Q: What are the returns of Union Balanced Advantage Fund?

The Union Balanced Advantage Fund is a 7 yrs 9 m old fund and has delivered average annual returns of 10.63% since inception. Union Balanced Advantage Fund Returns 1-Year 3-Year 5-Year Since Inception 3.42% 11.02% 12.22% 10.63%

Question 1

What is the current NAV of Union Balanced Advantage Fund?

Accepted Answer

The current Net Asset Value (NAV) of the Union Balanced Advantage Fund - Direct Growth plan is approximately ₹21.8 as of Sep 08, 2025.

Question 2

What are the returns of Union Balanced Advantage Fund?

Accepted Answer

The Union Balanced Advantage Fund is a 7 yrs 9 m old fund and has delivered average annual returns of 10.63% since inception.

Union Balanced Advantage Fund Returns

1-Year	3-Year	5-Year	Since Inception
3.42%	11.02%	12.22%	10.63%

Question 3

How much does Union Balanced Advantage Fund charge as the expense ratio?

Accepted Answer

The Union Balanced Advantage Fund - Direct Growth has an expense ratio of 1.0%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

Question 4

What is the AUM or size of Union Balanced Advantage Fund?

Accepted Answer

The Union Balanced Advantage Fund currently has assets under management (AUM) or fund size valued at approximately ₹1,383 Crs crore as of Jun 30, 2025.

Question 5

What are the top stock holdings of Union Balanced Advantage Fund?

Accepted Answer

The Union Balanced Advantage Fund's equity portion has been invested in the stocks of the following companies

Company	Percentage of Portfolio
Nifty 50	6.02%
HDFC Bank Ltd.	5.59%
Reliance Industries Ltd.	3.98%
ICICI Bank Ltd.	3.69%
Bharti Airtel Ltd.	3.27%
Infosys Ltd.	2.11%
Larsen & Toubro Ltd.	1.99%
Eternal Ltd.	1.84%
Hindustan Unilever Ltd.	1.73%
Mahindra & Mahindra Ltd.	1.58%

Question 6

What are the top sectors Union Balanced Advantage Fund has invested in?

Accepted Answer

The Union Balanced Advantage Fund's equity portion is primarily invested in the following sectors -

Company	Percentage of Portfolio
Nifty 50	6.02%
HDFC Bank Ltd.	5.59%
Reliance Industries Ltd.	3.98%
ICICI Bank Ltd.	3.69%
Bharti Airtel Ltd.	3.27%
Infosys Ltd.	2.11%
Larsen & Toubro Ltd.	1.99%
Eternal Ltd.	1.84%
Hindustan Unilever Ltd.	1.73%
Mahindra & Mahindra Ltd.	1.58%

Question 7

To whom does Union Balanced Advantage Fund lend to?

Accepted Answer

The top 3 debt holdings of Union Balanced Advantage Fund are as follows

Holding Name	Percentage of Portfolio
Reserve Bank of India	3.12%
National Bank For Agriculture & Rural Development	2.99%
Power Grid Corporation Of India Ltd.	2.98%

Question 8

What is the quality of borrowers Union Balanced Advantage Fund lends to?

Accepted Answer

The credit rating of the instruments in which the fund invests represents the quality of the borrower. The Union Balanced Advantage Fund's debt portion's allocation by credit quality is given below

Holding Name	Percentage of Portfolio
Reserve Bank of India	3.12%
National Bank For Agriculture & Rural Development	2.99%
Power Grid Corporation Of India Ltd.	2.98%

Question 9

What is the risk level of Union Balanced Advantage Fund?

Accepted Answer

This is a Dynamic Asset Allocation fund comes with Very High risk.

Question 10

Is there any lock-in period in Union Balanced Advantage Fund?

Accepted Answer

No, this fund does not have any lock-in period.

Question 11

How do I invest in Union Balanced Advantage Fund?

Accepted Answer

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. It is just a matter of a few minutes. Here's how:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for Union Balanced Advantage Fund and choose the investment mode (Lump sum investment or a SIP). Then, enter your investment amount.
Fill in additional required details, including the bank account you'll use for payment, and confirm.

All set! Your investment in Union Balanced Advantage Fund is complete.

Question 12

How can I redeem my investments in Union Balanced Advantage Fund?

Accepted Answer

Redeeming your investments in Union Balanced Advantage Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in Union Balanced Advantage Fund from anywhere else, you can go to the fund house website and put a request through it.

