Tata Treasury Advantage Fund

Q: What are the returns of this mutual fund scheme?

The Tata Treasury Advantage Fund is a 20 yrs 2 m old fund and has delivered average annual returns of 7.14% since inception. Tata Treasury Advantage Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 7.36% 7.2% 5.78% 6.17% 7.14%

Q: How much does this mutual fund charge as expense ratio?

The Tata Treasury Advantage Fund has an expense ratio of 0.57% , representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

NAV as of Oct 20, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹4009.4605+0.05% 1 day change	7.14% p.a.	App exclusive #NA View Ranked Funds	₹2,925 Cr

Historical NAV & returns

NAV: ₹4009.4605 as on Oct 20, 2025

This fund Category average

Tata Treasury Advantage Fund overview

AUM (Fund size)	₹2,925 Cr
Exit load	0%
Lock-in Period	Nil
Age	20 yrs 2 m since Aug 23, 2005
Benchmark	CRISIL Low Duration Debt A-I Index
Min. investment	SIP: ₹500 & Lumpsum: ₹1000
Expense ratio	0.57% as on Sep 30, 2025
Plan type	Regular
Risk	Low to Moderate
Tax on your gains	Profits are added to your income and taxed as per your slab rate

Tata Treasury Advantage Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Oct 25, 2025

Period	This fund	Category average
1 Month	0.54%	0.52%
3 Months	1.34%	1.37%
6 Months	3.22%	3.31%
1 Year	7.36%	7.42%
2 Years	7.4%	7.41%
3 Years	7.2%	7.22%
4 Years	6.27%	6.25%
5 Years	5.78%	5.88%
7 Years	5.64%	6.19%
10 Years	6.17%	6.52%

Asset allocationas on Sep 30, 2025

Large Cap 0%

Mid Cap 0%

Small Cap 0%

Other Cap 0%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

A1+ 41.8%

AAA 39.71%

SOV 16.35%

Cash & Call Money 1.83%

Top Debt Holdings

Small Industries Devp. Bank of India Ltd. 8.35%

Axis Bank Ltd. 8.24%

Canara Bank 7.6%

National Bank For Agriculture & Rural Development 4.65%

Allocation by Instruments

Certificate of Deposit 39.300000000000004%

Debenture 24.250000000000004%

State Development Loan 13.829999999999998%

Non Convertible Debenture 7.049999999999999%

Other Holdings

Others 0.31%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
Tata Treasury Advantage Fund	0.54%	3.22%	7.36%	7.2%	5.78%	6.17%
UTI Low Duration Fund	0.58%	3.44%	7.71%	7.5%	7.07%	6.17%
DSP Low Duration Fund	0.54%	3.25%	7.35%	7.25%	5.76%	6.7%
Sundaram Low Duration Fund	0.49%	3.09%	7.07%	6.96%	7.03%	5.91%
Mirae Asset Low Duration Fund	0.52%	3.25%	7.32%	7.08%	5.55%	5.98%
SBI Magnum Low Duration Fund	0.5%	3.19%	7.25%	7.14%	5.6%	6.59%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Tata Treasury Advantage Fund	0.39	1.03	1.57	2.69
UTI Low Duration Fund	0.4	1.04	2.27	5.06
DSP Low Duration Fund	0.4	1.11	1.63	2.69
Sundaram Low Duration Fund	0.4	0.99	1.02	1.98
Mirae Asset Low Duration Fund	0.37	1.01	1.35	2.47
SBI Magnum Low Duration Fund	0.39	1.07	1.42	2.86

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Tata Treasury Advantage Fund	N.A.	2,925 Cr	20 yrs 2 m	0.57%
UTI Low Duration Fund	N.A.	2,302 Cr	22 yrs 7 m	0.45%
DSP Low Duration Fund	N.A.	5,304 Cr	10 yrs 7 m	0.62%
Sundaram Low Duration Fund	N.A.	390 Cr	21 yrs 2 m	1.15%
Mirae Asset Low Duration Fund	N.A.	2,232 Cr	17 yrs 7 m	0.85%
SBI Magnum Low Duration Fund	N.A.	16,764 Cr	18 yrs 3 m	0.92%

View all Low Duration funds

Key risk & return ratios Compared to other funds in the category

Alpha	2.47 vs. 2.82 Underperformed at beating benchmark
Sharpe	1.57 vs. 2.83 Poor risk-adjusted returns
Beta	1.03 vs. 1.4 Less sensitive to market ups & downs
Standard deviation	0.39 vs. 0.34 More volatile performance

