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Kotak Equity Savings Fund Direct-Growth
| NAV as of Jul 21, 2025 | Returns since inception | ET Money Rank | AUM (Fund size) |
|---|---|---|---|
| ₹28.7231+0.02% 1 day change | 10.27% |   | ₹8,254 Cr |
Historical NAV & returns
NAV: ₹28.7231 as on Jul 21, 2025
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Kotak Equity Savings Fund overview
| Expense ratio | 0.66% as on May 31, 2025 |
| Exit load | 1.0% Exit load for units in excess of 8% of the investment,1% will be charged for redemption within 90 days.! |
| AUM (Fund size) | ₹8,254 Cr |
| Lock-in Period | Nil |
| Age | 10 yrs 10 m since Sep 17, 2014 |
| Benchmark | NIFTY Equity Savings TRI |
| Min. investment | SIP: ₹1000 & Lumpsum: ₹5000 |
| Risk | Moderately High |
| Short term capital gains (STCG) | Returns taxed at 20% if you redeem before 1 year |
| Long term capital gains (LTCG) | After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5% |
Kotak Equity Savings Fund Returns calculator
Investment type
- Total investment ₹ 12 lakh
- Profit ₹12 lakhs
- Total corpus ₹1 lakh
- Absolute return 52.69%
Trailing returns as on Jul 22, 2025
| Period | This fund | Category average |
|---|---|---|
| 1 Month | 0.4% | 0.31% |
| 3 Months | 2.97% | 2.88% |
| 6 Months | 5.53% | 5.39% |
| 1 Year | 6.26% | 7.12% |
| 2 Years | 13.15% | 11.63% |
| 3 Years | 13.14% | 11.61% |
| 4 Years | 11.89% | 9.81% |
| 5 Years | 12.79% | 11.9% |
| 7 Years | 10.73% | 9.49% |
| 10 Years | 10.15% | 8.98% |
Asset allocationas on May 31, 2025
Large Cap 30.5%
Mid Cap 5.55%
Small Cap 3.57%
Other Cap 0%
Top holdings
Top sectors
Financial 14.190000000000001%
Communication 11.46%
Energy 10.260000000000002%
Services 9.760000000000002%
Cash 27.89389834%
AAA 11.59332527%
Cash & Call Money 7.59790652%
A1+ 5.87729987%
Top Debt Holdings
National Bank For Agriculture & Rural Development 3.41%
GOI 2.82%
Mankind Pharma Ltd. 1.66%
Embassy Office Parks REIT 1.22%
Allocation by Instruments
Cash Margin 27.89389834%
Mutual Fund 7.927141%
Debenture 5.7252978500000005%
Repo 5.53934021%
Other Holdings
Kotak Liquid - Plan A - Direct Plan-Growth 5.27%
Others 3.32%
Kotak Low Duration Fund - Standard Plan - Direct Plan 1.92%
Indus Infra Trust 0.88%
Peer comparison
Key risk & return ratios Compared to other funds in the category
About this fund
More funds from Kotak Mahindra Mutual Fund
Frequently asked questions
ET Money rank
#NA
- Return Consistency: This fund is one of the best in generating consistent return in it's category.
- Return Outperformance: This fund has generated highest return amongst Equity Savings funds in the last 10 Years.
- Chance: This fund has generated a 9.04% annual return in 70% of times for investors holding for at least 5 years.
- Return/Risk: The fund is performing poorly than its category.
- Exit Load: Exit load for units in excess of 8% of the investment,1% will be charged for redemption within 90 days.