WhiteOak Capital Balanced Advantage Fund

Q: What are the returns of this mutual fund scheme?

The WhiteOak Capital Balanced Advantage Fund is a 2 yrs 9 m old fund and has delivered average annual returns of 15.38% since inception. WhiteOak Capital Balanced Advantage Fund Returns 1-Year Since Inception 8.74% 15.38%

NAV as of Oct 20, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹14.652+0.12% 1 day change	15.38% p.a.	App exclusive #NA View Ranked Funds	₹1,897 Cr

Historical NAV & returns

NAV: ₹14.652 as on Oct 20, 2025

This fund Category average

WhiteOak Capital Balanced Advantage Fund overview

AUM (Fund size)	₹1,897 Cr
Exit load	1.0% Exit load of 1%, if redeemed within 1 month.!
Lock-in Period	Nil
Age	2 yrs 9 m since Jan 20, 2023
Benchmark	CRISIL Hybrid 50+50 Moderate Index
Min. investment	SIP: ₹500 & Lumpsum: ₹1000
Expense ratio	2.02% as on Sep 30, 2025
Plan type	Regular
Risk	Very High

WhiteOak Capital Balanced Advantage Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Oct 17, 2025

Period	This fund	Category average
1 Month	2.14%	2.11%
3 Months	2.3%	2.3%
6 Months	6.4%	6.06%
1 Year	8.74%	5.89%
2 Years	16.16%	14.34%

Asset allocationas on Sep 30, 2025

Large Cap 43.07%

Mid Cap 8.71%

Small Cap 8.88%

Other Cap 0%

Top holdings

ICICI Bank Ltd.7.08%

HDFC Bank Ltd.5.64%

State Bank of India4.31%

Bharti Airtel Ltd.3.05%

Top sectors

Financial 25.540000000000003%

Services 6.24%

Capital Goods 5.489999999999999%

Automobile 5.17%

SOV 14.84829938%

Cash 10.30798607%

AAA 7.63892037%

Cash & Call Money 4.76573549%

Top Debt Holdings

GOI 11.94%

Others 7.78%

Reserve Bank of India 2.9%

Bajaj Finance Ltd. 1.59%

Allocation by Instruments

GOI Securities 11.9435275%

Cash Margin 10.30798607%

CBLO 7.77746904%

Bonds 6.4505269499999995%

Other Holdings

Others 10.31%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
WhiteOak Capital Balanced Advantage Fund	2.14%	6.4%	8.74%	N.A.	N.A.	N.A.
ICICI Prudential Balanced Advantage Fund	2.09%	7.76%	10.3%	13.59%	14.75%	11.22%
Franklin India Dynamic Asset Allocation Active FoF	1.71%	4.91%	6.0%	13.46%	18.46%	10.2%
Tata Balanced Advantage Fund	2.22%	5.3%	4.9%	11.27%	12.72%	7.62%
Nippon India Balanced Advantage Fund	1.56%	5.9%	7.11%	12.69%	13.88%	10.42%
Axis Balanced Advantage Fund	2.63%	5.04%	6.55%	14.41%	13.13%	7.86%

Fund name	Std. deviation	Beta	Sharpe	Sortino
WhiteOak Capital Balanced Advantage Fund	N.A.	N.A.	N.A.	N.A.
ICICI Prudential Balanced Advantage Fund	5.46	0.55	1.16	1.69
Franklin India Dynamic Asset Allocation Active FoF	6.43	0.63	1.02	1.55
Tata Balanced Advantage Fund	6.51	0.67	0.64	0.97
Nippon India Balanced Advantage Fund	6.93	0.72	0.81	1.21
Axis Balanced Advantage Fund	7.44	0.74	0.93	1.48

Fund name	ETM Rank	AUM	Fund age	Expense ratio
WhiteOak Capital Balanced Advantage Fund	N.A.	1,897 Cr	2 yrs 9 m	2.02%
ICICI Prudential Balanced Advantage Fund	N.A.	66,751 Cr	18 yrs 11 m	1.44%
Franklin India Dynamic Asset Allocation Active FoF	N.A.	1,285 Cr	22 yrs	2.08%
Tata Balanced Advantage Fund	N.A.	9,749 Cr	6 yrs 9 m	1.72%
Nippon India Balanced Advantage Fund	N.A.	9,480 Cr	21 yrs	1.75%
Axis Balanced Advantage Fund	N.A.	3,591 Cr	8 yrs 3 m	1.92%

View all Dynamic Asset Allocation funds

Key risk & return ratios Compared to other funds in the category

Risk ratios are based on three-year data. The required data is unavailable for the scheme.

Compare WhiteOak Capital Balanced Advantage Fund in detail with

About this fund

About WhiteOak Capital Balanced Advantage Fund

WhiteOak Capital Balanced Advantage Fund is a Dynamic Asset Allocation mutual fund scheme from Whiteoak Capital Mutual Fund. This fund has been in existence for 2 yrs 9 m, having been launched on 20/01/2023. WhiteOak Capital Balanced Advantage Fund has ₹1,897 Crores worth of assets under management (AUM) as on 30/09/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of WhiteOak Capital Balanced Advantage Fund as of 20/10/2025 is ₹14.65. The fund has an expense ratio of 2.02%, which is higher than what most other Dynamic Asset Allocation funds charge. Currently, the fund has a 60.66% allocation to equity and 32.04% to Debt.

