ICICI Prudential Gilt Fund

Q: What are the returns of this mutual fund scheme?

The ICICI Prudential Gilt Fund is a 26 yrs 3 m old fund and has delivered average annual returns of 9.37% since inception. ICICI Prudential Gilt Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 7.8% 7.95% 6.19% 7.86% 9.37%

Q: How much does this mutual fund charge as expense ratio?

The ICICI Prudential Gilt Fund has an expense ratio of 1.09% , representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

NAV as of Oct 20, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹104.4724+0.03% 1 day change	9.37% p.a.	App exclusive #NA View Ranked Funds	₹9,109 Cr

Historical NAV & returns

NAV: ₹104.4724 as on Oct 20, 2025

This fund Category average

ICICI Prudential Gilt Fund overview

AUM (Fund size)	₹9,109 Cr
Exit load	0%
Lock-in Period	Nil
Age	26 yrs 3 m since Jul 21, 1999
Benchmark	NIFTY All Duration G-Sec Index
Min. investment	SIP: ₹500 & Lumpsum: ₹1000
Expense ratio	1.09% as on Sep 30, 2025
Plan type	Regular
Risk	Moderate
Tax on your gains	Profits are added to your income and taxed as per your slab rate

ICICI Prudential Gilt Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Oct 26, 2025

Period	This fund	Category average
1 Month	0.72%	0.75%
3 Months	0.55%	0.06%
6 Months	1.89%	-0.36%
1 Year	7.8%	5.28%
2 Years	8.13%	7.68%
3 Years	7.95%	7.06%
4 Years	6.7%	5.67%
5 Years	6.19%	5.07%
7 Years	7.98%	7.17%
10 Years	7.86%	6.94%

Asset allocationas on Sep 30, 2025

Large Cap 0%

Mid Cap 0%

Small Cap 0%

Other Cap 0%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

SOV 96.02341215%

Cash & Call Money 3.97658763%

Top Debt Holdings

Maharashtra State 15.88%

Madhya Pradesh State 5.96%

Rajasthan State 5.17%

Andhra Pradesh State 2.62%

Allocation by Instruments

Cash Margin 58.73223305%

GOI Securities 48.96863974%

State Development Loan 37.433410509999995%

GOI Securities Floating Rate Bond 9.08629699%

Other Holdings

Others 1.72%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
ICICI Prudential Gilt Fund	0.72%	1.89%	7.8%	7.95%	6.19%	7.86%
SBI Magnum Gilt Fund	0.61%	-0.06%	5.79%	7.61%	5.8%	7.73%
Axis Gilt Fund	0.96%	0.36%	6.48%	7.71%	5.55%	7.19%
UTI Gilt Fund	0.56%	-0.17%	5.62%	7.1%	5.1%	7.18%
DSP Gilt Fund	0.77%	-0.15%	5.56%	7.75%	5.64%	7.64%

Fund name	Std. deviation	Beta	Sharpe	Sortino
ICICI Prudential Gilt Fund	1.92	0.48	0.62	0.73
SBI Magnum Gilt Fund	3.05	0.83	0.32	0.44
Axis Gilt Fund	2.98	0.8	0.31	0.46
UTI Gilt Fund	2.95	0.8	0.17	0.2
DSP Gilt Fund	3.54	0.98	0.3	0.41

Fund name	ETM Rank	AUM	Fund age	Expense ratio
ICICI Prudential Gilt Fund	N.A.	9,109 Cr	26 yrs 3 m	1.09%
SBI Magnum Gilt Fund	N.A.	11,308 Cr	21 yrs 10 m	0.94%
Axis Gilt Fund	N.A.	679 Cr	13 yrs 9 m	0.82%
UTI Gilt Fund	N.A.	566 Cr	23 yrs 9 m	0.93%
DSP Gilt Fund	N.A.	1,494 Cr	26 yrs 1 m	1.17%

View all Gilt funds

Key risk & return ratios Compared to other funds in the category

Alpha	0.22 vs. 1.41 Underperformed at beating benchmark
Sharpe	0.62 vs. 2.03 Poor risk-adjusted returns
Beta	0.48 vs. 0.45 More sensitive to market's ups & downs
Standard deviation	1.92 vs. 2.62 More stable returns

Compare ICICI Prudential Gilt Fund in detail with

About this fund

About ICICI Prudential Gilt Fund

ICICI Prudential Gilt Fund is a Gilt mutual fund scheme from Icici Prudential Mutual Fund. This fund has been in existence for 26 yrs 3 m, having been launched on 21/07/1999. ICICI Prudential Gilt Fund has ₹9,109 Crores worth of assets under management (AUM) as on 30/09/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of ICICI Prudential Gilt Fund as of 20/10/2025 is ₹104.47. The fund has an expense ratio of 1.09%, which is higher than what most other Gilt funds charge.

