Q: What are the returns of Union Balanced Advantage Fund?

The Union Balanced Advantage Fund is a 7 yrs 6 m old fund and has delivered average annual returns of 10.8% since inception. Union Balanced Advantage Fund Returns 1-Year 3-Year 5-Year Since Inception 8.27% 12.42% 14.03% 10.8%

Question 1

What is the current NAV of Union Balanced Advantage Fund?

Accepted Answer

The current Net Asset Value (NAV) of the Union Balanced Advantage Fund - Direct Growth plan is approximately ₹21.48 as of Jun 05, 2025.

Question 2

What are the returns of Union Balanced Advantage Fund?

Accepted Answer

The Union Balanced Advantage Fund is a 7 yrs 6 m old fund and has delivered average annual returns of 10.8% since inception.

Union Balanced Advantage Fund Returns

1-Year	3-Year	5-Year	Since Inception
8.27%	12.42%	14.03%	10.8%

Question 3

How much does Union Balanced Advantage Fund charge as the expense ratio?

Accepted Answer

The Union Balanced Advantage Fund - Direct Growth has an expense ratio of 0.99%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

Question 4

What is the AUM or size of Union Balanced Advantage Fund?

Accepted Answer

The Union Balanced Advantage Fund currently has assets under management (AUM) or fund size valued at approximately ₹1,378 Crs crore as of Mar 31, 2025.

Question 5

What are the top stock holdings of Union Balanced Advantage Fund?

Accepted Answer

The Union Balanced Advantage Fund's equity portion has been invested in the stocks of the following companies

Company	Percentage of Portfolio
HDFC Bank Ltd.	5.17%
ICICI Bank Ltd.	4.38%
Reliance Industries Ltd.	4.0%
Bharti Airtel Ltd.	3.17%
Infosys Ltd.	2.41%
Interglobe Aviation Ltd.	1.93%
Larsen & Toubro Ltd.	1.82%
Tata Consultancy Services Ltd.	1.56%
Hindustan Unilever Ltd.	1.5%
Mahindra & Mahindra Ltd.	1.44%

Question 6

What are the top sectors Union Balanced Advantage Fund has invested in?

Accepted Answer

The Union Balanced Advantage Fund's equity portion is primarily invested in the following sectors -

Company	Percentage of Portfolio
HDFC Bank Ltd.	5.17%
ICICI Bank Ltd.	4.38%
Reliance Industries Ltd.	4.0%
Bharti Airtel Ltd.	3.17%
Infosys Ltd.	2.41%
Interglobe Aviation Ltd.	1.93%
Larsen & Toubro Ltd.	1.82%
Tata Consultancy Services Ltd.	1.56%
Hindustan Unilever Ltd.	1.5%
Mahindra & Mahindra Ltd.	1.44%

Question 7

To whom does Union Balanced Advantage Fund lend to?

Accepted Answer

The top 3 debt holdings of Union Balanced Advantage Fund are as follows

Holding Name	Percentage of Portfolio
Reserve Bank of India	6.59%
Indian Railway Finance Corporation Ltd.	4.14%
Power Grid Corporation Of India Ltd.	2.96%

Question 8

What is the quality of borrowers Union Balanced Advantage Fund lends to?

Accepted Answer

The credit rating of the instruments in which the fund invests represents the quality of the borrower. The Union Balanced Advantage Fund's debt portion's allocation by credit quality is given below

Holding Name	Percentage of Portfolio
Reserve Bank of India	6.59%
Indian Railway Finance Corporation Ltd.	4.14%
Power Grid Corporation Of India Ltd.	2.96%

Question 9

What is the risk level of Union Balanced Advantage Fund?

Accepted Answer

This is a Dynamic Asset Allocation fund comes with Very High risk.

Question 10

Is there any lock-in period in Union Balanced Advantage Fund?

Accepted Answer

No, this fund does not have any lock-in period.

Question 11

How do I invest in Union Balanced Advantage Fund?

Accepted Answer

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. It is just a matter of a few minutes. Here's how:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for Union Balanced Advantage Fund and choose the investment mode (Lump sum investment or a SIP). Then, enter your investment amount.
Fill in additional required details, including the bank account you'll use for payment, and confirm.

All set! Your investment in Union Balanced Advantage Fund is complete.

Question 12

How can I redeem my investments in Union Balanced Advantage Fund?

Accepted Answer

Redeeming your investments in Union Balanced Advantage Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in Union Balanced Advantage Fund from anywhere else, you can go to the fund house website and put a request through it.

