Bank of India Multi Cap Fund

Q: What are the returns of this mutual fund scheme?

The Bank of India Multi Cap Fund is a 2 yrs 8 m old fund and has delivered average annual returns of 25.61% since inception. Bank of India Multi Cap Fund Returns 1-Year Since Inception 7.27% 25.61%

Q: How much does this mutual fund charge as expense ratio?

The Bank of India Multi Cap Fund has an expense ratio of 2.28% , representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

NAV as of Oct 20, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹18.23+1.0% 1 day change	25.61% p.a.	App exclusive #NA View Ranked Funds	₹909 Cr

Historical NAV & returns

NAV: ₹18.23 as on Oct 20, 2025

This fund Category average

Bank of India Multi Cap Fund overview

AUM (Fund size)	₹909 Cr
Exit load	1.0% Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 1 year.!
Lock-in Period	Nil
Age	2 yrs 8 m since Feb 10, 2023
Benchmark	Nifty 500 Multicap 50:25:25 TRI
Min. investment	SIP: ₹1000 & Lumpsum: ₹5000
Expense ratio	2.28% as on Sep 30, 2025
Plan type	Regular
Risk	Very High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%

Bank of India Multi Cap Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Oct 17, 2025

Period	This fund	Category average
1 Month	3.22%	2.26%
3 Months	3.63%	2.68%
6 Months	11.25%	10.33%
1 Year	7.27%	5.77%
2 Years	22.74%	21.4%

View returns in detail

Asset allocationas on Sep 30, 2025

Large Cap 35.79%

Mid Cap 32.11%

Small Cap 29.86%

Other Cap 0%

Top holdings

Reliance Industries Ltd.4.77%

Hero Motocorp Ltd.4.15%

HDFC Bank Ltd.3.91%

Lloyds Metals & Energy Ltd.3.13%

Top sectors

Healthcare 14.73%

Financial 13.98%

Services 10.450000000000001%

Automobile 10.049999999999999%

Credit quality

Bifurcation by Credit Quality is not available for this fund

Top Debt Holdings

Reserve Bank of India 0.01%

Allocation by Instruments

Repo 2.23%

Net Receivables 0.01805415%

Treasury Bills 0.01%

Other Holdings

Others 0.02%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
Bank of India Multi Cap Fund	3.22%	11.25%	7.27%	N.A.	N.A.	N.A.
Nippon India Multi Cap Fund	1.39%	11.11%	5.84%	22.66%	30.37%	15.12%
ICICI Prudential Multicap Fund	1.92%	7.04%	3.67%	20.41%	24.46%	14.53%
Baroda BNP Paribas Multi Cap Fund	2.56%	9.07%	3.47%	19.56%	23.88%	14.32%
Mahindra Manulife Multi Cap Fund	2.52%	9.82%	5.15%	19.64%	25.36%	13.66%
ITI Multi Cap Fund	1.83%	10.19%	2.6%	19.32%	19.09%	9.02%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Bank of India Multi Cap Fund	N.A.	N.A.	N.A.	N.A.
Nippon India Multi Cap Fund	13.05	0.86	1.12	1.68
ICICI Prudential Multicap Fund	12.51	0.83	1.02	1.68
Baroda BNP Paribas Multi Cap Fund	13.53	0.89	0.88	1.07
Mahindra Manulife Multi Cap Fund	14.66	0.97	0.83	1.15
ITI Multi Cap Fund	14.96	1.0	0.81	1.04

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Bank of India Multi Cap Fund	N.A.	909 Cr	2 yrs 8 m	2.28%
Nippon India Multi Cap Fund	N.A.	47,294 Cr	20 yrs 8 m	1.51%
ICICI Prudential Multicap Fund	N.A.	15,443 Cr	31 yrs 2 m	1.74%
Baroda BNP Paribas Multi Cap Fund	N.A.	2,956 Cr	22 yrs 2 m	1.98%
Mahindra Manulife Multi Cap Fund	N.A.	5,720 Cr	8 yrs 6 m	1.78%
ITI Multi Cap Fund	N.A.	1,268 Cr	6 yrs 6 m	2.05%

View all Multi Cap funds

Key risk & return ratios Compared to other funds in the category

Risk ratios are based on three-year data. The required data is unavailable for the scheme.

Compare Bank of India Multi Cap Fund in detail with

About this fund

About Bank of India Multi Cap Fund

Bank of India Multi Cap Fund is a Multi Cap mutual fund scheme from Bank Of India Mutual Fund. This fund has been in existence for 2 yrs 8 m, having been launched on 10/02/2023. Bank of India Multi Cap Fund has ₹909 Crores worth of assets under management (AUM) as on 30/09/2025 and is small fund of its category. The latest Net Asset Value (NAV) of Bank of India Multi Cap Fund as of 20/10/2025 is ₹18.23. The fund has an expense ratio of 2.28%, which is higher than what most other Multi Cap funds charge.