Expense ratio	1.0% as on Aug 31, 2025
Exit load	1.0% Exit load of 1%, if redeemed within 15 days.!
AUM (Fund size)	₹1,383 Cr
Lock-in Period	Nil
Age	7 yrs 9 m since Dec 07, 2017
Benchmark	NIFTY 50 Hybrid Composite Debt 50:50 Index
Min. investment	This scheme is currently not buyable
Risk	Very High

Period	This fund	Category average
1 Month	0.79%	0.79%
3 Months	0.69%	-0.14%
6 Months	9.33%	9.28%
1 Year	3.42%	2.76%
2 Years	11.23%	12.77%
3 Years	11.02%	12.85%
4 Years	9.22%	11.1%
5 Years	12.22%	14.53%
7 Years	11.34%	11.44%

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Union Balanced Advantage Fund	N.A.	1,383 Cr	7 yrs 9 m	1.0%
ICICI Prudential Balanced Advantage Fund	N.A.	62,528 Cr	12 yrs 8 m	0.86%
Tata Balanced Advantage Fund	N.A.	10,227 Cr	6 yrs 8 m	0.43%
Franklin India Dynamic Asset Allocation FoF	N.A.	1,314 Cr	12 yrs 8 m	1.08%
Nippon India Balanced Advantage Fund	N.A.	9,190 Cr	12 yrs 8 m	0.55%
Axis Balanced Advantage Fund	N.A.	3,489 Cr	8 yrs 1 m	0.74%

Fund name	1M	6M	1Y	3Y	5Y	10Y
Union Balanced Advantage Fund	0.79%	9.33%	3.42%	11.02%	12.22%	N.A.
ICICI Prudential Balanced Advantage Fund	1.92%	10.75%	6.69%	13.53%	15.29%	12.28%
Tata Balanced Advantage Fund	0.41%	7.29%	1.9%	11.85%	14.39%	8.47%
Franklin India Dynamic Asset Allocation FoF	0.24%	8.32%	3.97%	13.87%	19.63%	11.42%
Nippon India Balanced Advantage Fund	1.5%	9.57%	3.65%	13.1%	15.22%	11.72%
Axis Balanced Advantage Fund	0.61%	7.29%	3.38%	14.37%	14.66%	8.73%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Union Balanced Advantage Fund	6.72	0.67	0.6	0.92
ICICI Prudential Balanced Advantage Fund	5.55	0.55	1.17	1.79
Tata Balanced Advantage Fund	6.6	0.67	0.76	1.22
Franklin India Dynamic Asset Allocation FoF	6.49	0.63	1.1	1.73
Nippon India Balanced Advantage Fund	7.03	0.71	0.86	1.35
Axis Balanced Advantage Fund	7.64	0.75	0.94	1.58

Union Balanced Advantage Fund Direct - Growth

Historical NAV & returns

Union Balanced Advantage Fund overview

Union Balanced Advantage Fund Returns calculator

Trailing returns as on Sep 09, 2025

Asset allocationas on May 31, 2025

Peer comparison

Key risk & return ratios Compared to other funds in the category

Compare Union Balanced Advantage Fund in detail with

About this fund

About Union Balanced Advantage Fund

Fund managers

Investment objective

Union Mutual Fund details

More funds from Union Mutual Fund

Frequently asked questions

Union Balanced Advantage Fund Returns

ET Money rank

Alpha	0.35 vs. 3.28 Underperformed at beating benchmark
Sharpe	0.6 vs. 3.56 Poor risk-adjusted returns
Beta	0.67 vs. 0.75 Less sensitive to market ups & downs
Standard deviation	6.72 vs. 5.63 More volatile performance

Fund AUM	1,383 Cr as on May 31, 2025
Scheme document	View Scheme Document

No. of schemes	28 view all schemes
Total AUM	21,203 Cr as on Jun 30, 2025
Address	Unit 503, 5th Floor, Leela Business Park, Andheri Kurla Road, Andheri (East) Mumbai, 400059
Email	investorcare@unionmf.com
Phone	(022) 6748 3300

Fund name	ETM Rank	AUM	1Y	5Y
Union Aggressive Hybrid Fund	N.A.	652 Cr	2.87%	N.A.
Union Equity Savings Fund	N.A.	138 Cr	3.44%	8.84%
Union Arbitrage Fund	N.A.	263 Cr	6.92%	6.03%
Union Multi Asset Allocation Fund	N.A.	785 Cr	8.94%	N.A.

Sector	Percentage of Portfolio
Financial	25.67%
Energy	7.44%
Services	5.550000000000001%
Technology	5.140000000000001%
Automobile	4.890000000000001%
Healthcare	4.370000000000001%
Capital Goods	3.74%
Consumer Staples	3.35%
Communication	3.27%
Construction	2.46%

Credit Quality	Percentage of Portfolio
AAA	14.65%
Cash	13.35%
Cash & Call Money	8.79%