UTI Flexi Cap Fund

Q: What are the returns of this mutual fund scheme?

The UTI Flexi Cap Fund is a 20 yrs 2 m old fund and has delivered average annual returns of 14.46% since inception. UTI Flexi Cap Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 5.04% 11.7% 15.39% 12.4% 14.46%

Q: How much does this mutual fund charge as expense ratio?

The UTI Flexi Cap Fund has an expense ratio of 1.66% , representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

NAV as of Oct 20, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹332.367-0.23% 1 day change	14.46% p.a.	App exclusive #NA View Ranked Funds	₹25,187 Cr

Historical NAV & returns

NAV: ₹332.367 as on Oct 20, 2025

This fund Category average

UTI Flexi Cap Fund overview

AUM (Fund size)	₹25,187 Cr
Exit load	1.0% Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 1 year.!
Lock-in Period	Nil
Age	20 yrs 2 m since Aug 01, 2005
Benchmark	NIFTY 500 TRI
Min. investment	SIP: ₹500 & Lumpsum: ₹1000
Expense ratio	1.66% as on Sep 30, 2025
Plan type	Regular
Risk	Very High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%

UTI Flexi Cap Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Oct 25, 2025

Period	This fund	Category average
1 Month	1.84%	2.42%
3 Months	2.31%	3.18%
6 Months	6.95%	9.58%
1 Year	5.04%	5.26%
2 Years	15.3%	19.91%
3 Years	11.7%	17.23%
4 Years	5.74%	12.61%
5 Years	15.39%	20.68%
7 Years	14.82%	16.98%
10 Years	12.4%	14.22%

View returns in detail

Asset allocationas on Sep 30, 2025

Large Cap 62.08%

Mid Cap 23.65%

Small Cap 10.77%

Other Cap 0%

Top holdings

Bajaj Finance Ltd.6.5%

ICICI Bank Ltd.6.12%

HDFC Bank Ltd.6.08%

Eternal Ltd.5.73%

Top sectors

Financial 23.78%

Services 17.509999999999998%

Technology 11.420000000000002%

Healthcare 11.0%

Credit quality

Bifurcation by Credit Quality is not available for this fund

Top Debt Holdings

GOI 0.2%

Others 0.04%

Allocation by Instruments

Net Current Assets 3.26704437%

GOI Securities 0.20303664%

CBLO 0.03791574%

Other Holdings

Others 3.27%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
UTI Flexi Cap Fund	1.84%	6.95%	5.04%	11.7%	15.39%	12.4%
HDFC Flexi Cap Fund	2.38%	9.29%	10.8%	22.87%	29.18%	16.18%
JM Flexicap Fund	1.25%	5.81%	-2.43%	22.71%	25.86%	16.81%
Parag Parikh Flexi Cap Fund	2.27%	8.87%	9.93%	21.3%	22.5%	17.78%
Franklin India Flexi Cap Fund	2.9%	6.92%	4.41%	18.59%	24.14%	14.05%
Bank of India Flexi Cap Fund	2.17%	12.72%	3.75%	22.29%	25.28%	13.53%

Fund name	Std. deviation	Beta	Sharpe	Sortino
UTI Flexi Cap Fund	12.11	0.82	0.35	0.53
HDFC Flexi Cap Fund	10.92	0.8	1.42	2.36
JM Flexicap Fund	14.74	1.02	1.04	1.41
Parag Parikh Flexi Cap Fund	8.5	0.57	1.63	2.35
Franklin India Flexi Cap Fund	12.52	0.93	0.92	1.37
Bank of India Flexi Cap Fund	16.99	1.15	0.88	1.27

Fund name	ETM Rank	AUM	Fund age	Expense ratio
UTI Flexi Cap Fund	N.A.	25,187 Cr	20 yrs 2 m	1.66%
HDFC Flexi Cap Fund	N.A.	85,560 Cr	30 yrs 10 m	1.37%
JM Flexicap Fund	N.A.	5,990 Cr	17 yrs 2 m	1.79%
Parag Parikh Flexi Cap Fund	N.A.	1,19,723 Cr	12 yrs 5 m	1.28%
Franklin India Flexi Cap Fund	N.A.	18,912 Cr	31 yrs 1 m	1.69%
Bank of India Flexi Cap Fund	N.A.	2,165 Cr	5 yrs 4 m	1.98%

View all Flexi Cap funds

Key risk & return ratios Compared to other funds in the category

Alpha	-3.65 vs. 4.14 Underperformed at beating benchmark
Sharpe	0.35 vs. 5.12 Poor risk-adjusted returns
Beta	0.82 vs. 0.73 More sensitive to market's ups & downs
Standard deviation	12.11 vs. 10.0 More volatile performance

Compare UTI Flexi Cap Fund in detail with

About this fund

About UTI Flexi Cap Fund

UTI Flexi Cap Fund is a Flexi Cap mutual fund scheme from Uti Mutual Fund. This fund has been in existence for 20 yrs 2 m, having been launched on 01/08/2005. UTI Flexi Cap Fund has ₹25,187 Crores worth of assets under management (AUM) as on 30/09/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of UTI Flexi Cap Fund as of 20/10/2025 is ₹332.37. The fund has an expense ratio of 1.66%, which is higher than what most other Flexi Cap funds charge.

