HDFC Flexi Cap Direct Plan-Growth

Q: What are the returns of HDFC Flexi Cap Fund?

The HDFC Flexi Cap Fund is a 12 yrs 3 m old fund and has delivered average annual returns of 17.22% since inception. HDFC Flexi Cap Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 18.27% 24.52% 32.3% 16.17% 17.22%

NAV as of Apr 23, 2025	Returns since inception	ET Money Rank	VRO Ratings
₹2102.43+0.35% 1 day change	17.22% p.a.	#NA View Ranked Funds	5

Historical NAV & returns

NAV: ₹2102.43 as on Apr 23, 2025

This fund Category average

HDFC Flexi Cap Fund overview

VRO rating	5
Expense ratio	0.81% as on Mar 31, 2025
Exit load	1.0% Exit load of 1% if redeemed within 1 year !
AUM (Fund size)	₹69,639 Crs
Lock-in	No Lockin
Age	12 yrs 3 m since Jan 01, 2013
Benchmark	NIFTY 500 TRI
Min. investment	SIP ₹500 & Lump. ₹1000
Risk	Very High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, pay tax of 12.5% on returns of ₹1.25 lakh+ in a financial year

HDFC Flexi Cap Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Apr 24, 2025

Period	This fund	Category average
1 month	3.77%	3.16%
3 months	8.0%	3.35%
6 months	2.62%	-2.8%
1 year	18.27%	10.15%
3 years	24.52%	17.38%
5 years	32.3%	25.65%
7 years	18.45%	15.44%
10 years	16.17%	14.75%

Asset allocationas on Mar 31, 2025

Large Cap 73.608597%

Mid Cap 4.238415%

Small Cap 9.551727%

Other Cap 0.008738999999992052%

Top holdings

ICICI Bank Ltd.9.58%

HDFC Bank Ltd.9.45%

Axis Bank Ltd.8.86%

Kotak Mahindra Bank Ltd.5.14%

Top sectors

Financial 35.41%

Automobile 12.66%

Healthcare 9.7%

Technology 5.87%

Credit quality

Bifurcation by Credit Quality is not available for this fund

Top Debt Holdings

GOI 0.73%

Power Finance Corporation Ltd. 0.44%

Punjab National Bank 0.28%

National Bank For Agriculture & Rural Development 0.14%

Allocation by Instruments

Repo 8.30561498%

Real Estate Investment Trusts 2.79200538%

GOI Securities 0.7362831599999999%

Debenture 0.44499142%

Other Holdings

Others 8.31%

Nexus Select Trust 2.06%

Embassy Office Parks REIT 0.73%

Peer comparison

Fund name	ETM Rank	AUM (in Crs.)	Fund age	Expense ratio
HDFC Flexi Cap Fund	N.A.	₹69,639 Crs	12 yrs 3 m	0.81%
Parag Parikh Flexi Cap Fund	N.A.	₹93,441 Crs	11 yrs 11 m	0.63%
JM Flexicap Fund	N.A.	₹5,263 Crs	12 yrs 3 m	0.56%
Edelweiss Flexi Cap Fund	N.A.	₹2,419 Crs	10 yrs 3 m	0.49%

Fund name	1M	6M	1Y	3Y	5Y	10Y
HDFC Flexi Cap Fund	3.77%	2.62%	18.27%	24.52%	32.3%	16.17%
Parag Parikh Flexi Cap Fund	0.95%	1.49%	14.16%	20.42%	29.68%	18.11%
JM Flexicap Fund	3.45%	-7.19%	8.13%	25.76%	30.14%	17.73%
Edelweiss Flexi Cap Fund	3.09%	-3.7%	12.86%	20.16%	27.54%	15.85%

Fund name	Std. deviation	Beta	Sharpe	Sortino
HDFC Flexi Cap Fund	12.56	0.83	1.23	2.38
Parag Parikh Flexi Cap Fund	10.63	0.63	1.02	1.45
JM Flexicap Fund	16.02	0.99	0.97	1.55
Edelweiss Flexi Cap Fund	14.98	0.98	0.73	1.28

View all Flexi Cap funds

Key risk & return ratios Compared to other funds in the category

Alpha	8.98 vs. 3.92 Higher outperformance against benchmark
Sharpe	1.23 vs. 4.98 Poor risk-adjusted returns
Beta	0.83 vs. 0.75 More sensitive to market's ups & downs
Standard deviation	12.56 vs. 10.98 More volatile performance

Compare HDFC Flexi Cap Fund in detail with

About this fund

About HDFC Flexi Cap Fund

HDFC Flexi Cap Direct Plan-Growth is a Flexi Cap mutual fund scheme from Hdfc Mutual Fund. This fund has been in existence for 12 yrs 3 m, having been launched on 01/01/2013. HDFC Flexi Cap Direct Plan-Growth has ₹69,639 Crores worth of assets under management (AUM) as on 31/03/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of HDFC Flexi Cap Direct Plan-Growth as of 23/04/2025 is ₹2102.43. The fund has an expense ratio of 0.81%, which is higher than what most other Flexi Cap funds charge.

