Question 1

What is the current NAV of Union Multi Asset Allocation Fund?

Accepted Answer

The current Net Asset Value (NAV) of the Union Multi Asset Allocation Fund - Direct Growth plan is approximately ₹10.94 as of Sep 03, 2025.

Question 2

How much does Union Multi Asset Allocation Fund charge as the expense ratio?

Accepted Answer

The Union Multi Asset Allocation Fund - Direct Growth has an expense ratio of 1.02%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

Question 3

What is the AUM or size of Union Multi Asset Allocation Fund?

Accepted Answer

The Union Multi Asset Allocation Fund currently has assets under management (AUM) or fund size valued at approximately ₹785 Crs crore as of Jun 30, 2025.

Question 4

What are the top stock holdings of Union Multi Asset Allocation Fund?

Accepted Answer

The Union Multi Asset Allocation Fund's equity portion has been invested in the stocks of the following companies

Company	Percentage of Portfolio
HDFC Bank Ltd.	5.67%
ICICI Bank Ltd.	4.36%
Reliance Industries Ltd.	3.4%
Bharti Airtel Ltd.	2.41%
State Bank of India	2.36%
Infosys Ltd.	2.33%
ITC Ltd.	1.86%
Axis Bank Ltd.	1.55%
Larsen & Toubro Ltd.	1.51%
TVS Motor Company Ltd.	1.43%

Question 5

What are the top sectors Union Multi Asset Allocation Fund has invested in?

Accepted Answer

The Union Multi Asset Allocation Fund's equity portion is primarily invested in the following sectors -

Company	Percentage of Portfolio
HDFC Bank Ltd.	5.67%
ICICI Bank Ltd.	4.36%
Reliance Industries Ltd.	3.4%
Bharti Airtel Ltd.	2.41%
State Bank of India	2.36%
Infosys Ltd.	2.33%
ITC Ltd.	1.86%
Axis Bank Ltd.	1.55%
Larsen & Toubro Ltd.	1.51%
TVS Motor Company Ltd.	1.43%

Question 6

To whom does Union Multi Asset Allocation Fund lend to?

Accepted Answer

The top 3 debt holdings of Union Multi Asset Allocation Fund are as follows

Holding Name	Percentage of Portfolio
Indian Railway Finance Corporation Ltd.	3.3%
Power Finance Corporation Ltd.	1.31%
Reserve Bank of India	0.88%

Question 7

What is the quality of borrowers Union Multi Asset Allocation Fund lends to?

Accepted Answer

The credit rating of the instruments in which the fund invests represents the quality of the borrower. The Union Multi Asset Allocation Fund's debt portion's allocation by credit quality is given below

Holding Name	Percentage of Portfolio
Indian Railway Finance Corporation Ltd.	3.3%
Power Finance Corporation Ltd.	1.31%
Reserve Bank of India	0.88%

Question 8

What is the risk level of Union Multi Asset Allocation Fund?

Accepted Answer

This is a Multi Asset Allocation fund comes with Very High risk.

Question 9

Is there any lock-in period in Union Multi Asset Allocation Fund?

Accepted Answer

No, this fund does not have any lock-in period.

Question 10

How do I invest in Union Multi Asset Allocation Fund?

Accepted Answer

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. It is just a matter of a few minutes. Here's how:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for Union Multi Asset Allocation Fund and choose the investment mode (Lump sum investment or a SIP). Then, enter your investment amount.
Fill in additional required details, including the bank account you'll use for payment, and confirm.

All set! Your investment in Union Multi Asset Allocation Fund is complete.

Question 11

How can I redeem my investments in Union Multi Asset Allocation Fund?

Accepted Answer

Redeeming your investments in Union Multi Asset Allocation Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in Union Multi Asset Allocation Fund from anywhere else, you can go to the fund house website and put a request through it.

