Axis Gilt Fund

Q: What are the returns of this mutual fund scheme?

The Axis Gilt Fund is a 14 yrs old fund and has delivered average annual returns of 7.04% since inception. Axis Gilt Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 4.1% 6.95% 5.35% 7.08% 7.04%

Q: How much does this mutual fund charge as expense ratio?

The Axis Gilt Fund has an expense ratio of 0.82% , representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

NAV as of Feb 02, 2026	Returns since inception	ET Money Rank	AUM (Fund size)
₹25.7039-0.47% 1 day change	7.04% p.a.	App exclusive #NA View Ranked Funds	₹686 Cr

Historical NAV & returns

NAV: ₹25.7039 as on Feb 02, 2026

This fund Category average

Axis Gilt Fund overview

AUM (Fund size)	₹686 Cr
Exit load	0%
Lock-in Period	Nil
Age	14 yrs since Jan 10, 2012
Benchmark	CRISIL Dynamic Gilt Index
Min. investment	SIP: ₹1000 & Lumpsum: ₹5000
Expense ratio	0.82% as on Jan 29, 2026
Plan type	Regular
Risk	Moderate
Tax on your gains	Profits are added to your income and taxed as per your slab rate

Axis Gilt Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Feb 03, 2026

Period	This fund	Category average
1 Month	-0.3%	-0.45%
3 Months	-0.01%	-0.2%
6 Months	-0.07%	-0.9%
1 Year	4.1%	2.85%
2 Years	6.35%	5.33%
3 Years	6.95%	6.1%
4 Years	6.15%	5.56%
5 Years	5.35%	4.94%
7 Years	7.3%	6.51%
10 Years	7.08%	7.0%

Asset allocationas on Dec 31, 2025

Large Cap 0%

Mid Cap 0%

Small Cap 0%

Other Cap 0%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

SOV 88.21703342%

Cash & Call Money 11.78296649%

Top Debt Holdings

GOI 77.25%

Others 13.38%

Reserve Bank of India 5.69%

Haryana State 2.16%

Allocation by Instruments

GOI Securities 77.23364340000002%

CBLO 13.38013909%

Treasury Bills 5.69193445%

State Development Loan 5.29145557%

Other Holdings

Bifurcation by Holding is not available for this fund

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
Axis Gilt Fund	-0.3%	-0.07%	4.1%	6.95%	5.35%	7.08%
SBI Gilt Fund	0.08%	-0.16%	3.72%	6.64%	5.78%	7.73%
SBI Gilt Fund	0.08%	-0.16%	3.72%	6.64%	5.78%	7.73%
SBI Gilt Fund	0.08%	-0.14%	3.75%	6.65%	5.78%	7.73%
ICICI Prudential Gilt Fund	-0.25%	0.61%	5.7%	7.47%	6.18%	8.12%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Axis Gilt Fund	3.0	0.82	0.3	0.46
SBI Gilt Fund	3.08	0.84	0.2	0.29
SBI Gilt Fund	3.08	0.84	0.2	0.29
SBI Gilt Fund	3.08	0.84	0.2	0.29
ICICI Prudential Gilt Fund	1.91	0.49	0.71	0.83

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Axis Gilt Fund	N.A.	686 Cr	14 yrs	0.82%
SBI Gilt Fund	N.A.	10,817 Cr	25 yrs 1 m	0.96%
SBI Gilt Fund	N.A.	10,817 Cr	22 yrs 2 m	0.96%
SBI Gilt Fund	N.A.	10,817 Cr	22 yrs 2 m	0.96%
ICICI Prudential Gilt Fund	N.A.	9,181 Cr	26 yrs 6 m	1.1%

View all Gilt funds

Key risk & return ratios Compared to other funds in the category

Alpha	-0.3 vs. 1.57 Underperformed at beating benchmark
Sharpe	0.3 vs. 1.85 Poor risk-adjusted returns
Beta	0.82 vs. 0.43 More sensitive to market's ups & downs
Standard deviation	3.0 vs. 2.74 More volatile performance

Compare Axis Gilt Fund in detail with

About this fund

About Axis Gilt Fund

Axis Gilt Fund is a Gilt mutual fund scheme from Axis Mutual Fund. This fund has been in existence for 14 yrs, having been launched on 10/01/2012. Axis Gilt Fund has ₹686 Crores worth of assets under management (AUM) as on 31/12/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Axis Gilt Fund as of 02/02/2026 is ₹25.70. The fund has an expense ratio of 0.82%, which is higher than what most other Gilt funds charge.