HDFC Flexi Cap Direct Plan-Growth returns of last 1-year are 18.96%. Since launch, it has delivered 17.23% average annual returns. The fund has doubled the money invested in it every 3 yrs.
HDFC Flexi Cap Direct Plan-Growth scheme's ability to deliver returns consistently is higher than most funds of its category. Its ability to control losses in a falling market is high.
The fund has the majority of its money invested in Financial, Automobile, Healthcare, Technology, Insurance sectors. It has taken less exposure in Financial, Automobile sectors compared to other funds in the category.
The fund's top 5 holdings are in ICICI Bank Ltd., HDFC Bank Ltd., Axis Bank Ltd., Kotak Mahindra Bank Ltd., SBI Life Insurance Company Ltd..

...

Fund AUM	₹69,639 Crs as on Mar 31, 2025
Scheme document	View Scheme Document

Fund managers

Roshi Jain

Ms. Jain is a CFA, ACA and PGDM. Prior to joining HDFC Asset Management Company Limited, she has worked with Franklin Templeton Investments, Goldman Sachs, London, Goldman Sachs, Singapore, Wipro Ltd. and S. R. Batliboi & Co.

Investment objective

The scheme seeks to generate capital appreciation / income from a portfolio, predominantly invested in equity & equity related instruments.

HDFC Mutual Fund details

No. of schemes	75 view all schemes
Total AUM	₹7,80,967 Crs as on Mar 31, 2025
Address	"HDFC House", 2nd Floor, H. T. Parekh Marg, 165-166, Backbay Reclamation, Churchgate Mumbai, 400020
Email	shareholders.relations@hdfcfund.com
Phone	022 ? 66316333

More funds from HDFC Mutual Fund

Fund name	ETM Rank	AUM (in Crs.)	1Y	5Y
HDFC Infrastructure Fund	N.A.	₹2,329 Crs	4.73%	36.89%
HDFC Small Cap Fund	N.A.	₹30,223 Crs	2.48%	36.3%
HDFC Mid-Cap Opportunities Fund	N.A.	₹72,610 Crs	12.3%	34.83%
HDFC Focused 30 Fund	N.A.	₹17,227 Crs	18.97%	32.76%
HDFC Large and Mid Cap Fund	N.A.	₹23,380 Crs	9.8%	30.96%

See all Equity funds from this AMC

Frequently asked questions

What is the current NAV of HDFC Flexi Cap Fund?

The current Net Asset Value (NAV) of the HDFC Flexi Cap Fund - Direct Growth plan is approximately ₹2102.43 as of Apr 23, 2025.

What are the returns of this mutual fund scheme?

The HDFC Flexi Cap Fund is a 12 yrs 3 m old fund and has delivered average annual returns of 17.22% since inception.

HDFC Flexi Cap Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
18.27%	24.52%	32.3%	16.17%	17.22%

How much does this mutual fund charge as expense ratio?

The HDFC Flexi Cap Fund - Direct Growth has an expense ratio of 0.81%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

What is the AUM or fund size of this mutual fund?

The HDFC Flexi Cap Fund currently has assets under management (AUM) or fund size valued at approximately ₹69,639 Crs crore as of Mar 31, 2025.

What are the top stock holdings of HDFC Flexi Cap Fund?

The HDFC Flexi Cap Fund has invested the majority of its money in the stocks of the following companies -

Company	Percentage of Portfolio
ICICI Bank Ltd.	9.58%
HDFC Bank Ltd.	9.45%
Axis Bank Ltd.	8.86%
Kotak Mahindra Bank Ltd.	5.14%
SBI Life Insurance Company Ltd.	4.33%
Maruti Suzuki India Ltd.	4.14%
Cipla Ltd.	3.98%
Bharti Airtel Ltd.	3.19%
HCL Technologies Ltd.	2.74%
Piramal Pharma Ltd.	2.62%

What are the top sectors HDFC Flexi Cap Fund has invested in?

The HDFC Flexi Cap Fund has primarily invested in the following sectors

Sector	Percentage of Portfolio
Financial	35.41%
Automobile	12.66%
Healthcare	9.7%
Technology	5.87%
Insurance	4.33%
Metals & Mining	3.9899999999999998%
Communication	3.5%
Services	3.3800000000000003%
Energy	2.41%
Materials	1.4700000000000002%

What is risk level of HDFC Flexi Cap Fund?

This is a Flexi Cap fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How do I invest in HDFC Flexi Cap Fund?

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. It is just a matter of a few minutes. Here's how:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for HDFC Flexi Cap Fund and choose the investment mode (Lump sum investment or a SIP). Then, enter your investment amount.
Fill in additional required details, including the bank account you'll use for payment, and confirm.

All set! Your investment in HDFC Flexi Cap Fund is complete.

How can I redeem my investments in HDFC Flexi Cap Fund?

Redeeming your investments in HDFC Flexi Cap Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in HDFC Flexi Cap Fund from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

in Flexi Cap

#NA

Return Consistency: This fund is one of the best in generating consistent return in it's category.
Volatility Protection: This fund is one of the best in protecting against volatility in it's category.
Return Outperformance: This fund has generated highest return amongst Flexi Cap funds in the last 10 Years.
Chance: This fund has generated a 13.17% annual return in 70% of times for investors holding for at least 5 years.
Return/Risk: The fund is performing poorly than its category.
Exit Load: Exit load of 1% if redeemed within 1 year