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UTI Banking and Financial Services Fund Direct Plan-Growth
| NAV as of Jul 21, 2025 | Returns since inception | ET Money Rank | AUM (Fund size) |
|---|---|---|---|
| ₹220.1064+1.29% 1 day change | 12.53% |   | ₹1,295 Cr |
Historical NAV & returns
NAV: ₹220.1064 as on Jul 21, 2025
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UTI Banking and Financial Services Fund overview
| Expense ratio | 1.15% as on May 31, 2025 |
| Exit load | 1.0% Exit load of 1%, if redeemed within 30 days.! |
| AUM (Fund size) | ₹1,295 Cr |
| Lock-in Period | Nil |
| Age | 12 yrs 6 m since Jan 01, 2013 |
| Benchmark | NIFTY Financial Services TRI |
| Min. investment | SIP: ₹500 & Lumpsum: ₹5000 |
| Risk | Very High |
| Short term capital gains (STCG) | Returns taxed at 20% if you redeem before 1 year |
| Long term capital gains (LTCG) | After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5% |
UTI Banking and Financial Services Fund Returns calculator
Investment type
- Total investment ₹ 12 lakh
- Profit ₹12 lakhs
- Total corpus ₹1 lakh
- Absolute return 52.69%
Trailing returns as on Jul 22, 2025
| Period | This fund | Category average |
|---|---|---|
| 1 Month | -0.76% | -0.09% |
| 3 Months | 3.47% | 5.13% |
| 6 Months | 19.88% | 18.68% |
| 1 Year | 14.07% | 13.48% |
| 2 Years | 18.34% | 20.17% |
| 3 Years | 21.2% | 22.37% |
| 4 Years | 16.24% | 17.06% |
| 5 Years | 22.79% | 23.7% |
| 7 Years | 11.52% | 14.43% |
| 10 Years | 12.13% | 14.74% |
Asset allocationas on May 31, 2025
Large Cap 70.17%
Mid Cap 9.22%
Small Cap 18.56%
Other Cap 0%
Top holdings
Top sectors
Financial 90.24999999999999%
Insurance 4.25%
Services 3.45%
Credit quality
Bifurcation by Credit Quality is not available for this fund
Top Debt Holdings
Others 0.02%
Allocation by Instruments
Net Current Assets 2.02619051%
CBLO 0.01699228%
Other Holdings
Others 2.03%
Peer comparison
Key risk & return ratios Compared to other funds in the category
About this fund
More funds from UTI Mutual Fund
Frequently asked questions
ET Money rank
#NA
- Return Outperformance: This fund has generated highest return amongst Sectoral-Banking funds in the last 5 Years.
- Return Consistency: This fund ranks lower in terms of generating consistent return in it's category.
- Volatility Protection: This fund ranks lower in terms of protecting against volatility within its category.
- Chance: This fund has generated only 8.44% annual return in 70% of times for investors holding for at least 5 years.
- Return/Risk: The fund is performing poorly than its category.
- Exit Load: Exit load of 1%, if redeemed within 30 days.