Franklin Templeton Mutual Fund

Templeton Asset Management India Private Limited is one of the leading Asset Management Companies (AMC) in India and they manage Franklin Templeton Mutual Fund schemes. This company was established in 1996.

Franklin Templeton Mutual Fund aims to offer high-quality investment solutions through its outstanding services and unique investment perspectives. With global expertise, strong research-based investment solutions, and core values is the trust and relationship building, Franklin Templeton Mutual Fund stays on the path of its vision to provide the best investment solutions.

Franklin Templeton Mutual Fund offers a diverse range of investment solutions - equity funds, debt funds, hybrid funds, ELSS funds, and solution-oriented funds and closed-ended funds, etc. to cater to investors across the entire risk-return spectrum.

Franklin Templeton Mutual Fund has a nationwide presence with 33 scheme offerings and assets under management of ₹79,601.19 Cr. as on 31st August, 2020.

Franklin Templeton Mutual Fund serves a diverse range of customer base with varying investment objectives, time frame, return expectations, and risk appetite. The fund performance is a calculation based on multiple factors like the performance of the underlying securities, the expense ratio of the fund, the average cash flows into the particular scheme and the total AUM or the size of the fund.

As of right now, investors have a choice of 33 Franklin Templeton Mutual Fund schemes from different fund categories.

This is a list of the top-performing fund schemes of Franklin Templeton Mutual Funds across various fund categories:

Franklin Templeton Equity Mutual Fund seeks to generate potential higher return and capital growth by primarily investing in equity instruments of various companies across the sectors. As this Franklin Templeton Mutual Fund invests in the capital market, the amount of risk ranges from high to moderately high owing to the volatility of the asset class.

As of now, there are 12 open-ended Equity schemes by Franklin Templeton Mutual Funds. These equity funds of Franklin Templeton Mutual Fund are sub categorised based on their investment strategy, underlying securities in the portfolio, and the fund objectives as - large-cap, mid-cap, small-cap, sectoral, thematic and multi-cap, etc. The total AUM size of all these 16 schemes is ₹43,859.03 Crores as of 31st Aug 2020.

List of the 5 top-performing Franklin Templeton Mutual Funds in the equity mutual fund category:

Franklin Templeton Debt Mutual funds seek to generate regular income along with reasonable growth of capital by investing in money market instruments as well as debt securities. The money market instruments are government securities, Treasury Bills, Corporate bonds and commercial papers, etc.

The risk level associated with these schemes varies from low to moderate which makes it a suitable investment option for risk-averse investors.

There are 6 open-ended debt schemes offered by Franklin Templeton Mutual Fund. The total size of AUM of all these 6 schemes is ₹6,366.63 Crores as of 31st August 2020.

Top-performing Debt Mutual Funds of Franklin Templeton Mutual Funds are:

Franklin Templeton Hybrid Mutual funds or Franklin Templeton Balanced funds invest in varying proportions into debt instruments, equity instruments, and other asset classes in order to offer investors a combination of long-term capital appreciation and regular income.

Franklin Templeton Mutual Funds have quite a variety of hybrid funds with multiple risk categories which ranges from moderately high to moderately low. As of now, there are 11 Hybrid schemes offered by Franklin Templeton Mutual funds.

Here is a list of five top-performing Franklin Templeton Mutual Funds in the hybrid category.

Franklin Templeton Tax Saving Mutual Funds is an ELSS (Equity Linked Savings Scheme). Thus, the investment in Franklin Templeton Tax Saving Mutual Funds has a dual benefit of return on investment with tax benefit.

ELSS schemes are equity-oriented mutual fund schemes. Hence they aim to maximise the returns of the investor's portfolio over the long term by investing in equity-related or equity instruments. Along with equity investment, there is an additional tax benefit under this scheme. Any amount invested in Franklin Templeton Tax Saving Fund up to ₹1.5 lakhs per year is eligible for a tax deduction under section 80C of the Income Tax Act, 1961. However, there is a lock-in period of 3 years for which the amount cannot be withdrawn. Also, the minimum investment amount in Franklin Templeton Mutual Funds is as low as ₹500 only.

