Bajaj Finserv Overnight Fund

Q: What are the returns of this mutual fund scheme?

The Bajaj Finserv Overnight Fund is a 2 yrs 3 m old fund and has delivered average annual returns of 6.37% since inception. Bajaj Finserv Overnight Fund Returns 1-Year Since Inception 5.97% 6.37%

Q: How much does this mutual fund charge as expense ratio?

The Bajaj Finserv Overnight Fund has an expense ratio of 0.12% , representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

NAV as of Oct 21, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹1153.3242+0.01% 1 day change	6.37% p.a.	App exclusive #NA View Ranked Funds	₹912 Cr

Historical NAV & returns

NAV: ₹1153.3242 as on Oct 21, 2025

This fund Category average

Bajaj Finserv Overnight Fund overview

AUM (Fund size)	₹912 Cr
Exit load	0%
Lock-in Period	Nil
Age	2 yrs 3 m since Jun 29, 2023
Benchmark	CRISIL Liquid Overnight Index
Min. investment	SIP: ₹1000 & Lumpsum: ₹5000
Expense ratio	0.12% as on Sep 30, 2025
Plan type	Regular
Risk	Low
Tax on your gains	Profits are added to your income and taxed as per your slab rate

Bajaj Finserv Overnight Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Oct 17, 2025

Period	This fund	Category average
1 Month	0.41%	0.41%
3 Months	1.32%	1.31%
6 Months	2.7%	2.67%
1 Year	5.97%	5.92%
2 Years	6.34%	6.3%

Asset allocationas on Sep 30, 2025

Large Cap 0%

Mid Cap 0%

Small Cap 0%

Other Cap 0%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

Cash & Call Money 95.61%

SOV 4.39%

Top Debt Holdings

Others 95.48%

Reserve Bank of India 4.39%

Allocation by Instruments

CBLO 95.48%

Treasury Bills 4.39%

Net Receivables 0.13%

Other Holdings

Others 0.13%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
Bajaj Finserv Overnight Fund	0.41%	2.7%	5.97%	N.A.	N.A.	N.A.
Mirae Asset Overnight Fund	0.41%	2.69%	5.94%	6.37%	5.26%	2.99%
PGIM India Overnight Fund	0.4%	2.66%	5.94%	6.36%	5.26%	3.06%
Edelweiss Overnight Fund	0.41%	2.66%	5.9%	6.34%	5.22%	3.1%
UTI Overnight Fund	0.41%	2.69%	5.97%	6.39%	5.26%	5.56%
SBI Overnight Fund	0.41%	2.68%	5.92%	6.33%	5.21%	5.44%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Bajaj Finserv Overnight Fund	N.A.	N.A.	N.A.	N.A.
Mirae Asset Overnight Fund	0.13	0.1	-0.69	-0.93
PGIM India Overnight Fund	0.14	0.12	-0.76	-0.98
Edelweiss Overnight Fund	0.13	0.1	-0.97	-1.26
UTI Overnight Fund	0.13	0.1	-0.58	-0.74
SBI Overnight Fund	0.13	0.1	-1.06	-1.39

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Bajaj Finserv Overnight Fund	N.A.	912 Cr	2 yrs 3 m	0.12%
Mirae Asset Overnight Fund	N.A.	1,433 Cr	6 yrs	0.15%
PGIM India Overnight Fund	N.A.	114 Cr	6 yrs 2 m	0.17%
Edelweiss Overnight Fund	N.A.	220 Cr	6 yrs 3 m	0.16%
UTI Overnight Fund	N.A.	6,559 Cr	21 yrs 11 m	0.11%
SBI Overnight Fund	N.A.	27,820 Cr	23 yrs 1 m	0.14%

View all Overnight funds

Key risk & return ratios Compared to other funds in the category

Risk ratios are based on three-year data. The required data is unavailable for the scheme.

