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Union Equity Savings Fund Direct - Growth
| NAV as of Apr 23, 2025 | Returns since inception | ET Money Rank | VRO Ratings |
|---|---|---|---|
| ₹17.16+0.18% 1 day change | 8.36% |   |
Historical NAV & returns
NAV: ₹17.16 as on Apr 23, 2025
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Union Equity Savings Fund overview
| VRO rating | |
| Expense ratio | 1.46% as on Mar 31, 2025 |
| Exit load | 1.0% Exit load of 1%, if redeemed within 15 days.! |
| AUM (Fund size) | ₹136 Crs |
| Lock-in | No Lockin |
| Age | 6 yrs 9 m since Jul 19, 2018 |
| Benchmark | CRISIL Equity Saving |
| Min. investment | SIP ₹1000 & Lump. ₹1000 |
| Risk | Moderate |
| Short term capital gains (STCG) | Returns taxed at 20% if you redeem before 1 year |
| Long term capital gains (LTCG) | After 1 year, pay tax of 12.5% on returns of ₹1.25 lakh+ in a financial year |
Union Equity Savings Fund Returns calculator
Investment type
- Total investment ₹ 12 lakh
- Profit ₹12 lakhs
- Total corpus ₹1 lakh
- Absolute return 52.69%
Trailing returns as on Apr 24, 2025
| Period | This fund | Category average |
|---|---|---|
| 1 month | 1.48% | 1.75% |
| 3 months | 2.82% | 2.67% |
| 6 months | 1.72% | 2.42% |
| 1 year | 6.98% | 9.31% |
| 3 years | 8.57% | 10.65% |
| 5 years | 10.51% | 13.19% |
Asset allocationas on Mar 31, 2025
Large Cap 23.913394000000004%
Mid Cap 4.092858%
Small Cap 1.5237480000000003%
Other Cap 0.0%
Top holdings
Top sectors
Financial 14.969999999999999%
Automobile 7.390000000000001%
Services 6.98%
Communication 6.470000000000001%
Cash 40.02%
Cash & Call Money 11.94%
SOV 11.11%
AAA 7.4%
Top Debt Holdings
Reserve Bank of India 11.11%
Indian Railway Finance Corporation Ltd. 3.72%
Small Industries Devp. Bank of India Ltd. 3.68%
Allocation by Instruments
Cash Margin 40.02%
Repo 13.97%
Treasury Bills 11.11%
Bonds 3.72%
Other Holdings
Others 40.02%
Peer comparison
Key risk & return ratios Compared to other funds in the category
About this fund
More funds from Union Mutual Fund
Frequently asked questions
ET Money rank
#NA
- Return Outperformance: This fund has generated highest return amongst Equity Savings funds in the last 3 Months .
- Return Consistency: This fund ranks lower in terms of generating consistent return in it's category.
- Chance: This fund has generated only 8.68% annual return in 70% of times for investors holding for at least 5 years.
- Return/Risk: The fund is performing poorly than its category.
- Exit Load: Exit load of 1%, if redeemed within 15 days.