There is only 1 open-ended Franklin Templeton Tax Saving fund called Franklin India Tax shield Fund with a total AUM of ₹3,573.51 crores as on 31st August 2020 with a mandatory lock-in of 3 years.

• Franklin India Prima Fund

  • Investment Objective:

    The Objective of the Fund Franklin India Prima Fund is to generate potentially higher returns over the long-term horizon by constructing a diversified equity portfolio of well-researched stocks of mid-cap companies. The fund aims to provide investors with an opportunity to create long-term wealth.

  • Fund Details:

    The fund category is 'mid-cap funds' under equity funds with an AUM of ₹6,493.65 Crores as on 31st August 2020. The launch date for this scheme was 01-Dec-1993. This Franklin Templeton Mutual Fund NAV for Direct Plan Growth Option was ₹992.02 as on 04-Sep-2020 and the NAV for Regular Plan-Growth Option was ₹918.27. This fund has an 18.06% average annualized return (CAGR) since the . The underlying benchmark index for this particular scheme is the Nifty Midcap 150 Index and the fund managers are Mr. Janakiraman Rengaraju, Mr. Hari Shyamsunder, and Ms. Pyari Menon.

    The expense ratio of the Franklin India Prima Fund is 1.09% for direct plans and the same for regular plans is 1.89%. There would be an exit load of 1% in case you redeem within 365 days from the investment date.

    Franklin India Prima Fund mainly invests in the construction, financial, and automobile sector.

    The portfolio holdings as of 31st August 2020 is:

    Company	Industry/Sector	% of total size of AUM
    HDFC Bank Ltd	Banks	3.38
    The Ramco Cements Ltd	Cement	3.34
    Crompton Greaves Consumer Electricals Ltd	Consumer Durables	3.28
    Kansai Nerolac Paints Ltd	Consumer Non Durables	3.23
    ICICI Bank Ltd	Banks	3.10
    Voltas Ltd	Consumer Durables	3.02
    WABCO India Ltd	Auto Ancillaries	2.99
    Tata Consumer Products Ltd	Consumer Non Durables	2.91
    Kotak Mahindra Bank Ltd	Banks	2.88
    Trent Ltd	Retailing	2.80
    Bharat Petroleum Corporation Ltd	Petroleum Products	2.51
    J.K. Cement Ltd	Cement	2.39
    Aarti Industries Ltd	Chemicals	2.38
    Info Edge (India) Ltd	Software	2.37
    Balkrishna Industries Ltd	Auto Ancillaries	2.29
    Gujarat State Petronet Ltd	Gas	2.19
    Emami Ltd	Consumer Non Durables	2.12
    City Union Bank Ltd	Banks	2.08
    Cholamandalam Financial Holdings Ltd	Finance	2.07
    Indian Hotels Co Ltd	Hotels/ Resorts	2.04
    SKF India Ltd	Industrial Products	1.94
    Ashok Leyland Ltd	Auto	1.93
    Sundaram Finance Ltd	Finance	1.92
    Bharat Electronics Ltd	Industrial Capital Goods	1.92
    TVS Motor Co Ltd	Auto	1.83
    Finolex Cables Ltd	Industrial Products	1.75
    Apollo Hospitals Enterprise Ltd	Healthcare Services	1.71
    Federal Bank Ltd	Banks	1.69
    Petronet LNG Ltd	Gas	1.66
    PI Industries Ltd	Pesticides	1.63
    Coromandel International Ltd	Fertilisers	1.60
    Schaeffler India Ltd	Industrial Products	1.60
    Oberoi Realty Ltd	Construction	1.55
    Hindustan Unilever Ltd	Consumer Non Durables	1.51
    CESC Ltd	Power	1.49
    AIA Engineering Ltd	Industrial Products	1.48
    ACC Ltd	Cement	1.45
    RBL Bank Ltd	Banks	1.41
    ata Chemicals Ltd	Chemicals	1.41
    Hexaware Technologies Ltd	Software	1.36
    Sundram Fasteners Ltd	Auto Ancillaries	1.34
    Apollo Tyres Ltd	Auto Ancillaries	1.28
    Torrent Power Ltd	Power	1.20
    Kajaria Ceramics Ltd	Construction	1.16
    Bharat Forge Ltd	Industrial Products	1.14
    Phoenix Mills Ltd	Construction	1.00

    The minimum investment for lump sum Franklin India Prima Fund is ₹5,000 and the minimum amount for SIP it is ₹500.

