Question 1

What is the current NAV of WhiteOak Capital Equity Savings Fund Direct - Growth?

Accepted Answer

The current Net Asset Value (NAV) of the WhiteOak Capital Equity Savings Fund - Direct Growth plan is approximately ₹11.361 as of Feb 02, 2026.

Question 2

How much does this mutual fund charge as expense ratio?

Accepted Answer

The WhiteOak Capital Equity Savings Fund - Direct Growth has an expense ratio of 0.65%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

Question 3

What is the AUM or fund size of this mutual fund?

Accepted Answer

The WhiteOak Capital Equity Savings Fund currently has assets under management (AUM) or fund size valued at approximately 223 Cr as on Dec 31, 2025.

Question 4

What are the top stock holdings of WhiteOak Capital Equity Savings Fund?

Accepted Answer

The WhiteOak Capital Equity Savings Fund's equity portion has been invested in the stocks of the following companies

Company	Percentage of Portfolio
HDFC Bank Ltd.	5.38%
State Bank of India	4.17%
ICICI Bank Ltd.	3.64%
Vodafone Idea Ltd.	2.66%
Kotak Mahindra Bank Ltd.	2.35%
Tata Consultancy Services Ltd.	2.0%
Reliance Industries Ltd.	1.97%
Coforge Ltd.	1.74%
Eternal Ltd.	1.74%
Vedanta Ltd.	1.72%

Question 5

What are the top sectors WhiteOak Capital Equity Savings Fund has invested in?

Accepted Answer

The WhiteOak Capital Equity Savings Fund's equity portion is primarily invested in the following sectors -

Company	Percentage of Portfolio
HDFC Bank Ltd.	5.38%
State Bank of India	4.17%
ICICI Bank Ltd.	3.64%
Vodafone Idea Ltd.	2.66%
Kotak Mahindra Bank Ltd.	2.35%
Tata Consultancy Services Ltd.	2.0%
Reliance Industries Ltd.	1.97%
Coforge Ltd.	1.74%
Eternal Ltd.	1.74%
Vedanta Ltd.	1.72%

Question 6

To whom does WhiteOak Capital Equity Savings Fund lend to?

Accepted Answer

The top 3 debt holdings of WhiteOak Capital Equity Savings Fund are as follows

Holding Name	Percentage of Portfolio
GOI	13.4%
Others	6.73%
Bajaj Finance Ltd.	1.35%

Question 7

What is the quality of borrowers this mutual fund scheme lends to?

Accepted Answer

The credit rating of the instruments in which the fund invests represents the quality of the borrower. The WhiteOak Capital Equity Savings Fund's debt portion's allocation by credit quality is given below

Holding Name	Percentage of Portfolio
GOI	13.4%
Others	6.73%
Bajaj Finance Ltd.	1.35%

Question 8

What is risk level of WhiteOak Capital Equity Savings Fund?

Accepted Answer

This is a Equity Savings fund comes with Moderate risk.

Question 9

Is there any lock-in period in this mutual fund?

Accepted Answer

No, this fund does not have any lock-in period.

Question 10

How do I invest in WhiteOak Capital Equity Savings Fund Direct - Growth?

Accepted Answer

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. The whole process takes just a few minutes. Here's how it works:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for WhiteOak Capital Equity Savings Fund - Direct Growth, select your investment mode (lump sum or SIP), and enter the investment amount.
Provide the required details, including the bank account you'll use for payment, and confirm your investment.

That's it. Your investment in the WhiteOak Capital Equity Savings Fund is complete.

Question 11

How can I redeem my investments in WhiteOak Capital Equity Savings Fund?

