining sectors. It has taken less exposure in Financial, Healthcare sectors compared to other funds in the category.
The fund's top 5 holdings are in HDFC Bank Ltd., Reliance Industries Ltd., Lloyds Metals & Energy Ltd., ICICI Lombard General Insurance Company Ltd., Larsen & Toubro Ltd..

...

Fund AUM	399 Cr as on May 31, 2025
Scheme document	View Scheme Document

Fund managers

Nitin Gosar

Mr. Gosar holds a Master’s degree in Finance from ICFAI. Prior to joining Bank of India Mutual Fund, he was working with Invesco Mutual Fund, IFCI Financial Services Ltd. (I-Fin) as Research Analyst. He has also worked Batlivala & Karani Securities, SKP Securities and NDA Securities.

Investment objective

The scheme aims at income and long-term capital appreciation by investing through a diversified portfolio of predominantly large cap and mid cap equity and equity-related securities including equity derivatives.

Bank of India Mutual Fund details

No. of schemes	21 view all schemes
Total AUM	12,458 Cr as on Jun 30, 2025
Address	B/204-Tower 1, Peninsula Corporate Park, Ganpatrao Kadam Marg, Lower Parel, Mumbai, 400013
Email	service@boiaxa-im.com

More funds from Bank of India Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
Bank of India Small Cap Fund	N.A.	1,819 Cr	-5.47%	30.54%
Bank of India Manufacturing & Infrastructure Fund	N.A.	573 Cr	-4.15%	29.56%
Bank of India Flexi Cap Fund	N.A.	2,153 Cr	-5.84%	27.21%
Bank of India ELSS Tax Saver Fund	N.A.	1,398 Cr	-8.61%	22.89%
Bank of India Multi Cap Fund	N.A.	857 Cr	-3.83%	N.A.

See all Equity funds from this AMC

Frequently asked questions

What is the current NAV of Bank of India Large & Mid Cap Fund?

The current Net Asset Value (NAV) of the Bank of India Large & Mid Cap Fund - Direct Growth plan is approximately ₹99.15 as of Sep 03, 2025.

What are the returns of this mutual fund scheme?

The Bank of India Large & Mid Cap Fund is a 12 yrs 8 m old fund and has delivered average annual returns of 14.12% since inception.

Bank of India Large & Mid Cap Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
-6.46%	16.29%	21.38%	13.98%	14.12%

How much does this mutual fund charge as expense ratio?

The Bank of India Large & Mid Cap Fund - Direct Growth has an expense ratio of 0.95%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

What is the AUM or fund size of this mutual fund?

The Bank of India Large & Mid Cap Fund currently has assets under management (AUM) or fund size valued at approximately 399 Cr as on May 31, 2025.

What are the top stock holdings of Bank of India Large & Mid Cap Fund?

The Bank of India Large & Mid Cap Fund has invested the majority of its money in the stocks of the following companies -

Company	Percentage of Portfolio
HDFC Bank Ltd.	8.0%
Reliance Industries Ltd.	4.39%
Lloyds Metals & Energy Ltd.	3.74%
ICICI Lombard General Insurance Company Ltd.	3.46%
Larsen & Toubro Ltd.	3.3%
PB Fintech Ltd.	3.2%
Kotak Mahindra Bank Ltd.	3.01%
Eris Lifesciences Ltd.	2.98%
Indian Bank	2.94%
Manorama Industries Ltd.	2.87%

What are the top sectors Bank of India Large & Mid Cap Fund has invested in?

The Bank of India Large & Mid Cap Fund has primarily invested in the following sectors

Sector	Percentage of Portfolio
Financial	21.97%
Healthcare	11.33%
Energy	9.59%
Services	9.59%
Metals & Mining	8.45%
Technology	6.630000000000001%
Construction	6.16%
Automobile	5.99%
Insurance	3.46%
Consumer Staples	2.87%

What is risk level of Bank of India Large & Mid Cap Fund?

This is a Large & Midcap fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How do I invest in Bank of India Large & Mid Cap Fund?

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. It is just a matter of a few minutes. Here's how:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for Bank of India Large & Mid Cap Fund and choose the investment mode (Lump sum investment or a SIP). Then, enter your investment amount.
Fill in additional required details, including the bank account you'll use for payment, and confirm.

All set! Your investment in Bank of India Large & Mid Cap Fund is complete.

How can I redeem my investments in Bank of India Large & Mid Cap Fund?

Redeeming your investments in Bank of India Large & Mid Cap Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in Bank of India Large & Mid Cap Fund from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Large & MidCap

#NA

Return Consistency: This fund ranks lower in terms of generating consistent return in it's category.
Volatility Protection: This fund ranks lower in terms of protecting against volatility within its category.
Chance: This fund has generated only 10.37% annual return in 70% of times for investors holding for at least 5 years.
Return/Risk: The fund is performing poorly than its category.
Exit Load: Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 1 year.