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UTI Equity Savings Fund Direct - Growth
| NAV as of Apr 23, 2025 | Returns since inception | ET Money Rank | VRO Ratings |
|---|---|---|---|
| ₹19.1427+0.2% 1 day change | 10.24% |   |
Historical NAV & returns
NAV: ₹19.1427 as on Apr 23, 2025
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UTI Equity Savings Fund overview
| VRO rating | |
| Expense ratio | 0.39% as on Mar 31, 2025 |
| Exit load | 1.0% Exit load of 1%, if redeemed within 30 days.! |
| AUM (Fund size) | ₹668 Crs |
| Lock-in | No Lockin |
| Age | 6 yrs 8 m since Aug 10, 2018 |
| Benchmark | CRISIL Equity Saving |
| Min. investment | SIP ₹500 & Lump. ₹5000 |
| Risk | Moderate |
| Short term capital gains (STCG) | Returns taxed at 20% if you redeem before 1 year |
| Long term capital gains (LTCG) | After 1 year, pay tax of 12.5% on returns of ₹1.25 lakh+ in a financial year |
UTI Equity Savings Fund Returns calculator
Investment type
- Total investment ₹ 12 lakh
- Profit ₹12 lakhs
- Total corpus ₹1 lakh
- Absolute return 52.69%
Trailing returns as on Apr 08, 2025
| Period | This fund | Category average |
|---|---|---|
| 1 month | 1.9% | 1.75% |
| 3 months | 3.37% | 2.67% |
| 6 months | 3.14% | 2.42% |
| 1 year | 9.43% | 9.31% |
| 3 years | 12.16% | 10.65% |
| 5 years | 14.38% | 13.19% |
Asset allocationas on Mar 31, 2025
Large Cap 30.124514000000005%
Mid Cap 1.5654860000000002%
Small Cap 0.0%
Other Cap 0.0%
Top holdings
Top sectors
Financial 22.589999999999996%
Automobile 9.42%
Energy 6.25%
Technology 5.890000000000001%
Cash 35.59703407%
SOV 25.59422973%
A1+ 5.67788424%
Cash & Call Money 1.35749865%
Top Debt Holdings
GOI 24.19%
Axis Bank Ltd. 0.75%
Clearing Corporation of India 0.04%
Allocation by Instruments
Cash Margin 35.59703407%
GOI Securities 24.19631373%
Mutual Fund 5.24736412%
Net Current Assets 2.48104265%
Other Holdings
Others 35.6%
UTI Liquid Direct-Growth 5.25%
Peer comparison
Key risk & return ratios Compared to other funds in the category
About this fund
More funds from UTI Mutual Fund
Frequently asked questions
ET Money rank
#NA
- Return Consistency: This fund is one of the best in generating consistent return in it's category.
- Return Outperformance: This fund has generated highest return amongst Equity Savings funds in the last 5 Years.
- Chance: This fund has generated a 11.2% annual return in 70% of times for investors holding for at least 5 years.
- Return/Risk: The fund is performing poorly than its category.
- Exit Load: Exit load of 1%, if redeemed within 30 days.