UTI Flexi Cap Fund returns of last 1-year are 2.20%. Since launch, it has delivered 12.61% average annual returns. The fund has doubled the money invested in it every 5 yrs.
UTI Flexi Cap Fund scheme's ability to deliver returns consistently is lower than most funds of its category. Its ability to control losses in a falling market is low.
The fund has the majority of its money invested in Financial, Services, Technology, Healthcare, Capital Goods sectors. It has taken less exposure in Financial, Services sectors compared to other funds in the category.
The fund's top 5 holdings are in Bajaj Finance Ltd., ICICI Bank Ltd., HDFC Bank Ltd., Eternal Ltd., Avenue Supermarts Ltd..

...

Fund AUM	25,187 Cr as on Sep 30, 2025
Scheme document	View Scheme Document

Fund managers

Ajay Tyagi

Mr Tyagi has done CFA Charterholder from The CFA Institute, USA and Masters in Finance from Delhi University. He has been working in equity research in UTI since 2000. He has also worked as Assistant Fund Manager in the Offshore Funds division.

Ravi Gupta

Mr. Gupta has done MBA (Finance) He has been working with UTI Mutual Fund since 2006

Kamal Gada

Mr. Gada is B.com, CA, CS, & CFA Prior to joining UTI Mutual Fund he has worked with BPCL as Senior Accounts Officer.

Investment objective

The scheme seeks to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies across the market capitalization spectrum.

UTI Mutual Fund details

No. of schemes	63 view all schemes
Total AUM	3,79,176 Cr as on Sep 30, 2025
Address	UTI Tower, Plot C-1, GN Block, Banrda Kurla Complex, Bandra (East) Mumbai, 400051
Phone	0263 2296993

More funds from UTI Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
UTI Transportation and Logistics Fund	N.A.	3,968 Cr	15.81%	27.35%
UTI Infrastructure Fund	N.A.	2,132 Cr	3.0%	26.04%
UTI Large & Mid Cap Fund	N.A.	4,993 Cr	4.58%	25.5%
UTI Mid Cap Fund	N.A.	11,666 Cr	1.3%	22.57%
UTI Value Fund	N.A.	9,727 Cr	4.57%	21.83%
UTI Banking and Financial Services Fund	N.A.	1,287 Cr	14.96%	21.14%

See all Equity funds from this AMC

Frequently asked questions

What is the current NAV of UTI Flexi Cap Fund?

The current Net Asset Value (NAV) of the UTI Flexi Cap Fund plan is approximately ₹332.367 as of Oct 20, 2025.

What are the returns of this mutual fund scheme?

The UTI Flexi Cap Fund is a 20 yrs 2 m old fund and has delivered average annual returns of 14.46% since inception.

UTI Flexi Cap Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
5.04%	11.7%	15.39%	12.4%	14.46%

How much does this mutual fund charge as expense ratio?

The UTI Flexi Cap Fund has an expense ratio of 1.66%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The UTI Flexi Cap Fund currently has assets under management (AUM) or fund size valued at approximately 25,187 Cr as on Sep 30, 2025.

What are the top stock holdings of UTI Flexi Cap Fund?

The UTI Flexi Cap Fund has invested the majority of its money in the stocks of the following companies -

Company	Percentage of Portfolio
Bajaj Finance Ltd.	6.5%
ICICI Bank Ltd.	6.12%
HDFC Bank Ltd.	6.08%
Eternal Ltd.	5.73%
Avenue Supermarts Ltd.	3.87%
Info Edge (India) Ltd.	3.65%
Kotak Mahindra Bank Ltd.	3.58%
Dixon Technologies (India) Ltd.	3.19%
LTIMindtree Ltd.	3.05%
Coforge Ltd.	2.89%

What are the top sectors UTI Flexi Cap Fund has invested in?

The UTI Flexi Cap Fund has primarily invested in the following sectors

Sector	Percentage of Portfolio
Financial	23.78%
Services	17.509999999999998%
Technology	11.420000000000002%
Healthcare	11.0%
Capital Goods	7.56%
Automobile	6.34%
Materials	4.86%
Consumer Discretionary	3.5999999999999996%
Chemicals	3.2199999999999998%
Consumer Staples	2.77%

What is risk level of UTI Flexi Cap Fund?

This is a Flexi Cap fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in UTI Flexi Cap Fund?

Redeeming your investments in the UTI Flexi Cap Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Flexi Cap

#NA

Return Outperformance: This fund has generated highest return amongst Flexi Cap funds in the last 10 Years.
Return Consistency: This fund ranks lower in terms of generating consistent return in it's category.
Return/Risk: The fund is performing poorly than its category.
Exit Load: Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 1 year.