Bank of India Large & Mid Cap Fund

Q: What are the returns of this mutual fund scheme?

The Bank of India Large & Mid Cap Fund is a 17 yrs 3 m old fund and has delivered average annual returns of 14.02% since inception. Bank of India Large & Mid Cap Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 1.71% 15.79% 18.02% 13.11% 14.02%

Previously called: Bank of India Large & Mid Cap Equity Fund Regular-Growth

NAV as of Dec 04, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹90.72+0.11% 1 day change	14.02% p.a.	App exclusive #NA View Ranked Funds	₹437 Cr

Historical NAV & returns

NAV: ₹90.72 as on Dec 04, 2025

This fund Category average

Bank of India Large & Mid Cap Fund overview

AUM (Fund size)	₹437 Cr
Exit load	1.0% Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 1 year.!
Lock-in Period	Nil
Age	17 yrs 3 m since Sep 04, 2008
Benchmark	BSE 250 Large MidCap TRI
Min. investment	SIP: ₹1000 & Lumpsum: ₹5000
Expense ratio	2.43% as on Nov 30, 2025
Plan type	Regular
Risk	Very High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%

Bank of India Large & Mid Cap Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Dec 05, 2025

Period	This fund	Category average
1 Month	1.04%	0.5%
3 Months	5.97%	2.57%
6 Months	6.44%	2.69%
1 Year	1.71%	1.19%
2 Years	13.92%	15.06%
3 Years	15.79%	16.88%
4 Years	13.6%	14.6%
5 Years	18.02%	18.94%
7 Years	15.8%	16.53%
10 Years	13.11%	14.35%

View returns in detail

Asset allocationas on Oct 31, 2025

Large Cap 43.25%

Mid Cap 36.94%

Small Cap 15.19%

Other Cap 0%

Top holdings

HDFC Bank Ltd.6.16%

Reliance Industries Ltd.5.41%

Larsen & Toubro Ltd.4.48%

Indian Bank3.82%

Top sectors

Financial 23.01%

Healthcare 10.920000000000002%

Services 10.91%

Energy 8.31%

Credit quality

Bifurcation by Credit Quality is not available for this fund

Top Debt Holdings

Reserve Bank of India 0.1%

Allocation by Instruments

Net Receivables 2.56%

Repo 1.96%

Treasury Bills 0.1%

Other Holdings

Others 2.56%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
Bank of India Large & Mid Cap Fund	1.04%	6.44%	1.71%	15.79%	18.02%	13.11%
ICICI Prudential Large & Mid Cap Fund	0.55%	6.87%	10.23%	20.35%	24.17%	16.4%
Bandhan Large & Mid Cap Fund	0.24%	7.57%	6.35%	22.58%	22.88%	16.52%
HDFC Large and Mid Cap Fund	-0.68%	6.03%	4.43%	19.07%	22.95%	15.2%
Motilal Oswal Large and Midcap Fund	-2.75%	3.07%	1.6%	25.01%	24.79%	12.86%
Kotak Large & Midcap Fund	-0.07%	6.41%	3.38%	18.26%	19.65%	15.89%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Bank of India Large & Mid Cap Fund	14.33	1.07	0.69	1.0
ICICI Prudential Large & Mid Cap Fund	11.68	0.87	1.15	1.67
Bandhan Large & Mid Cap Fund	13.31	0.98	1.16	1.62
HDFC Large and Mid Cap Fund	13.88	1.05	0.91	1.36
Motilal Oswal Large and Midcap Fund	18.47	1.13	0.99	1.12
Kotak Large & Midcap Fund	12.77	0.94	0.92	1.25

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Bank of India Large & Mid Cap Fund	N.A.	437 Cr	17 yrs 3 m	2.43%
ICICI Prudential Large & Mid Cap Fund	N.A.	25,753 Cr	27 yrs 6 m	1.63%
Bandhan Large & Mid Cap Fund	N.A.	11,799 Cr	20 yrs 5 m	1.7%
HDFC Large and Mid Cap Fund	N.A.	28,487 Cr	31 yrs 11 m	1.63%
Motilal Oswal Large and Midcap Fund	N.A.	14,870 Cr	6 yrs 2 m	1.69%
Kotak Large & Midcap Fund	N.A.	29,516 Cr	21 yrs 4 m	1.57%

View all Large & Midcap funds

Key risk & return ratios Compared to other funds in the category

Alpha	0.7 vs. 5.23 Underperformed at beating benchmark
Sharpe	0.69 vs. 6.04 Poor risk-adjusted returns
Beta	1.07 vs. 0.89 More sensitive to market's ups & downs
Standard deviation	14.33 vs. 10.86 More volatile performance

Compare Bank of India Large & Mid Cap Fund in detail with

About this fund

About Bank of India Large & Mid Cap Fund

Bank of India Large & Mid Cap Fund is a Large & MidCap mutual fund scheme from Bank Of India Mutual Fund. This fund has been in existence for 17 yrs 3 m, having been launched on 04/09/2008. Bank of India Large & Mid Cap Fund has ₹437 Crores worth of assets under management (AUM) as on 31/10/2025 and is small fund of its category. The latest Net Asset Value (NAV) of Bank of India Large & Mid Cap Fund as of 04/12/2025 is ₹90.72. The fund has an expense ratio of 2.43%, which is higher than what most other Large & Midcap funds charge.