Expense ratio	1.02% as on Aug 31, 2025
Exit load	1.0% Exit load of 1%, if redeemed within 15 days.!
AUM (Fund size)	₹785 Cr
Lock-in Period	Nil
Age	1 yrs since Aug 20, 2024
Benchmark	NA
Min. investment	This scheme is currently not buyable
Risk	Very High

Period	This fund	Category average
1 Month	1.77%	1.06%
3 Months	3.3%	2.46%
6 Months	14.32%	12.58%

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Union Multi Asset Allocation Fund	N.A.	785 Cr	1 yrs	1.02%
ICICI Prudential Asset Allocator Fund (FOF)	N.A.	26,071 Cr	12 yrs 8 m	0.23%
Kotak Multi Asset Omni FoF	N.A.	1,799 Cr	12 yrs 8 m	0.33%
ICICI Prudential Multi Asset Fund	N.A.	59,452 Cr	12 yrs 8 m	0.66%
SBI Multi Asset Allocation Fund	N.A.	8,395 Cr	12 yrs 8 m	0.58%
Nippon India Multi Asset Allocation Fund	N.A.	5,981 Cr	5 yrs 1 m	0.28%

Fund name	1M	6M	1Y	3Y	5Y	10Y
Union Multi Asset Allocation Fund	1.77%	14.32%	N.A.	N.A.	N.A.	N.A.
ICICI Prudential Asset Allocator Fund (FOF)	0.56%	11.05%	7.85%	15.23%	16.42%	13.29%
Kotak Multi Asset Omni FoF	1.5%	14.09%	7.33%	19.35%	20.61%	15.59%
ICICI Prudential Multi Asset Fund	1.94%	11.45%	8.67%	20.14%	24.2%	17.16%
SBI Multi Asset Allocation Fund	1.03%	12.22%	8.14%	16.79%	15.43%	12.14%
Nippon India Multi Asset Allocation Fund	1.93%	15.27%	10.69%	20.12%	19.22%	9.06%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Union Multi Asset Allocation Fund	N.A.	N.A.	N.A.	N.A.
ICICI Prudential Asset Allocator Fund (FOF)	5.2	0.54	1.5	2.23
Kotak Multi Asset Omni FoF	8.28	0.87	1.37	1.95
ICICI Prudential Multi Asset Fund	7.05	0.7	1.69	3.01
SBI Multi Asset Allocation Fund	6.72	0.67	1.35	2.52
Nippon India Multi Asset Allocation Fund	8.15	0.85	1.44	2.52

Union Multi Asset Allocation Fund Direct-Growth

Historical NAV & returns

Union Multi Asset Allocation Fund overview

Union Multi Asset Allocation Fund Returns calculator

Trailing returns as on Sep 01, 2025

Asset allocationas on May 31, 2025

Peer comparison

Key risk & return ratios Compared to other funds in the category

Compare Union Multi Asset Allocation Fund in detail with

About this fund

About Union Multi Asset Allocation Fund

Fund managers

Investment objective

Union Mutual Fund details

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Frequently asked questions

ET Money rank

Fund AUM	785 Cr as on May 31, 2025
Scheme document	View Scheme Document

No. of schemes	28 view all schemes
Total AUM	21,203 Cr as on Jun 30, 2025
Address	Unit 503, 5th Floor, Leela Business Park, Andheri Kurla Road, Andheri (East) Mumbai, 400059
Email	investorcare@unionmf.com
Phone	(022) 6748 3300

Fund name	ETM Rank	AUM	1Y	5Y
Union Aggressive Hybrid Fund	N.A.	652 Cr	2.32%	N.A.
Union Balanced Advantage Fund	N.A.	1,383 Cr	2.54%	12.11%
Union Equity Savings Fund	N.A.	138 Cr	3.19%	8.81%
Union Arbitrage Fund	N.A.	263 Cr	6.98%	6.01%

Sector	Percentage of Portfolio
Financial	21.680000000000003%
Automobile	5.6%
Energy	5.55%
Capital Goods	5.220000000000001%
Technology	5.08%
Services	4.19%
Consumer Staples	4.13%
Chemicals	3.4499999999999997%
Healthcare	3.4299999999999997%
Communication	2.41%

Credit Quality	Percentage of Portfolio
AAA	7.9%
Cash	5.33%
Cash & Call Money	2.76%