• Franklin India Focused Equity Fund

  • Investment Objective:

    The Objective of the Fund Franklin India Focused Equity Fund is to provide long-term capital appreciation by investing in multi-cap stocks with a focused approach (maximum of 30 stocks). The fund seeks to achieve higher growth by constructing a portfolio that consists of stocks of higher growth potential across sectors.

  • Fund Details:

    The fund category is 'focused multi-cap funds' under equity funds with an AUM of ₹7,095.87 Crores as on 31st August 2020. The launch date for this scheme was 26-Jul-2007. This Franklin Templeton Mutual Fund NAV for Direct Plan, Growth Option was ₹40.31 as on 04-Sep-2020 and the NAV for Regular Plan-Growth Option was ₹37.22. This fund has had a 10.31% average annualized return (CAGR) since the very inception. The underlying benchmark index for this particular scheme is the Nifty 500 Index and the fund managers are Ms. Roshi Jain, Mr. Anand Radhakrishnan, and Ms. Pyari Menon.

    The expense ratio of the Franklin India Focused Equity Fund is 1.11% for direct plans and the same for the regular plan is 1.87%. There would be an exit load of 1% in case you redeem within 365 days from the investment date.

    Franklin India Focused Equity Fund mainly invests in the financial, communication, and construction sector.

    UTI Nifty Exchange Traded Fund has a strong exposure to the energy, financial and technology sectors. Here is the detailed table on holding for this scheme.

    The portfolio holdings as on 31st August 2020 is:

    Company	Industry/Sector	% of the total size of AUM
    State Bank of India	Banks	10.98
    ICICI Bank Ltd	Banks	10.83
    Axis Bank Ltd	Banks	9.16
    Bharti Airtel Ltd	Telecom - Services	6.64
    ACC Ltd	Cement	5.77
    Bharat Petroleum Corporation Ltd	Petroleum Products	4.99
    Indian Oil Corporation Ltd	Petroleum Products	4.83
    HDFC Bank Ltd	Banks	4.71
    Ultratech Cement Ltd	Cement	4.53
    NTPC Ltd	Power	4.07
    Lupin Ltd	Pharmaceuticals	3.92
    Interglobe Aviation Ltd	Transportation	3.75
    Larsen & Toubro Ltd	Construction Project	3.06
    Federal Bank Ltd	Banks	2.96
    GAIL (India) Ltd	Gas	2.29
    KEI Industries Ltd	Industrial Products	2.23
    Sobha Ltd	Construction	1.77
    JK Lakshmi Cement Ltd	Cement	1.66
    Orient Cement Ltd	Cement	1.57
    Spicejet Ltd	Transportation	1.16
    Apollo Hospitals Enterprise Ltd	Healthcare Services	1.15
    ITD Cementation India Ltd	Construction	1.13
    Schaeffler India Ltd	Industrial Products	0.84
    Somany Ceramics Ltd	Construction	0.73

    The minimum investment for a lump sum in Franklin India Focused Equity Fund is ₹5,000 and the minimum amount for SIP it is ₹500.

• Franklin India Equity Fund

  • Investment Objective:

    The Objective of the Fund Franklin India Equity Fund is to provide long-term capital growth by investing in stocks of various sectors across the market capitalisation - large cap, mid-cap and small cap companies.

  • Fund Details:

    It is a multi-cap equity fund with an AUM of ₹8,561.60 Crores as on 31st August 2020. The launch date for this scheme was 29-Sep-1994. This Franklin Templeton Mutual Fund NAV for Direct Plan Growth Option was ₹599.42 as on 04-Sep-2020 and the NAV for Regular Plan-Growth Option was ₹558.59. This fund has a 16.48% average annualized return (CAGR) since the very inception. The underlying benchmark index for this particular scheme is the Nifty 500 Index and the fund managers are Mr Anand Radhakrishnan, Ms Pyari Menon, and Mr Janakiraman Rengaraju.

    The expense ratio of the Franklin India Equity Fund is 1.10% for direct plans and the same for the regular plan is 1.83%. There would be an exit load of 1% in case you redeem within one year from the investment date.

