Great! You have sucessfully subscribed for newsletters for investments
Subscribed email:
Kotak Equity Savings Fund Direct-Growth
| NAV as of Oct 20, 2025 | Returns since inception | ET Money Rank | AUM (Fund size) |
|---|---|---|---|
| ₹29.6941+0.28% 1 day change | 10.35% | App exclusive   | ₹8,782 Cr |
Historical NAV & returns
NAV: ₹29.6941 as on Oct 20, 2025
Loading...
Kotak Equity Savings Fund overview
| Expense ratio | 0.66% as on Sep 30, 2025 |
| Exit load | 1.0% Exit load for units in excess of 8% of the investment,1% will be charged for redemption within 90 days.! |
| AUM (Fund size) | ₹8,782 Cr |
| Lock-in Period | Nil |
| Age | 11 yrs 1 m since Sep 17, 2014 |
| Benchmark | NIFTY Equity Savings TRI |
| Min. investment | SIP: ₹1000 & Lumpsum: ₹5000 |
| Risk | Moderately High |
| Short term capital gains (STCG) | Returns taxed at 20% if you redeem before 1 year |
| Long term capital gains (LTCG) | After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5% |
Kotak Equity Savings Fund Returns calculator
Investment type
- Total investment ₹ 12 lakh
- Profit ₹12 lakhs
- Total corpus ₹1 lakh
- Absolute return 52.69%
Trailing returns as on Oct 25, 2025
| Period | This fund | Category average |
|---|---|---|
| 1 Month | 1.02% | 1.34% |
| 3 Months | 3.68% | 2.4% |
| 6 Months | 6.89% | 5.38% |
| 1 Year | 9.35% | 7.78% |
| 2 Years | 14.07% | 12.11% |
| 3 Years | 13.04% | 11.22% |
| 4 Years | 11.47% | 9.07% |
| 5 Years | 12.8% | 11.61% |
| 7 Years | 11.57% | 10.16% |
| 10 Years | 10.39% | 9.11% |
Asset allocationas on Sep 30, 2025
Large Cap 26.62%
Mid Cap 7.21%
Small Cap 3.3%
Other Cap 0%
Top holdings
Top sectors
Financial 19.21%
Communication 9.629999999999999%
Services 8.44%
Automobile 7.7%
Cash 27.88003451%
Cash & Call Money 11.95333452%
AAA 9.89221751%
A1+ 6.8143285%
Top Debt Holdings
Mankind Pharma Ltd. 1.55%
GOI 1.44%
Embassy Office Parks REIT 1.14%
National Housing Bank 1.12%
Allocation by Instruments
Cash Margin 27.88003451%
Repo 8.07666302%
Mutual Fund 7.603471949999999%
Debenture 5.799533210000001%
Other Holdings
Others 8.08%
Kotak Liquid - Plan A - Direct Plan-Growth 5.05%
Kotak Low Duration Fund - Standard Plan - Direct Plan 1.84%
Kotak Money Market Fund Direct-Growth 0.71%
Key risk & return ratios Compared to other funds in the category
About this fund
More funds from Kotak Mahindra Mutual Fund
Frequently asked questions
ET Money rank
App exclusive
#NA
- Return Consistency: This fund is one of the best in generating consistent return in it's category.
- Return Outperformance: This fund has generated highest return amongst Equity Savings funds in the last 10 Years.
- Chance: This fund has generated a 9.09% annual return in 70% of times for investors holding for at least 5 years.
- Return/Risk: The fund is performing poorly than its category.
- Exit Load: Exit load for units in excess of 8% of the investment,1% will be charged for redemption within 90 days.