Great! You have sucessfully subscribed for newsletters for investments
Subscribed email:
Tata Banking and Financial Services Fund Direct-Growth
| NAV as of Jul 21, 2025 | Returns since inception | ET Money Rank | AUM (Fund size) |
|---|---|---|---|
| ₹51.2+0.91% 1 day change | 18.54% |   | ₹2,797 Cr |
Historical NAV & returns
NAV: ₹51.2 as on Jul 21, 2025
Loading...
Tata Banking and Financial Services Fund overview
| Expense ratio | 0.47% as on May 31, 2025 |
| Exit load | 0.25% Exit load of 0.25% if redeemed within 30 days.! |
| AUM (Fund size) | ₹2,797 Cr |
| Lock-in Period | Nil |
| Age | 9 yrs 7 m since Dec 04, 2015 |
| Benchmark | NIFTY Financial Services TRI |
| Min. investment | SIP: ₹500 & Lumpsum: ₹5000 |
| Risk | Very High |
| Short term capital gains (STCG) | Returns taxed at 20% if you redeem before 1 year |
| Long term capital gains (LTCG) | After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5% |
Tata Banking and Financial Services Fund Returns calculator
Investment type
- Total investment ₹ 12 lakh
- Profit ₹12 lakhs
- Total corpus ₹1 lakh
- Absolute return 52.69%
Trailing returns as on Jul 22, 2025
| Period | This fund | Category average |
|---|---|---|
| 1 Month | -0.86% | -0.09% |
| 3 Months | 3.76% | 5.13% |
| 6 Months | 19.4% | 18.68% |
| 1 Year | 16.49% | 13.48% |
| 2 Years | 18.56% | 20.17% |
| 3 Years | 23.59% | 22.37% |
| 4 Years | 17.44% | 17.06% |
| 5 Years | 22.49% | 23.7% |
| 7 Years | 14.84% | 14.43% |
Asset allocationas on May 31, 2025
Large Cap 58.17%
Mid Cap 15.04%
Small Cap 22.53%
Other Cap 0%
Top holdings
Top sectors
Financial 88.11%
Insurance 5.01%
Services 2.62%
Credit quality
Bifurcation by Credit Quality is not available for this fund
Top Debt Holdings
Bifurcation by Holding is not available for this fund
Allocation by Instruments
Repo 2.95%
Cash/Net Current Assets 1.31%
Other Holdings
Others 1.33%
Peer comparison
Key risk & return ratios Compared to other funds in the category
About this fund
More funds from Tata Mutual Fund
Frequently asked questions
ET Money rank
#NA
- Chance: This fund has generated a 13.16% annual return in 70% of times for investors holding for at least 5 years.
- Return/Risk: For every unit of risk this fund takes, it produces 20% more returns.
- Expense Ratio: This fund has the 2nd lowest expense ratio amongst actively/passively managed Sectoral-Banking funds.
- Exit Load: Exit load of 0.25% if redeemed within 30 days.