Templeton India Equity Income Direct Plan-Growth

Q: What are the returns of Templeton India Equity Income Fund?

The Templeton India Equity Income Fund is a 12 yrs 6 m old fund and has delivered average annual returns of 16.06% since inception. Templeton India Equity Income Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception -2.01% 19.77% 27.47% 15.79% 16.06%

NAV as of Jul 21, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹151.9513+0.11% 1 day change	16.06% p.a.	#NA View Ranked Funds	₹2,373 Cr

Historical NAV & returns

NAV: ₹151.9513 as on Jul 21, 2025

This fund Category average

Templeton India Equity Income Fund overview

Expense ratio	1.23% as on May 31, 2025
Exit load	1.0% Exit load of 1% if redeemed within 1 year!
AUM (Fund size)	₹2,373 Cr
Lock-in Period	Nil
Age	12 yrs 6 m since Jan 01, 2013
Benchmark	NIFTY 500 TRI
Min. investment	SIP: ₹500 & Lumpsum: ₹5000
Risk	Very High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%

Templeton India Equity Income Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Jul 22, 2025

Period	This fund	Category average
1 Month	0.05%	0.2%
3 Months	3.17%	6.62%
6 Months	3.19%	8.56%
1 Year	-2.01%	2.98%
2 Years	21.5%	21.64%
3 Years	19.77%	21.91%
4 Years	17.73%	17.72%
5 Years	27.47%	24.61%
7 Years	17.57%	16.61%
10 Years	15.79%	14.88%

View returns in detail

Asset allocationas on May 31, 2025

Large Cap 58.48%

Mid Cap 12.05%

Small Cap 13.69%

Other Cap 0%

Top holdings

NHPC Ltd.5.57%

NTPC Ltd.5.35%

HDFC Bank Ltd.4.67%

Infosys Ltd.4.52%

Top sectors

Energy 31.06%

Technology 15.149999999999999%

Consumer Staples 10.68%

Materials 6.8100000000000005%

Credit quality

Bifurcation by Credit Quality is not available for this fund

Top Debt Holdings

Bifurcation by Holding is not available for this fund

Allocation by Instruments

Real Estate Investment Trusts 8.1450719%

Cash/Net Current Assets 7.63497102%

Foreign - Equity 5.49067737%

ADS/ADR 2.00157198%

Other Holdings

Others 7.63%

Embassy Office Parks REIT 3.75%

Brookfield India Real Estate Trust REIT 3.48%

Nexus Select Trust 0.91%

Detailed portfolio analysis

Peer comparison

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Templeton India Equity Income Fund	N.A.	2,373 Cr	12 yrs 6 m	1.23%
ICICI Prudential India Opportunities Fund	N.A.	27,197 Cr	6 yrs 6 m	0.63%
SBI Contra Fund	N.A.	44,069 Cr	12 yrs 6 m	0.62%
ICICI Prudential Value Fund	N.A.	51,112 Cr	12 yrs 6 m	0.99%
ICICI Prudential Dividend Yield Equity Fund	N.A.	5,231 Cr	11 yrs 2 m	0.58%
ICICI Prudential India Equity FOF	N.A.	179 Cr	5 yrs 5 m	0.63%

Fund name	1M	6M	1Y	3Y	5Y	10Y
Templeton India Equity Income Fund	0.05%	3.19%	-2.01%	19.77%	27.47%	15.79%
ICICI Prudential India Opportunities Fund	-0.54%	10.45%	8.69%	27.3%	32.76%	14.48%
SBI Contra Fund	0.0%	6.82%	1.9%	24.33%	32.91%	16.6%
ICICI Prudential Value Fund	-0.49%	9.35%	6.46%	24.25%	27.83%	15.73%
ICICI Prudential Dividend Yield Equity Fund	-0.37%	9.79%	4.94%	27.4%	30.93%	16.61%
ICICI Prudential India Equity FOF	0.13%	8.91%	6.26%	23.56%	28.2%	12.51%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Templeton India Equity Income Fund	12.75	0.77	1.12	1.62
ICICI Prudential India Opportunities Fund	11.92	0.8	1.74	2.97
SBI Contra Fund	12.58	0.86	1.51	2.4
ICICI Prudential Value Fund	11.51	0.76	1.55	2.66
ICICI Prudential Dividend Yield Equity Fund	12.58	0.84	1.65	2.51
ICICI Prudential India Equity FOF	12.1	0.84	1.46	2.23

View all Strategy funds

Key risk & return ratios Compared to other funds in the category

Alpha	3.18 vs. 6.22 Underperformed at beating benchmark
Sharpe	1.12 vs. 6.51 Poor risk-adjusted returns
Beta	0.77 vs. 0.94 Less sensitive to market ups & downs
Standard deviation	12.75 vs. 9.57 More volatile performance

Compare Templeton India Equity Income Fund in detail with

About this fund

About Templeton India Equity Income Fund

Templeton India Equity Income Direct Plan-Growth is a Strategy mutual fund scheme from Franklin Templeton Mutual Fund. This fund has been in existence for 12 yrs 6 m, having been launched on 01/01/2013. Templeton India Equity Income Direct Plan-Growth has ₹2,373 Crores worth of assets under management (AUM) as on 31/05/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Templeton India Equity Income Direct Plan-Growth as of 21/07/2025 is ₹151.95. The fund has an expense ratio of 1.23%, which is higher than what most other Strategy funds charge.

