WhiteOak Capital Multi Asset Allocation Fund

Q: What are the returns of this mutual fund scheme?

The WhiteOak Capital Multi Asset Allocation Fund is a 2 yrs 9 m old fund and has delivered average annual returns of 17.12% since inception. WhiteOak Capital Multi Asset Allocation Fund Returns 1-Year Since Inception 17.47% 17.12%

NAV as of Feb 02, 2026	Returns since inception	ET Money Rank	AUM (Fund size)
₹15.393-0.76% 1 day change	17.12% p.a.	App exclusive #NA View Ranked Funds	₹5,562 Cr

Historical NAV & returns

NAV: ₹15.393 as on Feb 02, 2026

This fund Category average

WhiteOak Capital Multi Asset Allocation Fund overview

AUM (Fund size)	₹5,562 Cr
Exit load	1.0% Exit load of 1%, if redeemed within 1 month.!
Lock-in Period	Nil
Age	2 yrs 9 m since May 03, 2023
Benchmark	NA
Min. investment	SIP: ₹500 & Lumpsum: ₹1000
Expense ratio	1.52% as on Feb 02, 2026
Plan type	Regular
Risk	Moderately High

WhiteOak Capital Multi Asset Allocation Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Feb 03, 2026

Period	This fund	Category average
1 Month	0.77%	-1.28%
3 Months	3.21%	1.97%
6 Months	8.23%	7.46%
1 Year	17.47%	15.15%
2 Years	17.72%	13.29%

Asset allocationas on Dec 31, 2025

Large Cap 25.81%

Mid Cap 5.27%

Small Cap 4.89%

Other Cap 0%

Top holdings

HDFC Bank Ltd.3.57%

ICICI Bank Ltd.3.55%

Bharti Airtel Ltd.2.51%

UPL Ltd.1.83%

Top sectors

Financial 11.399999999999999%

Services 4.089999999999999%

Communication 2.91%

Technology 2.6199999999999997%

SOV 21.49999986%

AAA 13.02308522%

Cash 4.54871673%

A1+ 3.94259416%

Top Debt Holdings

GOI 14.66%

Reserve Bank of India 6.83%

Others 4.17%

Union Bank of India 2.73%

Allocation by Instruments

GOI Securities 14.668133930000002%

Bonds 7.9938473%

Treasury Bills 6.831865929999999%

Real Estate Investment Trusts 5.752849050000001%

Other Holdings

Others 4.96%

ICICI Prudential Gold Exchange Traded Fund 4.36%

Nexus Select Trust 2.19%

Brookfield India Real Estate Trust REIT 1.7%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
WhiteOak Capital Multi Asset Allocation Fund	0.77%	8.23%	17.47%	N.A.	N.A.	N.A.
Kotak Multi Asset Omni FoF	-2.32%	8.57%	15.67%	18.57%	17.86%	15.67%
ICICI Prudential Multi Asset Fund	-2.24%	7.19%	13.88%	18.83%	20.12%	16.92%
ICICI Prudential Dynamic Asset Allocation Active FoF	-2.12%	1.91%	8.8%	13.07%	12.16%	12.75%
Nippon India Multi Asset Allocation Fund	-0.67%	10.8%	21.44%	20.35%	16.22%	9.24%
SBI Multi Asset Allocation Fund	-0.54%	10.45%	18.95%	18.98%	14.67%	11.85%

Fund name	Std. deviation	Beta	Sharpe	Sortino
WhiteOak Capital Multi Asset Allocation Fund	N.A.	N.A.	N.A.	N.A.
Kotak Multi Asset Omni FoF	7.92	0.88	1.66	2.01
ICICI Prudential Multi Asset Fund	6.64	0.7	1.82	2.76
ICICI Prudential Dynamic Asset Allocation Active FoF	5.32	0.54	1.25	1.78
Nippon India Multi Asset Allocation Fund	7.41	0.81	1.91	2.71
SBI Multi Asset Allocation Fund	6.48	0.69	1.9	3.06

