Q: What are the returns of DSP Equity Savings Fund?

The DSP Equity Savings Fund is a 9 yrs 3 m old fund and has delivered average annual returns of 10.06% since inception. DSP Equity Savings Fund Returns 1-Year 3-Year 5-Year Since Inception 11.39% 11.88% 13.44% 10.06%

Question 1

What is the current NAV of DSP Equity Savings Fund?

Accepted Answer

The current Net Asset Value (NAV) of the DSP Equity Savings Fund - Direct Growth plan is approximately ₹24.275 as of Jun 05, 2025.

Question 2

What are the returns of DSP Equity Savings Fund?

Accepted Answer

The DSP Equity Savings Fund is a 9 yrs 3 m old fund and has delivered average annual returns of 10.06% since inception.

DSP Equity Savings Fund Returns

1-Year	3-Year	5-Year	Since Inception
11.39%	11.88%	13.44%	10.06%

Question 3

How much does DSP Equity Savings Fund charge as the expense ratio?

Accepted Answer

The DSP Equity Savings Fund - Direct Growth has an expense ratio of 0.38%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

Question 4

What is the AUM or size of DSP Equity Savings Fund?

Accepted Answer

The DSP Equity Savings Fund currently has assets under management (AUM) or fund size valued at approximately ₹2,704 Crs crore as of Mar 31, 2025.

Question 5

What are the top stock holdings of DSP Equity Savings Fund?

Accepted Answer

The DSP Equity Savings Fund's equity portion has been invested in the stocks of the following companies

Company	Percentage of Portfolio
HDFC Bank Ltd.	7.72%
Reliance Industries Ltd.	3.68%
ICICI Bank Ltd.	3.15%
Axis Bank Ltd.	2.86%
Adani Enterprises Ltd.	2.85%
Indus Towers Ltd.	2.27%
Kotak Mahindra Bank Ltd.	2.1%
Mahindra & Mahindra Ltd.	2.02%
Cipla Ltd.	2.01%
NTPC Ltd.	1.94%

Question 6

What are the top sectors DSP Equity Savings Fund has invested in?

Accepted Answer

The DSP Equity Savings Fund's equity portion is primarily invested in the following sectors -

Company	Percentage of Portfolio
HDFC Bank Ltd.	7.72%
Reliance Industries Ltd.	3.68%
ICICI Bank Ltd.	3.15%
Axis Bank Ltd.	2.86%
Adani Enterprises Ltd.	2.85%
Indus Towers Ltd.	2.27%
Kotak Mahindra Bank Ltd.	2.1%
Mahindra & Mahindra Ltd.	2.02%
Cipla Ltd.	2.01%
NTPC Ltd.	1.94%

Question 7

To whom does DSP Equity Savings Fund lend to?

Accepted Answer

The top 3 debt holdings of DSP Equity Savings Fund are as follows

Holding Name	Percentage of Portfolio
GOI	3.33%
Power Finance Corporation Ltd.	1.9%
HDFC Bank Ltd.	1.01%

Question 8

What is the quality of borrowers DSP Equity Savings Fund lends to?

Accepted Answer

The credit rating of the instruments in which the fund invests represents the quality of the borrower. The DSP Equity Savings Fund's debt portion's allocation by credit quality is given below

Holding Name	Percentage of Portfolio
GOI	3.33%
Power Finance Corporation Ltd.	1.9%
HDFC Bank Ltd.	1.01%

Question 9

What is the risk level of DSP Equity Savings Fund?

Accepted Answer

This is a Equity Savings fund comes with Moderate risk.

Question 10

Is there any lock-in period in DSP Equity Savings Fund?

Accepted Answer

No, this fund does not have any lock-in period.

Question 11

How do I invest in DSP Equity Savings Fund?

Accepted Answer

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. It is just a matter of a few minutes. Here's how:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for DSP Equity Savings Fund and choose the investment mode (Lump sum investment or a SIP). Then, enter your investment amount.
Fill in additional required details, including the bank account you'll use for payment, and confirm.

All set! Your investment in DSP Equity Savings Fund is complete.

Question 12

How can I redeem my investments in DSP Equity Savings Fund?

Accepted Answer

Redeeming your investments in DSP Equity Savings Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in DSP Equity Savings Fund from anywhere else, you can go to the fund house website and put a request through it.

