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Bank of India ELSS Tax Saver Direct-Growth
Previously called: Bank of India Tax Advantage Direct-G
| NAV as of Apr 23, 2025 | Returns since inception | ET Money Rank | VRO Ratings |
|---|---|---|---|
| ₹178.32+0.55% 1 day change | 17.89% |   |
Historical NAV & returns
NAV: ₹178.32 as on Apr 23, 2025
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Bank of India ELSS Tax Saver Fund overview
| VRO rating | |
| Expense ratio | 0.95% as on Mar 31, 2025 |
| Exit load | 0% |
| AUM (Fund size) | ₹1,320 Crs |
| Lock-in | 3 Years |
| Age | 12 yrs 3 m since Jan 01, 2013 |
| Benchmark | BSE 500 TRI |
| Min. investment | SIP ₹1000 & Lump. ₹5000 |
| Risk | Very High |
| Short term capital gains (STCG) | Returns taxed at 20% if you redeem before 1 year |
| Long term capital gains (LTCG) | After 1 year, pay tax of 12.5% on returns of ₹1.25 lakh+ in a financial year |
Bank of India ELSS Tax Saver Fund Returns calculator
Investment type
- Total investment ₹ 12 lakh
- Profit ₹12 lakhs
- Total corpus ₹1 lakh
- Absolute return 52.69%
Trailing returns as on Apr 24, 2025
| Period | This fund | Category average |
|---|---|---|
| 1 month | 1.01% | 2.97% |
| 3 months | 0.51% | 3.89% |
| 6 months | -6.78% | -2.55% |
| 1 year | -0.46% | 9.93% |
| 3 years | 18.46% | 18.08% |
| 5 years | 27.15% | 26.52% |
| 7 years | 16.18% | 15.05% |
| 10 years | 16.65% | 14.56% |
Asset allocationas on Mar 31, 2025
Large Cap 51.128044%
Mid Cap 20.279628000000002%
Small Cap 22.872328000000003%
Other Cap 0.0%
Top holdings
Top sectors
Financial 22.85%
Capital Goods 11.780000000000001%
Technology 8.95%
Energy 8.09%
Credit quality
Bifurcation by Credit Quality is not available for this fund
Top Debt Holdings
Axis Bank Ltd. 0.53%
Reserve Bank of India 0.01%
Allocation by Instruments
Repo 4.26%
Net Receivables 0.92%
Certificate of Deposit 0.53%
Treasury Bills 0.01%
Other Holdings
Others 0.92%
Peer comparison
Key risk & return ratios Compared to other funds in the category
About this fund
More funds from Bank of India Mutual Fund
Frequently asked questions
ET Money rank
#NA
- Return Consistency: This fund is one of the best in generating consistent return in it's category.
- Return Outperformance: This fund has generated highest return amongst ELSS funds in the last 10 Years.
- Chance: This fund has generated a 14.48% annual return in 70% of times for investors holding for at least 5 years.
- Return/Risk: For every unit of risk this fund takes, it produces 20% more returns.
- Exit Load: This fund has no exit load.
- Volatility Protection: This fund ranks lower in terms of protecting against volatility within its category.