    Franklin India Equity Fund mainly invests in the technology, financial, and communication sector.

    The portfolio holdings as on 31st August 2020 is:

    Company	Industry/Sector	% of total size of AUM
    HDFC Bank Ltd	Banks	8.31
    Infosys Ltd	Software	6.59
    Bharti Airtel Ltd	Telecom - Services	6.33
    ICICI Bank Ltd	Banks	6.32
    Axis Bank Ltd	Banks	5.70
    Mahindra & Mahindra Ltd	Auto	4.59
    Larsen & Toubro Ltd	Construction Project	3.52
    State Bank of India	Banks	3.45
    Tata Motors Ltd	Auto	2.75
    Kotak Mahindra Bank Ltd	Banks	2.45
    Grasim Industries Ltd	Cement	2.44
    HCL Technologies Ltd	Software	2.42
    Tech Mahindra Ltd	Software	2.41
    United Breweries Ltd	Consumer Non Durables	2.39
    Voltas Ltd	Consumer Durables	2.29
    NTPC Ltd	Power	2.27
    Ultratech Cement Ltd	Cement	2.09
    Marico Ltd	Consumer Non Durables	2.06
    Hindustan Petroleum Corporation Ltd	Petroleum Products	2.04
    United Spirits Ltd	Consumer Non Durables	2.04
    ACC Ltd	Cement	2.00
    ICICI Prudential Life Insurance Co Ltd	Finance	1.92
    Aditya Birla Fashion and Retail Ltd	Retailing	1.87
    TVS Motor Co Ltd	Auto	1.81
    Sun Pharmaceutical Industries Ltd	Pharmaceuticals	1.57
    Jyothy Labs Ltd	Consumer Non-Durables	1.44
    GAIL (India) Ltd	Gas	1.34
    Finolex Industries Ltd	Industrial Products	1.11
    Dabur India Ltd	Consumer Non Durables	1.10
    Cummins India Ltd	Industrial Products	1.02
    SKF India Ltd	Industrial Products	1.02
    Lupin Ltd	Pharmaceuticals	0.97

    The minimum investment for a lump sum in Franklin India Equity Fund is ₹5,000 and the minimum amount for SIP is ₹500.

• Franklin India Bluechip Fund

  • Investment Objective:

    The Objective of the Fund Franklin India Bluechip Fund is to provide long-term capital appreciation by predominantly investing in stocks of bluechip companies that are large-cap, well established, and market leaders with a long track record.

  • Fund Details:

    The fund category is 'Large cap funds' under equity funds with an AUM of ₹5,201.80 Crores as on 31st August 2020. The launch date for this scheme was 01-Dec-1993. This Franklin Templeton Mutual Fund NAV for Direct Plan, Growth Option was ₹458.52 as on 04-Sep-2020 and the NAV for Regular Plan-Growth Option was ₹430.37. This fund has an 18.80% average annualized return (CAGR) since the . The underlying benchmark index for this particular scheme is the Nifty 100 Index and the fund managers are Mr. Anand Radhakrishnan, Ms.Roshi Jain, and Ms. Pyari Menon

    The expense ratio of the Franklin India Bluechip Fund is 1.23% for direct plans and the same for regular plans is 1.94%. There would be an exit load of 1% in case you redeem within 365 days from the investment date.

    Franklin India Bluechip Fund mainly invests in the financial, communication, and construction sectors.

    The portfolio holdings as of 31st August 2020 is:

    Company	Industry/Sector	% total size of AUM
    ICICI Bank Ltd	Banks	10.42
    Axis Bank Ltd	Banks	8.84
    State Bank of India	Banks	8.52
    Bharti Airtel Ltd	Telecom - Services	6.88
    HDFC Bank Ltd	Banks	5.98
    ACC Ltd	Cement	4.87
    Bharat Petroleum Corporation Ltd	Petroleum Products	4.45
    Ultratech Cement Ltd	Cement	4.30
    Interglobe Aviation Ltd	Transportation	4.13
    Lupin Ltd	Pharmaceuticals	4.08
    Larsen & Toubro Ltd	Construction Project	3.98
    NTPC Ltd	Power	3.95
    Indian Oil Corporation Ltd	Petroleum Products	3.94
    Infosys Ltd	Software	3.56
    GAIL (India) Ltd	Gas	2.65
    Grasim Industries Ltd	Cement	2.58
    Ambuja Cements Ltd	Cement	2.42
    Federal Bank Ltd	Banks	2.12
    Apollo Hospitals Enterprise Ltd	Healthcare Services	1.56
    Dr. Reddy's Laboratories Ltd	Pharmaceuticals	1.43
    Hindalco Industries Ltd	Non - Ferrous Metals	1.28
    Hero MotoCorp Ltd	Auto	0.86
    Tata Motors Ltd DVR	Auto	0.73
    Oil & Natural Gas Corporation Ltd	Oil	0.55
    Apollo Tyres Ltd	Auto Ancillaries	0.47

