ICICI Prudential Equity Savings Fund

Q: What are the returns of this mutual fund scheme?

The ICICI Prudential Equity Savings Fund is a 10 yrs 10 m old fund and has delivered average annual returns of 7.9% since inception. ICICI Prudential Equity Savings Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 5.57% 8.98% 9.7% 8.34% 7.9%

NAV as of Sep 26, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹22.73-0.18% 1 day change	7.9% p.a.	App exclusive #NA View Ranked Funds	₹15,863 Cr

Historical NAV & returns

NAV: ₹22.73 as on Sep 26, 2025

This fund Category average

ICICI Prudential Equity Savings Fund overview

AUM (Fund size)	₹15,863 Cr
Exit load	0.25% Exit load for units in excess of 10% of the investment,0.25% will be charged for redemption within 7 days!
Lock-in Period	Nil
Age	10 yrs 10 m since Nov 18, 2014
Benchmark	NIFTY Equity Savings TRI
Min. investment	SIP: ₹500 & Lumpsum: ₹1000
Expense ratio	0.98% as on Aug 31, 2025
Plan type	Regular
Risk	Low to Moderate
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%

ICICI Prudential Equity Savings Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Sep 30, 2025

Period	This fund	Category average
1 Month	0.18%	0.41%
3 Months	0.84%	0.33%
6 Months	4.17%	4.6%
1 Year	5.57%	3.47%
2 Years	8.33%	9.75%
3 Years	8.98%	10.0%
4 Years	7.9%	7.81%
5 Years	9.7%	10.47%
7 Years	8.21%	8.47%
10 Years	8.34%	7.96%

Asset allocationas on Aug 31, 2025

Large Cap 19.65%

Mid Cap 0.55%

Small Cap 0.19%

Other Cap 0%

Top holdings

HDFC Bank Ltd.6.58%

Reliance Industries Ltd.5.68%

Sun Pharmaceutical Industries Ltd.3.76%

Tata Consultancy Services Ltd.3.44%

Top sectors

Financial 15.95%

Energy 9.989999999999998%

Technology 6.739999999999999%

Consumer Staples 6.4399999999999995%

Cash 44.37932277%

A1+ 12.863242%

SOV 7.98951453%

AAA 6.16938181%

Top Debt Holdings

GOI 4.03%

Small Industries Devp. Bank of India Ltd. 2.02%

Axis Bank Ltd. 1.23%

National Bank For Agriculture & Rural Development 1.22%

Allocation by Instruments

Cash Margin 44.37932277%

Mutual Fund 17.27490849%

Certificate of Deposit 4.473446%

Repo 4.19300801%

Other Holdings

ICICI Prudential Savings Fund Direct Plan -Growth 10.14%

ICICI Prudential Money Market Direct-Growth 7.14%

Others 0.49%

Brookfield India Real Estate Trust REIT 0.31%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
ICICI Prudential Equity Savings Fund	0.18%	4.17%	5.57%	8.98%	9.7%	8.34%
Edelweiss Equity Savings Fund	0.45%	5.55%	5.97%	11.33%	10.85%	8.99%
Kotak Equity Savings Fund	1.3%	6.66%	3.67%	11.91%	11.6%	9.34%
UTI Equity Savings Fund	0.61%	3.2%	2.7%	10.82%	11.91%	6.2%
Sundaram Equity Savings Fund	0.33%	4.43%	2.63%	11.39%	11.34%	8.4%
HSBC Equity Savings Fund	0.45%	9.14%	3.63%	13.43%	13.57%	8.96%

Fund name	Std. deviation	Beta	Sharpe	Sortino
ICICI Prudential Equity Savings Fund	2.36	0.28	0.92	1.51
Edelweiss Equity Savings Fund	3.74	0.47	1.08	1.55
Kotak Equity Savings Fund	5.08	0.65	0.86	1.14
UTI Equity Savings Fund	4.35	0.57	0.8	1.28
Sundaram Equity Savings Fund	5.35	0.66	0.75	1.41
HSBC Equity Savings Fund	7.31	0.61	0.87	0.85

