UTI Dividend Yield Fund

Q: What are the returns of this mutual fund scheme?

The UTI Dividend Yield Fund is a 20 yrs 6 m old fund and has delivered average annual returns of 15.22% since inception. UTI Dividend Yield Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 2.3% 20.95% 21.86% 14.29% 15.22%

Q: How much does this mutual fund charge as expense ratio?

The UTI Dividend Yield Fund has an expense ratio of 2.01% , representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

NAV as of Oct 20, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹180.5177+0.11% 1 day change	15.22% p.a.	App exclusive #NA View Ranked Funds	₹3,822 Cr

Historical NAV & returns

NAV: ₹180.5177 as on Oct 20, 2025

This fund Category average

UTI Dividend Yield Fund overview

AUM (Fund size)	₹3,822 Cr
Exit load	1.0% Exit load of 1% if redeemed less than 1 year!
Lock-in Period	Nil
Age	20 yrs 6 m since Apr 11, 2005
Benchmark	NIFTY 500 TRI
Min. investment	SIP: ₹500 & Lumpsum: ₹1000
Expense ratio	2.01% as on Sep 30, 2025
Plan type	Regular
Risk	Very High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%

UTI Dividend Yield Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Oct 26, 2025

Period	This fund	Category average
1 Month	3.95%	4.09%
3 Months	3.77%	3.62%
6 Months	7.38%	8.04%
1 Year	2.3%	3.42%
2 Years	23.87%	21.43%
3 Years	20.95%	18.5%
4 Years	13.33%	13.61%
5 Years	21.86%	22.28%
7 Years	17.08%	17.39%
10 Years	14.29%	14.5%

View returns in detail

Asset allocationas on Sep 30, 2025

Large Cap 65.91%

Mid Cap 9.69%

Small Cap 18.06%

Other Cap 0%

Top holdings

HDFC Bank Ltd.9.02%

ICICI Bank Ltd.5.11%

Kotak Mahindra Bank Ltd.3.39%

Tech Mahindra Ltd.3.33%

Top sectors

Financial 23.56%

Energy 11.949999999999998%

Technology 11.56%

Automobile 9.93%

Credit quality

Bifurcation by Credit Quality is not available for this fund

Top Debt Holdings

GOI 0.54%

Others 0.01%

Allocation by Instruments

Real Estate Investment Trusts 4.272106600000001%

Infrastructure Investment Trust 0.76912659%

Net Current Assets 0.75578834%

GOI Securities 0.53991945%

Other Holdings

Knowledge Realty Trust 2.63%

Mindspace Business Parks REIT 0.87%

Indus Infra Trust 0.77%

Embassy Office Parks REIT 0.77%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
UTI Dividend Yield Fund	3.95%	7.38%	2.3%	20.95%	21.86%	14.29%
ICICI Prudential India Opportunities Fund	4.09%	7.45%	8.52%	22.78%	32.63%	13.86%
ICICI Prudential Dividend Yield Equity Fund	3.7%	7.44%	7.33%	23.76%	29.89%	16.07%
ICICI Prudential Value Fund	4.07%	7.71%	7.35%	21.71%	26.81%	15.51%
SBI Contra Fund	4.52%	6.02%	2.74%	20.23%	29.54%	16.14%
ICICI Prudential India Equity FOF	4.07%	7.27%	6.61%	21.35%	26.52%	12.27%

Fund name	Std. deviation	Beta	Sharpe	Sortino
UTI Dividend Yield Fund	13.25	0.94	1.0	1.49
ICICI Prudential India Opportunities Fund	11.51	0.82	1.32	2.34
ICICI Prudential Dividend Yield Equity Fund	12.13	0.86	1.33	2.07
ICICI Prudential Value Fund	11.19	0.79	1.28	2.23
SBI Contra Fund	12.19	0.89	1.05	1.68
ICICI Prudential India Equity FOF	11.73	0.87	1.17	1.88

Fund name	ETM Rank	AUM	Fund age	Expense ratio
UTI Dividend Yield Fund	N.A.	3,822 Cr	20 yrs 6 m	2.01%
ICICI Prudential India Opportunities Fund	N.A.	30,802 Cr	6 yrs 10 m	1.58%
ICICI Prudential Dividend Yield Equity Fund	N.A.	5,936 Cr	11 yrs 6 m	1.81%
ICICI Prudential Value Fund	N.A.	55,445 Cr	21 yrs 3 m	1.5%
SBI Contra Fund	N.A.	47,205 Cr	20 yrs 5 m	1.5%
ICICI Prudential India Equity FOF	N.A.	229 Cr	5 yrs 8 m	1.21%

View all Strategy funds

Key risk & return ratios Compared to other funds in the category

Alpha	4.21 vs. 4.37 Underperformed at beating benchmark
Sharpe	1.0 vs. 4.77 Poor risk-adjusted returns
Beta	0.94 vs. 0.73 More sensitive to market's ups & downs
Standard deviation	13.25 vs. 8.76 More volatile performance

Compare UTI Dividend Yield Fund in detail with

About this fund

About UTI Dividend Yield Fund

UTI Dividend Yield Fund is a Strategy mutual fund scheme from Uti Mutual Fund. This fund has been in existence for 20 yrs 6 m, having been launched on 11/04/2005. UTI Dividend Yield Fund has ₹3,822 Crores worth of assets under management (AUM) as on 30/09/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of UTI Dividend Yield Fund as of 20/10/2025 is ₹180.52. The fund has an expense ratio of 2.01%, which is higher than what most other Strategy funds charge.