WhiteOak Capital Balanced Advantage Fund returns of last 1-year are 6.75%. Since launch, it has delivered 15.24% average annual returns.
The fund's equity portion is primarily invested in Financial, Services, Capital Goods, Automobile, Healthcare sectors. It has taken less exposure in Financial, Services sectors compared to other funds in the category.
The debt portion of the fund has low credit quality indicating the quality of borrowers it has lent it to is not too great.
The fund's top 5 holdings are in GOI, ICICI Bank Ltd., HDFC Bank Ltd., State Bank of India, Bharti Airtel Ltd..

...

Fund AUM	1,897 Cr as on Sep 30, 2025
Scheme document	View Scheme Document

Fund managers

Piyush Baranwal

Mr.Piyush Baranwal is a B. Tech. in Electronics and communication from Manipal Institute of Technology,Manipal.He completed PGDBM in Finance from S.P.Jain Institute of Management and Reserch and CFA. Prior to joining WhiteOak Capital Mutual Fund he has worked with BOI AXA, Morgan Stanley Investment Management (Jan, 2011-June, 2014) and Principal Pnb AMC as a Dealer- Fixed Income (May, 2008-Jan, 2011).

Ramesh Mantri

Mr. Mantri is an MBA, CFA and CA Prior to joining WhiteOak Capital Mutual Fund, he has worked with WhiteOak Capital Management, Ashoka Capital Advisers, Smith Management, and CRISIL.

Trupti Agrawal

Ms. Agrawal has done B.Com and CA. Prior to joining WhiteOak Capital Mutual Fund, she has worked with L&T Infrastructure Finance Co. Ltd. and Ernst & Young.

Dheeresh Pathak

Mr. Pathak has done B.E in Electronics Engineering and a PGDBM from MDI Gurgaon Prior to joining WhiteOak Capital Mutual Fund, he has worked with Goldman Sachs

Ashish Agrawal

PGDBM in Finance from Institute of Management Technology, Ghaziabad and Bachelor of Commerce from University of Lucknow Prior to joining Whiteoak Capital AMC, he was working with Motilal Owal Asset Management Co. Ltd from 2016 till date. Citigroup Global Markets Ltd from 2010 to 2016

Investment objective

The scheme seeks to provide long term capital appreciation and generate income from a dynamically managed portfolio of equity & equity related instruments and debt & money market securities.

WhiteOak Capital Mutual Fund details

No. of schemes	19 view all schemes
Total AUM	24,943 Cr as on Sep 30, 2025
Address	Unit No. B4, 6th Floor, Cnergy, Appasaheb Marathe Marg, Prabhadevi Mumbai, 400025
Phone	180030003060

More funds from WhiteOak Capital Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
WhiteOak Capital Multi Asset Allocation Fund	N.A.	3,943 Cr	16.39%	N.A.

See all Hybrid funds from this AMC

Frequently asked questions

What is the current NAV of WhiteOak Capital Balanced Advantage Fund?

The current Net Asset Value (NAV) of the WhiteOak Capital Balanced Advantage Fund plan is approximately ₹14.652 as of Oct 20, 2025.

What are the returns of this mutual fund scheme?

The WhiteOak Capital Balanced Advantage Fund is a 2 yrs 9 m old fund and has delivered average annual returns of 15.38% since inception.

WhiteOak Capital Balanced Advantage Fund Returns

1-Year	Since Inception
8.74%	15.38%

How much does this mutual fund charge as expense ratio?

The WhiteOak Capital Balanced Advantage Fund has an expense ratio of 2.02%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The WhiteOak Capital Balanced Advantage Fund currently has assets under management (AUM) or fund size valued at approximately 1,897 Cr as on Sep 30, 2025.

What are the top stock holdings of WhiteOak Capital Balanced Advantage Fund?

The WhiteOak Capital Balanced Advantage Fund's equity portion has been invested in the stocks of the following companies

Company	Percentage of Portfolio
ICICI Bank Ltd.	7.08%
HDFC Bank Ltd.	5.64%
State Bank of India	4.31%
Bharti Airtel Ltd.	3.05%
UPL Ltd.	2.3%
Mahindra & Mahindra Ltd.	2.28%
Maruti Suzuki India Ltd.	1.98%
CG Power and Industrial Solutions Ltd.	1.9%
Reliance Industries Ltd.	1.73%
Eternal Ltd.	1.66%

What are the top sectors WhiteOak Capital Balanced Advantage Fund has invested in?

The WhiteOak Capital Balanced Advantage Fund's equity portion is primarily invested in the following sectors -

Sector	Percentage of Portfolio
Financial	25.540000000000003%
Services	6.24%
Capital Goods	5.489999999999999%
Automobile	5.17%
Healthcare	5.1%
Technology	4.76%
Chemicals	3.87%
Communication	3.8499999999999996%
Energy	3.3099999999999996%
Consumer Staples	2.6899999999999995%

To whom does WhiteOak Capital Balanced Advantage Fund lend to?

The top 3 debt holdings of WhiteOak Capital Balanced Advantage Fund are as follows

Holding Name	Percentage of Portfolio
GOI	11.94%
Others	7.78%
Reserve Bank of India	2.9%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The WhiteOak Capital Balanced Advantage Fund's debt portion's allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
SOV	14.84829938%
Cash	10.30798607%
AAA	7.63892037%

What is risk level of WhiteOak Capital Balanced Advantage Fund?

This is a Dynamic Asset Allocation fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in WhiteOak Capital Balanced Advantage Fund?

Redeeming your investments in the WhiteOak Capital Balanced Advantage Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Dynamic Asset Allocation

#NA

Return Outperformance: This fund has generated highest return amongst Dynamic Asset Allocation funds in the last 2 Years.
Return/Risk: The fund is performing poorly than its category.
Exit Load: Exit load of 1%, if redeemed within 1 month.