Fund name	ETM Rank	AUM	Fund age	Expense ratio
ICICI Prudential Equity Savings Fund	N.A.	15,863 Cr	10 yrs 10 m	0.98%
Edelweiss Equity Savings Fund	N.A.	843 Cr	11 yrs	1.56%
Kotak Equity Savings Fund	N.A.	8,254 Cr	11 yrs	1.76%
UTI Equity Savings Fund	N.A.	714 Cr	7 yrs 1 m	1.64%
Sundaram Equity Savings Fund	N.A.	1,140 Cr	23 yrs 5 m	2.15%
HSBC Equity Savings Fund	N.A.	624 Cr	14 yrs	1.52%

View all Equity Savings funds

Key risk & return ratios Compared to other funds in the category

Alpha	1.16 vs. 3.05 Underperformed at beating benchmark
Sharpe	0.92 vs. 3.03 Poor risk-adjusted returns
Beta	0.28 vs. 0.67 Less sensitive to market ups & downs
Standard deviation	2.36 vs. 3.88 More stable returns

Compare ICICI Prudential Equity Savings Fund in detail with

About this fund

About ICICI Prudential Equity Savings Fund

ICICI Prudential Equity Savings Fund is a Equity Savings mutual fund scheme from Icici Prudential Mutual Fund. This fund has been in existence for 10 yrs 10 m, having been launched on 18/11/2014. ICICI Prudential Equity Savings Fund has ₹15,863 Crores worth of assets under management (AUM) as on 31/08/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of ICICI Prudential Equity Savings Fund as of 26/09/2025 is ₹22.73. The fund has an expense ratio of 0.98%, which is higher than what most other Equity Savings funds charge. Currently, the fund has a 20.40% allocation to equity and 28.19% to Debt.

ICICI Prudential Equity Savings Fund returns of last 1-year are 5.38%. Since launch, it has delivered 7.89% average annual returns. The fund has doubled the money invested in it every 10 yrs.
ICICI Prudential Equity Savings Fund scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is above average.
The fund's equity portion is primarily invested in Unclassified, Financial, Energy, Technology, Consumer Staples sectors. It has taken less exposure in Unclassified, Financial sectors compared to other funds in the category.
The debt portion of the fund has low credit quality indicating the quality of borrowers it has lent it to is not too great.
The fund's top 5 holdings are in ICICI Prudential Savings Fund Direct Plan -Growth, ICICI Prudential Money Market Direct-Growth, HDFC Bank Ltd., Reliance Industries Ltd., GOI.

...

Fund AUM	15,863 Cr as on Aug 31, 2025
Scheme document	View Scheme Document

Fund managers

Dharmesh Kakkad

Mr. kakkad is B.com., CA & CFA. He is associated with ICICI Prudential Asset Management Company Limited from June 2010. Prior to working in Dealing function, he was working in the Operations Department of ICICI Prudential AMC.

Ritesh Lunawat

Mr. Lunawat is B.Com and Chartered Accountant. He has been Working with ICICI Prudential AMC Since September 2013.

Manish Banthia

Mr. Banthia is B.Com, CA and MBA He is associated with ICICI Prudential Asset Management Company since Oct 2005, ICICI Prudential AMC - Fixed Income Investments - Aug 2007 to Oct 2009, ICICI Prudential AMC - New Product Development - Oct 2005 to Jul 2007, Aditya Birla Nuvo Ltd. - From May 2005 to Oct 2005, Aditya Birla Management Corporation Ltd. - From May 2004 to May 2005.

Sri Sharma

Ms. Sharma has done B.Com, CA and CFA ( Level 2 cleared) Prior to joining ICICI Prudential Mutual Fund, she has worked with PwC

Archana Nair

Ms. Nair has done B.Com and CA Prior to joining ICICI Prudential Mutual Fund, he has worked with PWC

Ajay Kumar Solanki

Mr. Solanki has done B.Com, CA and CFA Level-III Prior to joining ICICI Prudential Mutual Fund, he has worked with GPS & Associates

Investment objective

The Scheme seeks to generate regular income through investments in fixed income securities and using arbitrage and other derivative Strategies. It also intends to generate long-term capital appreciation by investing a portion of the Scheme's assets in equity and equity related instruments.

