HDFC Flexi Cap Fund

Q: What are the returns of this mutual fund scheme?

The HDFC Flexi Cap Fund is a 31 yrs 1 m old fund and has delivered average annual returns of 18.88% since inception. HDFC Flexi Cap Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 11.78% 21.17% 20.75% 18.04% 18.88%

Q: How much does this mutual fund charge as expense ratio?

The HDFC Flexi Cap Fund has an expense ratio of 1.33% , representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

NAV as of Feb 02, 2026	Returns since inception	ET Money Rank	AUM (Fund size)
₹2027.557-0.85% 1 day change	18.88% p.a.	App exclusive #NA View Ranked Funds	₹96,295 Cr

Historical NAV & returns

NAV: ₹2027.557 as on Feb 02, 2026

This fund Category average

HDFC Flexi Cap Fund overview

AUM (Fund size)	₹96,295 Cr
Exit load	1.0% Exit load of 1% if redeemed within 1 year !
Lock-in Period	Nil
Age	31 yrs 1 m since Dec 08, 1994
Benchmark	NIFTY 500 TRI
Min. investment	SIP: ₹2000 & Lumpsum: ₹5000
Expense ratio	1.33% as on Feb 02, 2026
Plan type	Regular
Risk	Very High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%

HDFC Flexi Cap Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Feb 03, 2026

Period	This fund	Category average
1 Month	-3.19%	-7.25%
3 Months	-2.25%	-7.38%
6 Months	3.23%	-4.32%
1 Year	11.78%	1.89%
2 Years	14.46%	6.18%
3 Years	21.17%	14.37%
4 Years	18.55%	9.87%
5 Years	20.75%	12.45%
7 Years	18.41%	13.0%
10 Years	18.04%	12.7%

View returns in detail

Asset allocationas on Dec 31, 2025

Large Cap 71.65%

Mid Cap 4.57%

Small Cap 8.25%

Other Cap 0%

Top holdings

ICICI Bank Ltd.8.93%

HDFC Bank Ltd.8.44%

Axis Bank Ltd.7.12%

State Bank of India4.49%

Top sectors

Financial 34.74%

Automobile 12.580000000000002%

Healthcare 7.4799999999999995%

Technology 6.24%

Credit quality

Bifurcation by Credit Quality is not available for this fund

Top Debt Holdings

GOI 0.54%

Allocation by Instruments

Repo 12.73%

Real Estate Investment Trusts 2.36%

GOI Securities 0.54%

Other Holdings

Others 12.73%

Nexus Select Trust 1.77%

Embassy Office Parks REIT 0.59%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
HDFC Flexi Cap Fund	-3.19%	3.23%	11.78%	21.17%	20.75%	18.04%
Parag Parikh Flexi Cap Fund	-2.34%	1.27%	5.9%	19.36%	18.07%	18.03%
JM Flexicap Fund	-5.7%	-4.29%	-4.42%	19.05%	16.98%	17.12%
Franklin India Flexi Cap Fund	-4.64%	-1.15%	5.12%	17.55%	15.83%	14.67%
Edelweiss Flexi Cap Fund	-4.49%	2.5%	8.78%	18.25%	15.81%	15.71%

Fund name	Std. deviation	Beta	Sharpe	Sortino
HDFC Flexi Cap Fund	10.29	0.77	1.37	2.3
Parag Parikh Flexi Cap Fund	8.28	0.59	1.59	2.46
JM Flexicap Fund	14.77	1.03	0.89	1.23
Franklin India Flexi Cap Fund	12.11	0.92	0.95	1.38
Edelweiss Flexi Cap Fund	13.03	0.98	0.97	1.28

Fund name	ETM Rank	AUM	Fund age	Expense ratio
HDFC Flexi Cap Fund	N.A.	96,295 Cr	31 yrs 1 m	1.33%
Parag Parikh Flexi Cap Fund	N.A.	1,33,309 Cr	12 yrs 8 m	1.28%
JM Flexicap Fund	N.A.	5,463 Cr	17 yrs 6 m	1.84%
Franklin India Flexi Cap Fund	N.A.	19,972 Cr	31 yrs 4 m	1.7%
Edelweiss Flexi Cap Fund	N.A.	3,127 Cr	11 yrs	1.89%

View all Flexi Cap funds

Key risk & return ratios Compared to other funds in the category

Alpha	6.41 vs. 3.93 Higher outperformance against benchmark
Sharpe	1.37 vs. 3.98 Poor risk-adjusted returns
Beta	0.77 vs. 0.82 Less sensitive to market ups & downs
Standard deviation	10.29 vs. 9.68 More volatile performance

Compare HDFC Flexi Cap Fund in detail with

About this fund

About HDFC Flexi Cap Fund

HDFC Flexi Cap Fund is a Flexi Cap mutual fund scheme from Hdfc Mutual Fund. This fund has been in existence for 31 yrs 1 m, having been launched on 08/12/1994. HDFC Flexi Cap Fund has ₹96,295 Crores worth of assets under management (AUM) as on 31/12/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of HDFC Flexi Cap Fund as of 02/02/2026 is ₹2027.56. The fund has an expense ratio of 1.33%, which is higher than what most other Flexi Cap funds charge.

