SBI Small Cap Fund Direct-Growth

Q: What are the returns of SBI Small Cap Fund?

The SBI Small Cap Fund is a 12 yrs 6 m old fund and has delivered average annual returns of 24.59% since inception. SBI Small Cap Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 0.88% 21.34% 29.68% 19.9% 24.59%

NAV as of Jul 21, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹203.8028-0.11% 1 day change	24.59% p.a.	#NA View Ranked Funds	₹31,790 Cr

Historical NAV & returns

NAV: ₹203.8028 as on Jul 21, 2025

This fund Category average

SBI Small Cap Fund overview

Expense ratio	0.7% as on May 31, 2025
Exit load	1.0% Exit load of 1% if redeemed within 1 year!
AUM (Fund size)	₹31,790 Cr
Lock-in Period	Nil
Age	12 yrs 6 m since Jan 01, 2013
Benchmark	BSE 250 SmallCap TRI
Min. investment	SIP: ₹500
Risk	Very High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%

SBI Small Cap Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Jul 22, 2025

Period	This fund	Category average
1 Month	3.33%	2.66%
3 Months	8.72%	11.58%
6 Months	8.99%	9.49%
1 Year	0.88%	5.96%
2 Years	19.31%	24.35%
3 Years	21.34%	25.4%
4 Years	18.27%	20.67%
5 Years	29.68%	34.69%
7 Years	21.06%	21.09%
10 Years	19.9%	18.46%

View returns in detail

Asset allocationas on Apr 30, 2025

Large Cap 0%

Mid Cap 1.99%

Small Cap 86.87%

Other Cap 0%

Top holdings

Nifty 506.58%

Nifty Bank3.46%

SBFC Finance Ltd.2.96%

Kalpataru Projects International Ltd.2.64%

Top sectors

Financial 21.52%

Services 12.830000000000002%

Consumer Staples 9.46%

Capital Goods 8.870000000000001%

Credit quality

Bifurcation by Credit Quality is not available for this fund

Top Debt Holdings

Reserve Bank of India 0.16%

Allocation by Instruments

Repo 13.71857114%

Index Derivatives 9.14012278%

Mutual Fund 2.38701016%

Cash Margin 2.18620517%

Other Holdings

Others 2.63%

Detailed portfolio analysis

Peer comparison

Fund name	ETM Rank	AUM	Fund age	Expense ratio
SBI Small Cap Fund	N.A.	31,790 Cr	12 yrs 6 m	0.7%
Nippon India Small Cap Fund	N.A.	58,029 Cr	12 yrs 6 m	0.65%
Tata Small Cap Fund	N.A.	10,529 Cr	6 yrs 9 m	0.34%
Quant Small Cap Fund	N.A.	28,205 Cr	12 yrs 6 m	0.66%
Bandhan Small Cap Fund	N.A.	11,744 Cr	5 yrs 5 m	0.39%
Invesco India Smallcap Fund	N.A.	6,823 Cr	6 yrs 9 m	0.44%

Fund name	1M	6M	1Y	3Y	5Y	10Y
SBI Small Cap Fund	3.33%	8.99%	0.88%	21.34%	29.68%	19.9%
Nippon India Small Cap Fund	1.98%	8.68%	1.75%	28.51%	38.29%	22.32%
Tata Small Cap Fund	4.21%	9.01%	7.7%	28.45%	35.6%	16.74%
Quant Small Cap Fund	1.94%	7.75%	-1.88%	30.16%	43.87%	20.84%
Bandhan Small Cap Fund	3.22%	12.25%	15.09%	35.08%	37.8%	18.06%
Invesco India Smallcap Fund	2.59%	11.81%	14.53%	31.09%	35.24%	16.86%

Fund name	Std. deviation	Beta	Sharpe	Sortino
SBI Small Cap Fund	14.75	0.75	1.07	1.42
Nippon India Small Cap Fund	16.63	0.85	1.37	1.82
Tata Small Cap Fund	16.18	0.8	1.3	1.72
Quant Small Cap Fund	17.41	0.86	1.38	2.04
Bandhan Small Cap Fund	17.83	0.9	1.53	2.31
Invesco India Smallcap Fund	16.35	0.81	1.5	1.77

View all Small Cap funds

Key risk & return ratios Compared to other funds in the category

Alpha	-0.76 vs. 7.0 Underperformed at beating benchmark
Sharpe	1.07 vs. 8.52 Poor risk-adjusted returns
Beta	0.75 vs. 0.96 Less sensitive to market ups & downs
Standard deviation	14.75 vs. 12.87 More volatile performance

Compare SBI Small Cap Fund in detail with

About this fund

About SBI Small Cap Fund

SBI Small Cap Fund Direct-Growth is a Small Cap mutual fund scheme from Sbi Mutual Fund. This fund has been in existence for 12 yrs 6 m, having been launched on 01/01/2013. SBI Small Cap Fund Direct-Growth has ₹31,790 Crores worth of assets under management (AUM) as on 30/04/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of SBI Small Cap Fund Direct-Growth as of 21/07/2025 is ₹203.80. The fund has an expense ratio of 0.7%, which is close to what most other Small Cap funds charge.

