ICICI Prudential Balanced Advantage Fund

Q: What are the returns of this mutual fund scheme?

The ICICI Prudential Balanced Advantage Fund is a 19 yrs 2 m old fund and has delivered average annual returns of 11.22% since inception. ICICI Prudential Balanced Advantage Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 10.16% 13.1% 11.69% 11.91% 11.22%

NAV as of Feb 02, 2026	Returns since inception	ET Money Rank	AUM (Fund size)
₹76.32-0.42% 1 day change	11.22% p.a.	App exclusive #NA View Ranked Funds	₹70,535 Cr

Historical NAV & returns

NAV: ₹76.32 as on Feb 02, 2026

This fund Category average

ICICI Prudential Balanced Advantage Fund overview

AUM (Fund size)	₹70,535 Cr
Exit load	1.0% Exit Load for units in excess of 30% of the investment,1% will be charged for redemption within 1 year.!
Lock-in Period	Nil
Age	19 yrs 2 m since Nov 08, 2006
Benchmark	CRISIL Hybrid 50+50 Moderate Index
Min. investment	SIP: ₹500 & Lumpsum: ₹1000
Expense ratio	1.43% as on Feb 02, 2026
Plan type	Regular
Risk	Very High

ICICI Prudential Balanced Advantage Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Feb 03, 2026

Period	This fund	Category average
1 Month	-2.3%	-2.78%
3 Months	-0.14%	-2.21%
6 Months	3.64%	0.4%
1 Year	10.16%	5.64%
2 Years	10.5%	6.8%
3 Years	13.1%	11.19%
4 Years	11.37%	9.03%
5 Years	11.69%	9.51%
7 Years	12.23%	10.25%
10 Years	11.91%	9.99%

Asset allocationas on Dec 31, 2025

Large Cap 44.65%

Mid Cap 3.77%

Small Cap 1.84%

Other Cap 0%

Top holdings

TVS Motor Company Ltd.5.48%

ICICI Bank Ltd.4.21%

HDFC Bank Ltd.4.02%

Infosys Ltd.3.58%

Top sectors

Financial 15.739999999999998%

Automobile 10.57%

Technology 7.54%

Services 6.65%

Cash & Call Money 13.64985368%

Cash 11.61554161%

SOV 11.23633716%

A1+ 2.98891234%

Top Debt Holdings

Reserve Bank of India 2.47%

India Universal Trust AL1 1.09%

GOI 1.02%

Rajasthan State 1.01%

Allocation by Instruments

Cash Margin 15.08901464%

Net Current Assets 5.98339389%

Repo 4.8950061%

GOI Securities 4.071919680000001%

Other Holdings

Others 5.98%

Embassy Office Parks REIT 2.97%

Mindspace Business Parks REIT 0.54%

Brookfield India Real Estate Trust REIT 0.38%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
ICICI Prudential Balanced Advantage Fund	-2.3%	3.64%	10.16%	13.1%	11.69%	11.91%
Franklin India Dynamic Asset Allocation Active FoF	-2.57%	-0.02%	5.51%	12.65%	14.0%	10.49%
Axis Balanced Advantage Fund	-2.62%	1.83%	5.74%	13.92%	10.53%	7.71%
Tata Balanced Advantage Fund	-2.85%	1.02%	5.5%	10.42%	9.73%	7.47%
DSP Dynamic Asset Allocation Fund	-1.4%	2.34%	8.1%	12.24%	8.8%	9.47%

Fund name	Std. deviation	Beta	Sharpe	Sortino
ICICI Prudential Balanced Advantage Fund	5.47	0.56	1.22	1.74
Franklin India Dynamic Asset Allocation Active FoF	6.27	0.63	1.01	1.53
Axis Balanced Advantage Fund	7.26	0.73	1.06	1.73
Tata Balanced Advantage Fund	6.51	0.68	0.67	0.99
DSP Dynamic Asset Allocation Fund	5.63	0.55	1.04	2.05