    The minimum investment for a lump sum in Franklin India Bluechip Fund is ₹5,000 and the minimum amount for SIP it is ₹100.

• Franklin India Ultra Short Bond Fund

  • Investment Objective:

    The Objective of the Fund Franklin India Ultra Short Bond Fund is to generate regular income for the short-term by investing in short-term debt and money market instruments. The fund also offers high liquidity.

  • Fund Details:

    The fund category is under Debt funds with an AUM of ₹9,899.10 Crores as on 31st August 2020. The launch date for this scheme was 18-Dec-2007. This Franklin Templeton Mutual Fund NAV for the Retail Plan, Growth was ₹26.93 as on 04-Sep-2020, for institutional plan growth was ₹27.62 and the same for super institutional Plan, Growth was ₹28.54. This fund has an 8.07% average annualised return (CAGR) since the very inception. The underlying benchmark index for this particular scheme is the Nifty Ultra Short Duration Debt Index and the fund managers are Mr. Pallab Roy and Mr. Sachin Shankar Padwal Desai.

    The expense ratio of the Franklin India Ultra Short Bond Fund-Retail Plan is 0.31%, the Institutional plan is 0.22% and the same for the super institutional plan is 0.16%. There would be no exit load applicable to the fund.

    Franklin India Ultra Short Bond Fund mainly invests in debenture and zero coupon bonds.

    The portfolio holdings as on 31st August 2020 is:

    Company	Instrument	% of total size of AUM
    JM Financial Credit Solutions Ltd (1Y SBI MCLR + 460 Bps) (23-Jul-2024) **	Debenture	5.45
    Indostar Capital Finance Ltd (1Y SBI MCLR + 200 Bps) (02-May-2023) **	Debenture	4.38
    Edelweiss Rural & Corporate Services Ltd (1Y SBI MCLR + 250 Bps) (29-Nov-2021) **	Debenture	3.72
    Edelweiss Rural & Corporate Services Ltd (1Y SBI MCLR + 250 Bps) (29-Nov-2021) - Series II **	Debenture	3.66
    Indostar Capital Finance Ltd (1Y SBI MCLR + 325 Bps) (02-Nov-2021) **	Debenture	3.93
    0.00% Bharti Telecom Ltd (19-Feb-2021) **	Zero Coupon Bonds	3.03
    12.75% Renew Power Private Ltd (26-Feb-2021) **	Debenture	2.90
    9.60% Piramal Enterprises Ltd (06-May-2022) **	Debenture	2.57
    11.25% Clix Capital Services Pvt Ltd (27-Jun-2023) **	Debenture	2.36
    0.00% Tata Realty & Infrastructure Ltd (04-Jun-2021) **	Zero Coupon Bonds	2.29
    Motilal Oswal Home Finance Ltd ( 1Y SBI MCLR + 215 Bps) (28-Sep-2023) **	Debenture	2.02
    11.25% Clix Capital Services Pvt Ltd (25-May-2023) **	Debenture	2.01
    9.00% Pune Solapur Expressways Pvt Ltd (31-Mar-2029) **	Debenture	1.94
    8.47% PNB Housing Finance Ltd (01-Jul-2021) **	Debenture	1.90
    0.00% Hero Wind Energy Pvt Ltd (08-Feb-2022) **	Debenture	1.36
    9.40% Small Business Fincredit India Pvt Ltd (28-Sep-2020) **	Debenture	1.20
    4.00% HPCL-Mittal Energy Ltd (03-Sep-2020) **	Debenture	1.19
    10.15% Uttar Pradesh Power Corporation Ltd (20-Jan-2021) **	Debenture	1.13
    12.50% Clix Finance India Pvt Ltd (06-Jan-2022) **	Debenture	1.01
    12.50% Clix Capital Services Pvt Ltd (06-Sep-2021) **	Debenture	1.01
    12.50% Clix Capital Services Pvt Ltd (06-Jul-2021) **	Debenture	1.01
    12.50% Clix Capital Services Pvt Ltd (06-May-2021) **	Debenture	1.01
    12.50% Clix Capital Services Pvt Ltd (12-Nov-2021) **	Debenture	0.96

