WhiteOak Capital Equity Savings Fund

NAV as of Oct 23, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹11.118-0.06% 1 day change	11.26%	App exclusive #NA View Ranked Funds	₹155 Cr

Historical NAV & returns

NAV: ₹11.118 as on Oct 23, 2025

This fund Category average

WhiteOak Capital Equity Savings Fund overview

AUM (Fund size)	₹155 Cr
Exit load	0.25% Exit load of 0.25%, if redeemed within 7 days.!
Lock-in Period	Nil
Age	8 m since Feb 25, 2025
Benchmark	NIFTY Equity Savings TRI
Min. investment	SIP: ₹500 & Lumpsum: ₹1000
Expense ratio	2.04% as on Sep 30, 2025
Plan type	Regular
Risk	Moderate
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%

WhiteOak Capital Equity Savings Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Oct 25, 2025

Period	This fund	Category average
1 Month	1.59%	1.58%
3 Months	4.35%	2.36%
6 Months	7.47%	4.6%

Asset allocationas on Sep 30, 2025

Large Cap 20.98%

Mid Cap 3.59%

Small Cap 1.94%

Other Cap 0%

Top holdings

HDFC Bank Ltd.5.5%

State Bank of India5.2%

ICICI Bank Ltd.4.45%

Bharti Airtel Ltd.3.6%

Top sectors

Financial 28.330000000000005%

Technology 5.6%

Communication 5.4%

Healthcare 4.76%

Cash 41.72463108%

SOV 12.11101843%

Cash & Call Money 6.14745379%

AAA 4.51366113%

Top Debt Holdings

GOI 11.91%

Others 5.17%

Bajaj Finance Ltd. 1.93%

Cholamandalam Investment and Finance Company Ltd. 1.3%

Allocation by Instruments

Cash Margin 41.72463108%

GOI Securities 11.918307570000001%

CBLO 5.17355576%

Real Estate Investment Trusts 4.84006478%

Other Holdings

Nexus Select Trust 2.16%

Embassy Office Parks REIT 1.94%

IRB InvIT Fund 1.4%

Vertis Infrastructure Trust 0.99%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
WhiteOak Capital Equity Savings Fund	1.59%	7.47%	N.A.	N.A.	N.A.	N.A.
Kotak Equity Savings Fund	1.34%	5.9%	7.71%	11.72%	11.61%	9.41%
UTI Equity Savings Fund	2.03%	3.49%	6.33%	10.77%	11.95%	6.41%
Edelweiss Equity Savings Fund	1.78%	5.83%	9.18%	11.46%	11.01%	9.1%
Tata Equity Savings Fund	1.21%	3.21%	6.37%	9.92%	9.88%	7.6%
ICICI Prudential Equity Savings Fund	1.36%	4.21%	7.32%	8.95%	9.85%	8.24%

Fund name	Std. deviation	Beta	Sharpe	Sortino
WhiteOak Capital Equity Savings Fund	N.A.	N.A.	N.A.	N.A.
Kotak Equity Savings Fund	5.05	0.66	1.02	1.29
UTI Equity Savings Fund	4.21	0.56	0.98	1.48
Edelweiss Equity Savings Fund	3.63	0.46	1.25	1.69
Tata Equity Savings Fund	3.57	0.47	0.91	1.51
ICICI Prudential Equity Savings Fund	2.32	0.28	1.0	1.66

Fund name	ETM Rank	AUM	Fund age	Expense ratio
WhiteOak Capital Equity Savings Fund	N.A.	155 Cr	8 m	2.04%
Kotak Equity Savings Fund	N.A.	8,782 Cr	11 yrs 1 m	1.76%
UTI Equity Savings Fund	N.A.	733 Cr	7 yrs 2 m	1.64%
Edelweiss Equity Savings Fund	N.A.	947 Cr	11 yrs 1 m	1.58%
Tata Equity Savings Fund	N.A.	270 Cr	28 yrs 7 m	1.13%
ICICI Prudential Equity Savings Fund	N.A.	16,487 Cr	10 yrs 11 m	0.98%

View all Equity Savings funds

Key risk & return ratios Compared to other funds in the category

Risk ratios are based on three-year data. The required data is unavailable for the scheme.

Compare WhiteOak Capital Equity Savings Fund in detail with

About this fund

About WhiteOak Capital Equity Savings Fund

WhiteOak Capital Equity Savings Fund is a Equity Savings mutual fund scheme from Whiteoak Capital Mutual Fund. This fund has been in existence for 8 m, having been launched on 25/02/2025. WhiteOak Capital Equity Savings Fund has ₹155 Crores worth of assets under management (AUM) as on 30/09/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of WhiteOak Capital Equity Savings Fund as of 23/10/2025 is ₹11.12. The fund has an expense ratio of 2.04%, which is higher than what most other Equity Savings funds charge. Currently, the fund has a 26.51% allocation to equity and 23.10% to Debt.