Fund name	ETM Rank	AUM	Fund age	Expense ratio
WhiteOak Capital Multi Asset Allocation Fund	N.A.	5,562 Cr	2 yrs 9 m	1.52%
Kotak Multi Asset Omni FoF	N.A.	2,255 Cr	21 yrs 7 m	1.07%
ICICI Prudential Multi Asset Fund	N.A.	78,179 Cr	23 yrs 3 m	1.32%
ICICI Prudential Dynamic Asset Allocation Active FoF	N.A.	29,170 Cr	22 yrs 2 m	1.3%
Nippon India Multi Asset Allocation Fund	N.A.	10,661 Cr	5 yrs 5 m	1.36%
SBI Multi Asset Allocation Fund	N.A.	13,033 Cr	20 yrs 2 m	1.38%

View all Multi Asset Allocation funds

Key risk & return ratios Compared to other funds in the category

Risk ratios are based on three-year data. The required data is unavailable for the scheme.

Compare WhiteOak Capital Multi Asset Allocation Fund in detail with

About this fund

About WhiteOak Capital Multi Asset Allocation Fund

WhiteOak Capital Multi Asset Allocation Fund is a Multi Asset Allocation mutual fund scheme from Whiteoak Capital Mutual Fund. This fund has been in existence for 2 yrs 9 m, having been launched on 03/05/2023. WhiteOak Capital Multi Asset Allocation Fund has ₹5,562 Crores worth of assets under management (AUM) as on 31/12/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of WhiteOak Capital Multi Asset Allocation Fund as of 02/02/2026 is ₹15.39. The fund has an expense ratio of 1.52%, which is higher than what most other Multi Asset Allocation funds charge. Currently, the fund has a 35.98% allocation to equity and 45.93% to Debt.

WhiteOak Capital Multi Asset Allocation Fund returns of last 1-year are 17.47%. Since launch, it has delivered 17.24% average annual returns.
The fund's equity portion is primarily invested in Financial, Construction, Unclassified, Services, Communication sectors. It has taken less exposure in Financial, Construction sectors compared to other funds in the category.
The debt portion of the fund has low credit quality indicating the quality of borrowers it has lent it to is not too great.
The fund's top 5 holdings are in GOI, Reserve Bank of India, ICICI Prudential Gold Exchange Traded Fund, HDFC Bank Ltd., ICICI Bank Ltd..

...

Fund AUM	5,562 Cr as on Dec 31, 2025
Scheme document	View Scheme Document

Fund managers

Piyush Baranwal

Mr.Piyush Baranwal is a B. Tech. in Electronics and communication from Manipal Institute of Technology,Manipal.He completed PGDBM in Finance from S.P.Jain Institute of Management and Reserch and CFA. Prior to joining WhiteOak Capital Mutual Fund he has worked with BOI AXA, Morgan Stanley Investment Management (Jan, 2011-June, 2014) and Principal Pnb AMC as a Dealer- Fixed Income (May, 2008-Jan, 2011).

Ramesh Mantri

Mr. Mantri is an MBA, CFA and CA Prior to joining WhiteOak Capital Mutual Fund, he has worked with WhiteOak Capital Management, Ashoka Capital Advisers, Smith Management, and CRISIL.

Dheeresh Pathak

Mr. Pathak has done B.E in Electronics Engineering and a PGDBM from MDI Gurgaon Prior to joining WhiteOak Capital Mutual Fund, he has worked with Goldman Sachs

Ashish Agrawal

PGDBM in Finance from Institute of Management Technology, Ghaziabad and Bachelor of Commerce from University of Lucknow Prior to joining Whiteoak Capital AMC, he was working with Motilal Owal Asset Management Co. Ltd from 2016 till date. Citigroup Global Markets Ltd from 2010 to 2016

Trupti Agrawal

Ms. Agrawal has done B.Com and CA. Prior to joining WhiteOak Capital Mutual Fund, she has worked with L&T Infrastructure Finance Co. Ltd. and Ernst & Young.

Investment objective

The Scheme seeks to provide long term capital appreciation and generate income by investing in instruments across multiple asset classes viz. Equity, Debt and Gold/silver related instruments.

