Bajaj Finserv Liquid Fund

Q: What are the returns of this mutual fund scheme?

The Bajaj Finserv Liquid Fund is a 2 yrs 3 m old fund and has delivered average annual returns of 6.92% since inception. Bajaj Finserv Liquid Fund Returns 1-Year Since Inception 6.58% 6.92%

Q: How much does this mutual fund charge as expense ratio?

The Bajaj Finserv Liquid Fund has an expense ratio of 0.28% , representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

NAV as of Oct 21, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹1166.9857+0.02% 1 day change	6.92% p.a.	App exclusive #NA View Ranked Funds	₹5,196 Cr

Historical NAV & returns

NAV: ₹1166.9857 as on Oct 21, 2025

This fund Category average

Bajaj Finserv Liquid Fund overview

AUM (Fund size)	₹5,196 Cr
Exit load	0.007% Exit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days.!
Lock-in Period	Nil
Age	2 yrs 3 m since Jun 29, 2023
Benchmark	NIFTY Liquid Index A-I
Min. investment	SIP: ₹500 & Lumpsum: ₹5000
Expense ratio	0.28% as on Sep 30, 2025
Plan type	Regular
Risk	Low to Moderate
Tax on your gains	Profits are added to your income and taxed as per your slab rate

Bajaj Finserv Liquid Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Oct 17, 2025

Period	This fund	Category average
1 Month	0.45%	0.45%
3 Months	1.36%	1.37%
6 Months	2.9%	2.92%
1 Year	6.58%	6.6%
2 Years	6.96%	6.95%

Asset allocationas on Sep 30, 2025

Large Cap 0%

Mid Cap 0%

Small Cap 0%

Other Cap 0%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

A1+ 75.31%

SOV 20.42%

AAA 3.46%

Cash & Call Money 0.63%

Top Debt Holdings

Reserve Bank of India 20.42%

Punjab National Bank 6.19%

ICICI Securities Ltd. 5.22%

Canara Bank 4.75%

Allocation by Instruments

Certificate of Deposit 39.11000000000001%

Commercial Paper 36.199999999999996%

Treasury Bills 20.419999999999998%

Debenture 2.5%

Other Holdings

Others 0.18%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
Bajaj Finserv Liquid Fund	0.45%	2.9%	6.58%	N.A.	N.A.	N.A.
Canara Robeco Liquid Fund	0.46%	2.95%	6.71%	7.02%	5.68%	6.06%
Bank of India Liquid Fund	0.46%	2.98%	6.74%	7.06%	5.72%	6.17%
Mirae Asset Liquid Fund	0.45%	2.95%	6.67%	6.99%	5.68%	6.1%
JM Liquid Fund	0.45%	2.92%	6.59%	6.9%	5.63%	6.14%
Navi Liquid Fund	0.43%	2.83%	6.29%	6.65%	5.54%	6.04%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Bajaj Finserv Liquid Fund	N.A.	N.A.	N.A.	N.A.
Canara Robeco Liquid Fund	0.17	0.34	3.07	4.13
Bank of India Liquid Fund	0.16	0.34	3.38	4.24
Mirae Asset Liquid Fund	0.17	0.33	2.82	3.92
JM Liquid Fund	0.15	0.29	2.7	3.53
Navi Liquid Fund	0.15	0.23	1.1	1.45

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Bajaj Finserv Liquid Fund	N.A.	5,196 Cr	2 yrs 3 m	0.28%
Canara Robeco Liquid Fund	N.A.	6,399 Cr	17 yrs 3 m	0.21%
Bank of India Liquid Fund	N.A.	1,360 Cr	17 yrs 3 m	0.14%
Mirae Asset Liquid Fund	N.A.	11,368 Cr	16 yrs 9 m	0.19%
JM Liquid Fund	N.A.	1,621 Cr	27 yrs 10 m	0.26%
Navi Liquid Fund	N.A.	62 Cr	15 yrs 8 m	0.2%

View all Liquid funds

Key risk & return ratios Compared to other funds in the category

Risk ratios are based on three-year data. The required data is unavailable for the scheme.