HDFC Flexi Cap Fund returns of last 1-year are 11.68%. Since launch, it has delivered 18.62% average annual returns. The fund has doubled the money invested in it every 4 yrs.
HDFC Flexi Cap Fund scheme's ability to deliver returns consistently is higher than most funds of its category. Its ability to control losses in a falling market is high.
The fund has the majority of its money invested in Financial, Automobile, Healthcare, Technology, Insurance sectors. It has taken less exposure in Financial, Automobile sectors compared to other funds in the category.
The fund's top 5 holdings are in ICICI Bank Ltd., HDFC Bank Ltd., Axis Bank Ltd., State Bank of India, SBI Life Insurance Company Ltd..

...

Fund AUM	96,295 Cr as on Dec 31, 2025
Scheme document	View Scheme Document

Fund managers

Roshi Jain

Ms. Jain is a CFA, ACA and PGDM. Prior to joining HDFC Asset Management Company Limited, she has worked with Franklin Templeton Investments, Goldman Sachs, London, Goldman Sachs, Singapore, Wipro Ltd. and S. R. Batliboi & Co.

Amit Ganatra

Mr. Ganatra holds a Commerce degree and is a Charted Accountant. He is also a Chartered Financial Analyst from AIMR. Prior to joining the HDFC AMC, he has worked with Invesco Asset Management (India) Pvt. Ltd, HDFC Mutual Fund, DBS Cholamandalam AMC Pvt. Ltd. and Fidelity.

Investment objective

The scheme seeks to generate capital appreciation / income from a portfolio, predominantly invested in equity & equity related instruments.

HDFC Mutual Fund details

No. of schemes	78 view all schemes
Total AUM	9,43,197 Cr as on Dec 31, 2025
Address	"HDFC House", 2nd Floor, H. T. Parekh Marg, 165-166, Backbay Reclamation, Churchgate Mumbai, 400020
Email	shareholders.relations@hdfcfund.com
Phone	022 ? 66316333

More funds from HDFC Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
HDFC Infrastructure Fund	N.A.	2,452 Cr	8.15%	24.12%
HDFC Mid Cap Fund	N.A.	92,642 Cr	12.7%	23.35%
HDFC Small Cap Fund	N.A.	37,753 Cr	5.31%	22.19%
HDFC Focused Fund	N.A.	26,537 Cr	10.34%	21.58%
HDFC ELSS Tax Saver Fund	N.A.	17,163 Cr	9.5%	19.23%

See all Equity funds from this AMC

Frequently asked questions

What is the current NAV of HDFC Flexi Cap Fund?

The current Net Asset Value (NAV) of the HDFC Flexi Cap Fund plan is approximately ₹2027.557 as of Feb 02, 2026.

What are the returns of this mutual fund scheme?

The HDFC Flexi Cap Fund is a 31 yrs 1 m old fund and has delivered average annual returns of 18.88% since inception.

HDFC Flexi Cap Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
11.78%	21.17%	20.75%	18.04%	18.88%

How much does this mutual fund charge as expense ratio?

The HDFC Flexi Cap Fund has an expense ratio of 1.33%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The HDFC Flexi Cap Fund currently has assets under management (AUM) or fund size valued at approximately 96,295 Cr as on Dec 31, 2025.

What are the top stock holdings of HDFC Flexi Cap Fund?

The HDFC Flexi Cap Fund has invested the majority of its money in the stocks of the following companies -

Company	Percentage of Portfolio
ICICI Bank Ltd.	8.93%
HDFC Bank Ltd.	8.44%
Axis Bank Ltd.	7.12%
State Bank of India	4.49%
SBI Life Insurance Company Ltd.	4.23%
Kotak Mahindra Bank Ltd.	4.16%
Maruti Suzuki India Ltd.	3.47%
Cipla Ltd.	3.3%
HCL Technologies Ltd.	3.03%
Power Grid Corporation Of India Ltd.	2.5%

What are the top sectors HDFC Flexi Cap Fund has invested in?

The HDFC Flexi Cap Fund has primarily invested in the following sectors

Sector	Percentage of Portfolio
Financial	34.74%
Automobile	12.580000000000002%
Healthcare	7.4799999999999995%
Technology	6.24%
Insurance	4.23%
Metals & Mining	4.21%
Energy	3.87%
Services	3.37%
Communication	2.47%
Capital Goods	1.56%

What is risk level of HDFC Flexi Cap Fund?

This is a Flexi Cap fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in HDFC Flexi Cap Fund?

Redeeming your investments in the HDFC Flexi Cap Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Flexi Cap

#NA

Return Consistency: This fund is one of the best in generating consistent return in it's category.
Volatility Protection: This fund is one of the best in protecting against volatility in it's category.
Return Outperformance: This fund has generated highest return amongst Flexi Cap funds in the last 10 Years.
Chance: This fund has generated a 13.54% annual return in 70% of times for investors holding for at least 5 years.
Return/Risk: The fund is performing poorly than its category.
Exit Load: Exit load of 1% if redeemed within 1 year