Bajaj Finserv Money Market Fund

Q: What are the returns of this mutual fund scheme?

The Bajaj Finserv Money Market Fund is a 2 yrs 3 m old fund and has delivered average annual returns of 7.19% since inception. Bajaj Finserv Money Market Fund Returns 1-Year Since Inception 7.12% 7.19%

NAV as of Oct 20, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹1170.1429+0.04% 1 day change	7.19% p.a.	App exclusive #NA View Ranked Funds	₹5,178 Cr

Historical NAV & returns

NAV: ₹1170.1429 as on Oct 20, 2025

This fund Category average

Bajaj Finserv Money Market Fund overview

AUM (Fund size)	₹5,178 Cr
Exit load	0%
Lock-in Period	Nil
Age	2 yrs 3 m since Jul 17, 2023
Benchmark	NIFTY Money Market Index A-I
Min. investment	SIP: ₹500 & Lumpsum: ₹1000
Expense ratio	0.76% as on Sep 30, 2025
Plan type	Regular
Risk	Low to Moderate
Tax on your gains	Profits are added to your income and taxed as per your slab rate

Bajaj Finserv Money Market Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Oct 17, 2025

Period	This fund	Category average
1 Month	0.44%	0.47%
3 Months	1.27%	1.36%
6 Months	3.07%	3.22%
1 Year	7.12%	7.36%
2 Years	7.13%	7.36%

Asset allocationas on Sep 30, 2025

Large Cap 0%

Mid Cap 0%

Small Cap 0%

Other Cap 0%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

A1+ 90.2%

SOV 12.33%

Others 0.29%

Cash & Call Money -2.82%

Top Debt Holdings

Bank Of Baroda 8.98%

HDFC Bank Ltd. 7.47%

Axis Bank Ltd. 6.09%

Punjab National Bank 5.66%

Allocation by Instruments

Certificate of Deposit 62.05999999999998%

Commercial Paper 27.21%

State Development Loan 6.6899999999999995%

Treasury Bills 5.64%

Other Holdings

Others 0.29%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
Bajaj Finserv Money Market Fund	0.44%	3.07%	7.12%	N.A.	N.A.	N.A.
UTI Money Market Fund	0.49%	3.33%	7.66%	7.61%	6.15%	6.76%
Sundaram Money Market Fund	0.48%	3.3%	7.53%	7.31%	5.86%	4.35%
Nippon India Money Market Fund	0.48%	3.33%	7.61%	7.58%	6.16%	6.77%
Tata Money Market Fund	0.48%	3.3%	7.6%	7.57%	6.14%	5.98%
Aditya Birla Sun Life Money Manager Fund	0.49%	3.32%	7.59%	7.6%	6.15%	6.85%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Bajaj Finserv Money Market Fund	N.A.	N.A.	N.A.	N.A.
UTI Money Market Fund	0.32	0.8	3.21	6.79
Sundaram Money Market Fund	0.33	0.85	2.36	4.87
Nippon India Money Market Fund	0.33	0.82	3.04	6.25
Tata Money Market Fund	0.33	0.83	3.02	6.02
Aditya Birla Sun Life Money Manager Fund	0.31	0.78	3.29	6.39

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Bajaj Finserv Money Market Fund	N.A.	5,178 Cr	2 yrs 3 m	0.76%
UTI Money Market Fund	N.A.	18,862 Cr	16 yrs 3 m	0.22%
Sundaram Money Market Fund	N.A.	1,761 Cr	7 yrs 1 m	0.29%
Nippon India Money Market Fund	N.A.	23,246 Cr	20 yrs 4 m	0.38%
Tata Money Market Fund	N.A.	38,808 Cr	22 yrs 5 m	0.4%
Aditya Birla Sun Life Money Manager Fund	N.A.	26,757 Cr	20 yrs	0.36%

View all Money Market funds

Key risk & return ratios Compared to other funds in the category

Risk ratios are based on three-year data. The required data is unavailable for the scheme.

