Q: What are the returns of Tata Equity Savings Fund?

The Tata Equity Savings Fund is a 12 yrs 3 m old fund and has delivered average annual returns of 8.76% since inception. Tata Equity Savings Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 10.34% 10.45% 12.47% 8.24% 8.76%

Question 1

What is the current NAV of Tata Equity Savings Fund?

Accepted Answer

The current Net Asset Value (NAV) of the Tata Equity Savings Fund - Direct Growth plan is approximately ₹61.0092 as of Apr 23, 2025.

Question 2

What are the returns of Tata Equity Savings Fund?

Accepted Answer

The Tata Equity Savings Fund is a 12 yrs 3 m old fund and has delivered average annual returns of 8.76% since inception.

Tata Equity Savings Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
10.34%	10.45%	12.47%	8.24%	8.76%

Question 3

How much does Tata Equity Savings Fund charge as the expense ratio?

Accepted Answer

The Tata Equity Savings Fund - Direct Growth has an expense ratio of 0.5%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

Question 4

What is the AUM or size of Tata Equity Savings Fund?

Accepted Answer

The Tata Equity Savings Fund currently has assets under management (AUM) or fund size valued at approximately ₹265 Crs crore as of Mar 31, 2025.

Question 5

What are the top stock holdings of Tata Equity Savings Fund?

Accepted Answer

The Tata Equity Savings Fund's equity portion has been invested in the stocks of the following companies

Company	Percentage of Portfolio
HDFC Bank Ltd.	6.44%
Reliance Industries Ltd.	6.06%
Bharti Airtel Ltd.	5.48%
Larsen & Toubro Ltd.	4.86%
NTPC Ltd.	4.55%
Hindustan Unilever Ltd.	4.19%
Ambuja Cements Ltd.	4.14%
State Bank of India	4.02%
Axis Bank Ltd.	3.51%
Adani Ports and Special Economic Zone Ltd.	3.04%

Question 6

What are the top sectors Tata Equity Savings Fund has invested in?

Accepted Answer

The Tata Equity Savings Fund's equity portion is primarily invested in the following sectors -

Company	Percentage of Portfolio
HDFC Bank Ltd.	6.44%
Reliance Industries Ltd.	6.06%
Bharti Airtel Ltd.	5.48%
Larsen & Toubro Ltd.	4.86%
NTPC Ltd.	4.55%
Hindustan Unilever Ltd.	4.19%
Ambuja Cements Ltd.	4.14%
State Bank of India	4.02%
Axis Bank Ltd.	3.51%
Adani Ports and Special Economic Zone Ltd.	3.04%

Question 7

To whom does Tata Equity Savings Fund lend to?

Accepted Answer

The top 3 debt holdings of Tata Equity Savings Fund are as follows

Holding Name	Percentage of Portfolio
GOI	15.5%

Question 8

What is the quality of borrowers Tata Equity Savings Fund lends to?

Accepted Answer

The credit rating of the instruments in which the fund invests represents the quality of the borrower. The Tata Equity Savings Fund's debt portion's allocation by credit quality is given below

Holding Name	Percentage of Portfolio
GOI	15.5%

Question 9

What is the risk level of Tata Equity Savings Fund?

Accepted Answer

This is a Equity Savings fund comes with Low to Moderate risk.

Question 10

Is there any lock-in period in Tata Equity Savings Fund?

Accepted Answer

No, this fund does not have any lock-in period.

Question 11

How do I invest in Tata Equity Savings Fund?

Accepted Answer

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. It is just a matter of a few minutes. Here's how:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for Tata Equity Savings Fund and choose the investment mode (Lump sum investment or a SIP). Then, enter your investment amount.
Fill in additional required details, including the bank account you'll use for payment, and confirm.

All set! Your investment in Tata Equity Savings Fund is complete.

Question 12

How can I redeem my investments in Tata Equity Savings Fund?

Accepted Answer

Redeeming your investments in Tata Equity Savings Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in Tata Equity Savings Fund from anywhere else, you can go to the fund house website and put a request through it.

