Q: What are the returns of this mutual fund scheme?

The Tata Balanced Advantage Fund Direct - Growth is a 7 yrs old fund and has delivered average annual returns of 12.55% since inception. Tata Balanced Advantage Fund Direct - Growth Returns 1-Year 3-Year 5-Year Since Inception 6.85% 11.92% 11.34% 12.55%

Question 1

What is the current NAV of Tata Balanced Advantage Fund Direct - Growth?

Accepted Answer

The current Net Asset Value (NAV) of the Tata Balanced Advantage Fund - Direct Growth plan is approximately ₹22.9396 as of Feb 02, 2026.

Question 2

What are the returns of this mutual fund scheme?

Accepted Answer

The Tata Balanced Advantage Fund Direct - Growth is a 7 yrs old fund and has delivered average annual returns of 12.55% since inception.

Tata Balanced Advantage Fund Direct - Growth Returns

1-Year	3-Year	5-Year	Since Inception
6.85%	11.92%	11.34%	12.55%

Question 3

How much does this mutual fund charge as expense ratio?

Accepted Answer

The Tata Balanced Advantage Fund - Direct Growth has an expense ratio of 0.51%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

Question 4

What is the AUM or fund size of this mutual fund?

Accepted Answer

The Tata Balanced Advantage Fund currently has assets under management (AUM) or fund size valued at approximately 9,691 Cr as on Dec 31, 2025.

Question 5

What are the top stock holdings of Tata Balanced Advantage Fund?

Accepted Answer

The Tata Balanced Advantage Fund's equity portion has been invested in the stocks of the following companies

Company	Percentage of Portfolio
Reliance Industries Ltd.	4.79%
HDFC Bank Ltd.	4.07%
ICICI Bank Ltd.	2.91%
Bharti Airtel Ltd.	2.74%
State Bank of India	2.68%
Larsen & Toubro Ltd.	2.42%
Infosys Ltd.	1.64%
Godrej Properties Ltd.	1.59%
Mahindra & Mahindra Ltd.	1.56%
Shriram Finance Ltd	1.54%

Question 6

What are the top sectors Tata Balanced Advantage Fund has invested in?

Accepted Answer

The Tata Balanced Advantage Fund's equity portion is primarily invested in the following sectors -

Company	Percentage of Portfolio
Reliance Industries Ltd.	4.79%
HDFC Bank Ltd.	4.07%
ICICI Bank Ltd.	2.91%
Bharti Airtel Ltd.	2.74%
State Bank of India	2.68%
Larsen & Toubro Ltd.	2.42%
Infosys Ltd.	1.64%
Godrej Properties Ltd.	1.59%
Mahindra & Mahindra Ltd.	1.56%
Shriram Finance Ltd	1.54%

Question 7

To whom does Tata Balanced Advantage Fund lend to?

Accepted Answer

The top 3 debt holdings of Tata Balanced Advantage Fund are as follows

Holding Name	Percentage of Portfolio
GOI	11.66%
Andhra Pradesh State	1.73%
Jio Credit Ltd.	1.28%

Question 8

What is the quality of borrowers this mutual fund scheme lends to?

Accepted Answer

The credit rating of the instruments in which the fund invests represents the quality of the borrower. The Tata Balanced Advantage Fund's debt portion's allocation by credit quality is given below

Holding Name	Percentage of Portfolio
GOI	11.66%
Andhra Pradesh State	1.73%
Jio Credit Ltd.	1.28%

Question 9

What is risk level of Tata Balanced Advantage Fund?

Accepted Answer

This is a Dynamic Asset Allocation fund comes with Very High risk.

Question 10

Is there any lock-in period in this mutual fund?

Accepted Answer

No, this fund does not have any lock-in period.

Question 11

How do I invest in Tata Balanced Advantage Fund Direct - Growth?

Accepted Answer

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. The whole process takes just a few minutes. Here's how it works:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for Tata Balanced Advantage Fund - Direct Growth, select your investment mode (lump sum or SIP), and enter the investment amount.
Provide the required details, including the bank account you'll use for payment, and confirm your investment.

That's it. Your investment in the Tata Balanced Advantage Fund is complete.

Question 12

How can I redeem my investments in Tata Balanced Advantage Fund?