Axis Gilt Fund returns of last 1-year are 4.07%. Since launch, it has delivered 6.96% average annual returns. The fund has doubled the money invested in it every 10 yrs.
Axis Gilt Fund scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is high.
The fund's credit profile is high indicating it has lent to borrowers whose quality is great. Most funds in this category lend to better borrowers and hence the risk of default in this fund is higher than the category.
The fund's top holdings are in GOI, Reserve Bank of India, Haryana State, Madhya Pradesh State, Maharashtra State.

...

Fund AUM	686 Cr as on Dec 31, 2025
Scheme document	View Scheme Document

Fund managers

Sachin Jain

Mr. Jain is a B.Tech, AGMP (Management) Prior to joining Axis Asset Management Company Ltd., he has worked with Sundaram Mutual Fund, I- Cap, Sunidhi securities and Finance Ltd.

Devang Shah

Mr. Shah is B.Com and ACA. Prior to joining Axis AMC he has worked with ICICI Prudential AMC, Deutsche Asset Management (India) Pvt. Ltd. and Pricewaterhouse Coopers.

Investment objective

The Scheme will aim to generate credit risk-free returns through investments in sovereign securities issued by the Central Government and/or State Government.

Axis Mutual Fund details

No. of schemes	70 view all schemes
Total AUM	3,65,749 Cr as on Dec 31, 2025
Address	23rd Floor, One Lodha Place, S. B. Road, Lower Parel. Mumbai, 400013
Phone	022-24255161

More funds from Axis Mutual Fund

Fund name	ETM Rank	AUM	1Y	3Y
Axis Strategic Bond Fund	N.A.	2,059 Cr	7.5%	7.82%
Axis Credit Risk Fund	N.A.	368 Cr	8.1%	7.75%
Axis Floater Fund	N.A.	151 Cr	6.75%	7.67%
Axis CRISIL IBX 50:50 Gilt Plus SDL Jun 2028 Index Fund	N.A.	67 Cr	7.47%	7.63%
Axis Income Plus Arbitrage Active FoF	N.A.	2,268 Cr	7.26%	7.6%
Axis CRISIL IBX SDL May 2027 Index Fund	N.A.	1,955 Cr	7.41%	7.58%

See all Debt funds from this AMC

Frequently asked questions

What is the current NAV of Axis Gilt Fund?

The current Net Asset Value (NAV) of the Axis Gilt Fund plan is approximately ₹25.7039 as of Feb 02, 2026.

What are the returns of this mutual fund scheme?

The Axis Gilt Fund is a 14 yrs old fund and has delivered average annual returns of 7.04% since inception.

Axis Gilt Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
4.1%	6.95%	5.35%	7.08%	7.04%

How much does this mutual fund charge as expense ratio?

The Axis Gilt Fund has an expense ratio of 0.82%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The Axis Gilt Fund currently has assets under management (AUM) or fund size valued at approximately 686 Cr as on Dec 31, 2025.

To whom does Axis Gilt Fund lend to?

The top 3 debt holdings of Axis Gilt Fund are as follows

Holding Name	Percentage of Portfolio
GOI	77.25%
Others	13.38%
Reserve Bank of India	5.69%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The Axis Gilt Fund allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
SOV	88.21703342%
Cash & Call Money	11.78296649%

What is risk level of Axis Gilt Fund?

This is a Gilt fund comes with Moderate risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in Axis Gilt Fund?

Redeeming your investments in the Axis Gilt Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Gilt

#NA

Return Consistency: This fund is one of the best in generating consistent return in it's category.
Volatility Protection: This fund is one of the best in protecting against volatility in it's category.
Return Outperformance: This fund has generated highest return amongst Gilt funds in the last 10 Years.
Exit Load: This fund has no exit load.
Return/Risk: The fund is performing poorly than its category.