UTI Dividend Yield Fund Direct-Growth

Q: What are the returns of UTI Dividend Yield Fund?

The UTI Dividend Yield Fund is a 12 yrs 6 m old fund and has delivered average annual returns of 14.51% since inception. UTI Dividend Yield Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 2.39% 22.31% 23.25% 14.41% 14.51%

NAV as of Jul 21, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹192.5025+0.43% 1 day change	14.51% p.a.	#NA View Ranked Funds	₹4,010 Cr

Historical NAV & returns

NAV: ₹192.5025 as on Jul 21, 2025

This fund Category average

UTI Dividend Yield Fund overview

Expense ratio	1.4% as on May 31, 2025
Exit load	1.0% Exit load of 1% if redeemed less than 1 year!
AUM (Fund size)	₹4,010 Cr
Lock-in Period	Nil
Age	12 yrs 6 m since Jan 01, 2013
Benchmark	NIFTY 500 TRI
Min. investment	SIP: ₹500 & Lumpsum: ₹5000
Risk	Very High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%

UTI Dividend Yield Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Jul 22, 2025

Period	This fund	Category average
1 Month	0.55%	0.2%
3 Months	6.18%	6.62%
6 Months	7.03%	8.55%
1 Year	2.39%	2.98%
2 Years	24.19%	21.64%
3 Years	22.31%	21.91%
4 Years	16.79%	17.72%
5 Years	23.25%	24.61%
7 Years	16.85%	16.61%
10 Years	14.41%	14.88%

View returns in detail

Asset allocationas on May 31, 2025

Large Cap 69.19%

Mid Cap 9.21%

Small Cap 18.58%

Other Cap 0%

Top holdings

HDFC Bank Ltd.8.97%

ICICI Bank Ltd.5.45%

Tech Mahindra Ltd.3.53%

Infosys Ltd.3.35%

Top sectors

Financial 24.56%

Energy 13.540000000000001%

Technology 12.23%

Automobile 9.18%

Credit quality

Bifurcation by Credit Quality is not available for this fund

Top Debt Holdings

GOI 0.52%

Clearing Corporation of India 0.02%

Allocation by Instruments

Net Current Assets 2.47760392%

GOI Securities 0.51948733%

Rights 0.04582692%

Commercial Paper 0.02344088%

Other Holdings

Others 2.48%

Detailed portfolio analysis

Peer comparison

Fund name	ETM Rank	AUM	Fund age	Expense ratio
UTI Dividend Yield Fund	N.A.	4,010 Cr	12 yrs 6 m	1.4%
ICICI Prudential India Opportunities Fund	N.A.	27,197 Cr	6 yrs 6 m	0.63%
SBI Contra Fund	N.A.	44,069 Cr	12 yrs 6 m	0.62%
ICICI Prudential Value Fund	N.A.	51,112 Cr	12 yrs 6 m	0.99%
ICICI Prudential Dividend Yield Equity Fund	N.A.	5,231 Cr	11 yrs 3 m	0.58%
ICICI Prudential India Equity FOF	N.A.	179 Cr	5 yrs 5 m	0.63%

Fund name	1M	6M	1Y	3Y	5Y	10Y
UTI Dividend Yield Fund	0.55%	7.03%	2.39%	22.31%	23.25%	14.41%
ICICI Prudential India Opportunities Fund	-0.54%	10.45%	8.69%	27.3%	32.76%	14.48%
SBI Contra Fund	0.0%	6.82%	1.9%	24.33%	32.91%	16.6%
ICICI Prudential Value Fund	-0.49%	9.35%	6.46%	24.25%	27.83%	15.73%
ICICI Prudential Dividend Yield Equity Fund	-0.37%	9.79%	4.94%	27.4%	30.93%	16.61%
ICICI Prudential India Equity FOF	0.13%	8.91%	6.26%	23.56%	28.2%	12.51%

Fund name	Std. deviation	Beta	Sharpe	Sortino
UTI Dividend Yield Fund	13.86	0.92	1.23	1.8
ICICI Prudential India Opportunities Fund	11.92	0.8	1.74	2.97
SBI Contra Fund	12.58	0.86	1.51	2.4
ICICI Prudential Value Fund	11.51	0.76	1.55	2.66
ICICI Prudential Dividend Yield Equity Fund	12.58	0.84	1.65	2.51
ICICI Prudential India Equity FOF	12.1	0.84	1.46	2.23

View all Strategy funds

Key risk & return ratios Compared to other funds in the category

Alpha	3.78 vs. 6.22 Underperformed at beating benchmark
Sharpe	1.23 vs. 6.51 Poor risk-adjusted returns
Beta	0.92 vs. 0.94 Less sensitive to market ups & downs
Standard deviation	13.86 vs. 9.57 More volatile performance

Compare UTI Dividend Yield Fund in detail with

About this fund

About UTI Dividend Yield Fund

UTI Dividend Yield Fund Direct-Growth is a Strategy mutual fund scheme from Uti Mutual Fund. This fund has been in existence for 12 yrs 6 m, having been launched on 01/01/2013. UTI Dividend Yield Fund Direct-Growth has ₹4,010 Crores worth of assets under management (AUM) as on 31/05/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of UTI Dividend Yield Fund Direct-Growth as of 21/07/2025 is ₹192.50. The fund has an expense ratio of 1.4%, which is higher than what most other Strategy funds charge.

