JM Flexicap Fund Direct Plan-Growth

Q: What are the returns of JM Flexicap Fund?

The JM Flexicap Fund is a 12 yrs 6 m old fund and has delivered average annual returns of 18.06% since inception. JM Flexicap Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception -5.14% 26.01% 27.04% 16.75% 18.06%

NAV as of Jul 21, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹111.8454+0.3% 1 day change	18.06% p.a.	#NA View Ranked Funds	₹5,917 Cr

Historical NAV & returns

NAV: ₹111.8454 as on Jul 21, 2025

This fund Category average

JM Flexicap Fund overview

Expense ratio	0.47% as on May 31, 2025
Exit load	1.0% Exit load of 1%, if redeemed within 30 days.!
AUM (Fund size)	₹5,917 Cr
Lock-in Period	Nil
Age	12 yrs 6 m since Jan 01, 2013
Benchmark	BSE 500 TRI
Min. investment	SIP: ₹500 & Lumpsum: ₹5000
Risk	Very High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%

JM Flexicap Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Jul 22, 2025

Period	This fund	Category average
1 Month	-0.33%	-0.02%
3 Months	3.83%	6.63%
6 Months	2.02%	9.16%
1 Year	-5.14%	4.56%
2 Years	25.63%	20.49%
3 Years	26.01%	20.26%
4 Years	22.33%	16.09%
5 Years	27.04%	23.09%
7 Years	18.56%	16.18%
10 Years	16.75%	14.59%

View returns in detail

Asset allocationas on May 31, 2025

Large Cap 52.99%

Mid Cap 19.14%

Small Cap 24.18%

Other Cap 0%

Top holdings

ICICI Bank Ltd.5.13%

Larsen & Toubro Ltd.5.13%

HDFC Bank Ltd.4.35%

Bharti Airtel Ltd.4.08%

Top sectors

Financial 24.220000000000002%

Services 13.44%

Capital Goods 11.129999999999999%

Technology 9.18%

Credit quality

Bifurcation by Credit Quality is not available for this fund

Top Debt Holdings

Bifurcation by Holding is not available for this fund

Allocation by Instruments

Reverse Repo 3.42312439%

Net Receivables 0.26534111%

Other Holdings

Others 3.42%

Detailed portfolio analysis

Peer comparison

Fund name	ETM Rank	AUM	Fund age	Expense ratio
JM Flexicap Fund	N.A.	5,917 Cr	12 yrs 6 m	0.47%
Parag Parikh Flexi Cap Fund	N.A.	1,03,868 Cr	12 yrs 2 m	0.63%
HDFC Flexi Cap Fund	N.A.	75,784 Cr	12 yrs 6 m	0.73%
Franklin India Flexi Cap Fund	N.A.	18,679 Cr	12 yrs 6 m	0.9%

Fund name	1M	6M	1Y	3Y	5Y	10Y
JM Flexicap Fund	-0.33%	2.02%	-5.14%	26.01%	27.04%	16.75%
Parag Parikh Flexi Cap Fund	-0.15%	7.23%	10.45%	23.22%	25.21%	18.14%
HDFC Flexi Cap Fund	-0.61%	10.75%	8.43%	25.64%	29.34%	15.97%
Franklin India Flexi Cap Fund	-1.06%	8.99%	4.3%	22.09%	26.18%	14.62%

Fund name	Std. deviation	Beta	Sharpe	Sortino
JM Flexicap Fund	15.32	1.0	1.38	1.85
Parag Parikh Flexi Cap Fund	9.08	0.58	1.89	2.55
HDFC Flexi Cap Fund	11.92	0.82	1.66	2.84
Franklin India Flexi Cap Fund	12.98	0.91	1.35	1.91

View all Flexi Cap funds

Key risk & return ratios Compared to other funds in the category

Alpha	6.72 vs. 5.54 Higher outperformance against benchmark
Sharpe	1.38 vs. 5.69 Poor risk-adjusted returns
Beta	1.0 vs. 0.88 More sensitive to market's ups & downs
Standard deviation	15.32 vs. 10.13 More volatile performance

Compare JM Flexicap Fund in detail with

About this fund

About JM Flexicap Fund

JM Flexicap Fund Direct Plan-Growth is a Flexi Cap mutual fund scheme from Jm Financial Mutual Fund. This fund has been in existence for 12 yrs 6 m, having been launched on 01/01/2013. JM Flexicap Fund Direct Plan-Growth has ₹5,917 Crores worth of assets under management (AUM) as on 31/05/2025 and is small fund of its category. The latest Net Asset Value (NAV) of JM Flexicap Fund Direct Plan-Growth as of 21/07/2025 is ₹111.85. The fund has an expense ratio of 0.47%, which is less than what most other Flexi Cap funds charge.

JM Flexicap Fund Direct Plan-Growth returns of last 1-year are -4.31%. Since launch, it has delivered 18.08% average annual returns. The fund has doubled the money invested in it every 3 yrs.
JM Flexicap Fund Direct Plan-Growth scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is above average.
The fund has the majority of its money invested in Financial, Services, Capital Goods, Technology, Healthcare sectors. It has taken less exposure in Financial, Services sectors compared to other funds in the category.
The fund's top 5 holdings are in ICICI Bank Ltd., Larsen & Toubro Ltd., HDFC Bank Ltd., Bharti Airtel Ltd., Tech Mahindra Ltd..