SBI Small Cap Fund Direct-Growth returns of last 1-year are 1.52%. Since launch, it has delivered 24.61% average annual returns. The fund has doubled the money invested in it every 4 yrs.
SBI Small Cap Fund Direct-Growth scheme's ability to deliver returns consistently is lower than most funds of its category. Its ability to control losses in a falling market is below average.
The fund has the majority of its money invested in Financial, Services, Consumer Staples, Capital Goods, Chemicals sectors. It has taken less exposure in Financial, Services sectors compared to other funds in the category.
The fund's top 5 holdings are in Nifty 50, Nifty Bank, SBFC Finance Ltd., Kalpataru Projects International Ltd., Chalet Hotels Ltd..

...

Fund AUM	31,790 Cr as on Apr 30, 2025
Scheme document	View Scheme Document

Fund managers

Rama Iyer Srinivasan

Mr. Srinivasan is M.Com and MFM. Prior to joining SBI Mutual Fund he has worked with Principal AMC, Oppenheimer & Co, Indosuez WI Carr and Motilal Oswal.

Investment objective

The scheme seeks to provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme by investing predominantly in a well diversified basket of equity stocks of small cap companies.

SBI Mutual Fund details

No. of schemes	68 view all schemes
Total AUM	11,45,315 Cr as on Jun 30, 2025
Address	9th Floor-Crescenzo, C-38 & 39- G Block, Bandra-Kurla Complex, Bandra (East) Mumbai, 400051
Phone	022-61793000 / 1800-425-5425

More funds from SBI Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
SBI Contra Fund	N.A.	44,069 Cr	1.9%	32.91%
SBI PSU Fund	N.A.	5,035 Cr	-3.81%	31.5%
SBI Infrastructure Fund	N.A.	4,872 Cr	-2.46%	29.61%
SBI Magnum Midcap Fund	N.A.	21,512 Cr	4.39%	29.25%
SBI Consumption Opportunities Fund	N.A.	3,028 Cr	-0.36%	27.96%

See all Equity funds from this AMC

Frequently asked questions

What is the current NAV of SBI Small Cap Fund?

The current Net Asset Value (NAV) of the SBI Small Cap Fund - Direct Growth plan is approximately ₹203.8028 as of Jul 21, 2025.

What are the returns of this mutual fund scheme?

The SBI Small Cap Fund is a 12 yrs 6 m old fund and has delivered average annual returns of 24.59% since inception.

SBI Small Cap Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
0.88%	21.34%	29.68%	19.9%	24.59%

How much does this mutual fund charge as expense ratio?

The SBI Small Cap Fund - Direct Growth has an expense ratio of 0.7%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

What is the AUM or fund size of this mutual fund?

The SBI Small Cap Fund currently has assets under management (AUM) or fund size valued at approximately 31,790 Cr as on Apr 30, 2025.

What are the top stock holdings of SBI Small Cap Fund?

The SBI Small Cap Fund has invested the majority of its money in the stocks of the following companies -

Company	Percentage of Portfolio
Nifty 50	6.58%
Nifty Bank	3.46%
SBFC Finance Ltd.	2.96%
Kalpataru Projects International Ltd.	2.64%
Chalet Hotels Ltd.	2.62%
E.I.D. - Parry (India) Ltd.	2.6%
K.P.R. Mill Ltd.	2.55%
Krishna Institute of Medical Sciences Ltd	2.48%
City Union Bank Ltd.	2.4%
DOMS Industries Ltd.	2.37%

What are the top sectors SBI Small Cap Fund has invested in?

The SBI Small Cap Fund has primarily invested in the following sectors

Sector	Percentage of Portfolio
Financial	21.52%
Services	12.830000000000002%
Consumer Staples	9.46%
Capital Goods	8.870000000000001%
Chemicals	7.66%
Consumer Discretionary	6.859999999999999%
Construction	6.56%
Metals & Mining	4.7299999999999995%
Automobile	3.58%
Materials	3.24%

What is risk level of SBI Small Cap Fund?

This is a Small Cap fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How do I invest in SBI Small Cap Fund?

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. It is just a matter of a few minutes. Here's how:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for SBI Small Cap Fund and choose the investment mode (Lump sum investment or a SIP). Then, enter your investment amount.
Fill in additional required details, including the bank account you'll use for payment, and confirm.

All set! Your investment in SBI Small Cap Fund is complete.

How can I redeem my investments in SBI Small Cap Fund?

Redeeming your investments in SBI Small Cap Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in SBI Small Cap Fund from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

in Small Cap

#NA

Volatility Protection: This fund is one of the best in protecting against volatility in it's category.
Return Outperformance: This fund has generated highest return amongst Small Cap funds in the last 10 Years.
Return/Risk: For every unit of risk this fund takes, it produces 20% more returns.
Return Consistency: This fund ranks lower in terms of generating consistent return in it's category.
Chance: This fund has generated only 19.04% annual return in 70% of times for investors holding for at least 5 years.
Exit Load: Exit load of 1% if redeemed within 1 year