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Tata Retirement Savings Fund Moderate Plan Direct-Growth
| NAV as of Apr 23, 2025 | Returns since inception | ET Money Rank | VRO Ratings |
|---|---|---|---|
| ₹73.4018+0.4% 1 day change | 15.75% |   |
Historical NAV & returns
NAV: ₹73.4018 as on Apr 23, 2025
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Tata Retirement Savings Moderate Fund overview
| VRO rating | |
| Expense ratio | 0.64% as on Mar 31, 2025 |
| Exit load | 1.0% Exit load of 1% if redeemed before 61 months.! |
| AUM (Fund size) | ₹2,008 Crs |
| Lock-in | 5 Years |
| Age | 12 yrs 3 m since Jan 01, 2013 |
| Benchmark | CRISIL Hybrid 25+75 Aggressive Index |
| Min. investment | SIP ₹500 & Lump. ₹5000 |
| Risk | Very High |
Tata Retirement Savings Moderate Fund Returns calculator
Investment type
- Total investment ₹ 12 lakh
- Profit ₹12 lakhs
- Total corpus ₹1 lakh
- Absolute return 52.69%
Trailing returns as on Apr 24, 2025
| Period | This fund | Category average |
|---|---|---|
| 1 month | 3.98% | 2.57% |
| 3 months | 2.25% | 3.47% |
| 6 months | -1.3% | 1.14% |
| 1 year | 12.31% | 10.38% |
| 3 years | 16.07% | 12.96% |
| 5 years | 19.87% | 14.95% |
| 7 years | 12.42% | 10.36% |
| 10 years | 13.41% | 10.14% |
Asset allocationas on Mar 31, 2025
Large Cap 37.842352%
Mid Cap 18.021664%
Small Cap 22.70384%
Other Cap 0.007855999999992855%
Top holdings
Top sectors
Financial 15.809999999999999%
Consumer Staples 15.03%
Services 11.850000000000001%
Technology 7.87%
SOV 11.55%
Cash & Call Money 7.13%
AAA 2.51%
AA+ 0.25%
Top Debt Holdings
GOI 11.55%
HDFC Bank Ltd. 1.28%
Jamnagar Utilities and Power Pvt. Ltd. 0.73%
NHPC Ltd. 0.5%
Allocation by Instruments
GOI Securities 11.549999999999999%
Cash/Net Current Assets 7.01%
Debenture 2.0300000000000002%
Non Convertible Debenture 0.73%
Other Holdings
Others 7.01%
Peer comparison
Key risk & return ratios Compared to other funds in the category
About this fund
More funds from Tata Mutual Fund
Frequently asked questions
ET Money rank
#NA
- Return Consistency: This fund is one of the best in generating consistent return in it's category.
- Return Outperformance: This fund has generated highest return amongst Retirement Solutions funds in the last 10 Years.
- Age: This is the 2nd oldest Retirement Solutions fund.
- Volatility Protection: This fund ranks lower in terms of protecting against volatility within its category.
- Return/Risk: The fund is performing poorly than its category.
- Exit Load: Exit load of 1% if redeemed before 61 months.