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Tata Retirement Savings Fund Moderate Plan Direct-Growth
| NAV as of Jun 05, 2025 | Returns since inception | ET Money Rank | AUM (Fund size) |
|---|---|---|---|
| ₹76.9346+0.71% 1 day change | 16.02% |   | ₹2,067 Crs |
Historical NAV & returns
NAV: ₹76.9346 as on Jun 05, 2025
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Tata Retirement Savings Moderate Fund overview
| Expense ratio | 0.6% as on May 31, 2025 |
| Exit load | 1.0% Exit load of 1% if redeemed before 61 months.! |
| AUM (Fund size) | ₹2,067 Crs |
| Lock-in | 5 Years |
| Age | 12 yrs 5 m since Jan 01, 2013 |
| Benchmark | CRISIL Hybrid 25+75 Aggressive Index |
| Min. investment | SIP ₹500 & Lump. ₹5000 |
| Risk | Very High |
Tata Retirement Savings Moderate Fund Returns calculator
Investment type
- Total investment ₹ 12 lakh
- Profit ₹12 lakhs
- Total corpus ₹1 lakh
- Absolute return 52.69%
Trailing returns as on Jun 06, 2025
| Period | This fund | Category average |
|---|---|---|
| 1 Month | 6.05% | 3.03% |
| 3 Months | 13.28% | 8.23% |
| 6 Months | -0.49% | 1.75% |
| 1 Year | 13.3% | 10.3% |
| 2 Years | 20.97% | 15.83% |
| 3 Years | 18.86% | 14.72% |
| 4 Years | 14.61% | 11.57% |
| 5 Years | 19.37% | 14.42% |
| 7 Years | 13.38% | 10.94% |
| 10 Years | 13.99% | 10.44% |
Asset allocationas on Apr 30, 2025
Large Cap 39.26022%
Mid Cap 19.73372%
Small Cap 20.70606%
Other Cap 0.0%
Top holdings
Top sectors
Financial 16.740000000000002%
Consumer Staples 15.1%
Services 10.950000000000001%
Energy 8.989999999999998%
SOV 11.36%
Cash & Call Money 6.25%
AAA 2.45%
AA+ 0.24%
Top Debt Holdings
GOI 11.36%
HDFC Bank Ltd. 1.25%
Jamnagar Utilities and Power Pvt. Ltd. 0.72%
NHPC Ltd. 0.48%
Allocation by Instruments
GOI Securities 11.360000000000001%
Cash/Net Current Assets 6.11%
Debenture 1.97%
Non Convertible Debenture 0.72%
Other Holdings
Others 6.11%
Peer comparison
Key risk & return ratios Compared to other funds in the category
About this fund
More funds from Tata Mutual Fund
Frequently asked questions
ET Money rank
#NA
- Return Consistency: This fund is one of the best in generating consistent return in it's category.
- Return Outperformance: This fund has generated highest return amongst Retirement Solutions funds in the last 10 Years.
- Age: This is the 2nd oldest Retirement Solutions fund.
- Expense Ratio: This fund has the 2nd lowest expense ratio amongst actively/passively managed Retirement Solutions funds.
- Volatility Protection: This fund ranks lower in terms of protecting against volatility within its category.
- Return/Risk: The fund is performing poorly than its category.
- Exit Load: Exit load of 1% if redeemed before 61 months.