Tata Balanced Advantage Fund

Q: What are the returns of this mutual fund scheme?

The Tata Balanced Advantage Fund is a 7 yrs old fund and has delivered average annual returns of 10.81% since inception. Tata Balanced Advantage Fund Returns 1-Year 3-Year 5-Year Since Inception 5.5% 10.42% 9.73% 10.81%

Q: How much does this mutual fund charge as expense ratio?

The Tata Balanced Advantage Fund has an expense ratio of 1.73% , representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

NAV as of Feb 02, 2026	Returns since inception	ET Money Rank	AUM (Fund size)
₹20.5694-0.52% 1 day change	10.81% p.a.	App exclusive #NA View Ranked Funds	₹9,691 Cr

Historical NAV & returns

NAV: ₹20.5694 as on Feb 02, 2026

This fund Category average

Tata Balanced Advantage Fund overview

AUM (Fund size)	₹9,691 Cr
Exit load	0.5% Exit load of 0.50%, if redeemed within 30 days.!
Lock-in Period	Nil
Age	7 yrs since Jan 09, 2019
Benchmark	CRISIL Hybrid 50+50 Moderate Index
Min. investment	SIP: ₹500 & Lumpsum: ₹1000
Expense ratio	1.73% as on Feb 02, 2026
Plan type	Regular
Risk	Very High

Tata Balanced Advantage Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Feb 03, 2026

Period	This fund	Category average
1 Month	-2.85%	-2.78%
3 Months	-1.74%	-2.21%
6 Months	1.02%	0.4%
1 Year	5.5%	5.64%
2 Years	6.07%	6.8%
3 Years	10.42%	11.19%
4 Years	8.84%	9.03%
5 Years	9.73%	9.51%
7 Years	10.81%	10.25%

Asset allocationas on Dec 31, 2025

Large Cap 41.51%

Mid Cap 10.19%

Small Cap 5.29%

Other Cap 0%

Top holdings

Reliance Industries Ltd.4.79%

HDFC Bank Ltd.4.07%

ICICI Bank Ltd.2.91%

Bharti Airtel Ltd.2.74%

Top sectors

Financial 19.220000000000002%

Energy 8.309999999999999%

Healthcare 5.61%

Services 5.3%

SOV 16.42599523%

AAA 7.16155909%

Cash 6.92528487%

Cash & Call Money 5.49365783%

Top Debt Holdings

GOI 11.66%

Andhra Pradesh State 1.73%

Jio Credit Ltd. 1.28%

Godrej Properties Ltd. 1.2%

Allocation by Instruments

GOI Securities 11.670667349999999%

Cash Margin 6.92528487%

Debenture 5.38193183%

State Development Loan 4.642435880000001%

Other Holdings

Others 1.8%

Brookfield India Real Estate Trust REIT 1.42%

Nexus Select Trust 0.96%

Altius Telecom Infrastructure Trust 0.79%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
Tata Balanced Advantage Fund	-2.85%	1.02%	5.5%	10.42%	9.73%	N.A.
ICICI Prudential Balanced Advantage Fund	-2.3%	3.64%	10.16%	13.1%	11.69%	11.91%
Franklin India Dynamic Asset Allocation Active FoF	-2.57%	-0.02%	5.51%	12.65%	14.0%	10.49%
Axis Balanced Advantage Fund	-2.62%	1.83%	5.74%	13.92%	10.53%	7.71%
DSP Dynamic Asset Allocation Fund	-1.4%	2.34%	8.1%	12.24%	8.8%	9.47%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Tata Balanced Advantage Fund	6.51	0.68	0.67	0.99
ICICI Prudential Balanced Advantage Fund	5.47	0.56	1.22	1.74
Franklin India Dynamic Asset Allocation Active FoF	6.27	0.63	1.01	1.53
Axis Balanced Advantage Fund	7.26	0.73	1.06	1.73
DSP Dynamic Asset Allocation Fund	5.63	0.55	1.04	2.05

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Tata Balanced Advantage Fund	N.A.	9,691 Cr	7 yrs	1.73%
ICICI Prudential Balanced Advantage Fund	N.A.	70,535 Cr	19 yrs 2 m	1.43%
Franklin India Dynamic Asset Allocation Active FoF	N.A.	1,301 Cr	22 yrs 3 m	2.14%
Axis Balanced Advantage Fund	N.A.	3,816 Cr	8 yrs 6 m	1.91%
DSP Dynamic Asset Allocation Fund	N.A.	3,709 Cr	12 yrs	1.88%

View all Dynamic Asset Allocation funds

Key risk & return ratios Compared to other funds in the category

Alpha	-0.25 vs. 3.26 Underperformed at beating benchmark
Sharpe	0.67 vs. 3.04 Poor risk-adjusted returns
Beta	0.68 vs. 0.68 Less sensitive to market ups & downs
Standard deviation	6.51 vs. 5.55 More volatile performance

Compare Tata Balanced Advantage Fund in detail with

About this fund

About Tata Balanced Advantage Fund

Tata Balanced Advantage Fund is a Dynamic Asset Allocation mutual fund scheme from Tata Mutual Fund. This fund has been in existence for 7 yrs, having been launched on 09/01/2019. Tata Balanced Advantage Fund has ₹9,691 Crores worth of assets under management (AUM) as on 31/12/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Tata Balanced Advantage Fund as of 02/02/2026 is ₹20.57. The fund has an expense ratio of 1.73%, which is higher than what most other Dynamic Asset Allocation funds charge. Currently, the fund has a 56.99% allocation to equity and 27.43% to Debt.