Accepted Answer

Redeeming your investments in the Tata Balanced Advantage Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

Expense ratio	0.51% as on Feb 02, 2026
Exit load	0.5% Exit load of 0.50%, if redeemed within 30 days.!
AUM (Fund size)	₹9,691 Cr
Lock-in Period	Nil
Age	7 yrs since Jan 09, 2019
Benchmark	CRISIL Hybrid 50+50 Moderate Index
Min. investment	SIP: ₹500 & Lumpsum: ₹5000
Risk	Very High

Period	This fund	Category average
1 Month	-2.76%	-2.65%
3 Months	-1.43%	-1.91%
6 Months	1.66%	0.94%
1 Year	6.85%	7.37%
2 Years	7.46%	8.39%
3 Years	11.92%	12.8%
4 Years	10.37%	10.58%
5 Years	11.34%	11.06%
7 Years	12.54%	11.75%

Fund name	1M	6M	1Y	3Y	5Y	10Y
Tata Balanced Advantage Fund	-2.76%	1.66%	6.85%	11.92%	11.34%	N.A.
ICICI Prudential Balanced Advantage Fund	-2.27%	3.93%	10.79%	13.78%	12.38%	12.81%
Franklin India Dynamic Asset Allocation Active FoF	-2.5%	0.44%	6.48%	13.68%	15.08%	11.61%
Axis Balanced Advantage Fund	-2.55%	2.46%	7.03%	15.29%	11.92%	8.95%
Nippon India Balanced Advantage Fund	-2.65%	1.8%	7.5%	13.28%	12.08%	12.93%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Tata Balanced Advantage Fund	6.53	0.68	0.88	1.27
ICICI Prudential Balanced Advantage Fund	5.48	0.56	1.33	1.89
Franklin India Dynamic Asset Allocation Active FoF	6.27	0.63	1.16	1.75
Axis Balanced Advantage Fund	7.25	0.73	1.23	1.99
Nippon India Balanced Advantage Fund	6.86	0.72	1.01	1.45

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Tata Balanced Advantage Fund	N.A.	9,691 Cr	7 yrs	0.51%
ICICI Prudential Balanced Advantage Fund	N.A.	70,535 Cr	13 yrs 1 m	0.86%
Franklin India Dynamic Asset Allocation Active FoF	N.A.	1,301 Cr	13 yrs 1 m	1.25%
Axis Balanced Advantage Fund	N.A.	3,816 Cr	8 yrs 6 m	0.73%
Nippon India Balanced Advantage Fund	N.A.	9,725 Cr	13 yrs 1 m	0.56%

Tata Balanced Advantage Fund Direct - Growth

Historical NAV & returns

Tata Balanced Advantage Fund overview

Tata Balanced Advantage Fund Returns calculator

Trailing returns as on Feb 03, 2026

Asset allocationas on Dec 31, 2025

Peer comparison

Key risk & return ratios Compared to other funds in the category

About this fund

About Tata Balanced Advantage Fund

Fund managers

Investment objective

Tata Mutual Fund details

More funds from Tata Mutual Fund

Frequently asked questions

Tata Balanced Advantage Fund Direct - Growth Returns

ET Money rank

Alpha	1.09 vs. 3.91 Underperformed at beating benchmark
Sharpe	0.88 vs. 3.7 Poor risk-adjusted returns
Beta	0.68 vs. 0.78 Less sensitive to market ups & downs
Standard deviation	6.53 vs. 5.56 More volatile performance

Fund AUM	9,691 Cr as on Dec 31, 2025
Scheme document	View Scheme Document

No. of schemes	61 view all schemes
Total AUM	2,25,719 Cr as on Dec 31, 2025
Address	9th Floor, Mafatlal Centre, Nariman Point, Mumbai, 400021
Email	service@tataamc.com
Phone	1800-209-0101

Fund name	ETM Rank	AUM	1Y	5Y
Tata Multi Asset Allocation Fund	N.A.	4,805 Cr	15.96%	15.6%
Tata Retirement Savings Moderate Fund	N.A.	2,166 Cr	4.08%	12.38%
Tata Aggressive Hybrid Fund	N.A.	4,179 Cr	5.94%	12.32%
Tata Equity Savings Fund	N.A.	278 Cr	6.63%	8.91%
Tata Retirement Savings Conservative Fund	N.A.	173 Cr	4.92%	7.39%

Sector	Percentage of Portfolio
Financial	19.220000000000002%
Energy	8.309999999999999%
Healthcare	5.61%
Services	5.3%
Construction	4.609999999999999%
Technology	3.8499999999999996%
Consumer Staples	3.54%
Capital Goods	3.13%
Materials	3.08%
Communication	2.74%

Credit Quality	Percentage of Portfolio
SOV	16.42599523%
AAA	7.16155909%
Cash	6.92528487%