Q: What are the returns of Bank of India Business Cycle Fund?

The Bank of India Business Cycle Fund is a 1 yrs old fund and has delivered average annual returns of -7.66% since inception. Bank of India Business Cycle Fund Returns 1-Year Since Inception -7.78% -7.66%

Question 1

What is the current NAV of Bank of India Business Cycle Fund?

Accepted Answer

The current Net Asset Value (NAV) of the Bank of India Business Cycle Fund - Direct Growth plan is approximately ₹9.24 as of Sep 03, 2025.

Question 2

What are the returns of Bank of India Business Cycle Fund?

Accepted Answer

The Bank of India Business Cycle Fund is a 1 yrs old fund and has delivered average annual returns of -7.66% since inception.

Bank of India Business Cycle Fund Returns

1-Year	Since Inception
-7.78%	-7.66%

Question 3

How much does Bank of India Business Cycle Fund charge as the expense ratio?

Accepted Answer

The Bank of India Business Cycle Fund - Direct Growth has an expense ratio of 1.17%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

Question 4

What is the AUM or size of Bank of India Business Cycle Fund?

Accepted Answer

The Bank of India Business Cycle Fund currently has assets under management (AUM) or fund size valued at approximately ₹564 Crs crore as of Jun 30, 2025.

Question 5

What are the top stock holdings of Bank of India Business Cycle Fund?

Accepted Answer

The Bank of India Business Cycle Fund has invested the majority of its money in the stocks of the following companies -

Company	Percentage of Portfolio
HDFC Bank Ltd.	5.74%
State Bank of India	5.72%
ICICI Bank Ltd.	3.93%
NTPC Ltd.	3.33%
ITC Ltd.	3.2%
NTPC Green Energy Ltd.	3.04%
Bharti Airtel Ltd.	2.81%
Siemens Energy India Ltd.	2.69%
REC Ltd.	2.63%
Power Grid Corporation Of India Ltd.	2.43%

Question 6

What are the top sectors Bank of India Business Cycle Fund has invested in?

Accepted Answer

The Bank of India Business Cycle Fund has primarily invested in the following sectors

Company	Percentage of Portfolio
HDFC Bank Ltd.	5.74%
State Bank of India	5.72%
ICICI Bank Ltd.	3.93%
NTPC Ltd.	3.33%
ITC Ltd.	3.2%
NTPC Green Energy Ltd.	3.04%
Bharti Airtel Ltd.	2.81%
Siemens Energy India Ltd.	2.69%
REC Ltd.	2.63%
Power Grid Corporation Of India Ltd.	2.43%

Question 7

What is the risk level of Bank of India Business Cycle Fund?

Accepted Answer

This is a Strategy fund comes with Very High risk.

Question 8

Is there any lock-in period in Bank of India Business Cycle Fund?

Accepted Answer

No, this fund does not have any lock-in period.

Question 9

How do I invest in Bank of India Business Cycle Fund?

Accepted Answer

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. It is just a matter of a few minutes. Here's how:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for Bank of India Business Cycle Fund and choose the investment mode (Lump sum investment or a SIP). Then, enter your investment amount.
Fill in additional required details, including the bank account you'll use for payment, and confirm.

All set! Your investment in Bank of India Business Cycle Fund is complete.

Question 10

How can I redeem my investments in Bank of India Business Cycle Fund?

Accepted Answer

Redeeming your investments in Bank of India Business Cycle Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in Bank of India Business Cycle Fund from anywhere else, you can go to the fund house website and put a request through it.

Expense ratio	1.17% as on Aug 31, 2025
Exit load	1.0% Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 3 months.!
AUM (Fund size)	₹564 Cr
Lock-in Period	Nil
Age	1 yrs since Aug 09, 2024
Benchmark	NIFTY 500 TRI
Min. investment	This scheme is currently not buyable
Risk	Very High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%

Period	This fund	Category average
1 Month	0.87%	0.39%
3 Months	0.98%	1.41%
6 Months	16.67%	15.16%
1 Year	-7.78%	-3.1%

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Bank of India Business Cycle Fund	N.A.	564 Cr	1 yrs	1.17%
ICICI Prudential India Opportunities Fund	N.A.	27,197 Cr	6 yrs 8 m	0.63%
ICICI Prudential Dividend Yield Equity Fund	N.A.	5,231 Cr	11 yrs 4 m	0.57%
ICICI Prudential Value Fund	N.A.	51,112 Cr	12 yrs 8 m	0.99%
SBI Contra Fund	N.A.	44,069 Cr	12 yrs 8 m	0.66%
ICICI Prudential India Equity FOF	N.A.	179 Cr	5 yrs 7 m	0.63%

Fund name	1M	6M	1Y	3Y	5Y	10Y
Bank of India Business Cycle Fund	0.87%	16.67%	-7.78%	N.A.	N.A.	N.A.
ICICI Prudential India Opportunities Fund	0.55%	13.37%	0.81%	23.6%	31.13%	14.33%
ICICI Prudential Dividend Yield Equity Fund	1.35%	15.07%	0.38%	24.93%	30.13%	17.52%
ICICI Prudential Value Fund	0.87%	14.31%	0.78%	22.08%	26.66%	16.56%
SBI Contra Fund	0.39%	11.78%	-3.91%	20.94%	30.52%	17.25%
ICICI Prudential India Equity FOF	0.5%	14.16%	0.24%	21.25%	26.35%	12.36%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Bank of India Business Cycle Fund	N.A.	N.A.	N.A.	N.A.
ICICI Prudential India Opportunities Fund	11.66	0.82	1.32	2.62
ICICI Prudential Dividend Yield Equity Fund	12.34	0.86	1.32	2.17
ICICI Prudential Value Fund	11.41	0.8	1.22	2.21
SBI Contra Fund	12.26	0.88	1.09	1.78
ICICI Prudential India Equity FOF	11.94	0.87	1.11	1.89

Bank of India Business Cycle Fund Direct-Growth

Historical NAV & returns

Bank of India Business Cycle Fund overview

Bank of India Business Cycle Fund Returns calculator

Trailing returns as on Sep 01, 2025

Asset allocationas on May 31, 2025

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Key risk & return ratios Compared to other funds in the category

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About this fund

About Bank of India Business Cycle Fund

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Bank of India Business Cycle Fund Returns

ET Money rank

Fund AUM	564 Cr as on May 31, 2025
Scheme document	View Scheme Document

No. of schemes	21 view all schemes
Total AUM	12,458 Cr as on Jun 30, 2025
Address	B/204-Tower 1, Peninsula Corporate Park, Ganpatrao Kadam Marg, Lower Parel, Mumbai, 400013
Email	service@boiaxa-im.com

Fund name	ETM Rank	AUM	1Y	5Y
Bank of India Small Cap Fund	N.A.	1,819 Cr	-5.47%	30.54%
Bank of India Manufacturing & Infrastructure Fund	N.A.	573 Cr	-4.15%	29.56%
Bank of India Flexi Cap Fund	N.A.	2,153 Cr	-5.84%	27.21%
Bank of India ELSS Tax Saver Fund	N.A.	1,398 Cr	-8.61%	22.89%
Bank of India Large & Mid Cap Fund	N.A.	399 Cr	-6.46%	21.38%
Bank of India Multi Cap Fund	N.A.	857 Cr	-3.83%	N.A.

Sector	Percentage of Portfolio
Financial	27.03%
Energy	15.16%
Capital Goods	12.13%
Services	11.26%
Healthcare	6.18%
Consumer Staples	4.7700000000000005%
Technology	3.66%
Textiles	3.5%
Consumer Discretionary	2.82%
Communication	2.81%