Franklin India Flexi Cap Fund

Q: What are the returns of this mutual fund scheme?

The Franklin India Flexi Cap Fund is a 31 yrs 1 m old fund and has delivered average annual returns of 18.32% since inception. Franklin India Flexi Cap Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 4.41% 18.59% 24.14% 14.05% 18.32%

Q: How much does this mutual fund charge as expense ratio?

The Franklin India Flexi Cap Fund has an expense ratio of 1.69% , representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

NAV as of Oct 20, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹1667.0903+0.35% 1 day change	18.32% p.a.	App exclusive #NA View Ranked Funds	₹18,912 Cr

Historical NAV & returns

NAV: ₹1667.0903 as on Oct 20, 2025

This fund Category average

Franklin India Flexi Cap Fund overview

AUM (Fund size)	₹18,912 Cr
Exit load	1.0% Exit load of 1% if redeemed within 1 year!
Lock-in Period	Nil
Age	31 yrs 1 m since Sep 19, 1994
Benchmark	NIFTY 500 TRI
Min. investment	This scheme is currently not buyable
Expense ratio	1.69% as on Sep 30, 2025
Plan type	Regular
Risk	Very High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%

Franklin India Flexi Cap Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Oct 25, 2025

Period	This fund	Category average
1 Month	2.9%	2.42%
3 Months	2.0%	3.18%
6 Months	6.92%	9.58%
1 Year	4.41%	5.26%
2 Years	20.57%	19.91%
3 Years	18.59%	17.23%
4 Years	13.87%	12.61%
5 Years	24.14%	20.68%
7 Years	17.69%	16.98%
10 Years	14.05%	14.22%

View returns in detail

Asset allocationas on Sep 30, 2025

Large Cap 76.79%

Mid Cap 11.5%

Small Cap 8.56%

Other Cap 0%

Top holdings

HDFC Bank Ltd.8.48%

ICICI Bank Ltd.7.78%

Bharti Airtel Ltd.4.5%

Larsen & Toubro Ltd.4.12%

Top sectors

Financial 25.95%

Energy 10.269999999999998%

Services 9.99%

Healthcare 8.040000000000001%

Credit quality

Bifurcation by Credit Quality is not available for this fund

Top Debt Holdings

Reserve Bank of India 0.26%

Allocation by Instruments

Cash/Net Current Assets 2.8937314%

Treasury Bills 0.26271035%

Other Holdings

Others 2.89%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
Franklin India Flexi Cap Fund	2.9%	6.92%	4.41%	18.59%	24.14%	14.05%
HDFC Flexi Cap Fund	2.38%	9.29%	10.8%	22.87%	29.18%	16.18%
JM Flexicap Fund	1.25%	5.81%	-2.43%	22.71%	25.86%	16.81%
Parag Parikh Flexi Cap Fund	2.27%	8.87%	9.93%	21.3%	22.5%	17.78%
Bank of India Flexi Cap Fund	2.17%	12.72%	3.75%	22.29%	25.28%	13.53%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Franklin India Flexi Cap Fund	12.52	0.93	0.92	1.37
HDFC Flexi Cap Fund	10.92	0.8	1.42	2.36
JM Flexicap Fund	14.74	1.02	1.04	1.41
Parag Parikh Flexi Cap Fund	8.5	0.57	1.63	2.35
Bank of India Flexi Cap Fund	16.99	1.15	0.88	1.27

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Franklin India Flexi Cap Fund	N.A.	18,912 Cr	31 yrs 1 m	1.69%
HDFC Flexi Cap Fund	N.A.	85,560 Cr	30 yrs 10 m	1.37%
JM Flexicap Fund	N.A.	5,990 Cr	17 yrs 2 m	1.79%
Parag Parikh Flexi Cap Fund	N.A.	1,19,723 Cr	12 yrs 5 m	1.28%
Bank of India Flexi Cap Fund	N.A.	2,165 Cr	5 yrs 4 m	1.98%

View all Flexi Cap funds

Key risk & return ratios Compared to other funds in the category

Alpha	2.55 vs. 4.14 Underperformed at beating benchmark
Sharpe	0.92 vs. 5.12 Poor risk-adjusted returns
Beta	0.93 vs. 0.73 More sensitive to market's ups & downs
Standard deviation	12.52 vs. 10.0 More volatile performance

Compare Franklin India Flexi Cap Fund in detail with

About this fund

About Franklin India Flexi Cap Fund

Franklin India Flexi Cap Fund is a Flexi Cap mutual fund scheme from Franklin Templeton Mutual Fund. This fund has been in existence for 31 yrs 1 m, having been launched on 19/09/1994. Franklin India Flexi Cap Fund has ₹18,912 Crores worth of assets under management (AUM) as on 30/09/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Franklin India Flexi Cap Fund as of 20/10/2025 is ₹1667.09. The fund has an expense ratio of 1.69%, which is higher than what most other Flexi Cap funds charge.

