UTI Flexi Cap Fund Direct-Growth

Q: What are the returns of UTI Flexi Cap Fund?

The UTI Flexi Cap Fund is a 12 yrs 3 m old fund and has delivered average annual returns of 14.56% since inception. UTI Flexi Cap Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 15.49% 10.62% 21.83% 12.94% 14.56%

NAV as of Apr 23, 2025	Returns since inception	ET Money Rank	VRO Ratings
₹338.0043+0.85% 1 day change	14.56% p.a.	#NA View Ranked Funds	1

Historical NAV & returns

NAV: ₹338.0043 as on Apr 23, 2025

This fund Category average

UTI Flexi Cap Fund overview

VRO rating	1
Expense ratio	1.05% as on Mar 31, 2025
Exit load	1.0% Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 1 year.!
AUM (Fund size)	₹24,532 Crs
Lock-in	No Lockin
Age	12 yrs 3 m since Jan 01, 2013
Benchmark	NIFTY 500 TRI
Min. investment	SIP ₹500 & Lump. ₹5000
Risk	Very High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, pay tax of 12.5% on returns of ₹1.25 lakh+ in a financial year

UTI Flexi Cap Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Apr 24, 2025

Period	This fund	Category average
1 month	4.13%	3.16%
3 months	3.83%	3.35%
6 months	-0.67%	-2.8%
1 year	15.49%	10.15%
3 years	10.62%	17.38%
5 years	21.83%	25.65%
7 years	13.44%	15.44%
10 years	12.94%	14.75%

Asset allocationas on Mar 31, 2025

Large Cap 61.20334%

Mid Cap 23.061572%

Small Cap 11.665088%

Other Cap 0.0%

Top holdings

ICICI Bank Ltd.6.69%

HDFC Bank Ltd.6.44%

Bajaj Finance Ltd.6.24%

Kotak Mahindra Bank Ltd.4.16%

Top sectors

Financial 25.7%

Services 15.549999999999999%

Technology 12.010000000000002%

Healthcare 11.459999999999999%

Credit quality

Bifurcation by Credit Quality is not available for this fund

Top Debt Holdings

Reserve Bank of India 0.41%

Clearing Corporation of India 0.02%

Allocation by Instruments

Mutual Fund 2.0416074%

Net Current Assets 1.60067913%

Treasury Bills 0.40645302%

Commercial Paper 0.02131951%

Other Holdings

UTI Liquid Direct-Growth 2.04%

Others 1.6%

Peer comparison

Fund name	ETM Rank	AUM (in Crs.)	Fund age	Expense ratio
UTI Flexi Cap Fund	N.A.	₹24,532 Crs	12 yrs 3 m	1.05%
Parag Parikh Flexi Cap Fund	N.A.	₹93,441 Crs	11 yrs 11 m	0.63%
JM Flexicap Fund	N.A.	₹5,263 Crs	12 yrs 3 m	0.56%
HDFC Flexi Cap Fund	N.A.	₹69,639 Crs	12 yrs 3 m	0.81%
Edelweiss Flexi Cap Fund	N.A.	₹2,419 Crs	10 yrs 3 m	0.49%

Fund name	1M	6M	1Y	3Y	5Y	10Y
UTI Flexi Cap Fund	4.13%	-0.67%	15.49%	10.62%	21.83%	12.94%
Parag Parikh Flexi Cap Fund	0.95%	1.49%	14.16%	20.42%	29.68%	18.11%
JM Flexicap Fund	3.45%	-7.19%	8.13%	25.76%	30.14%	17.73%
HDFC Flexi Cap Fund	3.77%	2.62%	18.27%	24.52%	32.3%	16.17%
Edelweiss Flexi Cap Fund	3.09%	-3.7%	12.86%	20.16%	27.54%	15.85%

Fund name	Std. deviation	Beta	Sharpe	Sortino
UTI Flexi Cap Fund	14.56	0.9	0.17	0.31
Parag Parikh Flexi Cap Fund	10.63	0.63	1.02	1.45
JM Flexicap Fund	16.02	0.99	0.97	1.55
HDFC Flexi Cap Fund	12.56	0.83	1.23	2.38
Edelweiss Flexi Cap Fund	14.98	0.98	0.73	1.28

View all Flexi Cap funds

Key risk & return ratios Compared to other funds in the category

Alpha	-4.58 vs. 3.92 Underperformed at beating benchmark
Sharpe	0.17 vs. 4.98 Poor risk-adjusted returns
Beta	0.9 vs. 0.75 More sensitive to market's ups & downs
Standard deviation	14.56 vs. 10.98 More volatile performance

Compare UTI Flexi Cap Fund in detail with

About this fund

About UTI Flexi Cap Fund

UTI Flexi Cap Fund Direct-Growth is a Flexi Cap mutual fund scheme from Uti Mutual Fund. This fund has been in existence for 12 yrs 3 m, having been launched on 01/01/2013. UTI Flexi Cap Fund Direct-Growth has ₹24,532 Crores worth of assets under management (AUM) as on 31/03/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of UTI Flexi Cap Fund Direct-Growth as of 23/04/2025 is ₹338.00. The fund has an expense ratio of 1.05%, which is higher than what most other Flexi Cap funds charge.