Compare Tata Treasury Advantage Fund in detail with

About this fund

About Tata Treasury Advantage Fund

Tata Treasury Advantage Fund is a Low Duration mutual fund scheme from Tata Mutual Fund. This fund has been in existence for 20 yrs 2 m, having been launched on 23/08/2005. Tata Treasury Advantage Fund has ₹2,925 Crores worth of assets under management (AUM) as on 30/09/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Tata Treasury Advantage Fund as of 20/10/2025 is ₹4009.46. The fund has an expense ratio of 0.57%, which is higher than what most other Low Duration funds charge.

Tata Treasury Advantage Fund returns of last 1-year are 7.41%. Since launch, it has delivered 7.14% average annual returns. The fund has doubled the money invested in it every 12 yrs.
Tata Treasury Advantage Fund scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is below average.
The fund's credit profile is very high indicating it has lent to borrowers whose quality is excellent. Most funds in this category lend to similar borrowers and hence the risk of default in this fund is same as the category.
The fund's top holdings are in Small Industries Devp. Bank of India Ltd., Axis Bank Ltd., Canara Bank, National Bank For Agriculture & Rural Development, Bank Of Baroda.

...

Fund AUM	2,925 Cr as on Sep 30, 2025
Scheme document	View Scheme Document

Fund managers

Abhishek Sonthalia

Mr. Sonthalia has done B. Com, Management Programme from NITIE and CFA Charter holder. Prior to joining Tata Mutual Fund, he has worked with CRISIL Ltd. and TCS.

Akhil Mittal

Mr. Mittal is B.Com (H) and MBA from University Business School. Prior to joining Tata AMC, he has worked with Canara Robeco AMC, Principal Asset Management Company, Edelweiss Securities Ltd. and Rallis India Ltd.

Investment objective

The scheme aims to generate income & capital appreciation through a portfolio constituted of debt & money market instruments with relatively lower interest rate risk.

Tata Mutual Fund details

No. of schemes	61 view all schemes
Total AUM	2,17,939 Cr as on Sep 30, 2025
Address	9th Floor, Mafatlal Centre, Nariman Point, Mumbai, 400021
Email	service@tataamc.com
Phone	1800-209-0101

More funds from Tata Mutual Fund

Fund name	ETM Rank	AUM	1Y	3Y
Tata Money Market Fund	N.A.	38,808 Cr	7.6%	7.57%
Tata Short Term Bond Fund	N.A.	3,305 Cr	7.28%	7.16%
Tata Gilt Securities Fund	N.A.	1,267 Cr	6.05%	7.06%
Tata Liquid Fund	N.A.	21,302 Cr	6.69%	6.97%

See all Debt funds from this AMC

Frequently asked questions

What is the current NAV of Tata Treasury Advantage Fund?

The current Net Asset Value (NAV) of the Tata Treasury Advantage Fund plan is approximately ₹4009.4605 as of Oct 20, 2025.

What are the returns of this mutual fund scheme?

The Tata Treasury Advantage Fund is a 20 yrs 2 m old fund and has delivered average annual returns of 7.14% since inception.

Tata Treasury Advantage Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
7.36%	7.2%	5.78%	6.17%	7.14%

How much does this mutual fund charge as expense ratio?

The Tata Treasury Advantage Fund has an expense ratio of 0.57%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The Tata Treasury Advantage Fund currently has assets under management (AUM) or fund size valued at approximately 2,925 Cr as on Sep 30, 2025.

To whom does Tata Treasury Advantage Fund lend to?

The top 3 debt holdings of Tata Treasury Advantage Fund are as follows

Holding Name	Percentage of Portfolio
Small Industries Devp. Bank of India Ltd.	8.35%
Axis Bank Ltd.	8.24%
Canara Bank	7.6%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The Tata Treasury Advantage Fund allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
A1+	41.8%
AAA	39.71%
SOV	16.35%

What is risk level of Tata Treasury Advantage Fund?

This is a Low Duration fund comes with Low to Moderate risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in Tata Treasury Advantage Fund?

Redeeming your investments in the Tata Treasury Advantage Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Low Duration

#NA

Return Outperformance: This fund has generated highest return amongst Low Duration funds in the last 5 Years.
Exit Load: This fund has no exit load.
Return/Risk: The fund is performing poorly than its category.