ICICI Prudential Gilt Fund returns of last 1-year are 7.77%. Since launch, it has delivered 9.37% average annual returns. The fund has doubled the money invested in it every 10 yrs.
ICICI Prudential Gilt Fund scheme's ability to deliver returns consistently is higher than most funds of its category. Its ability to control losses in a falling market is high.
The fund's credit profile is very high indicating it has lent to borrowers whose quality is excellent. Most funds in this category lend to better borrowers and hence the risk of default in this fund is higher than the category.
The fund's top holdings are in Maharashtra State, Madhya Pradesh State, Rajasthan State, Andhra Pradesh State, Haryana State.

...

Fund AUM	9,109 Cr as on Sep 30, 2025
Scheme document	View Scheme Document

Fund managers

Manish Banthia

Mr. Banthia is B.Com, CA and MBA He is associated with ICICI Prudential Asset Management Company since Oct 2005, ICICI Prudential AMC - Fixed Income Investments - Aug 2007 to Oct 2009, ICICI Prudential AMC - New Product Development - Oct 2005 to Jul 2007, Aditya Birla Nuvo Ltd. - From May 2005 to Oct 2005, Aditya Birla Management Corporation Ltd. - From May 2004 to May 2005.

Raunak Surana

Mr. Surana has done B.Com, CA and CFA Prior to joining ICICI Pru Mutual Fund, he has worked with Patni & Co.

Investment objective

The scheme seeks to generate steady and consistent return from a basket of government securities across various maturities through proactive fund management aimed at controlling Interest rate risk. The investment plan will invest in gilt including T-Bills with medium to long maturity, with average maturity of the portfolio normally not exceeding 8 years.

ICICI Prudential Mutual Fund details

No. of schemes	103 view all schemes
Total AUM	10,60,747 Cr as on Sep 30, 2025
Address	One BKC , A Wing , 13th Floor, Bandra Kurla Complex, Mumbai, 400051

More funds from ICICI Prudential Mutual Fund

Fund name	ETM Rank	AUM	1Y	3Y
ICICI Prudential Income Plus Arbitrage Active FoF	N.A.	1,820 Cr	6.0%	11.26%
ICICI Prudential Nifty G-Sec Dec 2030 Index Fund	N.A.	903 Cr	8.7%	8.54%
ICICI Prudential Constant Maturity Gilt Fund	N.A.	2,585 Cr	8.38%	8.5%
ICICI Prudential Credit Risk Fund	N.A.	5,994 Cr	9.1%	8.39%
ICICI Prudential Nifty SDL Dec 2028 Index Fund	N.A.	879 Cr	8.08%	8.12%
ICICI Prudential Medium Term Bond Fund	N.A.	5,734 Cr	9.12%	8.04%

See all Debt funds from this AMC

Frequently asked questions

What is the current NAV of ICICI Prudential Gilt Fund?

The current Net Asset Value (NAV) of the ICICI Prudential Gilt Fund plan is approximately ₹104.4724 as of Oct 20, 2025.

What are the returns of this mutual fund scheme?

The ICICI Prudential Gilt Fund is a 26 yrs 3 m old fund and has delivered average annual returns of 9.37% since inception.

ICICI Prudential Gilt Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
7.8%	7.95%	6.19%	7.86%	9.37%

How much does this mutual fund charge as expense ratio?

The ICICI Prudential Gilt Fund has an expense ratio of 1.09%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The ICICI Prudential Gilt Fund currently has assets under management (AUM) or fund size valued at approximately 9,109 Cr as on Sep 30, 2025.

To whom does ICICI Prudential Gilt Fund lend to?

The top 3 debt holdings of ICICI Prudential Gilt Fund are as follows

Holding Name	Percentage of Portfolio
Maharashtra State	15.88%
Madhya Pradesh State	5.96%
Rajasthan State	5.17%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The ICICI Prudential Gilt Fund allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
SOV	96.02341215%
Cash & Call Money	3.97658763%

What is risk level of ICICI Prudential Gilt Fund?

This is a Gilt fund comes with Moderate risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in ICICI Prudential Gilt Fund?

Redeeming your investments in the ICICI Prudential Gilt Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Gilt

#NA

Return Consistency: This fund is one of the best in generating consistent return in it's category.
Return Outperformance: This fund has generated highest return amongst Gilt funds in the last 10 Years.
Chance: This fund has generated a 7.76% annual return in 70% of times for investors holding for at least 5 years.
Exit Load: This fund has no exit load.
Return/Risk: The fund is performing poorly than its category.