Q: What are the returns of this mutual fund scheme?

The ICICI Prudential Balanced Advantage Direct-Growth is a 13 yrs 1 m old fund and has delivered average annual returns of 12.92% since inception. ICICI Prudential Balanced Advantage Direct-Growth Returns 1-Year 3-Year 5-Year 10-Year Since Inception 10.79% 13.78% 12.38% 12.81% 12.92%

Question 1

What is the current NAV of ICICI Prudential Balanced Advantage Direct-Growth?

Accepted Answer

The current Net Asset Value (NAV) of the ICICI Prudential Balanced Advantage Fund - Direct Growth plan is approximately ₹85.41 as of Feb 02, 2026.

Question 2

What are the returns of this mutual fund scheme?

Accepted Answer

The ICICI Prudential Balanced Advantage Direct-Growth is a 13 yrs 1 m old fund and has delivered average annual returns of 12.92% since inception.

ICICI Prudential Balanced Advantage Direct-Growth Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
10.79%	13.78%	12.38%	12.81%	12.92%

Question 3

How much does this mutual fund charge as expense ratio?

Accepted Answer

The ICICI Prudential Balanced Advantage Fund - Direct Growth has an expense ratio of 0.86%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

Question 4

What is the AUM or fund size of this mutual fund?

Accepted Answer

The ICICI Prudential Balanced Advantage Fund currently has assets under management (AUM) or fund size valued at approximately 70,535 Cr as on Dec 31, 2025.

Question 5

What are the top stock holdings of ICICI Prudential Balanced Advantage Fund?

Accepted Answer

The ICICI Prudential Balanced Advantage Fund's equity portion has been invested in the stocks of the following companies

Company	Percentage of Portfolio
TVS Motor Company Ltd.	5.48%
ICICI Bank Ltd.	4.21%
HDFC Bank Ltd.	4.02%
Infosys Ltd.	3.58%
Reliance Industries Ltd.	3.53%
Larsen & Toubro Ltd.	2.48%
Bharti Airtel Ltd.	2.2%
Maruti Suzuki India Ltd.	1.8%
Axis Bank Ltd.	1.76%
Interglobe Aviation Ltd.	1.61%

Question 6

What are the top sectors ICICI Prudential Balanced Advantage Fund has invested in?

Accepted Answer

The ICICI Prudential Balanced Advantage Fund's equity portion is primarily invested in the following sectors -

Company	Percentage of Portfolio
TVS Motor Company Ltd.	5.48%
ICICI Bank Ltd.	4.21%
HDFC Bank Ltd.	4.02%
Infosys Ltd.	3.58%
Reliance Industries Ltd.	3.53%
Larsen & Toubro Ltd.	2.48%
Bharti Airtel Ltd.	2.2%
Maruti Suzuki India Ltd.	1.8%
Axis Bank Ltd.	1.76%
Interglobe Aviation Ltd.	1.61%

Question 7

To whom does ICICI Prudential Balanced Advantage Fund lend to?

Accepted Answer

The top 3 debt holdings of ICICI Prudential Balanced Advantage Fund are as follows

Holding Name	Percentage of Portfolio
Reserve Bank of India	2.47%
India Universal Trust AL1	1.09%
GOI	1.02%

Question 8

What is the quality of borrowers this mutual fund scheme lends to?

Accepted Answer

The credit rating of the instruments in which the fund invests represents the quality of the borrower. The ICICI Prudential Balanced Advantage Fund's debt portion's allocation by credit quality is given below

Holding Name	Percentage of Portfolio
Reserve Bank of India	2.47%
India Universal Trust AL1	1.09%
GOI	1.02%

Question 9

What is risk level of ICICI Prudential Balanced Advantage Fund?

Accepted Answer

This is a Dynamic Asset Allocation fund comes with Very High risk.

Question 10

Is there any lock-in period in this mutual fund?

Accepted Answer

No, this fund does not have any lock-in period.

Question 11

How do I invest in ICICI Prudential Balanced Advantage Direct-Growth?

Accepted Answer

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. The whole process takes just a few minutes. Here's how it works:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for ICICI Prudential Balanced Advantage Fund - Direct Growth, select your investment mode (lump sum or SIP), and enter the investment amount.
Provide the required details, including the bank account you'll use for payment, and confirm your investment.

That's it. Your investment in the ICICI Prudential Balanced Advantage Fund is complete.

Question 12

How can I redeem my investments in ICICI Prudential Balanced Advantage Fund?

