Q: What are the returns of SBI Banking & Financial Services Fund?

The SBI Banking & Financial Services Fund is a 10 yrs 5 m old fund and has delivered average annual returns of 16.06% since inception. SBI Banking & Financial Services Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 16.4% 22.75% 23.19% 17.08% 16.06%

Question 1

What is the current NAV of SBI Banking & Financial Services Fund?

Accepted Answer

The current Net Asset Value (NAV) of the SBI Banking & Financial Services Fund - Direct Growth plan is approximately ₹48.1242 as of Jul 21, 2025.

Question 2

What are the returns of SBI Banking & Financial Services Fund?

Accepted Answer

The SBI Banking & Financial Services Fund is a 10 yrs 5 m old fund and has delivered average annual returns of 16.06% since inception.

SBI Banking & Financial Services Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
16.4%	22.75%	23.19%	17.08%	16.06%

Question 3

How much does SBI Banking & Financial Services Fund charge as the expense ratio?

Accepted Answer

The SBI Banking & Financial Services Fund - Direct Growth has an expense ratio of 0.74%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

Question 4

What is the AUM or size of SBI Banking & Financial Services Fund?

Accepted Answer

The SBI Banking & Financial Services Fund currently has assets under management (AUM) or fund size valued at approximately ₹7,650 Crs crore as of Jun 30, 2025.

Question 5

What are the top stock holdings of SBI Banking & Financial Services Fund?

Accepted Answer

The SBI Banking & Financial Services Fund has invested the majority of its money in the stocks of the following companies -

Company	Percentage of Portfolio
HDFC Bank Ltd.	26.78%
ICICI Bank Ltd.	10.91%
Axis Bank Ltd.	9.37%
Kotak Mahindra Bank Ltd.	9.32%
Max Financial Services Ltd.	4.36%
HDFC Life Insurance Co Ltd.	4.15%
Muthoot Finance Ltd.	3.84%
Bank Of Baroda	2.8%
SBI Cards And Payment Services Ltd.	2.48%
Nippon Life India Asset Management Ltd.	2.43%

Question 6

What are the top sectors SBI Banking & Financial Services Fund has invested in?

Accepted Answer

The SBI Banking & Financial Services Fund has primarily invested in the following sectors

Company	Percentage of Portfolio
HDFC Bank Ltd.	26.78%
ICICI Bank Ltd.	10.91%
Axis Bank Ltd.	9.37%
Kotak Mahindra Bank Ltd.	9.32%
Max Financial Services Ltd.	4.36%
HDFC Life Insurance Co Ltd.	4.15%
Muthoot Finance Ltd.	3.84%
Bank Of Baroda	2.8%
SBI Cards And Payment Services Ltd.	2.48%
Nippon Life India Asset Management Ltd.	2.43%

Question 7

What is the risk level of SBI Banking & Financial Services Fund?

Accepted Answer

This is a Sectoral-banking fund comes with Very High risk.

Question 8

Is there any lock-in period in SBI Banking & Financial Services Fund?

Accepted Answer

No, this fund does not have any lock-in period.

Question 9

How do I invest in SBI Banking & Financial Services Fund?

Accepted Answer

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. It is just a matter of a few minutes. Here's how:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for SBI Banking & Financial Services Fund and choose the investment mode (Lump sum investment or a SIP). Then, enter your investment amount.
Fill in additional required details, including the bank account you'll use for payment, and confirm.

All set! Your investment in SBI Banking & Financial Services Fund is complete.

Question 10

How can I redeem my investments in SBI Banking & Financial Services Fund?

Accepted Answer

Redeeming your investments in SBI Banking & Financial Services Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in SBI Banking & Financial Services Fund from anywhere else, you can go to the fund house website and put a request through it.

