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Nippon India Banking & Financial Services Fund Direct-Growth
| NAV as of Jul 21, 2025 | Returns since inception | ET Money Rank | AUM (Fund size) |
|---|---|---|---|
| ₹698.7027+1.03% 1 day change | 14.82% |   | ₹7,160 Cr |
Historical NAV & returns
NAV: ₹698.7027 as on Jul 21, 2025
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Nippon India Banking & Financial Services Fund overview
| Expense ratio | 0.99% as on May 31, 2025 |
| Exit load | 1.0% Exit load of 1%, if redeemed within 1 month.! |
| AUM (Fund size) | ₹7,160 Cr |
| Lock-in Period | Nil |
| Age | 12 yrs 6 m since Jan 01, 2013 |
| Benchmark | NIFTY Financial Services TRI |
| Min. investment | SIP: ₹500 & Lumpsum: ₹5000 |
| Risk | Very High |
| Short term capital gains (STCG) | Returns taxed at 20% if you redeem before 1 year |
| Long term capital gains (LTCG) | After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5% |
Nippon India Banking & Financial Services Fund Returns calculator
Investment type
- Total investment ₹ 12 lakh
- Profit ₹12 lakhs
- Total corpus ₹1 lakh
- Absolute return 52.69%
Trailing returns as on Jul 22, 2025
| Period | This fund | Category average |
|---|---|---|
| 1 Month | -1.04% | -0.09% |
| 3 Months | 3.46% | 5.13% |
| 6 Months | 18.19% | 18.68% |
| 1 Year | 13.54% | 13.48% |
| 2 Years | 19.1% | 20.17% |
| 3 Years | 22.43% | 22.37% |
| 4 Years | 18.29% | 17.06% |
| 5 Years | 27.07% | 23.7% |
| 7 Years | 14.22% | 14.43% |
| 10 Years | 14.09% | 14.74% |
Asset allocationas on May 31, 2025
Large Cap 67.96%
Mid Cap 17.16%
Small Cap 13.27%
Other Cap 0%
Top holdings
Top sectors
Financial 88.69%
Insurance 7.04%
Services 2.66%
Credit quality
Bifurcation by Credit Quality is not available for this fund
Top Debt Holdings
Bifurcation by Holding is not available for this fund
Allocation by Instruments
Repo 1.75%
Margin Money 0.00158529%
Other Holdings
Others 1.75%
Peer comparison
Key risk & return ratios Compared to other funds in the category
About this fund
More funds from Nippon India Mutual Fund
Frequently asked questions
ET Money rank
#NA
- Return Consistency: This fund is one of the best in generating consistent return in it's category.
- Return Outperformance: This fund has generated highest return amongst Sectoral-Banking funds in the last 10 Years.
- Chance: This fund has generated a 10.65% annual return in 70% of times for investors holding for at least 5 years.
- AUM Growth: This fund has the highest AUM growth in the last 12 months in Sectoral-Banking category.
- Return/Risk: The fund is performing poorly than its category.
- Exit Load: Exit load of 1%, if redeemed within 1 month.