The fund's equity portion is primarily invested in Financial, Construction, Technology, Communication, Services sectors. It has taken less exposure in Financial, Construction sectors compared to other funds in the category.
The debt portion of the fund has low credit quality indicating the quality of borrowers it has lent it to is not too great.
The fund's top 5 holdings are in GOI, HDFC Bank Ltd., State Bank of India, ICICI Bank Ltd., Bharti Airtel Ltd..

...

Fund AUM	155 Cr as on Sep 30, 2025
Scheme document	View Scheme Document

Fund managers

Piyush Baranwal

Mr.Piyush Baranwal is a B. Tech. in Electronics and communication from Manipal Institute of Technology,Manipal.He completed PGDBM in Finance from S.P.Jain Institute of Management and Reserch and CFA. Prior to joining WhiteOak Capital Mutual Fund he has worked with BOI AXA, Morgan Stanley Investment Management (Jan, 2011-June, 2014) and Principal Pnb AMC as a Dealer- Fixed Income (May, 2008-Jan, 2011).

Ashish Agrawal

PGDBM in Finance from Institute of Management Technology, Ghaziabad and Bachelor of Commerce from University of Lucknow Prior to joining Whiteoak Capital AMC, he was working with Motilal Owal Asset Management Co. Ltd from 2016 till date. Citigroup Global Markets Ltd from 2010 to 2016

Bhavin Patadia

Mr. Patadia is MFM and B.E. (Computer Engg.), MBA in Financial Management Prior to Joining WhiteOak Capital Asset Management Limited, he has worked with Edelweiss MUtual Fund IDFC Mutual Fund, Standard Chartered Securities as Fund Manager in PMS activities and Angel Broking Ltd. in Equity research.

Ramesh Mantri

Mr. Mantri is an MBA, CFA and CA Prior to joining WhiteOak Capital Mutual Fund, he has worked with WhiteOak Capital Management, Ashoka Capital Advisers, Smith Management, and CRISIL.

Investment objective

The scheme seeks to provide capital appreciation by investing in Equity & equity related instruments, Arbitrage opportunities, and Debt & money market instruments.

WhiteOak Capital Mutual Fund details

No. of schemes	19 view all schemes
Total AUM	24,943 Cr as on Sep 30, 2025
Address	Unit No. B4, 6th Floor, Cnergy, Appasaheb Marathe Marg, Prabhadevi Mumbai, 400025
Phone	180030003060

More funds from WhiteOak Capital Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
WhiteOak Capital Multi Asset Allocation Fund	N.A.	3,943 Cr	16.15%	N.A.
WhiteOak Capital Balanced Advantage Fund	N.A.	1,897 Cr	8.47%	N.A.
WhiteOak Capital Balanced Hybrid Fund	N.A.	225 Cr	7.57%	N.A.
WhiteOak Capital Arbitrage Fund	N.A.	665 Cr	6.5%	N.A.

See all Hybrid funds from this AMC

Frequently asked questions

What is the current NAV of WhiteOak Capital Equity Savings Fund?

The current Net Asset Value (NAV) of the WhiteOak Capital Equity Savings Fund plan is approximately ₹11.118 as of Oct 23, 2025.

How much does this mutual fund charge as expense ratio?

The WhiteOak Capital Equity Savings Fund has an expense ratio of 2.04%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The WhiteOak Capital Equity Savings Fund currently has assets under management (AUM) or fund size valued at approximately 155 Cr as on Sep 30, 2025.

What are the top stock holdings of WhiteOak Capital Equity Savings Fund?

The WhiteOak Capital Equity Savings Fund's equity portion has been invested in the stocks of the following companies

Company	Percentage of Portfolio
HDFC Bank Ltd.	5.5%
State Bank of India	5.2%
ICICI Bank Ltd.	4.45%
Bharti Airtel Ltd.	3.6%
Eternal Ltd.	2.55%
Reliance Industries Ltd.	2.4%
Kotak Mahindra Bank Ltd.	2.3%
Tata Consultancy Services Ltd.	2.25%
Axis Bank Ltd.	1.74%
Vedanta Ltd.	1.73%

What are the top sectors WhiteOak Capital Equity Savings Fund has invested in?

The WhiteOak Capital Equity Savings Fund's equity portion is primarily invested in the following sectors -

Sector	Percentage of Portfolio
Financial	28.330000000000005%
Technology	5.6%
Communication	5.4%
Healthcare	4.76%
Services	4.62%
Metals & Mining	4.61%
Energy	3.49%
Materials	2.69%
Capital Goods	2.63%
Automobile	2.36%

To whom does WhiteOak Capital Equity Savings Fund lend to?

The top 3 debt holdings of WhiteOak Capital Equity Savings Fund are as follows

Holding Name	Percentage of Portfolio
GOI	11.91%
Others	5.17%
Bajaj Finance Ltd.	1.93%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The WhiteOak Capital Equity Savings Fund's debt portion's allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
Cash	41.72463108%
SOV	12.11101843%
Cash & Call Money	6.14745379%

What is risk level of WhiteOak Capital Equity Savings Fund?

This is a Equity Savings fund comes with Moderate risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in WhiteOak Capital Equity Savings Fund?

Redeeming your investments in the WhiteOak Capital Equity Savings Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.