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Bank of India Flexi Cap Fund Direct-Growth
| NAV as of Oct 20, 2025 | Returns since inception | ET Money Rank | AUM (Fund size) |
|---|---|---|---|
| ₹38.74+0.78% 1 day change | 28.93% | App exclusive   | ₹2,165 Cr |
Historical NAV & returns
NAV: ₹38.74 as on Oct 20, 2025
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Bank of India Flexi Cap Fund overview
| Expense ratio | 0.53% as on Sep 30, 2025 |
| Exit load | 1.0% Exit load of 1%, if redeemed within 3 months.! |
| AUM (Fund size) | ₹2,165 Cr |
| Lock-in Period | Nil |
| Age | 5 yrs 4 m since Jun 10, 2020 |
| Benchmark | BSE 500 TRI |
| Min. investment | SIP: ₹1000 & Lumpsum: ₹5000 |
| Risk | Very High |
| Short term capital gains (STCG) | Returns taxed at 20% if you redeem before 1 year |
| Long term capital gains (LTCG) | After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5% |
Bank of India Flexi Cap Fund Returns calculator
Investment type
- Total investment ₹ 12 lakh
- Profit ₹12 lakhs
- Total corpus ₹1 lakh
- Absolute return 52.69%
Trailing returns as on Oct 17, 2025
| Period | This fund | Category average |
|---|---|---|
| 1 Month | 2.32% | 2.51% |
| 3 Months | 4.64% | 3.47% |
| 6 Months | 13.55% | 10.21% |
| 1 Year | 5.29% | 6.48% |
| 2 Years | 27.11% | 21.3% |
| 3 Years | 24.07% | 18.58% |
| 4 Years | 18.2% | 13.87% |
| 5 Years | 27.23% | 21.97% |
Asset allocationas on Sep 30, 2025
Large Cap 47.95%
Mid Cap 19.49%
Small Cap 29.93%
Other Cap 0%
Top holdings
Top sectors
Financial 25.32%
Capital Goods 12.919999999999998%
Metals & Mining 9.86%
Energy 7.43%
Credit quality
Bifurcation by Credit Quality is not available for this fund
Top Debt Holdings
National Bank For Agriculture & Rural Development 0.22%
Reserve Bank of India 0.14%
Allocation by Instruments
Repo 2.44%
Certificate of Deposit 0.22%
Treasury Bills 0.14%
Other Holdings
Others 2.44%
Key risk & return ratios Compared to other funds in the category
About this fund
More funds from Bank of India Mutual Fund
Frequently asked questions
ET Money rank
App exclusive
#NA
- Return Consistency: This fund is one of the best in generating consistent return in it's category.
- Return Outperformance: This fund has generated highest return amongst Flexi Cap funds in the last 5 Years.
- Chance: This fund has generated a 26.85% annual return in 70% of times for investors holding for at least 5 years.
- Return/Risk: For every unit of risk this fund takes, it produces 20% more returns.
- Volatility Protection: This fund ranks lower in terms of protecting against volatility within its category.
- Exit Load: Exit load of 1%, if redeemed within 3 months.