ICICI Prudential Mutual Fund details

No. of schemes	103 view all schemes
Total AUM	9,83,726 Cr as on Jun 30, 2025
Address	One BKC , A Wing , 13th Floor, Bandra Kurla Complex, Mumbai, 400051

More funds from ICICI Prudential Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
ICICI Prudential Equity & Debt Fund	N.A.	45,168 Cr	2.07%	25.92%
ICICI Prudential Multi Asset Fund	N.A.	64,770 Cr	6.53%	24.87%
ICICI Prudential Asset Allocator Fund (FOF)	N.A.	27,258 Cr	5.01%	15.46%
ICICI Prudential Balanced Advantage Fund	N.A.	65,711 Cr	4.65%	14.6%
ICICI Prudential Regular Savings Fund	N.A.	3,235 Cr	6.05%	9.98%

See all Hybrid funds from this AMC

Frequently asked questions

What is the current NAV of ICICI Prudential Equity Savings Fund?

The current Net Asset Value (NAV) of the ICICI Prudential Equity Savings Fund plan is approximately ₹22.73 as of Sep 26, 2025.

What are the returns of this mutual fund scheme?

The ICICI Prudential Equity Savings Fund is a 10 yrs 10 m old fund and has delivered average annual returns of 7.9% since inception.

ICICI Prudential Equity Savings Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
5.57%	8.98%	9.7%	8.34%	7.9%

How much does this mutual fund charge as expense ratio?

The ICICI Prudential Equity Savings Fund has an expense ratio of 0.98%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The ICICI Prudential Equity Savings Fund currently has assets under management (AUM) or fund size valued at approximately 15,863 Cr as on Aug 31, 2025.

What are the top stock holdings of ICICI Prudential Equity Savings Fund?

The ICICI Prudential Equity Savings Fund's equity portion has been invested in the stocks of the following companies

Company	Percentage of Portfolio
HDFC Bank Ltd.	6.58%
Reliance Industries Ltd.	5.68%
Sun Pharmaceutical Industries Ltd.	3.76%
Tata Consultancy Services Ltd.	3.44%
Hindustan Unilever Ltd.	3.4%
NTPC Ltd.	2.76%
Kotak Mahindra Bank Ltd.	2.01%
Adani Ports and Special Economic Zone Ltd.	1.96%
Tata Motors Ltd.	1.89%
Bharti Airtel Ltd.	1.82%

What are the top sectors ICICI Prudential Equity Savings Fund has invested in?

The ICICI Prudential Equity Savings Fund's equity portion is primarily invested in the following sectors -

Sector	Percentage of Portfolio
Financial	15.95%
Energy	9.989999999999998%
Technology	6.739999999999999%
Consumer Staples	6.4399999999999995%
Healthcare	5.959999999999999%
Automobile	4.779999999999999%
Materials	4.15%
Metals & Mining	2.7199999999999993%
Services	2.56%
Communication	2.4200000000000004%

To whom does ICICI Prudential Equity Savings Fund lend to?

The top 3 debt holdings of ICICI Prudential Equity Savings Fund are as follows

Holding Name	Percentage of Portfolio
GOI	4.03%
Small Industries Devp. Bank of India Ltd.	2.02%
Axis Bank Ltd.	1.23%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The ICICI Prudential Equity Savings Fund's debt portion's allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
Cash	44.37932277%
A1+	12.863242%
SOV	7.98951453%

What is risk level of ICICI Prudential Equity Savings Fund?

This is a Equity Savings fund comes with Low to Moderate risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in ICICI Prudential Equity Savings Fund?

Redeeming your investments in the ICICI Prudential Equity Savings Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Equity Savings

#NA

Return Outperformance: This fund has generated highest return amongst Equity Savings funds in the last 10 Years.
Return/Risk: The fund is performing poorly than its category.
Exit Load: Exit load for units in excess of 10% of the investment,0.25% will be charged for redemption within 7 days