Tata Balanced Advantage Fund returns of last 1-year are 4.93%. Since launch, it has delivered 10.82% average annual returns. The fund has doubled the money invested in it every 6 yrs.
Tata Balanced Advantage Fund scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is average.
The fund's equity portion is primarily invested in Financial, Energy, Construction, Healthcare, Services sectors. It has taken less exposure in Financial, Energy sectors compared to other funds in the category.
The debt portion of the fund has low credit quality indicating the quality of borrowers it has lent it to is not too great.
The fund's top 5 holdings are in GOI, Reliance Industries Ltd., HDFC Bank Ltd., ICICI Bank Ltd., Bharti Airtel Ltd..

...

Fund AUM	9,691 Cr as on Dec 31, 2025
Scheme document	View Scheme Document

Fund managers

Sailesh Jain

Mr. Jain is a Commerce Graduate and an MBA. Prior to joining TATA Mutual Fund, he has worked with Invesco Mutual Fund, IDFC Securities Ltd. as Head Derivatives, Quant Broking Pvt Ltd. as Vice President and IIFL(India Infoline) as Vice President.

Akhil Mittal

Mr. Mittal is B.Com (H) and MBA from University Business School. Prior to joining Tata AMC, he has worked with Canara Robeco AMC, Principal Asset Management Company, Edelweiss Securities Ltd. and Rallis India Ltd.

Rahul Singh

Mr. Singh is B.Tech & PGDBM Prior to Tata AMC, he has worked with Ampersand Capital Investment Advisors LLP, Standard Chartered Securities and Citigroup Global Markets India.

Investment objective

The scheme seeks to provide capital appreciation and income distribution to the investors by using equity derivatives strategies, arbitrage opportunities and pure equity investments.

Tata Mutual Fund details

No. of schemes	61 view all schemes
Total AUM	2,25,719 Cr as on Dec 31, 2025
Address	9th Floor, Mafatlal Centre, Nariman Point, Mumbai, 400021
Email	service@tataamc.com
Phone	1800-209-0101

More funds from Tata Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
Tata Multi Asset Allocation Fund	N.A.	4,805 Cr	14.32%	13.75%
Tata Aggressive Hybrid Fund	N.A.	4,179 Cr	4.95%	11.26%
Tata Retirement Savings Moderate Fund	N.A.	2,166 Cr	2.64%	10.79%
Tata Equity Savings Fund	N.A.	278 Cr	5.98%	8.0%
Tata Retirement Savings Conservative Fund	N.A.	173 Cr	3.68%	6.13%

See all Hybrid funds from this AMC

Frequently asked questions

What is the current NAV of Tata Balanced Advantage Fund?

The current Net Asset Value (NAV) of the Tata Balanced Advantage Fund plan is approximately ₹20.5694 as of Feb 02, 2026.

What are the returns of this mutual fund scheme?

The Tata Balanced Advantage Fund is a 7 yrs old fund and has delivered average annual returns of 10.81% since inception.

Tata Balanced Advantage Fund Returns

1-Year	3-Year	5-Year	Since Inception
5.5%	10.42%	9.73%	10.81%

How much does this mutual fund charge as expense ratio?

The Tata Balanced Advantage Fund has an expense ratio of 1.73%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The Tata Balanced Advantage Fund currently has assets under management (AUM) or fund size valued at approximately 9,691 Cr as on Dec 31, 2025.

What are the top stock holdings of Tata Balanced Advantage Fund?

The Tata Balanced Advantage Fund's equity portion has been invested in the stocks of the following companies

Company	Percentage of Portfolio
Reliance Industries Ltd.	4.79%
HDFC Bank Ltd.	4.07%
ICICI Bank Ltd.	2.91%
Bharti Airtel Ltd.	2.74%
State Bank of India	2.68%
Larsen & Toubro Ltd.	2.42%
Infosys Ltd.	1.64%
Godrej Properties Ltd.	1.59%
Mahindra & Mahindra Ltd.	1.56%
Shriram Finance Ltd	1.54%

What are the top sectors Tata Balanced Advantage Fund has invested in?

The Tata Balanced Advantage Fund's equity portion is primarily invested in the following sectors -

Sector	Percentage of Portfolio
Financial	19.220000000000002%
Energy	8.309999999999999%
Healthcare	5.61%
Services	5.3%
Construction	4.609999999999999%
Technology	3.8499999999999996%
Consumer Staples	3.54%
Capital Goods	3.13%
Materials	3.08%
Communication	2.74%

To whom does Tata Balanced Advantage Fund lend to?

The top 3 debt holdings of Tata Balanced Advantage Fund are as follows

Holding Name	Percentage of Portfolio
GOI	11.66%
Andhra Pradesh State	1.73%
Jio Credit Ltd.	1.28%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The Tata Balanced Advantage Fund's debt portion's allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
SOV	16.42599523%
AAA	7.16155909%
Cash	6.92528487%

What is risk level of Tata Balanced Advantage Fund?

This is a Dynamic Asset Allocation fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in Tata Balanced Advantage Fund?

Redeeming your investments in the Tata Balanced Advantage Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Dynamic Asset Allocation

#NA

Volatility Protection: This fund is one of the best in protecting against volatility in it's category.
Chance: This fund has generated a 12.68% annual return in 70% of times for investors holding for at least 5 years.
Return/Risk: The fund is performing poorly than its category.
Exit Load: Exit load of 0.50%, if redeemed within 30 days.