Fund name	ETM Rank	AUM	Fund age	Expense ratio
ICICI Prudential Balanced Advantage Fund	N.A.	70,535 Cr	19 yrs 2 m	1.43%
Franklin India Dynamic Asset Allocation Active FoF	N.A.	1,301 Cr	22 yrs 3 m	2.14%
Axis Balanced Advantage Fund	N.A.	3,816 Cr	8 yrs 6 m	1.91%
Tata Balanced Advantage Fund	N.A.	9,691 Cr	7 yrs	1.73%
DSP Dynamic Asset Allocation Fund	N.A.	3,709 Cr	12 yrs	1.88%

View all Dynamic Asset Allocation funds

Key risk & return ratios Compared to other funds in the category

Alpha	2.86 vs. 3.26 Underperformed at beating benchmark
Sharpe	1.22 vs. 3.04 Poor risk-adjusted returns
Beta	0.56 vs. 0.68 Less sensitive to market ups & downs
Standard deviation	5.47 vs. 5.55 More stable returns

Compare ICICI Prudential Balanced Advantage Fund in detail with

About this fund

About ICICI Prudential Balanced Advantage Fund

ICICI Prudential Balanced Advantage Fund is a Dynamic Asset Allocation mutual fund scheme from Icici Prudential Mutual Fund. This fund has been in existence for 19 yrs 2 m, having been launched on 08/11/2006. ICICI Prudential Balanced Advantage Fund has ₹70,535 Crores worth of assets under management (AUM) as on 31/12/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of ICICI Prudential Balanced Advantage Fund as of 02/02/2026 is ₹76.32. The fund has an expense ratio of 1.43%, which is higher than what most other Dynamic Asset Allocation funds charge. Currently, the fund has a 50.26% allocation to equity and 16.61% to Debt.

ICICI Prudential Balanced Advantage Fund returns of last 1-year are 10.55%. Since launch, it has delivered 11.22% average annual returns. The fund has doubled the money invested in it every 6 yrs.
ICICI Prudential Balanced Advantage Fund scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is above average.
The fund's equity portion is primarily invested in Financial, Automobile, Technology, Construction, Services sectors. It has taken less exposure in Financial, Automobile sectors compared to other funds in the category.
The debt portion of the fund has low credit quality indicating the quality of borrowers it has lent it to is not too great.
The fund's top 5 holdings are in TVS Motor Company Ltd., ICICI Bank Ltd., HDFC Bank Ltd., Infosys Ltd., Reliance Industries Ltd..

...

Fund AUM	70,535 Cr as on Dec 31, 2025
Scheme document	View Scheme Document

Fund managers

Manish Banthia

Mr. Banthia is B.Com, CA and MBA He is associated with ICICI Prudential Asset Management Company since Oct 2005, ICICI Prudential AMC - Fixed Income Investments - Aug 2007 to Oct 2009, ICICI Prudential AMC - New Product Development - Oct 2005 to Jul 2007, Aditya Birla Nuvo Ltd. - From May 2005 to Oct 2005, Aditya Birla Management Corporation Ltd. - From May 2004 to May 2005.

Ihab Dalwai

Mr. Dalwai is a Chartered Accountant. He is associated with ICICI Prudential AMC since April 2011.

Rajat Chandak

Mr. Chandak is a B.Com (H) and MBA. He has been associated with ICICI Prudential AMC since 2008.

Sri Sharma

Ms. Sharma has done B.Com, CA and CFA ( Level 2 cleared) Prior to joining ICICI Prudential Mutual Fund, she has worked with PwC

Akhil Kakkar

Mr. Kakkar is B.Tech (IIT Roorkee) and PGDM (Finance) Prior to Joining ICICI Prudential Mutual Fund he has worked with Kotak Mahindra Bank in Debt Capital Markets, SBI Capital Markets in Project Advisory & Structured Finance and Goldman Sachs Services Pvt Ltd as Analyst Developer.

Investment objective

The scheme seeks to provide capital appreciation and income distribution to the investors by using equity derivatives strategies, arbitrage opportunities and pure equity investments.