    The minimum investment for a lump sum in Franklin India Ultra Short Bond Fund is ₹10,000.

To know more about our Franklin Templeton Mutual Fund schemes, the investor can contact at:

To invest in Franklin Templeton Mutual Fund online you can log on to ET Money, a "Zero Commission" based online platform that provides an all-out solution for your investment needs. You can explore funds that suit your requirement and also can make a rational choice by checking on risk, return, and performance consistency of the fund before investing.

Franklin Templeton Mutual Fund's online investment can be done through the ETMoney Application without any hassles. All you need to do is download the app, then sort the funds by category and then choose according to the options provided like 'Diversification', 'Market capitalization', 'Sector & Theme' or even 'Solution'(eg.ELSS). Then once you select, you can go ahead and purchase the same without any charges. You can also filter your choice with the risk, fund size, consistency, etc. and then select your SIP or lump sum investment accordingly.

The Franklin Templeton Mutual Fund has a team of highly qualified and experienced investment professionals to manage the fund portfolios in order to provide the best investment solutions to investors. This specialised investment team makes distinct investment strategies by conducting extensive research using their expertise. Some of the key people involved in managing Franklin Templeton Mutual Fund Schemes are -

• Mr. Janakiraman Rengaraju:

  Vice President and Portfolio Manager - Equities

  Mr. Janakiraman Rengaraju has more than 13 years of experience in the investment management space. Prior to joining Franklin Templeton Mutual Fund, he was associated with Corpus of Indian Syntans Group and UTI Securities. Mr.Rengaraju holds an engineering degree and PGDM from IIM, Bangalore. He is a CFA charter holder.

• Mr. Hari Shyamsunder:

  Vice President and Senior Research Analyst, Fund Manager

  Mr. Shaymsunder is experienced in the field of research and management. He is an expert in providing research on the oil and gas, automobile, and auto ancillaries industries. Prior to joining Franklin Templeton Mutual Fund, he was associated with BG Group PLC. He holds a PGDM from IIM, Bangalore and engineering degree from National Institute of Technology. He is a CFA charter holder.

• Mr. Anand Radhakrishnan:

  Chief Investment Officer, Franklin Equity

  Mr. Anand Radhakrishnan is responsible for overseeing all the local equity funds. He has over 25 years of experience in the investment management space. Prior to joining Franklin Templeton Mutual Fund, he was associated with Sundaram Mutual Fund and SBI Funds Management limited. He holds a PGDM from IIM, Ahmedabad and also B. Tech in chemical engineering from Anna University, Chennai. He is a CFA charter holder.

• Ms. Roshi Jain:

  Vice President, Portfolio Manager-Equities

  Ms. Roshi Jain has a vast experience of 20 years in the investment management space. Prior to joining Franklin Templeton Mutual Fund in 2005, she was associated with Goldman Sachs, London as Financial Analyst. She holds PGDM from IIM, Ahmedabad. She earned her Chartered Accountancy from the Institute of Chartered Accountants of India in 1998 with an All-India Rank 2. She is also a CFA charter holder from CFA Institute, US.

• Mr. Sachin Shankar Padwal Desai:

  Vice President, Fixed Income

  Mr. Padwal Desai has more than 15 years of experience in the Indian asset management and banking industry. He manages fixed income funds. Prior to joining Franklin Templeton Mutual Fund in 2004, he was associated with ICICI Bank and Infosys Technologies Ltd. Mr. Padwal Desai holds a metallurgical engineering degree from Government College of Engineering, Pune, and PGDM from IIM, Bangalore.