Expense ratio	0.38% as on May 31, 2025
Exit load	0% Exit load of 1% if redeemed within 12 months.!
AUM (Fund size)	₹2,704 Crs
Lock-in	No Lockin
Age	9 yrs 3 m since Mar 08, 2016
Benchmark	NIFTY Equity Savings TRI
Min. investment	SIP ₹500 & Lump. ₹1000
Risk	Moderate
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, pay tax of 12.5% on returns of ₹1.25 lakh+ in a financial year

Period	This fund	Category average
1 Month	0.74%	1.59%
3 Months	4.09%	4.95%
6 Months	2.97%	2.41%
1 Year	11.39%	9.16%
2 Years	13.01%	12.53%
3 Years	11.88%	11.66%
4 Years	10.21%	9.92%
5 Years	13.44%	12.52%
7 Years	9.76%	9.51%

Fund name	ETM Rank	AUM (in Crs.)	Fund age	Expense ratio
DSP Equity Savings Fund	N.A.	₹2,704 Crs	9 yrs 3 m	0.38%
Kotak Equity Savings Fund	N.A.	₹8,043 Crs	10 yrs 8 m	0.66%
Edelweiss Equity Savings Fund	N.A.	₹577 Crs	10 yrs 8 m	0.6%
UTI Equity Savings Fund	N.A.	₹674 Crs	6 yrs 9 m	0.69%
HDFC Equity Savings Fund	N.A.	₹5,430 Crs	12 yrs 5 m	0.88%
Sundaram Equity Savings Fund	N.A.	₹976 Crs	12 yrs 5 m	0.63%

Fund name	1M	6M	1Y	3Y	5Y	10Y
DSP Equity Savings Fund	0.74%	2.97%	11.39%	11.88%	13.44%	N.A.
Kotak Equity Savings Fund	1.89%	0.69%	8.18%	13.02%	13.26%	10.28%
Edelweiss Equity Savings Fund	1.75%	4.04%	10.76%	12.89%	12.53%	9.97%
UTI Equity Savings Fund	0.83%	3.28%	8.32%	12.68%	13.59%	6.78%
HDFC Equity Savings Fund	1.7%	2.4%	8.33%	12.28%	14.04%	10.79%
Sundaram Equity Savings Fund	2.34%	3.52%	11.52%	14.36%	14.22%	10.25%

Fund name	Std. deviation	Beta	Sharpe	Sortino
DSP Equity Savings Fund	4.09	0.49	1.2	2.55
Kotak Equity Savings Fund	5.17	0.62	1.16	1.54
Edelweiss Equity Savings Fund	4.1	0.49	1.35	2.04
UTI Equity Savings Fund	4.63	0.57	1.22	1.87
HDFC Equity Savings Fund	4.93	0.61	1.08	1.77
Sundaram Equity Savings Fund	5.64	0.66	1.26	2.31

DSP Equity Savings Fund Direct-Growth

Historical NAV & returns

DSP Equity Savings Fund overview

DSP Equity Savings Fund Returns calculator

Trailing returns as on Jun 06, 2025

Asset allocationas on Apr 30, 2025

Peer comparison

Key risk & return ratios Compared to other funds in the category

Compare DSP Equity Savings Fund in detail with

About this fund

About DSP Equity Savings Fund

Fund managers

Investment objective

DSP Mutual Fund details

More funds from DSP Mutual Fund

Frequently asked questions

DSP Equity Savings Fund Returns

ET Money rank

Alpha	2.29 vs. 4.69 Underperformed at beating benchmark
Sharpe	1.2 vs. 4.28 Poor risk-adjusted returns
Beta	0.49 vs. 0.96 Less sensitive to market ups & downs
Standard deviation	4.09 vs. 4.53 More stable returns

Fund AUM	₹2,704 Crs as on Mar 31, 2025
Scheme document	View Scheme Document

No. of schemes	50 view all schemes
Total AUM	₹1,87,436 Crs as on Mar 31, 2025
Address	NATRAJ, Office No. 302-3rd Floor-Plot No. 194, MV Road Junction Western Express Highway, Andheri East Mumbai, 400069
Phone	1800-208-4499 / 1800-200-4499

Fund name	ETM Rank	AUM (in Crs.)	1Y	5Y
DSP Aggressive Hybrid Fund	N.A.	₹10,829 Crs	16.48%	20.22%
DSP Dynamic Asset Allocation Fund	N.A.	₹3,311 Crs	11.93%	13.02%
DSP Regular Savings Fund	N.A.	₹179 Crs	11.91%	11.05%
DSP Multi Asset Allocation Fund	N.A.	₹2,950 Crs	15.44%	N.A.
DSP Arbitrage Fund	N.A.	₹6,153 Crs	7.49%	5.97%

Sector	Percentage of Portfolio
Financial	23.139999999999997%
Energy	8.830000000000002%
Automobile	6.92%
Communication	4.369999999999999%
Technology	3.93%
Healthcare	3.9299999999999997%
Services	3.51%
Metals & Mining	2.79%
Insurance	2.7199999999999998%
Consumer Staples	1.93%

Credit Quality	Percentage of Portfolio
Cash	36.23801244%
SOV	18.61604278%
AAA	5.82393852%