Compare Bajaj Finserv Overnight Fund in detail with

About this fund

About Bajaj Finserv Overnight Fund

Bajaj Finserv Overnight Fund is a Overnight mutual fund scheme from Bajaj Finserv Mutual Fund. This fund has been in existence for 2 yrs 3 m, having been launched on 29/06/2023. Bajaj Finserv Overnight Fund has ₹912 Crores worth of assets under management (AUM) as on 30/09/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Bajaj Finserv Overnight Fund as of 21/10/2025 is ₹1153.32. The fund has an expense ratio of 0.12%, which is close to what most other Overnight funds charge.

Bajaj Finserv Overnight Fund returns of last 1-year are 6.02%. Since launch, it has delivered 6.40% average annual returns.
The fund's credit profile is very low indicating it has lent to borrowers whose quality is poor. Most funds in this category lend to better borrowers and hence the risk of default in this fund is higher than the category.
The fund's top holdings are in Reserve Bank of India.

...

Fund AUM	912 Cr as on Sep 30, 2025
Scheme document	View Scheme Document

Fund managers

Nimesh Chandan

Mr. Chandan is an MBA in Finance. He has good years of experience in capital markets. Prior to joining Bajaj Finserv Mutual Fund, he had been with Canara Robeco MF, ICICI Prudential MF, SBI MF and Aditya Birla Sun Life AMC as fund manager and has also worked with Stratcap Securities and Darashaw and Company.

Siddharth Chaudhary

Mr. Chaudhary is a B.Com (H) and PGDM (Securities Markets). Prior to joining Bajaj Finserv Mutual Fund, he has worked with Sundaram Mutual Fund and Indian Bank.

Investment objective

The Scheme seeks to provide reasonable returns commensurate with low risk and high level of liquidity, through investments made primarily in overnight securities having maturity of 1 business day.

Bajaj Finserv Mutual Fund details

No. of schemes	15 view all schemes
Total AUM	29,226 Cr as on Sep 30, 2025
Address	S. No - 239/2, 11th Floor, Office No. 1101 A and 1101 B, Sky One Corporate Park, Lohegaon, Pune, Maharashtra Pune , 411032

More funds from Bajaj Finserv Mutual Fund

Fund name	ETM Rank	AUM	1Y	3Y
Bajaj Finserv Money Market Fund	N.A.	5,178 Cr	7.12%	N.A.
Bajaj Finserv Liquid Fund	N.A.	5,196 Cr	6.58%	N.A.
Bajaj Finserv Banking and PSU Fund	N.A.	293 Cr	7.83%	N.A.
Bajaj Finserv Gilt Fund	N.A.	30 Cr	N.A.	N.A.

See all Debt funds from this AMC

Frequently asked questions

What is the current NAV of Bajaj Finserv Overnight Fund?

The current Net Asset Value (NAV) of the Bajaj Finserv Overnight Fund plan is approximately ₹1153.3242 as of Oct 21, 2025.

What are the returns of this mutual fund scheme?

The Bajaj Finserv Overnight Fund is a 2 yrs 3 m old fund and has delivered average annual returns of 6.37% since inception.

Bajaj Finserv Overnight Fund Returns

1-Year	Since Inception
5.97%	6.37%

How much does this mutual fund charge as expense ratio?

The Bajaj Finserv Overnight Fund has an expense ratio of 0.12%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The Bajaj Finserv Overnight Fund currently has assets under management (AUM) or fund size valued at approximately 912 Cr as on Sep 30, 2025.

To whom does Bajaj Finserv Overnight Fund lend to?

The top 3 debt holdings of Bajaj Finserv Overnight Fund are as follows

Holding Name	Percentage of Portfolio
Others	95.48%
Reserve Bank of India	4.39%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The Bajaj Finserv Overnight Fund allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
Cash & Call Money	95.61%
SOV	4.39%

What is risk level of Bajaj Finserv Overnight Fund?

This is a Overnight fund comes with Low risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in Bajaj Finserv Overnight Fund?

Redeeming your investments in the Bajaj Finserv Overnight Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Overnight

#NA

Return Outperformance: This fund has generated highest return amongst Overnight funds in the last 2 Years.
Exit Load: This fund has no exit load.
Return/Risk: The fund is performing poorly than its category.