...

Fund AUM	5,917 Cr as on May 31, 2025
Scheme document	View Scheme Document

Fund managers

Satish Ramanathan

Mr. Ramanathan holds a B.Tech degree and has done MBA and CFA. Prior to joining JM Mutual Fund, he has worked with Sundaram BNP Paribas AMC and has an extensive experience in the asset management business with stints in Research division of Sundaram AMC and managing funds for Franklin Templeton. He has also worked with ICICI Securities for 4 years, with Birla Merlin & Dewoo Finance for 1 year, with ICRA Ltd. for 2 years and for 1 year with Tata Economic Consultancy Services.

Chaitanya Choksi

Mr. Choksi is a MMS (Finance) and CFA. Prior to joining JM Financials he has worked with Lotus AMC, Chanrai Finance Pvt. Ltd, IL&FS Investmart and UTI Investment Advisory Services Ltd.

Asit Bhandarkar

Mr. Bhandarkar is a B.Com (H) and MMS. Prior to joining JM Financial he has worked with Lotus India AMC Pvt. Ltd. and SBI Funds Management Pvt. Ltd.

Ruchi Fozdar

Ms. Ruchi is a graduate in science and PGDBM in finance Prior to joining JM Mutual Fund, she was associated with few brokers and institutions like Reliance Life Insurance Co. Ltd. and Mahindra Manulife Mutual Fund

Investment objective

The scheme which aims to provide capital appreciation by investing primarily in equity and equity related securities of various market depending upon valuation discount or premium amongst Large / Mid & Small cap stocks, the fund will keep varying the weights to capture the value while keeping an optimum Risk / Return profile.

JM Financial Mutual Fund details

No. of schemes	15 view all schemes
Total AUM	13,969 Cr as on Jun 30, 2025
Address	Office B-8th Floor-Cnergy, Appasaheb Marathe Marg, Prabhadevi, Mumbai, 400025
Phone	022-33797777 / 1800-103-8345

More funds from JM Financial Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
JM Value Fund	N.A.	1,089 Cr	-2.68%	28.24%
JM ELSS Tax Saver Fund	N.A.	199 Cr	1.64%	25.46%
JM Focused Fund	N.A.	279 Cr	-0.75%	21.36%
JM Large Cap Fund	N.A.	526 Cr	-4.45%	18.62%
JM Midcap Fund	N.A.	1,396 Cr	1.71%	N.A.

See all Equity funds from this AMC

Frequently asked questions

What is the current NAV of JM Flexicap Fund?

The current Net Asset Value (NAV) of the JM Flexicap Fund - Direct Growth plan is approximately ₹111.8454 as of Jul 21, 2025.

What are the returns of this mutual fund scheme?

The JM Flexicap Fund is a 12 yrs 6 m old fund and has delivered average annual returns of 18.06% since inception.

JM Flexicap Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
-5.14%	26.01%	27.04%	16.75%	18.06%

How much does this mutual fund charge as expense ratio?

The JM Flexicap Fund - Direct Growth has an expense ratio of 0.47%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

What is the AUM or fund size of this mutual fund?

The JM Flexicap Fund currently has assets under management (AUM) or fund size valued at approximately 5,917 Cr as on May 31, 2025.

What are the top stock holdings of JM Flexicap Fund?

The JM Flexicap Fund has invested the majority of its money in the stocks of the following companies -

Company	Percentage of Portfolio
ICICI Bank Ltd.	5.13%
Larsen & Toubro Ltd.	5.13%
HDFC Bank Ltd.	4.35%
Bharti Airtel Ltd.	4.08%
Tech Mahindra Ltd.	3.72%
Godfrey Phillips India Ltd.	3.7%
Maruti Suzuki India Ltd.	3.57%
Infosys Ltd.	3.11%
Adani Ports and Special Economic Zone Ltd.	2.66%
Bharat Heavy Electricals Ltd.	2.49%

What are the top sectors JM Flexicap Fund has invested in?

The JM Flexicap Fund has primarily invested in the following sectors

Sector	Percentage of Portfolio
Financial	24.220000000000002%
Services	13.44%
Capital Goods	11.129999999999999%
Technology	9.18%
Healthcare	6.6%
Consumer Staples	5.95%
Construction	5.13%
Automobile	4.79%
Materials	4.18%
Communication	4.08%

What is risk level of JM Flexicap Fund?

This is a Flexi Cap fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How do I invest in JM Flexicap Fund?

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. It is just a matter of a few minutes. Here's how:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for JM Flexicap Fund and choose the investment mode (Lump sum investment or a SIP). Then, enter your investment amount.
Fill in additional required details, including the bank account you'll use for payment, and confirm.

All set! Your investment in JM Flexicap Fund is complete.

How can I redeem my investments in JM Flexicap Fund?

Redeeming your investments in JM Flexicap Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in JM Flexicap Fund from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

in Flexi Cap

#NA

Return Consistency: This fund is one of the best in generating consistent return in it's category.
Return Outperformance: This fund has generated highest return amongst Flexi Cap funds in the last 10 Years.
Chance: This fund has generated a 13.39% annual return in 70% of times for investors holding for at least 5 years.
Return/Risk: For every unit of risk this fund takes, it produces 20% more returns.
Age: This is the oldest Flexi Cap fund.
Exit Load: Exit load of 1%, if redeemed within 30 days.