VRO rating	3
Expense ratio	0.5% as on Mar 31, 2025
Exit load	0.25% Exit load of 0.25%, if redeemed within 7 days.!
AUM (Fund size)	₹265 Crs
Lock-in	No Lockin
Age	12 yrs 3 m since Jan 01, 2013
Benchmark	NIFTY Equity Savings TRI
Min. investment	SIP ₹500 & Lump. ₹5000
Risk	Low to Moderate
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, pay tax of 12.5% on returns of ₹1.25 lakh+ in a financial year

Period	This fund	Category average
1 month	1.46%	1.75%
3 months	2.69%	2.67%
6 months	3.42%	2.42%
1 year	10.34%	9.31%
3 years	10.45%	10.65%
5 years	12.47%	13.19%
7 years	9.19%	9.22%
10 years	8.24%	9.16%

Fund name	ETM Rank	AUM (in Crs.)	Fund age	Expense ratio
Tata Equity Savings Fund	N.A.	₹265 Crs	12 yrs 3 m	0.5%
Kotak Equity Savings Fund	N.A.	₹8,043 Crs	10 yrs 7 m	0.65%
Edelweiss Equity Savings Fund	N.A.	₹577 Crs	10 yrs 7 m	0.6%
UTI Equity Savings Fund	N.A.	₹668 Crs	6 yrs 8 m	0.39%
HDFC Equity Savings Fund	N.A.	₹5,430 Crs	12 yrs 3 m	0.88%
ICICI Prudential Equity Savings Fund	N.A.	₹12,855 Crs	10 yrs 5 m	0.48%

Fund name	1M	6M	1Y	3Y	5Y	10Y
Tata Equity Savings Fund	1.46%	3.42%	10.34%	10.45%	12.47%	8.24%
Kotak Equity Savings Fund	2.19%	2.53%	9.32%	12.32%	14.22%	10.19%
Edelweiss Equity Savings Fund	1.59%	3.63%	11.56%	11.68%	13.0%	9.86%
UTI Equity Savings Fund	1.9%	3.14%	9.43%	12.16%	14.38%	6.7%
HDFC Equity Savings Fund	1.68%	1.63%	7.99%	11.2%	14.65%	10.63%
ICICI Prudential Equity Savings Fund	1.24%	3.18%	9.23%	8.86%	11.59%	8.77%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Tata Equity Savings Fund	4.09	0.49	0.78	1.39
Kotak Equity Savings Fund	5.22	0.61	0.93	1.32
Edelweiss Equity Savings Fund	4.24	0.5	1.09	1.71
UTI Equity Savings Fund	4.74	0.58	0.98	1.72
HDFC Equity Savings Fund	5.05	0.61	0.79	1.45
ICICI Prudential Equity Savings Fund	2.37	0.24	0.98	1.63

Tata Equity Savings Fund Direct-Growth

Historical NAV & returns

Tata Equity Savings Fund overview

Tata Equity Savings Fund Returns calculator

Trailing returns as on Apr 24, 2025

Asset allocationas on Mar 31, 2025

Peer comparison

Key risk & return ratios Compared to other funds in the category

Compare Tata Equity Savings Fund in detail with

About this fund

About Tata Equity Savings Fund

Fund managers

Investment objective

Tata Mutual Fund details

More funds from Tata Mutual Fund

Frequently asked questions

Tata Equity Savings Fund Returns

ET Money rank

Alpha	1.59 vs. 3.45 Underperformed at beating benchmark
Sharpe	0.78 vs. 3.79 Poor risk-adjusted returns
Beta	0.49 vs. 0.84 Less sensitive to market ups & downs
Standard deviation	4.09 vs. 4.48 More stable returns

Fund AUM	₹265 Crs as on Mar 31, 2025
Scheme document	View Scheme Document

No. of schemes	58 view all schemes
Total AUM	₹1,88,061 Crs as on Mar 31, 2025
Address	9th Floor, Mafatlal Centre, Nariman Point, Mumbai, 400021
Email	service@tataamc.com
Phone	1800-209-0101

Fund name	ETM Rank	AUM (in Crs.)	1Y	5Y
Tata Multi Asset Opportunities Fund	N.A.	₹3,554 Crs	10.23%	21.22%
Tata Hybrid Equity Fund	N.A.	₹3,936 Crs	7.9%	20.01%
Tata Retirement Savings Moderate Fund	N.A.	₹2,008 Crs	12.31%	19.87%
Tata Balanced Advantage Fund	N.A.	₹10,075 Crs	7.35%	16.86%
Tata Retirement Savings Conservative Fund	N.A.	₹172 Crs	9.35%	10.13%

Sector	Percentage of Portfolio
Financial	18.299999999999997%
Energy	10.91%
Communication	5.54%
Services	5.050000000000001%
Construction	4.86%
Consumer Staples	4.430000000000001%
Materials	4.43%
Healthcare	3.71%
Technology	2.7%
Insurance	1.82%

Credit Quality	Percentage of Portfolio
Cash	51.82591654%
SOV	16.65874403%
Cash & Call Money	7.80263147%