UTI Small Cap Fund Direct - Growth

Q: What are the returns of this mutual fund scheme?

The UTI Small Cap Fund Direct - Growth is a 5 yrs old fund and has delivered average annual returns of 22.79% since inception. UTI Small Cap Fund Direct - Growth Returns 1-Year 3-Year Since Inception -2.96% 18.45% 22.79%

NAV as of Dec 04, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹27.7335-0.24% 1 day change	22.79% p.a.	App exclusive #NA View Ranked Funds	₹4,918 Cr

Historical NAV & returns

NAV: ₹27.7335 as on Dec 04, 2025

This fund Category average

UTI Small Cap Fund overview

Expense ratio	0.65% as on Nov 30, 2025
Exit load	1.0% Exit load of 1% if redeemed within one year.!
AUM (Fund size)	₹4,918 Cr
Lock-in Period	Nil
Age	5 yrs since Dec 02, 2020
Benchmark	NIFTY Smallcap 250 TRI
Min. investment	SIP: ₹500 & Lumpsum: ₹5000
Risk	Very High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%

UTI Small Cap Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Dec 01, 2025

Period	This fund	Category average
1 Month	-2.74%	-1.26%
3 Months	0.05%	-0.23%
6 Months	3.07%	0.56%
1 Year	-2.96%	-5.48%
2 Years	13.75%	12.3%
3 Years	18.45%	18.83%
4 Years	15.99%	16.25%

View returns in detail

Asset allocationas on Oct 31, 2025

Large Cap 0%

Mid Cap 17.13%

Small Cap 77.74%

Other Cap 0%

Top holdings

Multi Commodity Exchange Of India Ltd.2.98%

Karur Vysya Bank Ltd.2.46%

Aster DM Healthcare Ltd.2.24%

City Union Bank Ltd.2.14%

Top sectors

Services 13.49%

Healthcare 13.47%

Financial 12.790000000000003%

Capital Goods 11.19%

Credit quality

Bifurcation by Credit Quality is not available for this fund

Top Debt Holdings

Others 0.03%

Allocation by Instruments

Net Current Assets 5.09672226%

CBLO 0.02887556%

Other Holdings

Others 5.1%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
UTI Small Cap Fund	-2.74%	3.07%	-2.96%	18.45%	N.A.	N.A.
Nippon India Small Cap Fund	-2.55%	1.39%	-5.24%	21.45%	29.74%	21.0%
Tata Small Cap Fund	-5.38%	-4.19%	-12.22%	17.1%	26.46%	15.44%
Bandhan Small Cap Fund	-2.88%	3.47%	-0.42%	30.86%	29.42%	17.82%
Invesco India Smallcap Fund	-1.79%	4.77%	0.34%	25.43%	29.23%	16.69%
Edelweiss Small Cap Fund	-2.32%	2.79%	-2.96%	20.39%	27.07%	17.18%

Fund name	Std. deviation	Beta	Sharpe	Sortino
UTI Small Cap Fund	17.21	0.86	0.74	1.12
Nippon India Small Cap Fund	16.6	0.85	0.92	1.33
Tata Small Cap Fund	16.34	0.8	0.7	1.01
Bandhan Small Cap Fund	18.05	0.92	1.28	2.03
Invesco India Smallcap Fund	16.31	0.81	1.15	1.41
Edelweiss Small Cap Fund	15.98	0.82	0.9	1.28

Fund name	ETM Rank	AUM	Fund age	Expense ratio
UTI Small Cap Fund	N.A.	4,918 Cr	5 yrs	0.65%
Nippon India Small Cap Fund	N.A.	68,969 Cr	12 yrs 11 m	0.63%
Tata Small Cap Fund	N.A.	11,792 Cr	7 yrs 1 m	0.34%
Bandhan Small Cap Fund	N.A.	17,380 Cr	5 yrs 10 m	0.42%
Invesco India Smallcap Fund	N.A.	9,000 Cr	7 yrs 2 m	0.4%
Edelweiss Small Cap Fund	N.A.	5,297 Cr	6 yrs 10 m	0.43%

View all Small Cap funds

Key risk & return ratios Compared to other funds in the category

Alpha	0.89 vs. 6.35 Underperformed at beating benchmark
Sharpe	0.74 vs. 5.05 Poor risk-adjusted returns
Beta	0.86 vs. 0.72 More sensitive to market's ups & downs
Standard deviation	17.21 vs. 11.96 More volatile performance

Compare UTI Small Cap Fund in detail with

About this fund

About UTI Small Cap Fund

UTI Small Cap Fund Direct - Growth is a Small Cap mutual fund scheme from Uti Mutual Fund. This fund has been in existence for 5 yrs, having been launched on 02/12/2020. UTI Small Cap Fund Direct - Growth has ₹4,918 Crores worth of assets under management (AUM) as on 31/10/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of UTI Small Cap Fund Direct - Growth as of 04/12/2025 is ₹27.73. The fund has an expense ratio of 0.65%, which is close to what most other Small Cap funds charge.