Expense ratio	0.74% as on May 31, 2025
Exit load	0.5% Exit load of 0.50% if redeemed within 30 days.!
AUM (Fund size)	₹7,650 Cr
Lock-in Period	Nil
Age	10 yrs 5 m since Feb 11, 2015
Benchmark	NIFTY Financial Services TRI
Min. investment	SIP: ₹500 & Lumpsum: ₹5000
Risk	Very High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%

Period	This fund	Category average
1 Month	-0.14%	-0.09%
3 Months	5.13%	5.13%
6 Months	18.67%	18.68%
1 Year	16.4%	13.48%
2 Years	23.11%	20.17%
3 Years	22.75%	22.37%
4 Years	17.25%	17.06%
5 Years	23.19%	23.7%
7 Years	16.07%	14.43%
10 Years	17.08%	14.74%

Fund name	ETM Rank	AUM	Fund age	Expense ratio
SBI Banking & Financial Services Fund	N.A.	7,650 Cr	10 yrs 5 m	0.74%
Sundaram Financial Services Opportunities Fund	N.A.	1,548 Cr	12 yrs 6 m	0.78%
Nippon India Banking & Financial Services Fund	N.A.	7,160 Cr	12 yrs 6 m	0.99%
Tata Banking and Financial Services Fund	N.A.	2,797 Cr	9 yrs 7 m	0.47%
Invesco India Financial Services Fund	N.A.	1,372 Cr	12 yrs 6 m	0.87%

Fund name	1M	6M	1Y	3Y	5Y	10Y
SBI Banking & Financial Services Fund	-0.14%	18.67%	16.4%	22.75%	23.19%	17.08%
Sundaram Financial Services Opportunities Fund	-0.84%	16.83%	7.93%	23.88%	24.4%	14.77%
Nippon India Banking & Financial Services Fund	-1.04%	18.19%	13.54%	22.43%	27.07%	14.09%
Tata Banking and Financial Services Fund	-0.86%	19.4%	16.49%	23.59%	22.49%	17.69%
Invesco India Financial Services Fund	0.01%	17.96%	14.94%	25.87%	24.16%	16.17%

Fund name	Std. deviation	Beta	Sharpe	Sortino
SBI Banking & Financial Services Fund	12.9	0.82	1.43	2.84
Sundaram Financial Services Opportunities Fund	13.94	0.9	1.43	3.21
Nippon India Banking & Financial Services Fund	13.21	0.85	1.43	3.35
Tata Banking and Financial Services Fund	14.01	0.9	1.4	3.36
Invesco India Financial Services Fund	13.96	0.85	1.54	2.56

SBI Banking & Financial Services Fund Direct-Growth

Historical NAV & returns

SBI Banking & Financial Services Fund overview

SBI Banking & Financial Services Fund Returns calculator

Trailing returns as on Jul 22, 2025

Asset allocationas on Apr 30, 2025

Peer comparison

Key risk & return ratios Compared to other funds in the category

Compare SBI Banking & Financial Services Fund in detail with

About this fund

About SBI Banking & Financial Services Fund

Fund managers

Investment objective

SBI Mutual Fund details

More funds from SBI Mutual Fund

Frequently asked questions

SBI Banking & Financial Services Fund Returns

ET Money rank

Alpha	8.04 vs. 7.54 Higher outperformance against benchmark
Sharpe	1.43 vs. 5.87 Poor risk-adjusted returns
Beta	0.82 vs. 1.06 Less sensitive to market ups & downs
Standard deviation	12.9 vs. 8.44 More volatile performance

Fund AUM	7,650 Cr as on Apr 30, 2025
Scheme document	View Scheme Document

No. of schemes	68 view all schemes
Total AUM	11,45,315 Cr as on Jun 30, 2025
Address	9th Floor-Crescenzo, C-38 & 39- G Block, Bandra-Kurla Complex, Bandra (East) Mumbai, 400051
Phone	022-61793000 / 1800-425-5425

Fund name	ETM Rank	AUM	1Y	5Y
SBI Contra Fund	N.A.	44,069 Cr	1.9%	32.91%
SBI PSU Fund	N.A.	5,035 Cr	-3.81%	31.5%
SBI Small Cap Fund	N.A.	31,790 Cr	0.88%	29.68%
SBI Infrastructure Fund	N.A.	4,872 Cr	-2.46%	29.61%
SBI Magnum Midcap Fund	N.A.	21,512 Cr	4.39%	29.25%
SBI Consumption Opportunities Fund	N.A.	3,028 Cr	-0.36%	27.96%

Sector	Percentage of Portfolio
Financial	86.75000000000001%
Insurance	6.7700000000000005%
Services	3.37%