UTI Dividend Yield Fund Direct-Growth returns of last 1-year are 2.94%. Since launch, it has delivered 14.53% average annual returns. The fund has doubled the money invested in it every 4 yrs.
UTI Dividend Yield Fund Direct-Growth scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is average.
The fund has the majority of its money invested in Financial, Energy, Technology, Automobile, Healthcare sectors. It has taken less exposure in Financial, Energy sectors compared to other funds in the category.
The fund's top 5 holdings are in HDFC Bank Ltd., ICICI Bank Ltd., Tech Mahindra Ltd., Infosys Ltd., Kotak Mahindra Bank Ltd..

...

Fund AUM	4,010 Cr as on May 31, 2025
Scheme document	View Scheme Document

Fund managers

Amit Kumar Premchandani

Mr. Premchandani is a Chartered Accountant, MBA and CFA degree holder. Prior to joining UTI Mutual Fund, he has worked in Deutsche Equities India, JP Morgan and Peerless General Finance and Investment. In UTI he has been associated with Dept. of Securities Research and Dept. of Fund Management for more than 11 years.

Investment objective

The scheme seeks to generate long term capital appreciation and income by investing predominantly in dividend yielding equity and equity related securities.

UTI Mutual Fund details

No. of schemes	62 view all schemes
Total AUM	3,61,295 Cr as on Jun 30, 2025
Address	UTI Tower, Plot C-1, GN Block, Banrda Kurla Complex, Bandra (East) Mumbai, 400051
Phone	0263 2296993

More funds from UTI Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
UTI Transportation and Logistics Fund	N.A.	3,447 Cr	-0.84%	28.35%
UTI Large & Mid Cap Fund	N.A.	4,544 Cr	5.48%	27.72%
UTI Mid Cap Fund	N.A.	11,643 Cr	2.57%	26.88%
UTI Infrastructure Fund	N.A.	2,200 Cr	-2.15%	26.79%
UTI Value Fund	N.A.	9,752 Cr	4.77%	23.8%
UTI Small Cap Fund	N.A.	4,529 Cr	9.13%	N.A.

See all Equity funds from this AMC

Frequently asked questions

What is the current NAV of UTI Dividend Yield Fund?

The current Net Asset Value (NAV) of the UTI Dividend Yield Fund - Direct Growth plan is approximately ₹192.5025 as of Jul 21, 2025.

What are the returns of this mutual fund scheme?

The UTI Dividend Yield Fund is a 12 yrs 6 m old fund and has delivered average annual returns of 14.51% since inception.

UTI Dividend Yield Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
2.39%	22.31%	23.25%	14.41%	14.51%

How much does this mutual fund charge as expense ratio?

The UTI Dividend Yield Fund - Direct Growth has an expense ratio of 1.4%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

What is the AUM or fund size of this mutual fund?

The UTI Dividend Yield Fund currently has assets under management (AUM) or fund size valued at approximately 4,010 Cr as on May 31, 2025.

What are the top stock holdings of UTI Dividend Yield Fund?

The UTI Dividend Yield Fund has invested the majority of its money in the stocks of the following companies -

Company	Percentage of Portfolio
HDFC Bank Ltd.	8.97%
ICICI Bank Ltd.	5.45%
Tech Mahindra Ltd.	3.53%
Infosys Ltd.	3.35%
Kotak Mahindra Bank Ltd.	3.07%
Mahindra & Mahindra Ltd.	2.9%
State Bank of India	2.84%
Bharat Electronics Ltd.	2.49%
Tata Consultancy Services Ltd.	2.38%
Power Grid Corporation Of India Ltd.	2.31%

What are the top sectors UTI Dividend Yield Fund has invested in?

The UTI Dividend Yield Fund has primarily invested in the following sectors

Sector	Percentage of Portfolio
Financial	24.56%
Energy	13.540000000000001%
Technology	12.23%
Automobile	9.18%
Healthcare	8.99%
Consumer Staples	7.17%
Materials	4.26%
Capital Goods	4.19%
Insurance	3.52%
Metals & Mining	3.13%

What is risk level of UTI Dividend Yield Fund?

This is a Strategy fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How do I invest in UTI Dividend Yield Fund?

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. It is just a matter of a few minutes. Here's how:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for UTI Dividend Yield Fund and choose the investment mode (Lump sum investment or a SIP). Then, enter your investment amount.
Fill in additional required details, including the bank account you'll use for payment, and confirm.

All set! Your investment in UTI Dividend Yield Fund is complete.

How can I redeem my investments in UTI Dividend Yield Fund?

Redeeming your investments in UTI Dividend Yield Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in UTI Dividend Yield Fund from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

in Strategy

#NA

Return Outperformance: This fund has generated highest return amongst Strategy funds in the last 10 Years.
Return/Risk: For every unit of risk this fund takes, it produces 20% more returns.
Exit Load: Exit load of 1% if redeemed less than 1 year