Expense ratio	0.99% as on May 31, 2025
Exit load	1.0% Exit load of 1%, if redeemed within 15 days.!
AUM (Fund size)	₹1,378 Crs
Lock-in	No Lockin
Age	7 yrs 6 m since Dec 07, 2017
Benchmark	NIFTY 50 Hybrid Composite Debt 50:50 Index
Min. investment	This scheme is currently not buyable
Risk	Very High

Period	This fund	Category average
1 Month	2.09%	2.6%
3 Months	7.13%	7.94%
6 Months	1.18%	1.23%
1 Year	8.27%	9.55%
2 Years	13.38%	16.86%
3 Years	12.42%	14.99%
4 Years	10.02%	12.4%
5 Years	14.03%	15.85%
7 Years	11.48%	11.66%

Fund name	ETM Rank	AUM (in Crs.)	Fund age	Expense ratio
Union Balanced Advantage Fund	N.A.	₹1,378 Crs	7 yrs 6 m	0.99%
Tata Balanced Advantage Fund	N.A.	₹10,075 Crs	6 yrs 4 m	0.42%
ICICI Prudential Balanced Advantage Fund	N.A.	₹62,528 Crs	12 yrs 5 m	0.85%
Franklin India Dynamic Asset Allocation FoF	N.A.	₹1,301 Crs	12 yrs 5 m	1.09%
Nippon India Balanced Advantage Fund	N.A.	₹9,049 Crs	12 yrs 5 m	0.55%
Axis Balanced Advantage Fund	N.A.	₹2,935 Crs	7 yrs 10 m	0.75%

Fund name	1M	6M	1Y	3Y	5Y	10Y
Union Balanced Advantage Fund	2.09%	1.18%	8.27%	12.42%	14.03%	N.A.
Tata Balanced Advantage Fund	1.86%	0.75%	6.95%	13.77%	15.75%	8.38%
ICICI Prudential Balanced Advantage Fund	1.91%	4.23%	11.22%	14.76%	16.55%	12.2%
Franklin India Dynamic Asset Allocation FoF	2.13%	2.2%	10.13%	16.38%	20.68%	11.54%
Nippon India Balanced Advantage Fund	1.94%	1.56%	9.91%	15.15%	16.61%	11.51%
Axis Balanced Advantage Fund	1.49%	1.75%	12.68%	16.69%	15.62%	8.7%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Union Balanced Advantage Fund	7.09	0.67	0.78	1.19
Tata Balanced Advantage Fund	7.08	0.68	0.95	1.51
ICICI Prudential Balanced Advantage Fund	5.77	0.54	1.29	2.02
Franklin India Dynamic Asset Allocation FoF	7.14	0.66	1.25	1.83
Nippon India Balanced Advantage Fund	7.42	0.71	1.08	1.64
Axis Balanced Advantage Fund	8.04	0.75	1.17	1.86

Union Balanced Advantage Fund Direct - Growth

Historical NAV & returns

Union Balanced Advantage Fund overview

Union Balanced Advantage Fund Returns calculator

Trailing returns as on Jun 06, 2025

Asset allocationas on Apr 30, 2025

Peer comparison

Key risk & return ratios Compared to other funds in the category

Compare Union Balanced Advantage Fund in detail with

About this fund

About Union Balanced Advantage Fund

Fund managers

Investment objective

Union Mutual Fund details

More funds from Union Mutual Fund

Frequently asked questions

Union Balanced Advantage Fund Returns

ET Money rank

Alpha	0.24 vs. 3.8 Underperformed at beating benchmark
Sharpe	0.78 vs. 3.6 Poor risk-adjusted returns
Beta	0.67 vs. 0.79 Less sensitive to market ups & downs
Standard deviation	7.09 vs. 5.77 More volatile performance

Fund AUM	₹1,378 Crs as on Mar 31, 2025
Scheme document	View Scheme Document

No. of schemes	26 view all schemes
Total AUM	₹19,972 Crs as on Mar 31, 2025
Address	Unit 503, 5th Floor, Leela Business Park, Andheri Kurla Road, Andheri (East) Mumbai, 400059
Email	investorcare@unionmf.com
Phone	(022) 6748 3300

Fund name	ETM Rank	AUM (in Crs.)	1Y	5Y
Union Aggressive Hybrid Fund	N.A.	₹635 Crs	10.72%	N.A.
Union Equity Savings Fund	N.A.	₹137 Crs	6.98%	9.76%
Union Arbitrage Fund	N.A.	₹302 Crs	7.32%	5.83%
Union Multi Asset Allocation Fund	N.A.	₹798 Crs	N.A.	N.A.

Sector	Percentage of Portfolio
Financial	18.82%
Energy	7.71%
Technology	6.19%
Services	5.14%
Automobile	4.85%
Healthcare	4.28%
Consumer Staples	4.11%
Communication	3.67%
Capital Goods	3.0500000000000003%
Consumer Discretionary	2.39%

Credit Quality	Percentage of Portfolio
Cash	13.81%
AAA	11.6%
Cash & Call Money	11.41%