Compare Bajaj Finserv Money Market Fund in detail with

About this fund

About Bajaj Finserv Money Market Fund

Bajaj Finserv Money Market Fund is a Money Market mutual fund scheme from Bajaj Finserv Mutual Fund. This fund has been in existence for 2 yrs 3 m, having been launched on 17/07/2023. Bajaj Finserv Money Market Fund has ₹5,178 Crores worth of assets under management (AUM) as on 30/09/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Bajaj Finserv Money Market Fund as of 20/10/2025 is ₹1170.14. The fund has an expense ratio of 0.76%, which is higher than what most other Money Market funds charge.

Bajaj Finserv Money Market Fund returns of last 1-year are 7.17%. Since launch, it has delivered 7.25% average annual returns.
The fund's credit profile is very high indicating it has lent to borrowers whose quality is excellent. Most funds in this category lend to better borrowers and hence the risk of default in this fund is higher than the category.
The fund's top holdings are in Bank Of Baroda, HDFC Bank Ltd., Axis Bank Ltd., Punjab National Bank, Reserve Bank of India.

...

Fund AUM	5,178 Cr as on Sep 30, 2025
Scheme document	View Scheme Document

Fund managers

Nimesh Chandan

Mr. Chandan is an MBA in Finance. He has good years of experience in capital markets. Prior to joining Bajaj Finserv Mutual Fund, he had been with Canara Robeco MF, ICICI Prudential MF, SBI MF and Aditya Birla Sun Life AMC as fund manager and has also worked with Stratcap Securities and Darashaw and Company.

Siddharth Chaudhary

Mr. Chaudhary is a B.Com (H) and PGDM (Securities Markets). Prior to joining Bajaj Finserv Mutual Fund, he has worked with Sundaram Mutual Fund and Indian Bank.

Investment objective

The scheme is seeks to generate regular income through investment in a portfolio comprising of money market instruments.

Bajaj Finserv Mutual Fund details

No. of schemes	15 view all schemes
Total AUM	29,226 Cr as on Sep 30, 2025
Address	S. No - 239/2, 11th Floor, Office No. 1101 A and 1101 B, Sky One Corporate Park, Lohegaon, Pune, Maharashtra Pune , 411032

More funds from Bajaj Finserv Mutual Fund

Fund name	ETM Rank	AUM	1Y	3Y
Bajaj Finserv Liquid Fund	N.A.	5,196 Cr	6.58%	N.A.
Bajaj Finserv Banking and PSU Fund	N.A.	293 Cr	7.83%	N.A.
Bajaj Finserv Overnight Fund	N.A.	912 Cr	5.97%	N.A.
Bajaj Finserv Gilt Fund	N.A.	30 Cr	N.A.	N.A.

See all Debt funds from this AMC

Frequently asked questions

What is the current NAV of Bajaj Finserv Money Market Fund?

The current Net Asset Value (NAV) of the Bajaj Finserv Money Market Fund plan is approximately ₹1170.1429 as of Oct 20, 2025.

What are the returns of this mutual fund scheme?

The Bajaj Finserv Money Market Fund is a 2 yrs 3 m old fund and has delivered average annual returns of 7.19% since inception.

Bajaj Finserv Money Market Fund Returns

1-Year	Since Inception
7.12%	7.19%

How much does this mutual fund charge as expense ratio?

The Bajaj Finserv Money Market Fund has an expense ratio of 0.76%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The Bajaj Finserv Money Market Fund currently has assets under management (AUM) or fund size valued at approximately 5,178 Cr as on Sep 30, 2025.

To whom does Bajaj Finserv Money Market Fund lend to?

The top 3 debt holdings of Bajaj Finserv Money Market Fund are as follows

Holding Name	Percentage of Portfolio
Bank Of Baroda	8.98%
HDFC Bank Ltd.	7.47%
Axis Bank Ltd.	6.09%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The Bajaj Finserv Money Market Fund allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
A1+	90.2%
SOV	12.33%
Others	0.29%

What is risk level of Bajaj Finserv Money Market Fund?

This is a Money Market fund comes with Low to Moderate risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in Bajaj Finserv Money Market Fund?

Redeeming your investments in the Bajaj Finserv Money Market Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.