Templeton India Equity Income Direct Plan-Growth returns of last 1-year are -1.73%. Since launch, it has delivered 16.07% average annual returns. The fund has doubled the money invested in it every 5 yrs.
Templeton India Equity Income Direct Plan-Growth scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is below average.
The fund has the majority of its money invested in Energy, Technology, Consumer Staples, Construction, Materials sectors. It has taken less exposure in Energy, Technology sectors compared to other funds in the category.
The fund's top 5 holdings are in NHPC Ltd., NTPC Ltd., HDFC Bank Ltd., Infosys Ltd., HCL Technologies Ltd..

...

Fund AUM	2,373 Cr as on May 31, 2025
Scheme document	View Scheme Document

Fund managers

Rajasa Kakulavarapu

Ms. Kakulavarapu has done B.Tech and MBA. Prior to joining Franklin Templeton Mutual Fund, she has worked with Jefferies India Pvt. Ltd. and Credit Suisse Securities (India) Pvt. Ltd.

Ajay Argal

Mr. Argal is a B.Tech from (IIT,Mumbai) & PGDM (IIM,Bangalore). Prior to joining Franklin Templeton Asset Management (India) Pvt. Ltd., he has worked with Baring Asset Management (Asia) Ltd., Aditya Birla Sunlife Mutual Fund and UTI AMC where he handled various aspects of investments function including managing offshore funds, equity funds, balanced funds, equity research & equity dealing.

Investment objective

The Scheme seeks to provide a combination of regular income and long-term capital appreciation by investing primarily in stocks that have a current or potentially attractive dividend yield, by using a value strategy.

Franklin Templeton Mutual Fund details

No. of schemes	34 view all schemes
Total AUM	1,15,641 Cr as on Jun 30, 2025
Address	Unit No.202/203/204, 2nd Floor Dalamal Tower, Plot No. 211 Free Press Journal Marg, Nariman Point Mumbai, 400013
Phone	1800-425-4255 / 60004255

More funds from Franklin Templeton Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
Franklin India Smaller Companies Fund	N.A.	13,545 Cr	-0.46%	35.14%
Franklin Build India Fund	N.A.	2,857 Cr	2.07%	34.44%
Franklin India Opportunities Fund	N.A.	6,864 Cr	5.12%	31.22%
Templeton India Value Fund	N.A.	2,225 Cr	-1.05%	29.66%
Franklin India Prima Fund	N.A.	12,285 Cr	7.48%	27.88%

See all Equity funds from this AMC

Frequently asked questions

What is the current NAV of Templeton India Equity Income Fund?

The current Net Asset Value (NAV) of the Templeton India Equity Income Fund - Direct Growth plan is approximately ₹151.9513 as of Jul 21, 2025.

What are the returns of this mutual fund scheme?

The Templeton India Equity Income Fund is a 12 yrs 6 m old fund and has delivered average annual returns of 16.06% since inception.

Templeton India Equity Income Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
-2.01%	19.77%	27.47%	15.79%	16.06%

How much does this mutual fund charge as expense ratio?

The Templeton India Equity Income Fund - Direct Growth has an expense ratio of 1.23%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

What is the AUM or fund size of this mutual fund?

The Templeton India Equity Income Fund currently has assets under management (AUM) or fund size valued at approximately 2,373 Cr as on May 31, 2025.

What are the top stock holdings of Templeton India Equity Income Fund?

The Templeton India Equity Income Fund has invested the majority of its money in the stocks of the following companies -

Company	Percentage of Portfolio
NHPC Ltd.	5.57%
NTPC Ltd.	5.35%
HDFC Bank Ltd.	4.67%
Infosys Ltd.	4.52%
HCL Technologies Ltd.	4.42%
GAIL (India) Ltd.	4.07%
ITC Ltd.	3.61%
Oil And Natural Gas Corporation Ltd.	3.53%
Power Grid Corporation Of India Ltd.	3.52%
Coal India Ltd.	2.87%

What are the top sectors Templeton India Equity Income Fund has invested in?

The Templeton India Equity Income Fund has primarily invested in the following sectors

Sector	Percentage of Portfolio
Energy	31.06%
Technology	15.149999999999999%
Consumer Staples	10.68%
Materials	6.8100000000000005%
Capital Goods	4.959999999999999%
Financial	4.67%
Chemicals	3.17%
Automobile	2.96%
Communication	2.27%
Services	1.08%

What is risk level of Templeton India Equity Income Fund?

This is a Strategy fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How do I invest in Templeton India Equity Income Fund?

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. It is just a matter of a few minutes. Here's how:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for Templeton India Equity Income Fund and choose the investment mode (Lump sum investment or a SIP). Then, enter your investment amount.
Fill in additional required details, including the bank account you'll use for payment, and confirm.

All set! Your investment in Templeton India Equity Income Fund is complete.

How can I redeem my investments in Templeton India Equity Income Fund?

Redeeming your investments in Templeton India Equity Income Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in Templeton India Equity Income Fund from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

in Strategy

#NA

Volatility Protection: This fund is one of the best in protecting against volatility in it's category.
Return Outperformance: This fund has generated highest return amongst Strategy funds in the last 10 Years.
Chance: This fund has generated a 13.96% annual return in 70% of times for investors holding for at least 5 years.
Return/Risk: For every unit of risk this fund takes, it produces 20% more returns.
Exit Load: Exit load of 1% if redeemed within 1 year