UTI Small Cap Fund Direct - Growth returns of last 1-year are -4.13%. Since launch, it has delivered 22.87% average annual returns. The fund has doubled the money invested in it every 4 yrs.
UTI Small Cap Fund Direct - Growth scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is average.
The fund has the majority of its money invested in Services, Healthcare, Financial, Capital Goods, Technology sectors. It has taken less exposure in Services, Healthcare sectors compared to other funds in the category.
The fund's top 5 holdings are in Multi Commodity Exchange Of India Ltd., Karur Vysya Bank Ltd., Aster DM Healthcare Ltd., City Union Bank Ltd., TD Power Systems Ltd..

...

Fund AUM	4,918 Cr as on Oct 31, 2025
Scheme document	View Scheme Document

Fund managers

Ankit Agarwal

Mr. Agarwal has done B. Tech. Computer Science and Engg., Economics Management, PGDM Finance. Prior to joining UTI Mutual Fund he has worked with Centrum Capital Ltd as Senior Vice President - Fund Manager, Wealth and Investment Management at Barclays as Asst Vice President, Lehman Brothers, London as Senior analyst, BNP Paribas and D. E. Shaw & Co..

Nitin Jain

Mr. Jain holds a Bachelor of Engineering Degree and is also MMS. Has been associated with SBIMF since 2004. Earlier,he was with IDBI Capital Market Services Ltd.

Investment objective

The scheme seeks to generate long term capital appreciation by investing predominantly in equity and equity related securities of small cap companies.

UTI Mutual Fund details

No. of schemes	63 view all schemes
Total AUM	3,79,176 Cr as on Sep 30, 2025
Address	UTI Tower, Plot C-1, GN Block, Banrda Kurla Complex, Bandra (East) Mumbai, 400051
Phone	0263 2296993

More funds from UTI Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
UTI Transportation and Logistics Fund	N.A.	4,008 Cr	17.25%	24.87%
UTI Large & Mid Cap Fund	N.A.	5,291 Cr	5.24%	23.77%
UTI Infrastructure Fund	N.A.	2,221 Cr	1.28%	22.53%
UTI Mid Cap Fund	N.A.	12,101 Cr	-0.81%	20.38%
UTI Dividend Yield Fund	N.A.	3,904 Cr	1.39%	20.3%

See all Equity funds from this AMC

Frequently asked questions

What is the current NAV of UTI Small Cap Fund Direct - Growth?

The current Net Asset Value (NAV) of the UTI Small Cap Fund - Direct Growth plan is approximately ₹27.7335 as of Dec 04, 2025.

What are the returns of this mutual fund scheme?

The UTI Small Cap Fund Direct - Growth is a 5 yrs old fund and has delivered average annual returns of 22.79% since inception.

UTI Small Cap Fund Direct - Growth Returns

1-Year	3-Year	Since Inception
-2.96%	18.45%	22.79%

How much does this mutual fund charge as expense ratio?

The UTI Small Cap Fund - Direct Growth has an expense ratio of 0.65%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The UTI Small Cap Fund currently has assets under management (AUM) or fund size valued at approximately 4,918 Cr as on Oct 31, 2025.

What are the top stock holdings of UTI Small Cap Fund?

The UTI Small Cap Fund has invested the majority of its money in the stocks of the following companies -

Company	Percentage of Portfolio
Multi Commodity Exchange Of India Ltd.	2.98%
Karur Vysya Bank Ltd.	2.46%
Aster DM Healthcare Ltd.	2.24%
City Union Bank Ltd.	2.14%
TD Power Systems Ltd.	2.05%
Affle (India) Ltd.	1.94%
Kei Industries Ltd.	1.86%
Acutaas Chemicals Ltd.	1.84%
Navin Fluorine International Ltd.	1.82%
Subros Ltd.	1.78%

What are the top sectors UTI Small Cap Fund has invested in?

The UTI Small Cap Fund has primarily invested in the following sectors

Sector	Percentage of Portfolio
Services	13.49%
Healthcare	13.47%
Financial	12.790000000000003%
Capital Goods	11.19%
Technology	8.450000000000001%
Metals & Mining	6.630000000000001%
Chemicals	6.290000000000001%
Consumer Discretionary	5.28%
Materials	4.140000000000001%
Construction	3.9699999999999998%

What is risk level of UTI Small Cap Fund?

This is a Small Cap fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How do I invest in UTI Small Cap Fund Direct - Growth?

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. The whole process takes just a few minutes. Here's how it works:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for UTI Small Cap Fund - Direct Growth, select your investment mode (lump sum or SIP), and enter the investment amount.
Provide the required details, including the bank account you'll use for payment, and confirm your investment.

That's it. Your investment in the UTI Small Cap Fund is complete.

How can I redeem my investments in UTI Small Cap Fund?

Redeeming your investments in the UTI Small Cap Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Small Cap

#NA

Return Outperformance: This fund has generated highest return amongst Small Cap funds in the last 2 Years.
Return/Risk: The fund is performing poorly than its category.
Exit Load: Exit load of 1% if redeemed within one year.