Franklin India Flexi Cap Fund returns of last 1-year are 0.84%. Since launch, it has delivered 17.89% average annual returns. The fund has doubled the money invested in it every 5 yrs.
Franklin India Flexi Cap Fund scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is above average.
The fund has the majority of its money invested in Financial, Energy, Services, Healthcare, Automobile sectors. It has taken less exposure in Financial, Energy sectors compared to other funds in the category.
The fund's top 5 holdings are in HDFC Bank Ltd., ICICI Bank Ltd., Bharti Airtel Ltd., Larsen & Toubro Ltd., Axis Bank Ltd..

...

Fund AUM	18,912 Cr as on Sep 30, 2025
Scheme document	View Scheme Document

Fund managers

Rajasa Kakulavarapu

Ms. Kakulavarapu has done B.Tech and MBA. Prior to joining Franklin Templeton Mutual Fund, she has worked with Jefferies India Pvt. Ltd. and Credit Suisse Securities (India) Pvt. Ltd.

R Janakiraman

Mr. Janakiraman is a B.E and PGDM (Business Management). Prior to joining Franklin Templeton Investments, he has worked with Indian Syntans Inv. Pvt. Ltd., Citicorp Information Tech Ltd. and UTI Securities Exchange Ltd.

Investment objective

The scheme aims to provide growth of capital and regular dividend from a portfolio of equity, debt and money market instruments and focusing on wealth creating companies across all sectors and market cap ranges.

Franklin Templeton Mutual Fund details

No. of schemes	34 view all schemes
Total AUM	1,23,581 Cr as on Sep 30, 2025
Address	Unit No.202/203/204, 2nd Floor Dalamal Tower, Plot No. 211 Free Press Journal Marg, Nariman Point Mumbai, 400013
Phone	1800-425-4255 / 60004255

More funds from Franklin Templeton Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
Franklin Build India Fund	N.A.	2,947 Cr	5.32%	32.99%
Franklin India Small Cap Fund	N.A.	13,266 Cr	-1.01%	28.98%
Franklin India Mid Cap Fund	N.A.	12,213 Cr	3.76%	24.24%
Franklin India Dividend Yield Fund	N.A.	2,352 Cr	-0.94%	24.21%
Franklin India Focused Equity Fund	N.A.	12,303 Cr	5.47%	24.11%
Franklin India Large & Mid Cap Fund	N.A.	3,529 Cr	8.42%	21.79%

See all Equity funds from this AMC

Frequently asked questions

What is the current NAV of Franklin India Flexi Cap Fund?

The current Net Asset Value (NAV) of the Franklin India Flexi Cap Fund plan is approximately ₹1667.0903 as of Oct 20, 2025.

What are the returns of this mutual fund scheme?

The Franklin India Flexi Cap Fund is a 31 yrs 1 m old fund and has delivered average annual returns of 18.32% since inception.

Franklin India Flexi Cap Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
4.41%	18.59%	24.14%	14.05%	18.32%

How much does this mutual fund charge as expense ratio?

The Franklin India Flexi Cap Fund has an expense ratio of 1.69%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The Franklin India Flexi Cap Fund currently has assets under management (AUM) or fund size valued at approximately 18,912 Cr as on Sep 30, 2025.

What are the top stock holdings of Franklin India Flexi Cap Fund?

The Franklin India Flexi Cap Fund has invested the majority of its money in the stocks of the following companies -

Company	Percentage of Portfolio
HDFC Bank Ltd.	8.48%
ICICI Bank Ltd.	7.78%
Bharti Airtel Ltd.	4.5%
Larsen & Toubro Ltd.	4.12%
Axis Bank Ltd.	4.05%
Infosys Ltd.	3.53%
Reliance Industries Ltd.	3.24%
Eternal Ltd.	3.23%
Mahindra & Mahindra Ltd.	2.92%
HCL Technologies Ltd.	2.6%

What are the top sectors Franklin India Flexi Cap Fund has invested in?

The Franklin India Flexi Cap Fund has primarily invested in the following sectors

Sector	Percentage of Portfolio
Financial	25.95%
Energy	10.269999999999998%
Services	9.99%
Healthcare	8.040000000000001%
Automobile	7.57%
Technology	6.949999999999999%
Construction	5.92%
Communication	5.61%
Consumer Staples	5.16%
Capital Goods	4.14%

What is risk level of Franklin India Flexi Cap Fund?

This is a Flexi Cap fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in Franklin India Flexi Cap Fund?

Redeeming your investments in the Franklin India Flexi Cap Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Flexi Cap

#NA

Return Consistency: This fund is one of the best in generating consistent return in it's category.
Return Outperformance: This fund has generated highest return amongst Flexi Cap funds in the last 10 Years.
Chance: This fund has generated a 13.59% annual return in 70% of times for investors holding for at least 5 years.
Return/Risk: The fund is performing poorly than its category.
Exit Load: Exit load of 1% if redeemed within 1 year