Bank of India Large & Mid Cap Fund returns of last 1-year are 0.18%. Since launch, it has delivered 13.74% average annual returns. The fund has doubled the money invested in it every 5 yrs.
Bank of India Large & Mid Cap Fund scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is average.
The fund has the majority of its money invested in Financial, Healthcare, Services, Energy, Metals & Mining sectors. It has taken less exposure in Financial, Healthcare sectors compared to other funds in the category.
The fund's top 5 holdings are in HDFC Bank Ltd., Reliance Industries Ltd., Larsen & Toubro Ltd., Indian Bank, Hero Motocorp Ltd..

...

Fund AUM	437 Cr as on Oct 31, 2025
Scheme document	View Scheme Document

Fund managers

Nitin Gosar

Mr. Gosar holds a Master’s degree in Finance from ICFAI. Prior to joining Bank of India Mutual Fund, he was working with Invesco Mutual Fund, IFCI Financial Services Ltd. (I-Fin) as Research Analyst. He has also worked Batlivala & Karani Securities, SKP Securities and NDA Securities.

Investment objective

The scheme aims at income and long-term capital appreciation by investing through a diversified portfolio of predominantly large cap and mid cap equity and equity-related securities including equity derivatives.

Bank of India Mutual Fund details

No. of schemes	21 view all schemes
Total AUM	13,428 Cr as on Sep 30, 2025
Address	B/204-Tower 1, Peninsula Corporate Park, Ganpatrao Kadam Marg, Lower Parel, Mumbai, 400013
Email	service@boiaxa-im.com

More funds from Bank of India Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
Bank of India Manufacturing & Infrastructure Fund	N.A.	659 Cr	2.16%	25.91%
Bank of India Small Cap Fund	N.A.	2,016 Cr	-9.07%	24.77%
Bank of India Flexi Cap Fund	N.A.	2,261 Cr	-2.83%	22.08%
Bank of India ELSS Tax Saver Fund	N.A.	1,417 Cr	-6.56%	18.5%
Bank of India Multi Cap Fund	N.A.	968 Cr	2.95%	N.A.

See all Equity funds from this AMC

Frequently asked questions

What is the current NAV of Bank of India Large & Mid Cap Fund?

The current Net Asset Value (NAV) of the Bank of India Large & Mid Cap Fund plan is approximately ₹90.72 as of Dec 04, 2025.

What are the returns of this mutual fund scheme?

The Bank of India Large & Mid Cap Fund is a 17 yrs 3 m old fund and has delivered average annual returns of 14.02% since inception.

Bank of India Large & Mid Cap Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
1.71%	15.79%	18.02%	13.11%	14.02%

How much does this mutual fund charge as expense ratio?

The Bank of India Large & Mid Cap Fund has an expense ratio of 2.43%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The Bank of India Large & Mid Cap Fund currently has assets under management (AUM) or fund size valued at approximately 437 Cr as on Oct 31, 2025.

What are the top stock holdings of Bank of India Large & Mid Cap Fund?

The Bank of India Large & Mid Cap Fund has invested the majority of its money in the stocks of the following companies -

Company	Percentage of Portfolio
HDFC Bank Ltd.	6.16%
Reliance Industries Ltd.	5.41%
Larsen & Toubro Ltd.	4.48%
Indian Bank	3.82%
Hero Motocorp Ltd.	3.76%
Kotak Mahindra Bank Ltd.	3.72%
FSN E-Commerce Ventures Ltd.	3.66%
State Bank of India	3.63%
ICICI Lombard General Insurance Company Ltd.	3.5%
Lloyds Metals & Energy Ltd.	3.24%

What are the top sectors Bank of India Large & Mid Cap Fund has invested in?

The Bank of India Large & Mid Cap Fund has primarily invested in the following sectors

Sector	Percentage of Portfolio
Financial	23.01%
Healthcare	10.920000000000002%
Services	10.91%
Energy	8.31%
Metals & Mining	8.21%
Technology	7.550000000000001%
Construction	7.330000000000001%
Automobile	6.140000000000001%
Consumer Staples	3.5300000000000002%
Insurance	3.5%

What is risk level of Bank of India Large & Mid Cap Fund?

This is a Large & Midcap fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in Bank of India Large & Mid Cap Fund?

Redeeming your investments in the Bank of India Large & Mid Cap Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Large & MidCap

#NA

Return Outperformance: This fund has generated highest return amongst Large & MidCap funds in the last 1 Year.
Return Consistency: This fund ranks lower in terms of generating consistent return in it's category.
Volatility Protection: This fund ranks lower in terms of protecting against volatility within its category.
Chance: This fund has generated only 9.42% annual return in 70% of times for investors holding for at least 5 years.
Return/Risk: The fund is performing poorly than its category.
Exit Load: Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 1 year.