Bajaj Finserv Gilt Fund

Q: How much does this mutual fund charge as expense ratio?

The Bajaj Finserv Gilt Fund has an expense ratio of 1.29% , representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

NAV as of Dec 04, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹1031.4405+0.04% 1 day change	3.09%	App exclusive #NA View Ranked Funds	₹31 Cr

Historical NAV & returns

NAV: ₹1031.4405 as on Dec 04, 2025

This fund Category average

Bajaj Finserv Gilt Fund overview

AUM (Fund size)	₹31 Cr
Exit load	0%
Lock-in Period	Nil
Age	11 m since Dec 30, 2024
Benchmark	CRISIL Dynamic Gilt Index
Min. investment	SIP: ₹500 & Lumpsum: ₹5000
Expense ratio	1.29% as on Nov 30, 2025
Plan type	Regular
Risk	Moderate
Tax on your gains	Profits are added to your income and taxed as per your slab rate

Bajaj Finserv Gilt Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Dec 01, 2025

Period	This fund	Category average
1 Month	0.31%	-0.32%
3 Months	1.18%	0.39%
6 Months	-2.11%	-1.74%

Asset allocationas on Oct 31, 2025

Large Cap 0%

Mid Cap 0%

Small Cap 0%

Other Cap 0%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

SOV 95.25%

Cash & Call Money 4.75%

Top Debt Holdings

GOI 95.25%

Others 18.72%

Allocation by Instruments

GOI Securities 95.25%

CBLO 18.72%

Other Holdings

Bifurcation by Holding is not available for this fund

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
Bajaj Finserv Gilt Fund	0.31%	-2.11%	N.A.	N.A.	N.A.	N.A.
SBI Magnum Gilt Fund	0.18%	-0.92%	4.7%	7.0%	5.72%	7.74%
SBI Magnum Gilt Fund	0.18%	-0.92%	4.7%	7.0%	5.72%	7.74%
SBI Magnum Gilt Fund	0.18%	-0.9%	4.72%	7.01%	5.72%	7.75%
Axis Gilt Fund	-0.05%	-0.82%	4.82%	7.18%	5.37%	7.12%
ICICI Prudential Gilt Fund	0.1%	0.54%	6.39%	7.57%	6.08%	7.87%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Bajaj Finserv Gilt Fund	N.A.	N.A.	N.A.	N.A.
SBI Magnum Gilt Fund	3.05	0.84	0.26	0.35
SBI Magnum Gilt Fund	3.05	0.84	0.26	0.35
SBI Magnum Gilt Fund	3.05	0.84	0.26	0.36
Axis Gilt Fund	2.99	0.82	0.3	0.45
ICICI Prudential Gilt Fund	1.93	0.49	0.62	0.74

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Bajaj Finserv Gilt Fund	N.A.	31 Cr	11 m	1.29%
SBI Magnum Gilt Fund	N.A.	11,055 Cr	22 yrs	0.95%
SBI Magnum Gilt Fund	N.A.	11,055 Cr	25 yrs	0.95%
SBI Magnum Gilt Fund	N.A.	11,055 Cr	22 yrs	0.95%
Axis Gilt Fund	N.A.	576 Cr	13 yrs 11 m	0.82%
ICICI Prudential Gilt Fund	N.A.	9,146 Cr	26 yrs 4 m	1.1%

View all Gilt funds

Key risk & return ratios Compared to other funds in the category

Risk ratios are based on three-year data. The required data is unavailable for the scheme.

Compare Bajaj Finserv Gilt Fund in detail with

About this fund

About Bajaj Finserv Gilt Fund

Bajaj Finserv Gilt Fund is a Gilt mutual fund scheme from Bajaj Finserv Mutual Fund. This fund has been in existence for 11 m, having been launched on 30/12/2024. Bajaj Finserv Gilt Fund has ₹31 Crores worth of assets under management (AUM) as on 31/10/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Bajaj Finserv Gilt Fund as of 04/12/2025 is ₹1031.44. The fund has an expense ratio of 1.29%, which is higher than what most other Gilt funds charge.

The fund's credit profile is very high indicating it has lent to borrowers whose quality is excellent. Most funds in this category lend to better borrowers and hence the risk of default in this fund is higher than the category.
The fund's top holdings are in GOI.

...

Fund AUM	31 Cr as on Oct 31, 2025
Scheme document	View Scheme Document

Fund managers

Nimesh Chandan

Mr. Chandan is an MBA in Finance. He has good years of experience in capital markets. Prior to joining Bajaj Finserv Mutual Fund, he had been with Canara Robeco MF, ICICI Prudential MF, SBI MF and Aditya Birla Sun Life AMC as fund manager and has also worked with Stratcap Securities and Darashaw and Company.

Siddharth Chaudhary

Mr. Chaudhary is a B.Com (H) and PGDM (Securities Markets). Prior to joining Bajaj Finserv Mutual Fund, he has worked with Sundaram Mutual Fund and Indian Bank.

Investment objective

The Scheme seeks to generate credit risk-free returns through investments in sovereign securities issued by the Central Government and/or State Government(s) and/or any security unconditionally guaranteed by the Government of India, and/or reverse repos in such securities as per applicable RBI Regulations and Guidelines.

Bajaj Finserv Mutual Fund details

No. of schemes	19 view all schemes
Total AUM	29,226 Cr as on Sep 30, 2025
Address	S. No - 239/2, 11th Floor, Office No. 1101 A and 1101 B, Sky One Corporate Park, Lohegaon, Pune, Maharashtra Pune , 411032

More funds from Bajaj Finserv Mutual Fund

Fund name	ETM Rank	AUM	1Y	3Y
Bajaj Finserv Money Market Fund	N.A.	6,101 Cr	6.99%	N.A.
Bajaj Finserv Liquid Fund	N.A.	5,996 Cr	6.46%	N.A.
Bajaj Finserv Banking and PSU Fund	N.A.	334 Cr	7.61%	N.A.
Bajaj Finserv Overnight Fund	N.A.	610 Cr	5.9%	N.A.

See all Debt funds from this AMC

Frequently asked questions

What is the current NAV of Bajaj Finserv Gilt Fund?

The current Net Asset Value (NAV) of the Bajaj Finserv Gilt Fund plan is approximately ₹1031.4405 as of Dec 04, 2025.

How much does this mutual fund charge as expense ratio?

The Bajaj Finserv Gilt Fund has an expense ratio of 1.29%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The Bajaj Finserv Gilt Fund currently has assets under management (AUM) or fund size valued at approximately 31 Cr as on Oct 31, 2025.

To whom does Bajaj Finserv Gilt Fund lend to?

The top 3 debt holdings of Bajaj Finserv Gilt Fund are as follows

Holding Name	Percentage of Portfolio
GOI	95.25%
Others	18.72%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The Bajaj Finserv Gilt Fund allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
SOV	95.25%
Cash & Call Money	4.75%

What is risk level of Bajaj Finserv Gilt Fund?

This is a Gilt fund comes with Moderate risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in Bajaj Finserv Gilt Fund?

Redeeming your investments in the Bajaj Finserv Gilt Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Gilt

#NA

Return Outperformance: This fund has generated highest return amongst Gilt funds in the last 3 Months .
Exit Load: This fund has no exit load.
Return/Risk: The fund is performing poorly than its category.