UTI Dividend Yield Fund returns of last 1-year are -1.67%. Since launch, it has delivered 15.22% average annual returns. The fund has doubled the money invested in it every 5 yrs.
UTI Dividend Yield Fund scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is average.
The fund has the majority of its money invested in Financial, Energy, Technology, Automobile, Healthcare sectors. It has taken less exposure in Financial, Energy sectors compared to other funds in the category.
The fund's top 5 holdings are in HDFC Bank Ltd., ICICI Bank Ltd., Kotak Mahindra Bank Ltd., Tech Mahindra Ltd., Infosys Ltd..

...

Fund AUM	3,822 Cr as on Sep 30, 2025
Scheme document	View Scheme Document

Fund managers

Amit Kumar Premchandani

Mr. Premchandani is a Chartered Accountant, MBA and CFA degree holder. Prior to joining UTI Mutual Fund, he has worked in Deutsche Equities India, JP Morgan and Peerless General Finance and Investment. In UTI he has been associated with Dept. of Securities Research and Dept. of Fund Management for more than 11 years.

Investment objective

The scheme seeks to generate long term capital appreciation and income by investing predominantly in dividend yielding equity and equity related securities.

UTI Mutual Fund details

No. of schemes	63 view all schemes
Total AUM	3,79,176 Cr as on Sep 30, 2025
Address	UTI Tower, Plot C-1, GN Block, Banrda Kurla Complex, Bandra (East) Mumbai, 400051
Phone	0263 2296993

More funds from UTI Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
UTI Transportation and Logistics Fund	N.A.	3,968 Cr	15.87%	27.35%
UTI Infrastructure Fund	N.A.	2,132 Cr	2.85%	26.04%
UTI Large & Mid Cap Fund	N.A.	4,993 Cr	3.9%	25.5%
UTI Mid Cap Fund	N.A.	11,666 Cr	1.61%	22.57%
UTI Value Fund	N.A.	9,727 Cr	3.99%	21.83%

See all Equity funds from this AMC

Frequently asked questions

What is the current NAV of UTI Dividend Yield Fund?

The current Net Asset Value (NAV) of the UTI Dividend Yield Fund plan is approximately ₹180.5177 as of Oct 20, 2025.

What are the returns of this mutual fund scheme?

The UTI Dividend Yield Fund is a 20 yrs 6 m old fund and has delivered average annual returns of 15.22% since inception.

UTI Dividend Yield Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
2.3%	20.95%	21.86%	14.29%	15.22%

How much does this mutual fund charge as expense ratio?

The UTI Dividend Yield Fund has an expense ratio of 2.01%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The UTI Dividend Yield Fund currently has assets under management (AUM) or fund size valued at approximately 3,822 Cr as on Sep 30, 2025.

What are the top stock holdings of UTI Dividend Yield Fund?

The UTI Dividend Yield Fund has invested the majority of its money in the stocks of the following companies -

Company	Percentage of Portfolio
HDFC Bank Ltd.	9.02%
ICICI Bank Ltd.	5.11%
Kotak Mahindra Bank Ltd.	3.39%
Tech Mahindra Ltd.	3.33%
Infosys Ltd.	3.24%
State Bank of India	3.2%
Mahindra & Mahindra Ltd.	3.12%
Bharti Airtel Ltd.	2.8%
Power Grid Corporation Of India Ltd.	2.35%
ITC Ltd.	2.31%

What are the top sectors UTI Dividend Yield Fund has invested in?

The UTI Dividend Yield Fund has primarily invested in the following sectors

Sector	Percentage of Portfolio
Financial	23.56%
Energy	11.949999999999998%
Technology	11.56%
Automobile	9.93%
Healthcare	9.08%
Consumer Staples	7.040000000000001%
Materials	4.12%
Capital Goods	3.69%
Services	3.3%
Metals & Mining	3.0700000000000003%

What is risk level of UTI Dividend Yield Fund?

This is a Strategy fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in UTI Dividend Yield Fund?

Redeeming your investments in the UTI Dividend Yield Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Strategy

#NA

Return Outperformance: This fund has generated highest return amongst Strategy funds in the last 10 Years.
Return/Risk: The fund is performing poorly than its category.
Exit Load: Exit load of 1% if redeemed less than 1 year