Bank of India Multi Cap Fund returns of last 1-year are 1.10%. Since launch, it has delivered 25.59% average annual returns.
The fund has the majority of its money invested in Healthcare, Financial, Services, Automobile, Energy sectors. It has taken less exposure in Healthcare, Financial sectors compared to other funds in the category.
The fund's top 5 holdings are in Reliance Industries Ltd., Hero Motocorp Ltd., HDFC Bank Ltd., Lloyds Metals & Energy Ltd., ICICI Lombard General Insurance Company Ltd..

...

Fund AUM	909 Cr as on Sep 30, 2025
Scheme document	View Scheme Document

Fund managers

Nitin Gosar

Mr. Gosar holds a Master’s degree in Finance from ICFAI. Prior to joining Bank of India Mutual Fund, he was working with Invesco Mutual Fund, IFCI Financial Services Ltd. (I-Fin) as Research Analyst. He has also worked Batlivala & Karani Securities, SKP Securities and NDA Securities.

Investment objective

The scheme seeks to generate long term capital appreciation by investing in equity and equity-related securities across various market capitalisation.

Bank of India Mutual Fund details

No. of schemes	21 view all schemes
Total AUM	13,428 Cr as on Sep 30, 2025
Address	B/204-Tower 1, Peninsula Corporate Park, Ganpatrao Kadam Marg, Lower Parel, Mumbai, 400013
Email	service@boiaxa-im.com

More funds from Bank of India Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
Bank of India Manufacturing & Infrastructure Fund	N.A.	621 Cr	7.06%	29.0%
Bank of India Small Cap Fund	N.A.	1,925 Cr	-0.26%	28.02%
Bank of India Flexi Cap Fund	N.A.	2,165 Cr	3.75%	25.28%
Bank of India ELSS Tax Saver Fund	N.A.	1,375 Cr	-1.1%	21.17%
Bank of India Large & Mid Cap Fund	N.A.	414 Cr	5.04%	20.39%

See all Equity funds from this AMC

Frequently asked questions

What is the current NAV of Bank of India Multi Cap Fund?

The current Net Asset Value (NAV) of the Bank of India Multi Cap Fund plan is approximately ₹18.23 as of Oct 20, 2025.

What are the returns of this mutual fund scheme?

The Bank of India Multi Cap Fund is a 2 yrs 8 m old fund and has delivered average annual returns of 25.61% since inception.

Bank of India Multi Cap Fund Returns

1-Year	Since Inception
7.27%	25.61%

How much does this mutual fund charge as expense ratio?

The Bank of India Multi Cap Fund has an expense ratio of 2.28%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The Bank of India Multi Cap Fund currently has assets under management (AUM) or fund size valued at approximately 909 Cr as on Sep 30, 2025.

What are the top stock holdings of Bank of India Multi Cap Fund?

The Bank of India Multi Cap Fund has invested the majority of its money in the stocks of the following companies -

Company	Percentage of Portfolio
Reliance Industries Ltd.	4.77%
Hero Motocorp Ltd.	4.15%
HDFC Bank Ltd.	3.91%
Lloyds Metals & Energy Ltd.	3.13%
ICICI Lombard General Insurance Company Ltd.	2.94%
FSN E-Commerce Ventures Ltd.	2.86%
Eris Lifesciences Ltd.	2.8%
PB Fintech Ltd.	2.69%
Tips Industries Ltd.	2.68%
Manorama Industries Ltd.	2.62%

What are the top sectors Bank of India Multi Cap Fund has invested in?

The Bank of India Multi Cap Fund has primarily invested in the following sectors

Sector	Percentage of Portfolio
Healthcare	14.73%
Financial	13.98%
Services	10.450000000000001%
Automobile	10.049999999999999%
Energy	8.37%
Technology	7.279999999999999%
Metals & Mining	7.19%
Construction	6.31%
Capital Goods	5.699999999999999%
Consumer Staples	3.31%

What is risk level of Bank of India Multi Cap Fund?

This is a Multi Cap fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in Bank of India Multi Cap Fund?

Redeeming your investments in the Bank of India Multi Cap Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Multi Cap

#NA

Return Outperformance: This fund has generated highest return amongst Multi Cap funds in the last 2 Years.
Return/Risk: The fund is performing poorly than its category.
Exit Load: Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 1 year.