UTI Flexi Cap Fund Direct-Growth returns of last 1-year are 16.06%. Since launch, it has delivered 14.56% average annual returns. The fund has doubled the money invested in it every 5 yrs.
UTI Flexi Cap Fund Direct-Growth scheme's ability to deliver returns consistently is lower than most funds of its category. Its ability to control losses in a falling market is low.
The fund has the majority of its money invested in Financial, Services, Technology, Healthcare, Capital Goods sectors. It has taken less exposure in Financial, Services sectors compared to other funds in the category.
The fund's top 5 holdings are in ICICI Bank Ltd., HDFC Bank Ltd., Bajaj Finance Ltd., Kotak Mahindra Bank Ltd., Avenue Supermarts Ltd..

...

Fund AUM	₹24,532 Crs as on Mar 31, 2025
Scheme document	View Scheme Document

Fund managers

Ajay Tyagi

Mr Tyagi has done CFA Charterholder from The CFA Institute, USA and Masters in Finance from Delhi University. He has been working in equity research in UTI since 2000. He has also worked as Assistant Fund Manager in the Offshore Funds division.

Ravi Gupta

Mr. Gupta has done MBA (Finance) He has been working with UTI Mutual Fund since 2006

Kamal Gada

Mr. Gada is B.com, CA, CS, & CFA Prior to joining UTI Mutual Fund he has worked with BPCL as Senior Accounts Officer.

Investment objective

The scheme seeks to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies across the market capitalization spectrum.

UTI Mutual Fund details

No. of schemes	62 view all schemes
Total AUM	₹3,39,983 Crs as on Mar 31, 2025
Address	UTI Tower, Plot C-1, GN Block, Banrda Kurla Complex, Bandra (East) Mumbai, 400051
Phone	0263 2296993

More funds from UTI Mutual Fund

Fund name	ETM Rank	AUM (in Crs.)	1Y	5Y
UTI Transportation and Logistics Fund	N.A.	₹3,163 Crs	2.91%	32.66%
UTI Large & Mid Cap Fund	N.A.	₹4,101 Crs	15.03%	30.99%
UTI Mid Cap Fund	N.A.	₹10,649 Crs	8.34%	29.21%
UTI Infrastructure Fund	N.A.	₹2,097 Crs	4.9%	28.6%
UTI Value Fund	N.A.	₹9,455 Crs	15.82%	26.98%
UTI Banking and Financial Services Fund	N.A.	₹1,211 Crs	19.97%	26.71%

See all Equity funds from this AMC

Frequently asked questions

What is the current NAV of UTI Flexi Cap Fund?

The current Net Asset Value (NAV) of the UTI Flexi Cap Fund - Direct Growth plan is approximately ₹338.0043 as of Apr 23, 2025.

What are the returns of this mutual fund scheme?

The UTI Flexi Cap Fund is a 12 yrs 3 m old fund and has delivered average annual returns of 14.56% since inception.

UTI Flexi Cap Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
15.49%	10.62%	21.83%	12.94%	14.56%

How much does this mutual fund charge as expense ratio?

The UTI Flexi Cap Fund - Direct Growth has an expense ratio of 1.05%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

What is the AUM or fund size of this mutual fund?

The UTI Flexi Cap Fund currently has assets under management (AUM) or fund size valued at approximately ₹24,532 Crs crore as of Mar 31, 2025.

What are the top stock holdings of UTI Flexi Cap Fund?

The UTI Flexi Cap Fund has invested the majority of its money in the stocks of the following companies -

Company	Percentage of Portfolio
ICICI Bank Ltd.	6.69%
HDFC Bank Ltd.	6.44%
Bajaj Finance Ltd.	6.24%
Kotak Mahindra Bank Ltd.	4.16%
Avenue Supermarts Ltd.	3.67%
Info Edge (India) Ltd.	3.57%
Eternal Ltd.	3.55%
LTIMindtree Ltd.	3.33%
Infosys Ltd.	3.25%
Coforge Ltd.	3.14%

What are the top sectors UTI Flexi Cap Fund has invested in?

The UTI Flexi Cap Fund has primarily invested in the following sectors

Sector	Percentage of Portfolio
Financial	25.7%
Services	15.549999999999999%
Technology	12.010000000000002%
Healthcare	11.459999999999999%
Capital Goods	6.65%
Materials	5.3500000000000005%
Automobile	5.14%
Consumer Discretionary	3.63%
Chemicals	3.15%
Communication	2.45%

What is risk level of UTI Flexi Cap Fund?

This is a Flexi Cap fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How do I invest in UTI Flexi Cap Fund?

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. It is just a matter of a few minutes. Here's how:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for UTI Flexi Cap Fund and choose the investment mode (Lump sum investment or a SIP). Then, enter your investment amount.
Fill in additional required details, including the bank account you'll use for payment, and confirm.

All set! Your investment in UTI Flexi Cap Fund is complete.

How can I redeem my investments in UTI Flexi Cap Fund?

Redeeming your investments in UTI Flexi Cap Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in UTI Flexi Cap Fund from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

in Flexi Cap

#NA

Return Outperformance: This fund has generated highest return amongst Flexi Cap funds in the last 10 Years.
Return/Risk: For every unit of risk this fund takes, it produces 20% more returns.
Age: This is the 2nd oldest Flexi Cap fund.
Return Consistency: This fund ranks lower in terms of generating consistent return in it's category.
Volatility Protection: This fund ranks lower in terms of protecting against volatility within its category.
Chance: This fund has generated only 13.05% annual return in 70% of times for investors holding for at least 5 years.
Exit Load: Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 1 year.