Accepted Answer

Redeeming your investments in the ICICI Prudential Balanced Advantage Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

Expense ratio	0.86% as on Feb 02, 2026
Exit load	1.0% Exit Load for units in excess of 30% of the investment,1% will be charged for redemption within 1 year.!
AUM (Fund size)	₹70,535 Cr
Lock-in Period	Nil
Age	13 yrs 1 m since Jan 01, 2013
Benchmark	CRISIL Hybrid 50+50 Moderate Index
Min. investment	SIP: ₹500 & Lumpsum: ₹1000
Risk	Very High

Period	This fund	Category average
1 Month	-2.27%	-2.65%
3 Months	-0.01%	-1.91%
6 Months	3.93%	0.94%
1 Year	10.79%	7.37%
2 Years	11.16%	8.39%
3 Years	13.78%	12.8%
4 Years	12.06%	10.58%
5 Years	12.38%	11.06%
7 Years	12.9%	11.75%
10 Years	12.81%	11.43%

Fund name	1M	6M	1Y	3Y	5Y	10Y
ICICI Prudential Balanced Advantage Fund	-2.27%	3.93%	10.79%	13.78%	12.38%	12.81%
Tata Balanced Advantage Fund	-2.76%	1.66%	6.85%	11.92%	11.34%	8.65%
Franklin India Dynamic Asset Allocation Active FoF	-2.5%	0.44%	6.48%	13.68%	15.08%	11.61%
Axis Balanced Advantage Fund	-2.55%	2.46%	7.03%	15.29%	11.92%	8.95%
Nippon India Balanced Advantage Fund	-2.65%	1.8%	7.5%	13.28%	12.08%	12.93%

Fund name	Std. deviation	Beta	Sharpe	Sortino
ICICI Prudential Balanced Advantage Fund	5.48	0.56	1.33	1.89
Tata Balanced Advantage Fund	6.53	0.68	0.88	1.27
Franklin India Dynamic Asset Allocation Active FoF	6.27	0.63	1.16	1.75
Axis Balanced Advantage Fund	7.25	0.73	1.23	1.99
Nippon India Balanced Advantage Fund	6.86	0.72	1.01	1.45

Fund name	ETM Rank	AUM	Fund age	Expense ratio
ICICI Prudential Balanced Advantage Fund	N.A.	70,535 Cr	13 yrs 1 m	0.86%
Tata Balanced Advantage Fund	N.A.	9,691 Cr	7 yrs	0.51%
Franklin India Dynamic Asset Allocation Active FoF	N.A.	1,301 Cr	13 yrs 1 m	1.25%
Axis Balanced Advantage Fund	N.A.	3,816 Cr	8 yrs 6 m	0.73%
Nippon India Balanced Advantage Fund	N.A.	9,725 Cr	13 yrs 1 m	0.56%

ICICI Prudential Balanced Advantage Direct-Growth

Historical NAV & returns

ICICI Prudential Balanced Advantage Fund overview

ICICI Prudential Balanced Advantage Fund Returns calculator

Trailing returns as on Feb 03, 2026

Asset allocationas on Dec 31, 2025

Peer comparison

Key risk & return ratios Compared to other funds in the category

About this fund

About ICICI Prudential Balanced Advantage Fund

Fund managers

Investment objective

ICICI Prudential Mutual Fund details

More funds from ICICI Prudential Mutual Fund

Frequently asked questions

ICICI Prudential Balanced Advantage Direct-Growth Returns

ET Money rank

Alpha	3.45 vs. 3.91 Underperformed at beating benchmark
Sharpe	1.33 vs. 3.7 Poor risk-adjusted returns
Beta	0.56 vs. 0.78 Less sensitive to market ups & downs
Standard deviation	5.48 vs. 5.56 More stable returns

Fund AUM	70,535 Cr as on Dec 31, 2025
Scheme document	View Scheme Document

No. of schemes	104 view all schemes
Total AUM	11,30,333 Cr as on Dec 31, 2025
Address	One BKC , A Wing , 13th Floor, Bandra Kurla Complex, Mumbai, 400051

Fund name	ETM Rank	AUM	1Y	5Y
ICICI Prudential Multi Asset Fund	N.A.	78,179 Cr	14.7%	20.95%
ICICI Prudential Equity & Debt Fund	N.A.	49,641 Cr	11.46%	20.15%
ICICI Prudential Retirement Fund - Hybrid Aggressive Plan	N.A.	1,082 Cr	14.6%	17.43%
ICICI Prudential Dynamic Asset Allocation Active FoF	N.A.	29,170 Cr	9.92%	13.42%
ICICI Prudential Passive Multi-Asset FoF	N.A.	1,416 Cr	18.36%	N.A.

Sector	Percentage of Portfolio
Financial	15.739999999999998%
Automobile	10.57%
Technology	7.54%
Services	6.65%
Energy	5.569999999999999%
Consumer Staples	3.2599999999999993%
Construction	3.0300000000000002%
Insurance	2.38%
Communication	2.31%
Healthcare	2.28%

Credit Quality	Percentage of Portfolio
Cash & Call Money	13.64985368%
Cash	11.61554161%
SOV	11.23633716%