Accepted Answer

Redeeming your investments in the WhiteOak Capital Equity Savings Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

Expense ratio	0.65% as on Feb 02, 2026
Exit load	0.25% Exit load of 0.25%, if redeemed within 7 days.!
AUM (Fund size)	₹223 Cr
Lock-in Period	Nil
Age	11 m since Feb 25, 2025
Benchmark	NIFTY Equity Savings TRI
Min. investment	SIP: ₹500 & Lumpsum: ₹1000
Risk	Moderate
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%

Period	This fund	Category average
1 Month	-0.83%	-1.08%
3 Months	1.18%	-0.37%
6 Months	5.17%	1.9%

Fund name	1M	6M	1Y	3Y	5Y	10Y
WhiteOak Capital Equity Savings Fund	-0.83%	5.17%	N.A.	N.A.	N.A.	N.A.
Edelweiss Equity Savings Fund	-1.19%	3.0%	8.54%	12.11%	10.31%	10.33%
Kotak Equity Savings Fund	-2.74%	2.81%	7.46%	11.86%	10.94%	10.42%
UTI Equity Savings Fund	-0.96%	4.4%	8.48%	11.6%	10.67%	7.27%
Sundaram Equity Savings Fund	-1.7%	1.59%	7.4%	12.78%	10.91%	10.32%
DSP Equity Savings Fund	-0.84%	1.8%	6.54%	10.81%	9.66%	9.5%

Fund name	Std. deviation	Beta	Sharpe	Sortino
WhiteOak Capital Equity Savings Fund	N.A.	N.A.	N.A.	N.A.
Edelweiss Equity Savings Fund	3.48	0.44	1.64	2.27
Kotak Equity Savings Fund	5.21	0.69	1.07	1.3
UTI Equity Savings Fund	4.04	0.55	1.32	1.89
Sundaram Equity Savings Fund	5.1	0.65	1.22	2.14
DSP Equity Savings Fund	3.64	0.47	1.18	2.51

Fund name	ETM Rank	AUM	Fund age	Expense ratio
WhiteOak Capital Equity Savings Fund	N.A.	223 Cr	11 m	0.65%
Edelweiss Equity Savings Fund	N.A.	1,195 Cr	11 yrs 4 m	0.61%
Kotak Equity Savings Fund	N.A.	9,651 Cr	11 yrs 4 m	0.69%
UTI Equity Savings Fund	N.A.	810 Cr	7 yrs 5 m	0.67%
Sundaram Equity Savings Fund	N.A.	1,207 Cr	13 yrs 1 m	0.72%
DSP Equity Savings Fund	N.A.	3,905 Cr	9 yrs 10 m	0.65%

WhiteOak Capital Equity Savings Fund Direct - Growth

Historical NAV & returns

WhiteOak Capital Equity Savings Fund overview

WhiteOak Capital Equity Savings Fund Returns calculator

Trailing returns as on Feb 03, 2026

Asset allocationas on Dec 31, 2025

Peer comparison

Key risk & return ratios Compared to other funds in the category

About this fund

About WhiteOak Capital Equity Savings Fund

Fund managers

Investment objective

WhiteOak Capital Mutual Fund details

More funds from WhiteOak Capital Mutual Fund

Frequently asked questions

ET Money rank

Fund AUM	223 Cr as on Dec 31, 2025
Scheme document	View Scheme Document

No. of schemes	19 view all schemes
Total AUM	29,798 Cr as on Dec 31, 2025
Address	Unit No. B4, 6th Floor, Cnergy, Appasaheb Marathe Marg, Prabhadevi Mumbai, 400025
Phone	180030003060

Fund name	ETM Rank	AUM	1Y	5Y
WhiteOak Capital Multi Asset Allocation Fund	N.A.	5,562 Cr	18.91%	N.A.
WhiteOak Capital Balanced Advantage Fund	N.A.	2,119 Cr	8.47%	N.A.
WhiteOak Capital Balanced Hybrid Fund	N.A.	267 Cr	8.69%	N.A.
WhiteOak Capital Arbitrage Fund	N.A.	850 Cr	7.19%	N.A.

Sector	Percentage of Portfolio
Financial	26.820000000000004%
Technology	5.869999999999999%
Communication	4.95%
Metals & Mining	4.7700000000000005%
Automobile	4.35%
Energy	4.109999999999999%
Services	3.8400000000000003%
Healthcare	3.5999999999999996%
Insurance	2.4000000000000004%
Capital Goods	1.9800000000000002%

Credit Quality	Percentage of Portfolio
Cash	42.92587577%
SOV	13.67284823%
Cash & Call Money	4.89613443%