ICICI Prudential Mutual Fund details

No. of schemes	104 view all schemes
Total AUM	11,30,333 Cr as on Dec 31, 2025
Address	One BKC , A Wing , 13th Floor, Bandra Kurla Complex, Mumbai, 400051

More funds from ICICI Prudential Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
ICICI Prudential Multi Asset Fund	N.A.	78,179 Cr	13.88%	20.12%
ICICI Prudential Equity & Debt Fund	N.A.	49,641 Cr	10.8%	19.47%
ICICI Prudential Retirement Fund - Hybrid Aggressive Plan	N.A.	1,082 Cr	13.0%	15.76%
ICICI Prudential Dynamic Asset Allocation Active FoF	N.A.	29,170 Cr	8.8%	12.16%
ICICI Prudential Passive Multi-Asset FoF	N.A.	1,416 Cr	17.9%	N.A.

See all Hybrid funds from this AMC

Frequently asked questions

What is the current NAV of ICICI Prudential Balanced Advantage Fund?

The current Net Asset Value (NAV) of the ICICI Prudential Balanced Advantage Fund plan is approximately ₹76.32 as of Feb 02, 2026.

What are the returns of this mutual fund scheme?

The ICICI Prudential Balanced Advantage Fund is a 19 yrs 2 m old fund and has delivered average annual returns of 11.22% since inception.

ICICI Prudential Balanced Advantage Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
10.16%	13.1%	11.69%	11.91%	11.22%

How much does this mutual fund charge as expense ratio?

The ICICI Prudential Balanced Advantage Fund has an expense ratio of 1.43%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The ICICI Prudential Balanced Advantage Fund currently has assets under management (AUM) or fund size valued at approximately 70,535 Cr as on Dec 31, 2025.

What are the top stock holdings of ICICI Prudential Balanced Advantage Fund?

The ICICI Prudential Balanced Advantage Fund's equity portion has been invested in the stocks of the following companies

Company	Percentage of Portfolio
TVS Motor Company Ltd.	5.48%
ICICI Bank Ltd.	4.21%
HDFC Bank Ltd.	4.02%
Infosys Ltd.	3.58%
Reliance Industries Ltd.	3.53%
Larsen & Toubro Ltd.	2.48%
Bharti Airtel Ltd.	2.2%
Maruti Suzuki India Ltd.	1.8%
Axis Bank Ltd.	1.76%
Interglobe Aviation Ltd.	1.61%

What are the top sectors ICICI Prudential Balanced Advantage Fund has invested in?

The ICICI Prudential Balanced Advantage Fund's equity portion is primarily invested in the following sectors -

Sector	Percentage of Portfolio
Financial	15.739999999999998%
Automobile	10.57%
Technology	7.54%
Services	6.65%
Energy	5.569999999999999%
Consumer Staples	3.2599999999999993%
Construction	3.0300000000000002%
Insurance	2.38%
Communication	2.31%
Healthcare	2.28%

To whom does ICICI Prudential Balanced Advantage Fund lend to?

The top 3 debt holdings of ICICI Prudential Balanced Advantage Fund are as follows

Holding Name	Percentage of Portfolio
Reserve Bank of India	2.47%
India Universal Trust AL1	1.09%
GOI	1.02%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The ICICI Prudential Balanced Advantage Fund's debt portion's allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
Cash & Call Money	13.64985368%
Cash	11.61554161%
SOV	11.23633716%

What is risk level of ICICI Prudential Balanced Advantage Fund?

This is a Dynamic Asset Allocation fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in ICICI Prudential Balanced Advantage Fund?

Redeeming your investments in the ICICI Prudential Balanced Advantage Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Dynamic Asset Allocation

#NA

Return Consistency: This fund is one of the best in generating consistent return in it's category.
Volatility Protection: This fund is one of the best in protecting against volatility in it's category.
Return Outperformance: This fund has generated highest return amongst Dynamic Asset Allocation funds in the last 10 Years.
Chance: This fund has generated a 10.3% annual return in 70% of times for investors holding for at least 5 years.
Return/Risk: The fund is performing poorly than its category.
Exit Load: Exit Load for units in excess of 30% of the investment,1% will be charged for redemption within 1 year.