WhiteOak Capital Mutual Fund details

No. of schemes	19 view all schemes
Total AUM	29,798 Cr as on Dec 31, 2025
Address	Unit No. B4, 6th Floor, Cnergy, Appasaheb Marathe Marg, Prabhadevi Mumbai, 400025
Phone	180030003060

More funds from WhiteOak Capital Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
WhiteOak Capital Balanced Advantage Fund	N.A.	2,119 Cr	6.87%	N.A.
WhiteOak Capital Balanced Hybrid Fund	N.A.	267 Cr	7.06%	N.A.
WhiteOak Capital Equity Savings Fund	N.A.	223 Cr	N.A.	N.A.
WhiteOak Capital Arbitrage Fund	N.A.	850 Cr	6.4%	N.A.

See all Hybrid funds from this AMC

Frequently asked questions

What is the current NAV of WhiteOak Capital Multi Asset Allocation Fund?

The current Net Asset Value (NAV) of the WhiteOak Capital Multi Asset Allocation Fund plan is approximately ₹15.393 as of Feb 02, 2026.

What are the returns of this mutual fund scheme?

The WhiteOak Capital Multi Asset Allocation Fund is a 2 yrs 9 m old fund and has delivered average annual returns of 17.12% since inception.

WhiteOak Capital Multi Asset Allocation Fund Returns

1-Year	Since Inception
17.47%	17.12%

How much does this mutual fund charge as expense ratio?

The WhiteOak Capital Multi Asset Allocation Fund has an expense ratio of 1.52%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The WhiteOak Capital Multi Asset Allocation Fund currently has assets under management (AUM) or fund size valued at approximately 5,562 Cr as on Dec 31, 2025.

What are the top stock holdings of WhiteOak Capital Multi Asset Allocation Fund?

The WhiteOak Capital Multi Asset Allocation Fund's equity portion has been invested in the stocks of the following companies

Company	Percentage of Portfolio
HDFC Bank Ltd.	3.57%
ICICI Bank Ltd.	3.55%
Bharti Airtel Ltd.	2.51%
UPL Ltd.	1.83%
State Bank of India	1.44%
Interglobe Aviation Ltd.	1.11%
Mahindra & Mahindra Ltd.	0.95%
Maruti Suzuki India Ltd.	0.86%
Adani Enterprises Ltd. - (Partly Paid-up)	0.8%
Reliance Industries Ltd.	0.78%

What are the top sectors WhiteOak Capital Multi Asset Allocation Fund has invested in?

The WhiteOak Capital Multi Asset Allocation Fund's equity portion is primarily invested in the following sectors -

Sector	Percentage of Portfolio
Financial	11.399999999999999%
Services	4.089999999999999%
Communication	2.91%
Technology	2.6199999999999997%
Automobile	2.2500000000000004%
Chemicals	2.1900000000000004%
Healthcare	2.05%
Capital Goods	1.61%
Metals & Mining	1.4499999999999997%
Energy	1.3800000000000001%

To whom does WhiteOak Capital Multi Asset Allocation Fund lend to?

The top 3 debt holdings of WhiteOak Capital Multi Asset Allocation Fund are as follows

Holding Name	Percentage of Portfolio
GOI	14.66%
Reserve Bank of India	6.83%
Others	4.17%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The WhiteOak Capital Multi Asset Allocation Fund's debt portion's allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
SOV	21.49999986%
AAA	13.02308522%
Cash	4.54871673%

What is risk level of WhiteOak Capital Multi Asset Allocation Fund?

This is a Multi Asset Allocation fund comes with Moderately High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in WhiteOak Capital Multi Asset Allocation Fund?

Redeeming your investments in the WhiteOak Capital Multi Asset Allocation Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Multi Asset Allocation

#NA

Return Outperformance: This fund has generated highest return amongst Multi Asset Allocation funds in the last 2 Years.
Owns Gold: This fund has 4.96145415 % AUM in Gold, which acts as a hedge.
Return/Risk: The fund is performing poorly than its category.
Exit Load: Exit load of 1%, if redeemed within 1 month.