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UTI Banking and Financial Services Fund Direct Plan-Growth
| NAV as of Apr 23, 2025 | Returns since inception | ET Money Rank | VRO Ratings |
|---|---|---|---|
| ₹212.1502-0.27% 1 day change | 12.47% |   |
Historical NAV & returns
NAV: ₹212.1502 as on Apr 23, 2025
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UTI Banking and Financial Services Fund overview
| VRO rating | |
| Expense ratio | 1.11% as on Mar 31, 2025 |
| Exit load | 1.0% Exit load of 1%, if redeemed within 30 days.! |
| AUM (Fund size) | ₹1,211 Crs |
| Lock-in | No Lockin |
| Age | 12 yrs 3 m since Jan 01, 2013 |
| Benchmark | NIFTY Financial Services TRI |
| Min. investment | SIP ₹500 & Lump. ₹5000 |
| Risk | Very High |
| Short term capital gains (STCG) | Returns taxed at 20% if you redeem before 1 year |
| Long term capital gains (LTCG) | After 1 year, pay tax of 12.5% on returns of ₹1.25 lakh+ in a financial year |
UTI Banking and Financial Services Fund Returns calculator
Investment type
- Total investment ₹ 12 lakh
- Profit ₹12 lakhs
- Total corpus ₹1 lakh
- Absolute return 52.69%
Trailing returns as on Apr 24, 2025
| Period | This fund | Category average |
|---|---|---|
| 1 month | 6.13% | 6.27% |
| 3 months | 15.97% | 13.62% |
| 6 months | 7.63% | 6.64% |
| 1 year | 19.97% | 18.5% |
| 3 years | 20.18% | 20.99% |
| 5 years | 26.71% | 27.46% |
| 7 years | 11.08% | 14.25% |
| 10 years | 12.38% | 15.0% |
Asset allocationas on Mar 31, 2025
Large Cap 73.84293000000001%
Mid Cap 9.247455%
Small Cap 14.559615%
Other Cap 0.0%
Top holdings
Top sectors
Financial 89.84000000000002%
Insurance 4.99%
Services 2.8200000000000003%
Credit quality
Bifurcation by Credit Quality is not available for this fund
Top Debt Holdings
Others 0.02%
Allocation by Instruments
Net Current Assets 2.3295533%
CBLO 0.01568717%
Other Holdings
Others 2.33%
Peer comparison
Key risk & return ratios Compared to other funds in the category
About this fund
More funds from UTI Mutual Fund
Frequently asked questions
ET Money rank
#NA
- Return Outperformance: This fund has generated highest return amongst Sectoral-Banking funds in the last 5 Years.
- Return Consistency: This fund ranks lower in terms of generating consistent return in it's category.
- Volatility Protection: This fund ranks lower in terms of protecting against volatility within its category.
- Chance: This fund has generated only 8.27% annual return in 70% of times for investors holding for at least 5 years.
- Return/Risk: The fund is performing poorly than its category.
- Exit Load: Exit load of 1%, if redeemed within 30 days.