Compare Bajaj Finserv Liquid Fund in detail with

About this fund

About Bajaj Finserv Liquid Fund

Bajaj Finserv Liquid Fund is a Liquid mutual fund scheme from Bajaj Finserv Mutual Fund. This fund has been in existence for 2 yrs 3 m, having been launched on 29/06/2023. Bajaj Finserv Liquid Fund has ₹5,196 Crores worth of assets under management (AUM) as on 30/09/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Bajaj Finserv Liquid Fund as of 21/10/2025 is ₹1166.99. The fund has an expense ratio of 0.28%, which is higher than what most other Liquid funds charge.

Bajaj Finserv Liquid Fund returns of last 1-year are 6.62%. Since launch, it has delivered 6.95% average annual returns.
The fund's credit profile is very high indicating it has lent to borrowers whose quality is excellent. Most funds in this category lend to better borrowers and hence the risk of default in this fund is higher than the category.
The fund's top holdings are in Reserve Bank of India, Punjab National Bank, ICICI Securities Ltd., Canara Bank, Bank of India.

...

Fund AUM	5,196 Cr as on Sep 30, 2025
Scheme document	View Scheme Document

Fund managers

Nimesh Chandan

Mr. Chandan is an MBA in Finance. He has good years of experience in capital markets. Prior to joining Bajaj Finserv Mutual Fund, he had been with Canara Robeco MF, ICICI Prudential MF, SBI MF and Aditya Birla Sun Life AMC as fund manager and has also worked with Stratcap Securities and Darashaw and Company.

Siddharth Chaudhary

Mr. Chaudhary is a B.Com (H) and PGDM (Securities Markets). Prior to joining Bajaj Finserv Mutual Fund, he has worked with Sundaram Mutual Fund and Indian Bank.

Investment objective

The scheme seeks to provide a level of income consistent with the objectives of preservation of capital, lower risk and high liquidity through investments made primarily in money market and debt securities with maturity of up to 91 days only.

Bajaj Finserv Mutual Fund details

No. of schemes	15 view all schemes
Total AUM	29,226 Cr as on Sep 30, 2025
Address	S. No - 239/2, 11th Floor, Office No. 1101 A and 1101 B, Sky One Corporate Park, Lohegaon, Pune, Maharashtra Pune , 411032

More funds from Bajaj Finserv Mutual Fund

Fund name	ETM Rank	AUM	1Y	3Y
Bajaj Finserv Money Market Fund	N.A.	5,178 Cr	7.12%	N.A.
Bajaj Finserv Banking and PSU Fund	N.A.	293 Cr	7.83%	N.A.
Bajaj Finserv Overnight Fund	N.A.	912 Cr	5.97%	N.A.
Bajaj Finserv Gilt Fund	N.A.	30 Cr	N.A.	N.A.

See all Debt funds from this AMC

Frequently asked questions

What is the current NAV of Bajaj Finserv Liquid Fund?

The current Net Asset Value (NAV) of the Bajaj Finserv Liquid Fund plan is approximately ₹1166.9857 as of Oct 21, 2025.

What are the returns of this mutual fund scheme?

The Bajaj Finserv Liquid Fund is a 2 yrs 3 m old fund and has delivered average annual returns of 6.92% since inception.

Bajaj Finserv Liquid Fund Returns

1-Year	Since Inception
6.58%	6.92%

How much does this mutual fund charge as expense ratio?

The Bajaj Finserv Liquid Fund has an expense ratio of 0.28%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The Bajaj Finserv Liquid Fund currently has assets under management (AUM) or fund size valued at approximately 5,196 Cr as on Sep 30, 2025.

To whom does Bajaj Finserv Liquid Fund lend to?

The top 3 debt holdings of Bajaj Finserv Liquid Fund are as follows

Holding Name	Percentage of Portfolio
Reserve Bank of India	20.42%
Punjab National Bank	6.19%
ICICI Securities Ltd.	5.22%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The Bajaj Finserv Liquid Fund allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
A1+	75.31%
SOV	20.42%
AAA	3.46%

What is risk level of Bajaj Finserv Liquid Fund?

This is a Liquid fund comes with Low to Moderate risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in Bajaj Finserv Liquid Fund?

Redeeming your investments in the Bajaj Finserv Liquid Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Liquid

#NA

Return Outperformance: This fund has generated highest return amongst Liquid funds in the last 2 Years.
Return/Risk: The fund is performing poorly than its category.
Exit Load: Exit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days.